Split medical bills into easy-to-pay No Cost EMIs. Get your Bajaj Finserv Health EMI Network Card today!

What is the Bajaj Finserv Digital Health EMI Network Card?

The Bajaj Finserv Digital Health EMI Network Card is a one-stop solution for all your medical expenses. Whether you are struggling to pay your hospital bills, diagnostic bills, or pharmacy expenditures, you can use the card to clear your dues without draining your savings. The Bajaj Finserv Digital Health EMI Network Card essentially uses the pre-approved credit limit on the card to convert the total payable amount into no-cost EMIs.

The Health EMI card covers a wide range of treatments such as maternity care, hair transplantation, dental care, diagnostic care, stem cell treatments, eye care, etc. You can use it at over 5,500 medical partner clinics located in over 1,000 cities in the country. Read on to know more about the Bajaj Finserv Digital Health EMI Network Card.

Features and Benefits of the Bajaj Finserv Digital Health EMI Network Card

The Health EMI network card benefits and features are listed below:

  • Instant Activation: The Bajaj Finserv Digital Health EMI Network Card is a fully digital card that is activated instantly as soon as you apply.

  • One-Time Joining and Activation Fee: To join and activate your Digital Health EMI network card you are required to pay a one-time fee of ₹707.

  • Pre-Approved Limit: The Health EMI card comes with a pre-approved limit of up to ₹4 lakh.

  • One Card for the Entire Family: This Digital Health EMI network card covers your medical costs, those of your parents, children, siblings, and spouse.

  • Flexible Repayment: You can repay the borrowed amount in flexible tenors of up to 24 months.

  • Zero Documentation: No documents are required to get the Health EMI network card.

  • Enjoy EMIs Anywhere: The Bajaj Finserv Digital Health EMI Network Card can be used at over 5,500 partner stores.

Apply for a Bajaj Finserv Digital Health EMI Network Card Online

You can apply for a Bajaj Finserv Digital Health EMI Network Card in India easily using the below-mentioned steps:

Step 1: Click on the ‘Apply Now’ button.

Step 2: Enter your registered mobile number.

Step 3: If you are eligible for the Health EMI card, you will be able to view your offer.

Step 4: You may view the Health EMI card on the Bajaj Finserv Wallet app.

What is the Bajaj Finserv Digital Health EMI Network Card Eligibility Criteria?

You can apply online to get a health EMI network card; however, you must meet the eligibility requirements. Luckily, the eligibility criterion is simple. If you already have a Bajaj Finserv EMI Network Card, you can get a Bajaj Finserv Digital Health EMI Network Card. Alternatively, you can opt for financing at any of the Bajaj Finserv medical partner stores.

Bajaj Finserv Digital Health EMI Network Card Charges

The health EMI network card charges are listed below:

Types of Charges

Details of Charges

Joining Fee

₹589 (inclusive of taxes)

Instant Activation Fee

₹118 (inclusive of taxes)

Bajaj Finserv Health EMI Network Card Add-On Card Fee

₹199 (inclusive of taxes)

Annual Fee

₹117 (inclusive of taxes)

Applicable only if no loan is availed on the card in the previous year (12 months from the last validity month)

Interest Rate (Penal)

4% per month

Applicable on the monthly instalment amount/ outstanding EMI (calculated from the default date to the payment date)

Statement Charges

₹50 for physical copy of statement of account/ repayment schedule/ no dues certificate/ foreclosure letter/ interest certificate/ list of documents.

No charge for digital copies of certificates/ letters/ statements downloaded from the Bajaj Experia portal.

Charges for Mandate Registration

₹118 (inclusive of taxes)

Health EMI Network Card Mandate Rejection Charges

₹450 (inclusive of taxes)

Applicable if the new mandate form fails to be registered within the first 30 days after the rejection of the previous mandate form by your bank.

Check bounce charges

₹450 (inclusive of taxes)

NACH charges

₹450 (inclusive of taxes)

Medical Treatments Covered by the Bajaj Finserv Digital Health EMI Network Card

The Health EMI Network Card covers a wide range of medical treatments so that you can prioritise your health and well-being, worry-free. Some of these are listed below:

Diagnostic care

Oncology treatments

Maternity care

General surgery

Ophthalmology treatments

Hair transplantation

Cardiac surgery

Orthopaedic treatments

Plastic surgery

Bariatric surgery

Homeopathic treatments

Hair treatments

Stem-cell treatments

Obstetrics and Gynecology

Cosmetic treatments

Vascular surgery

Pulmonology

Dental care

Urology treatments

IVF treatments

Slimming treatments

Hearing aid equipment

ENT treatments

 

Who are the Bajaj Finserv Digital Health EMI Network Card Partners?

The Health Card has over 5,500 partners to cater to all your medical requirements. Some of the top Bajaj Finserv Digital Health EMI Network Card partners are mentioned below:

FAQs on Bajaj Finserv Digital Health EMI Network Card

  • ✔️What is Bajaj Finserv Digital Health EMI Network Card?

    The Bajaj Finserv Digital Health EMI Network Card is a digital card that uses the pre-approved loan on the card to convert your hospital bills, diagnostic bills, and pharmacy expenditures into easy no-cost EMIs. As a result, you are not required to drain your savings in one go and can pay conveniently over a long time. Some of the treatments that you can avail using this health card include stem cell banking, hair transplantation, eye care, dental care, cosmetic treatments, and so on.

  • ✔️What is the use of the Bajaj Finserv Digital Health EMI Network Card?

    This health card ensures that your hospital bills, diagnostic bills, and pharmacy expenditures are split into EMIs so that your financial stress is reduced. You may use this card across 5,500+ partner clinics.

  • ✔️How do I use my Bajaj Finserv Digital Health EMI Network Card at the hospital?

    If you are wondering how to use the health card at a hospital, the process is simple. All you need to do is visit a hospital that is a part of Bajaj Finserv’s health partner network and express your intent to clear your medical bills using the Bajaj Finserv Digital Health EMI Network Card. You would then need to choose a convenient repayment tenor and confirm your request.

  • ✔️What treatments can I get with the Bajaj Finserv Digital Health EMI Network Card for?

    The Bajaj Finserv Digital Health EMI Network Card can be used for more than 800 treatments in 1,000+ cities. These include stem cell banking, eyecare, diagnostic care, and so on.

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