What are Fixed Deposits?

Fixed Deposits, also popularly known as term deposit, let you earn interest by depositing an amount for certain predefined tenure. There are multiple types of FD available by almost all the major banks in India with tenures ranging from 7 days to 20 years.

Fixed Deposit is considered as one of the best fit for investors who want to safely grow their money as it lets them earn interest on the deposited amount over a period of time. The moment the money is invested, it gets locked and the investor can receive the principal along with the interest amount upon maturity. If you’re planning to invest in FD and trying to figure out how to open a fixed deposit account, then your worry ends here as we’ll guide you through the easy and quick process to open an FD online. By following these simple steps you’ll get to know how to open an FD account. So, without further ado let’s take a look at how to open a fixed deposit account in a few simple and easy steps.

How to open a fixed deposit account

Let’s look at how to open a fixed deposit account online. Read on below to learn how to open a FD account online with Finserv MARKETS in only 3 simple steps.

  • Step 1 – To open an FD account, you’ll need to fill in your own details along with details of the beneficiary. Also choose your fixed deposit amount, the tenure you wish to deposit it for as well as the plan type.

  • Step 2 - Upload the documents being asked for to facilitate opening of your fixed deposit. It is useful to keep the documents handy before you begin this process to ensure hassle-free operations.

  • Step 3 - Once you have filled in your details, chosen the conditions of your fixed deposit and uploaded the requisite documents, you need only make the payment of the principal amount to get the fixed deposit functional. That’s all it takes to open your FD account online.

Fixed Deposits comes with many benefits and as you know how to open an FD account, you can visit the Finserv MARKETS today and book an FD of your choice seamlessly.

Benefits of Bajaj Finance FD

  • Fast Online Process

Forget visits to any branch or a lengthy documentation process. With Finserv MARKETS, apply for an Bajaj Finance FD, submit documents and keep track of your fixed deposit account online. Seamless and hassle-free!

  • Competitive Interest Rates

One of the best benefits of FD is that Finserv MARKETS offers best fixed deposit interest rates in India. Bajaj Finance FD interest rates can go up to 7.25%.

  • Senior Citizen Benefit

Finserv MARKETS offers fixed deposit rates for senior citizens that are as high as 0.25%, over and above the existing rates.

  • Flexible FD Tenure

Choose an investment period that ranges from 12 months to 5 years and calculate your returns with our fixed deposit calculator.

  • Assured Returns

Finserv MARKETS and secured investments go hand in hand. Irrespective of market fluctuations, we promise high returns. Your money is in safe hands.


  • ✔️What is the minimum amount required to open a fixed deposit?

    The minimum amount required to open an FD account is ₹25,000.

  • ✔️How can I open a fixed deposit account online?

    Here are the steps to open an FD account online:

    Step 1 - Fill in your details & choose FD plan

    Step 2 - Upload documents required

    Step 3 - Deposit FD amount and relax

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