What is Fixed Deposit

Fixed Deposits let you earn interest by depositing an amount for certain predefined tenure. There are multiple types of FD available by almost all the major banks in India with tenures ranging from 7 days to 20 years.

There are multiple benefits of FD. A Fixed Deposit is considered as one of the best fit for investors who want to safely grow their money as it lets them earn interest on the deposited amount over a period of time. The moment the money is invested, it gets locked and the investor can receive the principal along with the interest amount upon maturity. One of the many benefits of FD is the safety of the investment as it offers guaranteed returns on your investment. Not just that, one of the most unique benefits of FD is an individual can avail loan against an FD in case of emergency. Fixed Deposits do not suffer from the same issues as other investment instruments like shares and stocks. Hence the safety of your FD is all but guaranteed.

Benefits of Bajaj Finance FD

A Fixed Deposit comes with many short term and life term benefits. A few of the prime benefits of FD are flexible investment tenure, senior citizen benefits, assured returns, emergency loan facility and a lot more. Let’s talk about the benefits of FD in detail.

  • Fast Online Process

Forget visits to any branch or a lengthy documentation process. With Finserv MARKETS, apply for an Bajaj Finance FD, submit documents and keep track of your fixed deposit account online. Seamless and hassle-free!

  • Competitive Interest Rates

One of the best benefits of FD is that Finserv MARKETS offers best fixed deposit interest rates in India. Bajaj Finance FD interest rates can go up to 7.25%.

  • Senior Citizen Benefit

Finserv MARKETS offers fixed deposit rates for senior citizens that are as high as 0.25%, over and above the existing rates.

  • Flexible FD Tenure

Choose an investment period that ranges from 12 months to 5 years and calculate your returns using the FD calculator

  • Assured Returns

Finserv MARKETS and secured investments go hand in hand. Irrespective of market fluctuations, we promise high returns. Your money is in safe hands.

Who can Invest in an FD?

  • Anyone who is a resident Indian can book an FD account. The only eligibility criteria is that the person should be an Indian citizen and can enjoy all the benefits of FD.

  • Individuals who are looking to invest in a safe investment option and is okay with a decent return, FD would be the best choice for them.

  • Fixed Deposits are great options for individuals looking for a tax saving safe investment instrument. Under section 80C of the Income Tax Act, it will allow you up to Rs. 1.5 lakh of Income Tax Deductions.

  • A Fixed Deposit is a great financial retirement tool as it gives you a regular income. A person can invest in different FD schemes across various banks and opt for the non-cumulative option. In this option, the investor will get a regular interest upon maturity that will act as a post-retirement income. Start investing in FD today to enjoy this FD Benefit during your second innings of life.


  • ✔️Is it good to keep money in FD?

    Yes, keeping money invested in an FD guarantees the safe growth of your money.

  • ✔️Is FD good or bad?

    FD is a very good option for everyone once they want to start saving money.

  • ✔️Can you lose money in fixed deposit?

    The chances of losing out on your investment in a Fixed Deposit are minimal.

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