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Tata Ace insurance includes features such as a wide range of network garages that offer pickup, drop and repair services. It also allows you to customise your IDV as per your preference. It provides 24 x 7 roadside assistance and customer care support. Under the Tata Insurance policy any damages to your Tata Ace due to fire, theft, man-made or natural causes incurred will be covered by the insurer. It covers accidental death or injury of the driver and third-party liabilities as well.
Tata Ace comes with a permissible loading capacity of 750 kg (1650 lbs), making it an ideal choice for small business transportation in India. It comes in five vibrant colours - white, black, silver, red, and blue. Some Tata Ace models come with an air-conditioned cabin as well.
Tata Ace has the following specifications.
Tata Ace Specification
702 cc, 2-cylinder, water-cooled engine
16 bhp @ 3200-3750 rpm
94 Nm @ 2000-2500 rpm
4-speed manual transmission, GSB 65-4 / 6.31
145 R12 LT 8PR RADIAL
Tata Ace HT High Deck BS4
Tata Ace Ex High Deck BS4
Tata Ace HT BS4
Tata Ace EX BS4
Tata Ace BS4 CNG
Tata Ace Dicor TCIC
Since Tata Ace is a commercial vehicle, the owner needs to buy commercial vehicle insurance. In India, there are two types of commercial vehicle insurance plans available in the market:
The policy covers the damages caused by your Tata Ace vehicle to a third-party’s person or property. Since third-party commercial vehicle insurance covers only third-party liabilities, its premiums are lower.
Moreover, third-party insurance is a mandatory policy and allows you to drive legally in India. In case you want extensive coverage for your Tata Ace, it is best to buy a comprehensive commercial insurance plan.
Since third party coverage is limited, it is best to buy a comprehensive commercial insurance plan. You can cover the damage caused or sustained by your Tata Ace vehicle with comprehensive vehicle insurance.
Moreover, the policy covers the accidental death of the driver and any damage/loss incurred by the vehicle due to theft or natural or man-made calamities. The premiums of comprehensive commercial insurance are slightly more compared to third party insurance.
Multiple insurers in India offer commercial insurance plans that will safeguard your Tata Ace vehicle. It is necessary to buy commercial insurance as the policy protects and covers you from any financial loss/damage incurred by the vehicle and the people using it.
Moreover, driving with commercial vehicle insurance is mandatory under the Motor Vehicles Act, 1988. Failing to present the commercial insurance plan when asked by traffic police will lead to hefty penalties and/or imprisonment.
Besides this, the insurer that provides Tata Ace Insurance will offer features such as -
A wide range of network garages across the country
Most network garages provided by insurers in India offer doorstep pickup, repair, and drop facilities as well
Customisation of IDV as per your preference
24x7 roadside assistance and customer care support
The standard things covered in Tata Ace commercial vehicle insurance are as follows -
Any damage caused to the Tata Ace vehicle in the event of an accident.
Loss/damage to the commercial vehicle due to theft.
Damage incurred by the Tata Ace vehicle due to fire.
Any damage/loss incurred by the vehicle due to natural or man-made disasters
The policy also covers accidental death/injury of the driver.
Comprehensive Tata Ace Insurance will cover third-party liabilities as well
The standard exclusions in Tata Ace commercial insurance are as follows -
If you have a third party commercial insurance, the policy will not cover any damage incurred by the vehicle.
You cannot claim on your commercial insurance plan in the case of drunk driving or driving without a valid driving licence.
No compensation will be paid in the event of negligence driving or overspeeding.
The policy does not cover consequential damages.
Buying commercial vehicle insurance for your Tata Ace is a simple process. Just follow the steps below -
Visit your insurer’s website and go to the ‘Vehicle Insurance’ section.
Choose the type of commercial vehicle insurance you want.
Select the add-on benefits.
Upload the necessary documents.
Review the policy benefits and terms.
Pay the premiums online.
The insurer will assess your application and issue the policy in no time.
Claiming on your Tata Ace Insurance is straightforward -
Visit the insurer’s website and go to the Claim section.
Fill the claim application form with personal and policy details
Mention details regarding the loss incurred by the vehicle
Attach supporting documents
The insurer will investigate the vehicle.
After investigation, the claim decision will be made.
If you have a private vehicle, consider buying car insurance plans at Bajaj Markets online. The policies available are as follows -
Currently, Bajaj Markets does not offer commercial vehicle insurance plans. However, we’re in the process to provide this service and shall keep you posted on the same.