✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* check plans

The number of road accidents in India has been on a constant rise. With the exponential increase in such accident rates, every bike owner is worried about the financial toll an accident might bring in his life. This has made bike insurance extremely essential. Moreover, the enhanced Motor Vehicle Act of 1988 has made third-party bike insurance policies mandatory for driving on the Indian roads.


With bike insurance becoming a priority, it is important to note that just purchasing insurance is not enough. You must renew the plan by the due date to keep reaping the benefits of your bike insurance coverage. Keeping this in mind, insurers are offering a seamless renewal process so that their customers can continue benefiting from the insurance plan without going through a lengthy and tedious process.


You can get your Acko Bike Insurance Policy renewed with minimum documentation and no third-party involvement as the process is very simple and convenient. Not to forget, the No Claim Bonus that you can enjoy while renewing your Acko bike insurance policy is an added advantage.

Types of Acko Bike Insurance

Acko bike insurance comes in three varieties. Every plan is designed with unique features. They are as follows:

Coverage Type

Name of the Plan

Third-party covers

Third-party Bike Insurance Plan

Comprehensive covers

Comprehensive Bike Insurance Plan

Additional cover for the rider’s accident

Personal Accident Cover

1. Third-party Bike Insurance Plan

The third-party two-wheeler insurance plan is the basic and well-balanced coverage to meet the bike owner’s requirements.


Key features 


Here are a few key features of the third-party bike insurance plan:

  • High coverage at a nominal or low premium amount. 

  • Unlimited coverage can be availed of in case of accidental bodily injuries sustained by a third party.

  • Coverage of an amount of up to Rs. 1 lakh for causing accidental damages or losses to the property of a third party can be claimed.

  • Digital renewal procedure is available.

  • Quicker and more convenient online claim settlement process.


2. Comprehensive Bike Insurance Plan

The Comprehensive Bike Insurance Plan is the best bike insurance policy as it covers every possible accidental damage. It is a well-rounded plan with a plethora of benefits.


Key features


Here are a few key features of the comprehensive bike insurance plan:

  • Accidental damages or losses along with the third-party liabilities are covered.

  • Personal accidental coverage of an amount of up to Rs. 15 Lakhs can be claimed.

  • Hassle-free online claim settlement procedures.

  • Requirement of minimal paperwork for renewing and purchasing the Acko bike insurance policy.


3. Personal Accident Cover

It is vital to secure yourself while riding a two-wheeler, especially if you are a frequent bike rider. The Personal Accident Cover looks after all your personal needs in cases of mishaps. Since personal accidents are covered under the Comprehensive Bike Insurance Plan, you must buy the Personal Accident Cover if you settle for the Third-Party Bike Insurance Plan.


Key features


Here are a few key features of the personal accident cover: 

  • This life insurance cover offers a predetermined amount or the entire sum assured to your family members (beneficiaries) if you face an accidental death while riding your two-wheeler.

  • You will receive a certain sum if you get temporarily disabled due to a bike accident.

  • In cases of total disability, the whole sum assured is paid to the policyholder.

Add-ons with Acko Bike Insurance

Here are the add-on covers which you can purchase along with your Acko Bike Insurance Policy to get additional benefits: 

  • Zero depreciation cover

Zero depreciation cover can save big bucks as it protects against depreciation. During a claim, the Insured Declared Value (IDV) is also considered in the calculations. Thus, the claim amount you receive gets reduced. However, the claim amount is calculated on the bike’s ex-showroom price (excluding depreciation) if you possess zero depreciation cover.

  • Roadside assistance cover

A flat tyre or mechanical failure can make your vehicle immobile. In such a situation, you will require professional assistance. With the roadside assistance cover, you can rest assured that you will receive prompt services from a mechanic no matter where you are stuck.

  • Outstation emergency cover

With this cover, you are entitled to professional assistance if your two-wheeler breaks down outside 100 km from your home. You just need to inform your insurance provider to get quick assistance.

  • Personal belongings cover

The helmet is an essential personal belonging while driving a bike. When your helmet gets stolen, damaged or broken owing to an accident, this cover will compensate you for the expenses.

  • Engine protection cover

Your bike’s engine might get damaged by oil leakage or water ingestion. The standard bike insurance plan does not offer coverage for your bike’s engine. The engine protection cover takes care of damages or losses suffered by the engine.

  • Key protection cover

This cover replaces your keys if it gets lost or damaged.

  • Consumables cover

The consumables are important to secure your bike's consumable components, including the lubricants, nuts, and bolts.

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Benefits of Choosing Acko Bike Insurance

Here are a few benefits of the Acko Bike Insurance Plans:


  • The Acko two-wheeler insurance plans are easy on your pocket. You don't have to pay for the brokerage as the procedure is completed online. This saves up a massive amount of money.

  • The purchase of a new bike policy and Acko bike insurance renewal procedures are extremely simple and time-saving. You can get these done online according to your convenience. The company also offers round-the-clock assistance to help you out if you face any issues.

  • One of the most acclaimed benefits is the instant and smooth claim settlement process. User reviews prove that the claim settlements, from raising the claim to getting the claim amount, are rather quick and tension-free.

  • The company offers extra discounts and savings if you get a long-term insurance plan.

  • The company maintains absolute transparency regarding the fees chargeable and other insurance clauses. So, you don’t need to be afraid of any hidden charges being levied.

What are the Benefits of Renewing Your Policy

  • Financial security

Acko bike insurance renewal is the ideal safeguard by giving you financial security if your bike is accidentally damaged.

  • Zero documentation

Acko two-wheeler insurance renewal entails no hassles or tedious procedures.

  • No Claim Bonus

If you don't raise a claim throughout the policy year, Acko compensates you for being a careful driver. You may save a lot of money and receive greater value for your money with a No Claim Bonus of up to 50% on renewal.

  • Cashless repair and replacement

Numerous network garages are connected to Acko so that you may use the cashless capability at your nearby partner workshop.

  • Third-party legal liabilities

Even in the event of an accident, your legal liabilities are covered by your Acko bike insurance renewal.

How to Renew Acko Bike Insurance Online

Here’s how you can get your Acko Bike Insurance Policy renewed online:

  • Navigate to their official website or download their app if available.

  • Go to the ‘bike Insurance’ section.

  • Choose ‘Renew Your Policy’.

  • Enter all the necessary information such as your vehicle’s registration number, current policy details, personal information, etc.

  • Choose your desired level of protection.

  • Opt for the appropriate covers which best suit your requirements.

After the verification process of your documents and other details, your new insurance plans will be authorised.

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How to Renew Acko Bike Insurance Offline

If you wish to renew your insurance policy offline, you can do so too. All you are required to do is follow these steps and you are done:


  • Visit Acko’s nearest branch or office.

  • Present the required documents of your previous bike insurance policy for the verification process.

  • Enter the necessary information in the renewal form about your previous insurance policy.

  • Submit your renewal form in addition to the requested documents for the verification purposes.

  • After the verification process is complete, you will receive your insurance plan through post, or you may have to revisit their insurance office to collect the important policy documents. 

Besides, you can also connect with their customer care team at 1860-266-2256 and provide them with your necessary information related to your bike insurance, policy number, and your expiry date.

FAQs Regarding Acko Bike Insurance Renewal

Why do I need to renew my Acko bike insurance policy?

You must renew your Acko Bike Insurance Policy because it is compulsory to have a third-party insurance cover according to the Motor Vehicles Act of 1988. Also, if you wish to continue to have yourself and your vehicle protected against financial and legal liabilities, you should get your bike insurance cover renewed.

How is the No Claim Bonus beneficial?

If you file no claims during the prior policy year, the No Claim Bonus is applicable upon renewal of the policy. You may also be eligible for certain discounts on your insurance premium. Your Acko bike insurance renewal provides an extensive NCB policy for your well-being.

Can I include add-on covers at the time of Acko bike insurance renewal?

Yes, you may add add-on coverage to your Acko bike insurance plan when it is renewed.

Will a copy of my renewed policy be sent to me?

You will receive your policy paperwork on your registered email address after your renewal premium has been paid. You have immediate access to the same.

How trustworthy is Acko bike insurance?

Acko bike insurance is highly trustworthy. The insurance company holds a licence and certification under the Insurance Regulatory and Development Authority of India (IRDAI). Hence, you can get your Acko bike insurance without any second thoughts.

Do I have to go to the insurance company's office to renew my policy?

No, you will not have to visit the insurance provider’s office to get your insurance plan renewed. Visiting the insurance company’s office for your bike's policy renewal is unnecessary because it is easier to sit back at home and get it done online. The online renewal procedure is more convenient and hassle-free.

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