Split medical bills into easy-to-pay No Cost EMIs. Get your Bajaj Finserv Health EMI Network Card today! Apply Now

The Bajaj Finserv Health EMI Network Card helps you pay your medical and healthcare expenses without exhausting your savings. You can convert the payable bill amounts into No Cost EMIs


You can use the Bajaj Finserv Health EMI Network Card to pay for various medical expenses. This includes treatments, surgery, therapy sessions, diagnostic tests, and maternity care. You can also use the card to pay for hair transplantsdental carediagnostic carestem cell treatmentspharmacy, etc. 


You can utilise the health EMI card by Bajaj Finserv in more than 5,500 medical clinics and hospitals in 1,000+ cities spread across the country. That’s not all. You can also choose from two variants depending on your budget and your financial requirements. 


To get these benefits, all you have to do is apply for the card online and go through the pre-approved schemes beforehand. 


Read on to know more about the variants of the Bajaj Finserv Health EMI Network Card, their features, eligibility, and more.

Variants of the Bajaj Finserv Health EMI Network Card

Here is an overview of the different types of health EMI card offered by Bajaj Finserv:

1. Bajaj Finserv Health EMI Network Card - Gold

A key advantage of this card is that you get free healthcare benefits worth ₹8,000. Here are some other perks you get to enjoy:

  • Pay a price of just ₹707

  • Get up to 10 free teleconsultations

  • Benefit from a free preventive package comprising 45+ lab tests

  • Convert your medical bills into easy EMI payments

  • Pay for treatment and services in easy EMIs at 5,500+ partner labs and hospitals 

2. Bajaj Finserv Health EMI Network Card – Platinum

Compared to the Gold variant, the Bajaj Finserv Health EMI Network Card - Platinum offers free healthcare benefits worth ₹10,000. Here are some other advantages you can get:

  • Pay just ₹999 (inclusive of all taxes) for this card and its benefits

  • Enjoy benefits worth ₹2,500 on lab tests and consultations

  • Get free preventive health check-up packages with 45+ lab tests

  • Enjoy up to 10 free teleconsultation sessions 

  • Pay treatment and consultation costs in affordable EMIs at 5,500+ partner labs and hospitals

How to Apply for the Bajaj Finserv Health EMI Network Card Online

You can easily apply for a Bajaj Finserv Health EMI Network Card by following these steps:

  • Step 1: Click on ‘APPLY NOW’ on this page

  • Step 2: Choose a variant and enter your mobile number

  • Step 3: Enter the OTP sent to your number

  • Step 4: Fill in the required details (name, PAN, DOB, etc.)

  • Step 5: Complete your KYC

  • Step 6: Make the payment of your card

  • Step 7: Activate your card through the Bajaj Finserv website or Wallet App

Where Can You Use the Bajaj Finserv Health EMI Network Card

As mentioned, you can use Bajaj Finserv Health EMI Card at more than 5,500 wellness and hospital partners to fulfil all your medical requirements. These partners include labs, health clinics, pharmacies, and more.


Some of them are:

  • Manipal Hospitals

  • Kaya

  • Fortis

  • Dr Batra’s 

  • Sancheti

  • Apollo

  • VLCC

  • Sabka Dentist

  • Aster


While you can use the card at several Bajaj Finserv partner hospitals and wellness centres, you can also pay for numerous treatments and medical facilities. 


Some of the prevalent medical treatments and expenses that are covered by the Bajaj Finserv Health EMI Network Card are:

Diagnostic Care

Oncology Treatments

Maternity Care

General surgery

Ophthalmology treatments

Hair transplant

Cardiac surgery

Orthopaedic treatments

Plastic surgery

Bariatric surgery

Homoeopathic treatments

Hair treatments

Stem-cell treatments

Obstetrics and Gynaecology

Cosmetic treatments

Vascular surgery


Dental care

Urology treatments

IVF treatments

Slimming treatments

Hearing aid equipment

ENT treatments


Note that the partners and accepted treatment costs may change as per the policy terms and at the discretion of Bajaj Finserv. You can check for the details on the Bajaj Finserv customer portal or by contacting the customer care team. 

Features and Benefits of the Bajaj Finserv Health EMI Network Card

Some of the key features and benefits of the Bajaj Finserv Health EMI Network Card are: 

  • End-to-end Online Services

The entire process for applying for the Bajaj Finserv Health EMI Network Card is online and hassle free. You need not visit any physical branch and spend time and resources in the process. 

  • Paperless Application

The application process is also paperless, with no cumbersome documentation required. You can complete the process in a matter of just 10 minutes. 

  • Access to a Wide Range of Facilities on EMIs

This health EMI card by Bajaj Finserv gives you access to a wide range of healthcare facilities on easy EMIs. This includes hair transplants, ENT treatments, stem-cell treatment, oncology, orthopaedic, IVF and cosmetic treatments, among others. 

  • A Partner Network Consisting of Leading Healthcare Providers

The partner network where this health EMI card is valid includes several leading healthcare providers. Some of these are Manipal Hospitals, Fortis, VLCC, Apollo, Kaya and more. You can use the card at over 4,000 wellness partners and over 1,700 partner hospitals spread across 174+ cities. 

  • Get a Substantial Loan Limit and Flexible Tenure

The Bajaj Finserv Health EMI Network Card has a loan limit of up to ₹4 Lakhs, allowing you to freely pay your medical expenses. You can also choose a tenure going up to 24 months (2 years) and repay without any stress.

  • One-Time Joining Fee for You and Your Family

Pay a nominal fee of ₹707 or ₹999 as per the chosen variant to get the benefits of this card, not just for you but also for your family.

  • Exclusive Offers to Help You Take Care of Yourself

You can easily make use of healthcare benefits worth up to ₹10,000 by utilising the services of partner hospitals, medical stores, labs, etc.

Eligibility Criteria and Documents Required for the Bajaj Finserv Health EMI Network Card

The eligibility criteria for this health EMI card are quite simple and basic. Here is a quick look at them:

  • You must be 21 and 65 years 

  • You need to have a stable and regular income source

  • You should be an Indian citizen


To get the health EMI card from Bajaj Finserv, you have to submit the following documents:

  • Address proof

  • PAN card

  • ECS mandate (signed)

  • Cancelled cheque (when getting the loan)


You may need to submit additional documents, depending on your profile. Additionally, the approval and requirements are at the sole discretion of Bajaj Finserv.

Charges for the Bajaj Finserv Health EMI Network Card

Here is a glimpse of the charges you may need to pay with the Bajaj Finserv Health EMI Network Card:

Types of Charges

Details of Charges

Joining Fee: Gold

₹707 (inclusive of taxes)

Joining Fee: Platinum

₹999 (inclusive of taxes)

Annual Fee

Up to ₹117 (inclusive of taxes), applicable if you have not used the card in the preceding year

Statement Charges

₹50 for a hard copy (Nil for a soft copy)

Mandate Rejection Charges

₹450 (inclusive of taxes)

Cheque Bounce Charges

₹500 (inclusive of taxes)

NACH Charges

₹450 (inclusive of taxes)

Processing Fee

Up to ₹1,017 (inclusive of taxes)

Penal Interest

3.50% per month (on outstanding amount)

Prepayment/Foreclosure Charges

Nil (after loan disbursal)

Disclaimer: The above charges are subject to change at the discretion of Bajaj Finserv.


Now that you have read the information on the Bajaj Finserv Health EMI Card, you can stay on top of your health without any worries. Apply online through Bajaj Markets in just a few clicks and avail health benefits.

FAQs on Bajaj Finserv Health EMI Network Card

The Bajaj Finserv Health EMI Network Card offers pre-approved loan assistance for medical emergencies and automatically converts them into pocket-friendly EMIs.

This Health EMI Card helps you convert medical bills of lab tests, consultation fees, etc., into affordable monthly instalments without levying any interest. This way, you can avoid exhausting your savings or straining your finances.

You can use the Health EMI Card by Bajaj Finserv to convert the treatment cost and hospital bills payment into EMIs. You can use the card at 1,100+ partner hospitals and 4,400+ wellness centres across 1,000+ cities.

The Health EMI Card from Bajaj Finserv covers more than 1,000 medical treatments of all categories. These treatments include stem cell banking, dental care, maternity services, eyecare, etc.

To get this Health EMI Card, you need to submit a few basic documents. This includes your PAN card, address proof, cancelled cheque (when getting a loan) and a signed ECS mandate. 

You can access a range of benefits such as medical expenses paid in easy EMIs, a card limit of up to ₹4 Lakhs and flexible repayment options. You can also get a free preventive package consisting of 45+ lab tests and 10 free teleconsultation sessions. You can use the card at 5,500+ lab and hospital partners.

You need not wait at all to get your Bajaj Finserv Health EMI Card. Upon approval of your application, the card gets activated instantly. You can get all the details regarding your card on the Bajaj Finserv Wallet app.

Yes, you can use your EMI network card to pay your hospital bills. You can then repay the bill amount later in EMIs for a tenure going up to 2 years.

No, you cannot make a cash withdrawal from your Bajaj Finserv Health EMI Card. However, you can use it directly to pay your hospital bill and cover other medical expenses.

Loan Offer
Download App
Credit Score