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Home Loan Balance Transfer at Finserv MARKETS

Home Loan Balance transfer with Finserv MARKETS is fast and totally simple. It comes at attractive interest rates and minimal documentation.

Requirement for Online Home Loan Balance Transfer Application

To apply for the Home Loan Balance Transfer Facility, you need to fulfill the eligibility criteria and submit the required documents. Here are the details:

Eligibility Criteria

  • You must be an Indian citizen.
  • Salaried individuals between the age of 23 to 62 are eligible and can apply for a Home Loan.
  • Self-employed individuals between the age of 25 to 70 are eligible and can apply for a Home Loan.
  • Home loan amount you can apply for: minimum – Rs. 10 Lakhs and maximum – Rs. 3.5 Crore.

Documents Required:

  • Address Proof – Aadhaar Card/Passport/Driving License
  • Identity Proof – PAN Card/Voter ID Card
  • Form 16 or your latest salary slip (for salaried individuals)
  • 6 months’ bank account statement
  • Business vintage proof like Certificate of Incorporation, Shop Act etc. (for self-employed individuals)

How to Apply for Home Loan Balance Transfer at Finserv MARKETS

Here are the steps to apply for a Home Loan Balance Transfer at Finserv MARKETS:

  • Enter your personal and income details
  • Get to know the loan eligibility amount
  • Enter the loan amount as per your requirement
  • Enter your property details

Reasons to apply for Home Loan Balance Transfers

  • Competitive Interest Rates

You can transfer your Home Loan balance at amazing interest rates and that too without minimal documentation.

  • Flexibility of Repayment

You get the flexibility of choosing your repayment tenure that goes up to 360 months. You can also part-pay or foreclose the loan without paying any charges.

  • Loan Top-Up Facility

In case you need extra amount over and above your loan amount, get the top-up amount without having to submit extra documents.

  • Partner Name
    Key Feature
    Key Feature Description
  • Bajaj Housing Finance Limited

    Interest Rate

    7.75% p.a. to 10% p.a.

  • Bajaj Housing Finance Limited

    Associated Charges    

    Processing Fees: Up to 0.35% of the loan amount plus applicable charges

  • Bajaj Housing Finance Limited

    Repayment tenure

    Up to 360 months

  • Bajaj Housing Finance Limitaed

    Eligibility Criteria

    1. The applicant must be an Indian citizen
    2. The salaried applicant’s age must be between 23 and 62 years and the self-employed applicant’s age must be between 25 and 70 years.
  • Bajaj Housing Finance Limited

    Documents Required

    1. Identity Proof: PAN/Voter ID/Aadhaar Card
    2. Address proof: Aadhaar Card/Passport/Driving License
    3. Bank Statement of last 6 months.
    4. Form 16 or latest salary slip (for salaried individuals)
    5. ITR for last 2 financial years (for self-employed individuals)

When I transfer my Home Loan, will income tax deduction certificates be issued by the bank in the name of all co-applicants of the primary loan?

There will just be one certificate which will consist the names of the applicant and all the co-applicants.

How much time will a bank take to transfer my loan?

It usually takes 10 days to transfer the loan.

If my credit rating has dropped since I availed the primary loan, will it affect my loan transfer?

The dip in credit rating definitely affects the loan transfer, as the transfer process with the new institution will start right from the beginning. Low credit rating can affect the approval of your application.