• OVERVIEW

Online Home Loan Application

Do you want to own your dream home? Then, all you need is the right financial support. With a Home Loan, you can purchase the house of your dreams in a hassle-free way. Most of the banks and NBFCs offer Home Loan today at competitive interest rates. Other benefits include online application process, longer and flexible repayment tenure to pay the loan in easy EMIs, top-up facility etc. 

Our Lending Partners

  • Bajaj Housing Finance Limited (BHFL)
  • Home First Finance Company (HFFC)
  • Punjab National Bank Housing Finance (PNB HFC)
  • Union Bank of India (UBI)
  • LIC Housing Finance
  • ICICI Bank
  • Shubham Housing Development Finance

Documents Required

If you are a salaried employee:

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • Form 16 or alternatively your last salary slip
  • Bank statement of the last 3 months.

 

If you are self-employed:

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • The bank account statement for the last 6 months
  • ITR for the last 2 Financial Years
  • Business vintage proof like Certificate of Incorporation, Shop Act etc.

Features & Benefits


  • Partner Name
    Key Feature
    Key Feature Description

  • Bajaj Housing Finance Limited

    Interest Rate

    • Salaried Applicants: 7.10% p.a. onwards
    • Self-employed Applicants: 8.00% p.a. onwards

  • Bajaj Housing Finance Limited

    Associated Charges

    Processing Fees: Up to 0.35% of the loan amount plus applicable charges

  • Bajaj Housing Finance Limited

    Repayment tenure

    Up to 360 months

  • Bajaj Housing Finance Limited

    Eligibility Criteria

    1. The applicant must be an Indian citizen
    2. The salaried applicant’s age must be between 23 and 62 years and the self-employed applicant’s age must be between 25 and 70 years.

  • Bajaj Housing Finance Limited

    Documents Required

    1. Identity Proof: PAN/Voter ID/Aadhaar Card
    2. Address proof: Aadhaar Card/Passport/Driving License
    3. Bank Statement of last 6 months.
    4. Form 16 or latest salary slip
    5. Photograph
    6. ITR for the last 2 financial years (for self-employed)
    7. Business vintage proof like Certificate of Incorporation, Shop Act etc (for self-employed)

  • PNB Housing Finance

    Interest Rate

    • Salaried Applicants: 7.50% p.a. onwards
    • Self-employed Applicants: 7.60% p.a. onwards

  • PNB Housing Finance

    Associated Charges

      Processing Fee:

    • Salaried Applicants: 0.25% of the loan amount or Rs. 10,000 + GST whichever is higher
    • Self-employed Applicants: 0.50% of the loan amount

  • PNB Housing Finance

    Repayment tenure

    Up to 360 months

  • PNB Housing Finance

    Eligibility Criteria

    1. The age of applicant must be above 21 years when applying and below 70 years at the time of loan maturity.
    2. The income of the applicant must be above Rs. 18,000 per month.
    3. Work experience of minimum 3 years is mandatory for salaried applicants and business vintage of 5 years for self-employed applicants.

  • PNB Housing Finance

    Documents Required

    1. Identity Proof: PAN/Voter ID/Aadhaar Card
    2. Address proof: Aadhaar Card/Passport/Driving License
    3. Latest Degree to validate educational qualification
    4. Salary slips of last 3 months (for salaried applicants)
    5. Certificate & Proof of business existence (for self-employed applicants)

  • Home First Finance Company

    Interest Rate

    • Salaried Applicants: 11.90% p.a. onwards
    • Self-employed Applicants: 12% p.a. onwards

  • Home First Finance Company

    Associated Charges

    Processing Fees: 1 - 1.5 % of loan amount

  • Home First Finance Company

    Repayment tenure

    Up to 240 months

  • Home First Finance Company

    Eligibility Criteria

    1. The age of the applicant must be between 18-65 years.
    2. The net monthly income of the salaried applicant must be at least Rs. 10,000.
    3. The minimum Profit After Tax (PAT) of the self-employed applicant must be at least Rs. 15,000 per month.
    4. Salaried applicants must have a work experience of at least 1 year.
    5. Work experience of minimum 3 years is required for self-employed applicants.

  • Home First Finance Company

    Documents Required

    1. KYC: Aadhaar Card (Mandatory), PAN/Passport/Driving License for as Identity and Address proof
    2. Bank statements of last 6 months
    3. Salary slips of last 3 months (for salaried applicants)
    4. Certificate & Proof of business existence (for self-employed applicants)
    5. Form 16 / Income Tax Returns
  • Union Bank of India
    Interest Rate

    7.40% p.a. onwards

  • Union Bank of India
    Associated Charges

    Processing Fee: 0.50% of loan amount or Rs.15000 plus GST (whichever is higher)

  • Union Bank of India
    Repayment Tenure

    Up to 360 months

  • Union Bank of India
    Eligibility Criteria
    1. The age of the applicant must be between 18-75 years.
    2. The net monthly income of the salaried applicant must be at least Rs. 15,000.
    3. The minimum Profit After Tax (PAT) of the self-employed applicant must be at least Rs. 12,500 per month.
    4. Resident Indian Citizen and Non-resident Indians (NRIs), Persons of Indian Origin (PIOs) and Overseas Citizenship of India (OCI) are to be treated as NRI.
  • Union Bank of India
    Documents Required
    1. KYC: Aadhaar Card (Mandatory), PAN/Passport/Driving License for as Identity and Address proof
    2. Bank statements of last 12 months
    3. Salary slips of last 3 months (for salaried applicants)
    4. Certificate & Proof of business existence (for self-employed applicants)
    5. Property Documents:
      • Title deed/Original Sale Deed/Share Certificate(s) issued by the society (duly registered) and other link parent documents conveying the ownership
      • Agreement to sell/Allotment letter
      • Copy of approved plan by local body
      • NOC from Builder/Developer/Society
      • Statutory and regulatory approval of construction of proposed residential unit as per state laws
    6. Form 16 / Income Tax Returns
    7. Duly Filled Credit information form
    8. Two Passport-sized photographs
  • LIC Housing Finance
    Interest Rate
    • Salaried Applicants: 7.55% p.a. onwards
    • Self-employed Applicants: 7.65% p.a. onwards
  • LIC Housing Finance
    Associated Charges
      Processing Fee:
    • 0.25% of loan amount subject to maximum of Rs. 10,000/- +GST (Up to Rs. 2 Crores)
    • 0.25% of loan amount subject to maximum of Rs. 25,000/- + GST (Above Rs. 2 Crores and up to Rs. 5 Crores)
    • 50,000/- +GST (Above Rs. 5 Crores and up to Rs. 15 Crores)
  • LIC Housing Finance
    Repayment tenure
    • Up to 360 months (for salaried applicants)
    • Up to 240 months (for self-employed applicants)
  • LIC Housing Finance
    Eligibility Criteria
    1. The age of self-employed applicant must be above 21 years when applying and below 70 years at the time of loan maturity. For salaried applicants, the retirement age is the maximum age limit.
    2. The salaried applicant must have a minimum net monthly income of Rs. 35,000 per month, if residing in a metro city and Rs. 25,000 per month, if residing in a non-metro city.
    3. The minimum Profit After Tax (PAT) of the self-employed applicant must be Rs. 6 Lakhs per annum, if residing in a metro city and Rs. 4 Lakhs per annum, if residing in a non-metro city.
    4. Self-employed applicants must file ITR for at least 3 years.
  • LIC Housing Finance
    Documents Required
    1. KYC Documents: Pan Card/Aadhaar Card/Passport (Required for NRIs)/Proof of residence
    2. Salary slips and Form No.16 for salaried applicants
    3. Income tax returns of last 3 years along with financials for self-employed or professionals
    4. Bank statements for last 6 to 12 months
    5. Property Documents (if you have identified the property) :
      • Proof of ownership of property/Allotment letter of builder/society (required for flats)
      • Up to date tax paid receipt
  • ICICI Bank
    Interest Rate
    • Salaried Applicants: 7.60% p.a. onwards
    • Self-employed Applicants: 7.70% p.a. onwards
  • ICICI Bank
    Associated Charges
      Processing Fee:
    • Flat Rs. 3000 /- + Applicable Taxes
      • Administrative charges:
    • Rs. 5,000 + Applicable Taxes or 0.25% of the loan amount + Applicable Taxes, (whichever is lower)
  • ICICI Bank
    Repayment tenure

    Up to 360 months

  • ICICI Bank
    Eligibility Criteria
    1. The age of the salaried applicant must be between 23-60 years.
    2. The age of the self-employed applicant must be between 23-65 years.
    3. The net income of the salaried applicant must be above Rs. 25,000 per month.
    4. The minimum PAT (Profit After Tax) of a self-employed applicant must be Rs. 25000 per month.
    5. Total work experience of minimum 1 year is required for salaried applicants.
    6. Total business vintage of at least 2 years is a must for self-employed applicants.
  • ICICI Bank
    Documents Required
    1. Identity Proof: PAN/Voter ID/Aadhaar Card
    2. Address proof: Aadhaar Card/Passport/Driving License
    3. Bank statements of last 6 months
    4. Salary slips of last 3 months (for salaried applicants)
    5. Certificate & Proof of business existence (for self-employed applicants)
    6. Form 16 / Income Tax Returns
  • Shubham Housing Development Finance
    Interest Rate
    11.9% - 16%
  • Shubham Housing Development Finance
    Associated Charges
      Processing fee:
    • Up to Rs. 3 Lakhs: Rs. 9500+GST
    • Rs. 3 Lakhs - Rs. 6 Lakhs: Rs. 13500+GST
    • Rs. 6 Lakhs - Rs. 10 Lakhs: Rs. 18000+GST
    • Rs. 10 Lakhs - Rs. 12 Lakhs: Rs. 27000+GST
    • Above Rs. 12 Lakhs – Rs. 27000+3% of the loan amount over and above Rs. 12 Lakhs + GST
    • Zero Foreclosure charges
  • Shubham Housing Development Finance
    Repayment Tenure
    Up to 300 months
  • Shubham Housing Development Finance
    Eligibility Criteria
    1. The applicant should be above 21 years and not more than 70 years at the time of loan maturity.
    2. The applicant must have a bank account.
    3. The applicant should be residing in a city where Shubham Housing Development Finance’s office is located.
    4. All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
  • Shubham Housing Development Finance
    Documents Required

    Salaried Applicants:

    1. Application form with all required details filled in and application
    2. Identity proof such as PAN card, Voters ID Card, Aadhaar Card, Passport
    3. Address proof such as electricity bill, utility bill, ration card, latest salary slip, if available
    4. Bank passbook or bank account statement
    5. Income Tax returns, if available
    6. Copies of the property papers

    Self-employed Applicants:

    1. Application form with all required details filled in
    2. Identity proof such as Pan Card, Voters ID Card, Passport, Aadhaar card
    3. Address proof such as electricity bill, ration card
    4. Income proof documents, if available
    5. Bank passbook or bank Statements
    6. Copies of the property papers