✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now! Check Plans

ACKO car insurance offers plans tailored to protect your finances from unforeseen on-road and off-road hazards. With over 60 crore policies sold so far, this insurance company can provide you with third-party car insurance and comprehensive car insurance. You can also claim up to ₹15 Lakhs as coverage for personal accidental injuries.


Moreover, the Motor Vehicles Act of 1988 requires car owners to have a third-party liability insurance plan, and ACKO car insurance can help you fulfil that.

ACKO Car Insurance Plans Available at Bajaj Markets

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Claim Settlement Ratio (2021-2022)

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Acko Car Insurance





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Disclaimer: The premium rate is only estimated. The exact premium you need to pay may vary depending on a variety of variables. Please check the current premium rates before purchasing your auto insurance coverage.

Key Features of ACKO Car Insurance

Here are the features of ACKO car insurance:

  • Low-cost Premiums

  • Convenience

  • 24/7 Emergency Support

  • Personal Accident Coverage

  • Multiple Add-ons

How to Buy ACKO Car Insurance Plan

Here are the steps that will assist you in purchasing an ACKO car insurance. 


  • Visit the ‘Car Insurance Premium Calculator’ page.

  • Enter information about your vehicle, such as the model and registration numbers

  • Look over the available insurance options and pick one that best suits your needs

  • Use an online payment option to pay the premium

  • The details and documents for your ACKO car coverage plan will be emailed to you

Benefits of ACKO Car Insurance

Zero Paperwork


To obtain ACKO vehicle insurance, you do not need to spend time and effort filling out application papers. You will also save time by avoiding the time-consuming paperwork procedure as the company uses a no-paperwork approach and does everything online.

Easy-to-File Claims


You will have a smooth claim experience with ACKO, thanks to benefits like free pickup and drop-off, a three-day repair guarantee (in some areas), and claim monitoring.

Rapid Resolution


For minor disputes, ACKO guarantees a speedy resolution. Although they could take longer, major disputes are also settled fast. Large and minor claims are handled in line with the specifics of the applicable policy.

What's Covered and Not Covered in the ACKO Car Insurance

Here are the details about the inclusions and exclusions of ACKO car insurance. 



  • Third-party vehicle damage

  • Own damage

  • Damage resulted from irresponsible driving 

  • Warlike circumstance

  • Inactive policy

  • Illegal driving

  • Theft of personal belongings from car

How to Calculate Premium for ACKO Car Insurance

You can use the car insurance premium calculator available on the Bajaj Markets for calculating your monthly premium. Moreover, the amount of premium depends upon the type of coverage and add-ons (if any) you opt for.

Enhance your Coverage with Customised Add-on Covers

You may purchase add-on covers in addition to ACKO vehicle insurance plans to obtain additional benefits. Below are the details about the same: 

  • Zero Depreciation

If you have zero depreciation coverage, you could be able to recover the whole cost of replacing any car parts in the case of accidental damage. The depreciation value of the damaged parts will not be subtracted from the claim amount. As a result, you can save sizable money. 

  • Roadside Assistance

This coverage offers towing services, quick fuel delivery, flat tyre repairs, quick auto repairs, key services, cab services, and other emergency roadside help.

  • Engine Safety

Your primary car insurance coverage doesn’t provide safety for your car engine and gearbox. However, if you choose this add-on, the insurer will pay your costs for repairs or replacements of the internal engine, gearbox, and differential assembly components damaged by water intrusion, hydrostatic lock, or leaks in the vehicle's coolant or lubricating oil.

  • Consumables Cover

In the occurrence of any claim pertaining to an accident within the policy period, this add-on protects you from the costs of consumable products. Consumable products include gasoline used during automobile repairs but exclude engine oil, lubricants, nuts and bolts, screws, distilled water, bearing, washers, clip, brake oil, and so on. 

  • No Claim Bonus

NCB is a reduction on your insurance premium that you may receive if you renew your policy. You can earn a premium discount of up to 50% if you do not submit any claims for multiple years in a row.

  • Outside Emergency Protection

If you choose this coverage, the insurer will pay you for the costs, subject to the policy's terms and conditions, if your automobile is rendered immobile because of a breakdown or accident outside of a 100-kilometre region of your home during the policy term.

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How to Raise a Claim for ACKO Car Insurance?

With ACKO, you can raise a cashless claim and the below-listed steps will aid you in the same. 


  • Go to the ACKO official homepage

  • Click on ‘Register a Claim’

  • Your car will be picked up in 60 minutes (in selected cities) 

  • Following that, your car will go for instant repairs

  • You can check the repair status on its website

  • Once the repair is completed, your car will be delivered to your doorstep within three days

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs about ACKO Car Insurance

Does Acko offer Pay-as-you-Drive insurance?

No, presently Acko does not provide Pay-as-you-Drive coverage for vehicles.

How to check my Acko car insurance claim status online?

Here are the steps to follow. 

  • Visit ACKO's official website and input your mobile number

  • An OTP will be issued to your phone number

  • Log in to your account after entering the OTP

  • Your claim status will be displayed in your account after you log in

My ACKO policy document is lost, what should I do next?

You may contact the ACKO customer care officials and ask them to send a copy of your policy documents to your email ID. 

Why should I purchase motor insurance from ACKO?

ACKO is a relatively young firm with a licence to provide general non-life insurance. However, the business has been able to make a name for itself in the sector because of its cutting-edge digital business approach. The business promotes cost-effective, simple, and hassle-free policy procedures. ACKO promises a streamlined client experience from policy purchase through renewal and claim resolution.

How is the claim-settlement ratio of ACKO?

The claim settlement ratio is 95.50%. 

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