The Bajaj Finserv EMI card is a smart product that enables you to convert your purchases into equated monthly installments in a simple, easy and hassle-free manner. As opposed to a credit card, the Bajaj Finserv EMI card acts as a pre-approved loan which, can be used to shop for various products like electronic gadgets, latest smartphones, appliances, insurance, and more on the Bajaj Finserv EMI store.
This card may be used to shop for exclusive offers on the Bajaj Finserv EMI store across a wide variety of products.
Features and benefits of the Bajaj Finserv EMI card
The Bajaj Finserv EMI card offers several features and benefits as listed below:
- Pre-sanctioned loan amount
The card comes with a pre-sanctioned amount of up to INR 4 lakh. The pre-sanctioned amount may be used to enjoy exclusive offers from leading brands like LG, Samsung, and others. The amount spent can be repaid in easy installments or EMIs at no additional cost. What’s more? The Bajaj Finserv EMI card enables you to buy products at zero downpayment and no-cost EMI. This means you are practically buying the product at the cost price along with the convenience to pay over a period of time.
- Easy repayment
You may choose from different repayment options ranging between three months to two years. This ensures you have no difficulty in repaying the amount as well as minimal to no financial burden.
- No documentation
When you are an existing cardholder, you do not have to provide any additional documentation at the time of purchase. Simply provide your Bajaj Finserv EMI card details and complete the transaction.
- Pre-approved offers
You may benefit from several pre-approved offers available at various times. These allow you to shop for merchandise across the Bajaj Finserv EMI store at attractive deals, discounts and promotions.
- Simple online shopping
The Bajaj Finserv EMI card makes online shopping simple and safe. You will receive a one-time password (OTP) that may be used to securely complete the transaction.
- No foreclosure penalties
There are no prepayment penalties. Therefore, you may pay the outstanding balance at any time without incurring extra charges.
Gold and Titanium cards
We offer various categories of EMI cards to suit your different needs. Our Gold and Titanium cards come with beneficial features that allow you to enjoy exclusive offers across the EMI store.
Now that you know what is an EMI card, here are some details about the Gold and Titanium cards.
|Features||Gold Card||Titanium Card|
|Joining fee||INR 412||INR 884|
|Documentation||Not required||Not required|
|Loan limit||Pre-approved||Pre-approved higher amount|
You may apply for the Bajaj Finserv EMI card in three simple steps:
- Visit our online portal
- Pay the joining fees online
- Receive free home delivery of the card
Where can you use the Bajaj Finserv EMI card?
You may ask “where can I use Bajaj Finserv EMI card”. The answer is simple. You may use the card across more than 60,000+ stores in over 1,300 cities in India. With this card, you are able to shop for over one million+ products, which include Smartphones, Laptops, Televisions, Washing Machines, Refrigerator, Speakers, Microwave Oven, Air Conditioners, Water Purifiers, Smartwatches, and many more!
Apply for the Bajaj Finserv EMI card today and enjoy convenient and safe shopping.
“Finserv Markets, from the house of Bajaj Finserv is an exclusive online supermarket for all your personal and financial needs. Loans, Insurance, Investment and an exclusive EMI store, all under one roof – anytime, anywhere!”