Features and Benefits of the Bajaj Finserv Health EMI Network Card

The Advantages of Bajaj Finserv Health EMI Network Card

Here’s an overview of some of the key Bajaj Finserv Health EMI Network Card benefits that you get to enjoy by applying for one. 

• Convenience 

The Bajaj Finserv Health EMI Network Card is stored digitally and can be accessed anytime by logging into the Bajaj Finserv smartphone app. 

• Nationwide Acceptance 

One of the major benefits of the Bajaj Finserv Health EMI Network Card is that it can be used to pay for medical and healthcare treatments in over 1,000 cities in India. 

• Extensive Healthcare Network 

With the Health EMI Network Card, you gain access to Bajaj Finserv’s network of more than 1,500 wellness and cosmetic care centres, hospitals and diagnostic centres. 

• No Exclusions

Another one of the key Bajaj Finserv Health EMI Network Card benefits is that there are no exclusions for healthcare expenses. You can pay for more than 1,000 different healthcare treatments using the card. 

• Benefits the Entire Family 

With a single Bajaj Finserv Health EMI Network Card, you can pay for the medical expenses of all the members of your family in easy instalments. 

Features of the Bajaj Finserv Health EMI Network Card 

Now that you’ve seen the benefits, let’s take a closer look at a few key Bajaj Finserv Health EMI Network Card features. 

• Healthcare Expenses on Instalments 

With the Bajaj Finserv Health EMI Network Card, you can reduce your financial burden by converting expensive medical treatment costs into affordable monthly instalments. 

• High Pre-Approved Loan Limits 

If you’re an existing EMI cardholder, you can get a pre-approved loan limit to the tune of ₹4 Lakhs based on your eligibility. 

• Customisable Repayment Tenures 

One of the most important Bajaj Finserv Health EMI Network Card features is the ability to choose the repayment tenure. You can choose to pay your healthcare expenses over a period of 3 to 24 months. 

• Nominal Charges 

The fees applicable on the Bajaj Finserv Health EMI Network Card are very nominal and competitive. Apart from a one-time joining fee, you don’t have to pay any recurring fee as long as you use your card once every year. 

• Instant Activation

The entire application process is online and takes only 10 minutes to complete. Once you complete the process, the card will be activated for use instantly. 

A Step-By-Step Guide to Obtaining the Health EMI Network Card

Wondering how to apply for the Bajaj Finserv Health EMI Network Card? Here’s a quick guide that you can follow. 

 

• Step 1: Visit the official Bajaj Finserv website. 

• Step 2: Place your cursor on the ‘Cards’ dropdown menu and click on the ‘Apply Online’ button under the ‘Health EMI Network Card’ option.

• Step 3: Select the type of Bajaj Finserv Health EMI Network Card that you would like to apply for. 

• Step 4: Enter your mobile number and click on ‘Apply’. 

• Step 5: Enter the OTP that you receive on your mobile number to proceed. 

• Step 6: Fill out the application form. Make sure to enter all the relevant details like your full name, date of birth, PAN, email ID and PIN code, among others.

• Step 7: Select your gender and your employment type. 

• Step 8: Click on the ‘Proceed’ button. Your Bajaj Finserv Health EMI Network Card limit will be displayed. 

• Step 9: Complete your KYC (Know Your Customer) verification using Aadhaar or DigiLocker. 

• Step 10: Once the KYC verification is complete, pay the one-time joining fee applicable for your card (₹707 for the Gold card and ₹999 for the Platinum card) via your preferred payment method. 

• Step 11: Once you’ve made the payment, proceed to activate your Bajaj Finserv Health EMI Network Card by completing the e-mandate process. As part of the e-mandate registration process, you will be asked to enter your bank account number and IFSC. 

• Step 12: Upon successful completion of the e-mandate process, you can begin using the card to pay for your healthcare expenses.