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with High Interest Rates up to 6.85%
Take control of your investments by clubbing stability with attractive returns. What's more, you can choose from a range of tenures that suit your needs. To top it all, Finserv MARKETS provide a very easy process to book your FDs online.
Forget visits to any branch or a lengthy documentation process. With Finserv MARKETS, apply for an Bajaj Finance FD, submit documents and keep track of your fixed deposit account online. Seamless and hassle-free!
Finserv MARKETS offers best fixed deposit interest rates in India. Bajaj Finance FD interest rates can go up to 6.85%.
Finserv MARKETS offers fixed deposit rates for senior citizens that are as high as 0.25%, over and above the existing rates.
Choose an investment period that ranges from 12 months to 5 years.
Finserv MARKETS and secured investments go hand in hand. Irrespective of market fluctuations, we promise high returns. Your money is in safe hands.
Our Fixed Deposits come with a stable ICRA MAAA and CRISIL FAAA rating. Your investment is safe with us.
We offer the best FD rates in India. Invest in an Bajaj Finance FD that offers stable interest rate and enjoy high returns.
Don’t worry about market fluctuations affecting your returns. Get assured returns when you invest in Bajaj Finance FDs.
Invest for your future in 4 easy steps.
Fill your personal and beneficiary details, choose the FD amount, plan type and tenor.
Upload the documents required to open an Bajaj Finance FD account.
Once you're done with form filling and document submission, pay the FD amount and complete your Bajaj Finance fixed deposit online application process.
Track your Bajaj Finance FD returns anytime, anywhere!
What is FD - Fixed Deposits are one of the most traditionally popular savings avenues. Indians have always preferred to park their savings in a fixed deposit account because they present a safe investment, offer good returns, and are easy to operate and understand.
In a fixed deposit account, you invest a lump sum money for a pre-decided tenure at an agreed rate of interest. At the end of the tenure, you receive the principal amount along with the compound interest. In case you opt for a non-cumulative FD, you will receive interest on a regular basis - either monthly, quarterly ot yearly. Because FDs are meant for a fixed tenure, they are also called term deposits.
Finserv MARKETS provides you with the option to choose from two types of FDs, depending upon your preference for the returns.
As the name suggests, cumulative fixed deposits reinvest the interest with the principal amount such that the amount you receive at maturity includes your principal amount and the total interest accumulated. Such cumulative fixed deposits are best suited for investors who are keen on maximising their returns on the FD, but don’t seek a regular payout.
Non-Cumulative Fixed Deposit is a kind of FD where the interest is payable on a monthly, quarterly, and half-yearly or annual basis. You can choose the frequency of the interest payout. With the steady returns from non-cumulative FD, you can look for regular interest payouts, to meet your monthly expenses, bills etc. This is why such types of FDs are extremely suitable for people who need a regular income, such as pensioners.
FDs are great investments that preserve your money against the market volatility, and if wealth creation is your goal, you can try to maximise your returns through laddering, which means investing in multiple FDs with varied tenures.
Laddering deposits is basically a way in which you can split your investment into multiple FDs so that you get to maintain steady liquidity, while also allowing your fixed deposit accounts to earn high returns. It can help reduce losses associated with premature withdrawals - you can receive the amount from the FD nearest to its maturity date. You can also meet your short-term goals through laddering.
Interest rates on FDs are fixed when you open the deposit and the rate depends on the term that you wish to hold it for. Finserv MARKETS offers an interest rate which can go up to 6.85% and fixed deposit rates for senior citizens that are as high as 0.25%, over and above the existing rates.
As per the Section 194A of the Income Tax Act of 1961, the interest that is earned from investing in fixed deposits floated by NBFCs and banks is taxable in case it crosses Rs. 5,000/Rs. 10,000 depending on the type of financial institution. Often, tax is deducted at source for the same.
When the Fixed Deposit reached maturity, you are presented with the option to either withdraw or renew. If you choose the former option, the maturity amount will be directly credited to your bank account. If you choose to renew the FD, it can be done easily online.
Bajaj Finserv Fixed Deposits available online at Finserv MARKETS offer lucrative interest rates of up to 6.85%. These FDs enjoy stable ICRA MAAA and CRISIL FAAA ratings. With a minimum investment amount of Rs. 25,000 and flexible investment tenures that range from 12 months to 5 years, go ahead and invest right away. What’s more, senior citizens enjoy special interest rates! You can also use Bajaj Finance FD calculator to determine the interest amount that you can earn upon maturity of your Fixed Deposit.
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