• FAQs

Online Home Loan Application

Do you want to own your dream home? Then, all you need is the right financial support. With a Home Loan, you can purchase the house of your dreams in a hassle-free way. Most of the banks and NBFCs offer Home Loan today at competitive interest rates. Other benefits include online application process, longer and flexible repayment tenure to pay the loan in easy EMIs, top-up facility etc.

How To Apply For Home Loan Online

Applying for a Home Loan online is very simple and convenient. Here’s how:

  1. Enter your personal and income details and get instant home loan eligibility.
  2. Find out the home loan amount you could possibly avail and estimate your borrowing power.
  3. Fill in your preferred home loan amount & property details.
  4. Get your final home loan eligibility amount, along with the EMI amount and repayment schedule.
  5. Your details are shared instantly with the sales team for further processing.

Requirement for Home Loan Application

To avail a Home Loan, you must fulfill the eligibility criteria and submit the required documents.

Eligibility Criteria:

  • You must be a citizen residing in India.
  • The applicant must be a between the age of 18 to 70.
  • The CIBIL Score of 650 and above is highly recommended.


Documents Required:

If you are a salaried employee:

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • Form 16 or alternatively your last salary slip
  • Bank statement of the last 3 months.


If you are self-employed:

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • The bank account statement for the last 6 months
  • ITR for the last 2 Financial Years
  • Business vintage proof like Certificate of Incorporation, Shop Act etc.

Why Finserv MARKETS

With Finserv MARKETS, you can apply for a Home Loan and own your dream home! You can avail benefits such as additional Home Loan Top-up on your existing Home Loan amount and much more! You can also reduce your current Home Loan EMI by using the Home Loan Balance Transfer facility. Here are some benefits of choosing Finserv MARKETS for your Home Loan.

  • Fast Online Process

Get your online Home Loan approved without any hassles.

  • Minimal Documentation

Avail the best Home Loan offers hassle-free, without tedious paperwork.

  • 100% Transparency

No hidden charges, just 100% transparency – you can rest assured.

  • Custom-made Loans

Get tailor-made Home Loans crafted to suit your requirements.

  • Trusted Companion

Finserv MARKETS has the trust of over 100 million customers across the country. We would like you to be the part of our family.

Our Partners:

  1. Bajaj Housing Finance Limited:

    The dream of owning a home now ends. The Bajaj Housing Finance Limited provides Home Loans at attractive interest rates. From smooth online process to instant approvals, the loan helps you fulfill your requirements without any difficulty.

  • Partner Name
    Key Feature
    Key Feature Description
  • Bajaj Housing Finance Limited

    Interest Rate

    7.75% p.a. to 10% p.a.

  • Bajaj Housing Finance Limited

    Associated Charges

    Processing Fees: Up to 0.35% of the loan amount plus applicable charges

  • Bajaj Housing Finance Limited

    Repayment tenure

    Up to 360 months

  • Bajaj Housing Finance Limited

    Eligibility Criteria

    1. The applicant must be an Indian citizen
    2. The salaried applicant’s age must be between 23 and 62 years and the self-employed applicant’s age must be between 25 and 70 years.
  • Bajaj Housing Finance Limited

    Documents Required

    1. Identity Proof: PAN/Voter ID/Aadhaar Card
    2. Address proof: Aadhaar Card/Passport/Driving License
    3. Bank Statement of last 6 months.
    4. Form 16 or latest salary slip
    5. Photograph
    6. ITR for the last 2 financial years (for self-employed)
    7. Business vintage proof like Certificate of Incorporation, Shop Act etc (for self-employed)

What is the maximum home loan that I can obtain?

You can obtain a Home Loan of up to Rs. 10 crores, basis the bank/NBFC you choose for your Home Loan.

Can I get an approval for a home loan while I decide which property I should purchase?

Yes, you can apply for a pre-approved Home Loan while you decide on the property. It depends on your credit profile and income.

When does my Home Loan EMIs start?

It usually begins in the month subsequent to the month in which your loan was disbursed.

How is Equated Monthly Instalment (EMI) of Home Loan calculated?

EMI on Home Loan is calculated through the following formula:

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]


EMI :  Equated Monthly Instalment

P:  Principal amount (amount borrowed as loan)

R: Applicable rate of interest (interest rate should be on a monthly basis)

N: Loan tenure or the number of EMIs to be paid (tenure should be in months)

What is Home Loan Sanction letter?

A Home Loan Sanction letter is a document, and a proof that the applicant is eligible to a certain amount of loan from the bank/NBFC.

What is Pradhan Mantri Awas Yojana (PMAY)?

The Pradhan Mantri Awas Yojana scheme was introduced by the Government of India in order to provide affordable housing to the economically weaker sections of the society and people belonging to the lower and middle income groups.

What does the PMAY scheme focus on?

It focuses on affordable housing for all, especially for the country’s economically weaker sections, by 2022.

What are the eligibility criteria for the PMAY scheme?

The following are the eligibility criteria for the PMAY scheme: The individual and his/her family should not own any brick and mortar house under their name or any other family member’s name. Any person currently owing a house cannot apply for this scheme. The income of the beneficiary must be between Rs. 3 Lakhs to Rs. 18 Lakhs.