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Harrier is a remarkable SUV from Indian manufacturer Tata Motors. It has a stunning design, luxurious interior and exhilarating performance. Tata Harrier car insurance will financially safeguard your powerful SUV from unforeseen damages. The insurance plan is a requisite even if you are an experienced driver and your foot is firm on brakes and clutch. That is why insurance cover is helpful as it covers those expensive repair costs after an accident, or damages caused by natural or man-made calamity, fire, or theft. While it is mandatory to have a third-party insurance, a comprehensive insurance cover is always more beneficial as it provides a wide-range of financial protection.

Tata Harrier Car Insurance Price with Variants

Let’s take a look at the different Tata Harrier variants and the Tata Harrier insurance price:

Tata Harrier Variant

Ex-showroom price*

Fuel Type

Estimated Third-party Premium**

Harrier XE

₹ 14.49 Lakh*


₹ 7,890

Harrier XM

₹ 15.89 Lakh*


₹ 7,890

Harrier XMA

₹ 17.19 Lakh*


₹ 7,890

Harrier XT

₹ 17.14 Lakh*


₹ 7,890

Harrier XT+

₹ 17.94 Lakh*


₹ 7,890

Harrier XTA+

₹ 19.24 Lakh*


₹ 7,890

Harrier XZ

₹ 18.49 Lakh*


₹ 7,890

Harrier XZ+

₹ 19.74 Lakh*


₹ 7,890

Harrier XZA

₹ 19.79 Lakh*


₹ 7,890

Harrier XZA+

₹ 21.04 Lakh*


₹ 7,890

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy a Tata Harrier Car Insurance Online in Just 5 Steps!

You can now buy a new car insurance policy online for your Tata Harrier by following these 5 easy steps on Bajaj Markets:


  1. Fill in the required details like your mobile number and your Tata Harrier registration number.

  2. Provide all the necessary details about your car.

  3. Pick a Tata Harrier car insurance based on your needs.

  4. Pay the car insurance premium online.

  5. Upon successful payment, your Tata Harrier car insurance policy will be sent to your email address.

Renew Your Tata Harrier Insurance Plan in Minutes!

Here are the 5 easy steps to renew your Tata Harrier car insurance policy on Bajaj Markets:


  1. Visit the ‘Car Insurance’ section on our website.

  2. Enter your mobile number and Tata Harrier registration number.

  3. Check your Tata Harrier car insurance renewal premium.

  4. Make the insurance renewal payment online.

  5. Download the policy copy.

Why Car Insurance is a Must for Your Tata Harrier?

Imagine if your precious Tata Harrier meets with an unfortunate accident that leads to multiple damages to the car. Did you know that repair/replacement for such damages can cost you anywhere up to ₹1 Lakh-₹3 Lakh, or more? In the absence of adequate Harrier insurance, these expenses can easily eat up your hard-earned savings. Hence, it is essential to buy car insurance for your Harrier to ensure your financial safety. Moreover, as per the Motor Vehicles Act, 1988, it is mandatory to have at least third-party car insurance to drive on Indian roads.

Which Tata Harrier Car Insurance Plan is Right for You?

You can choose from two types of car insurance plans for your Tata Harrier:

1. Third-Party Car Insurance

third-party car insurance covers your expenses in case of an accident in which a third party has either been injured or has suffered damage to their property. The Tata Harrier third-party insurance premiums are affordable. However, they fail to cover any damages caused to your own vehicle.

2. Comprehensive Car Insurance

This kind of cover, as the name suggests, covers both the above cases. You get insurance coverage in case of damage to your car from accidents, theft, acts of nature, etc. as well as coverage in case of damage to a third party from your car. Though the car insurance premium for such policies may be a little expensive as compared to third-party covers, a comprehensive cover is still a smart choice for your Harrier since it offers extensive financial coverage.

What is Included in Your Tata Harrier Insurance?

As discussed above, a third-party car insurance will cover any injuries or damages to a third party that is caused by your insured Tata Harrier. A comprehensive car insurance policy will cover third-party damages as well as damages incurred to your own car. These damages can be due to accidents, natural calamities, theft, fire, explosions, terrorist acts, etc.

What is Not Included in Your Tata Harrier Insurance?

Some of the expenses that are excluded from your Tata Harrier car insurance are natural wear and tear, damage to tyres (unless caused by accident), damage occurring to the car on account of driving while being intoxicated or while not being in possession of a valid driving licence, damage or loss to the car while it was being driven outside the permitted geographical limits, etc.

Upgrade Your Tata Harrier Car Insurance with Add-on Covers

You can buy certain add-on covers to increase the scope of coverage of your Tata Harrier insurance policy. Here are some common add-on covers in car insurance:

1. Zero Depreciation Cover

Your car and its parts depreciate in value with time. Under normal circumstances, your insurance claim is tied to the amount of depreciation your car has weathered. With a zero depreciation car insurance cover, however, you are paid the full value irrespective of the depreciation suffered by your car or its parts.

2. No Claim Bonus Cover

Any insurance year you do not file a claim for makes you entitled to a bonus when you next renew your car insurance. This bonus can either be in the form of a reduced premium or an increase in coverage.

3. Engine Protection Cover

An engine protection cover is a lifesaver as your normal car insurance does not cover damage to the engine. With a small add-on to your Tata Harrier insurance price, you get insurance cover for the most important component of your car.

4. Return to Invoice Cover

This cover helps you make up for the difference between the invoice value of your car and the insured declared value (IDV) of the car. IDV is the value of the car after taking into account depreciation and other deductions.

Things to Know Before You File a Claim for Your Tata Harrier Car Insurance

You will need to keep certain documents handy while filing a car insurance claim. These are:


  • Copy of your Tata Harrier car insurance policy

  • Car details

  • Insurer details

  • Details of the incident

  • FIR copy (in case of theft)

  • Original bills and receipts of the Tata Harrier repairs

Now that you know about the documents required to file a claim, let’s understand the ways to file a car insurance claim. There are two ways to claim your Tata Harrier car insurance:

  • Cashless Claim Under Car Insurance

Here, you can get your Tata Harrier repaired at a network garage. The insurance company will then take care of these repair expenses directly with the garage.

  • Reimbursement Claim Under Car Insurance

Here, you can get your Tata Harrier repaired at any garage of your choice and pay for the expenses. You can then raise a claim for these expenses against your car insurance policy. If your claim is approved, the insurance company will transfer the settlement amount to your bank account (after subtracting deductibles, if applicable).

Want to Reduce Your Tata Harrier Car Insurance Premium?

Here are some easy tips you can use to reduce your Harrier car insurance premium:

  • Keep Your Tata Harrier in a Good Condition

The easiest trick to reduce your car insurance premium is to maintain your Tata Harrier in a good condition by getting it serviced regularly.

  • Use No Claim Bonus Rewards

You can earn No Claim Bonus (NCB) in car insurance rewards by not making any claims throughout the policy tenor. Use these rewards to get a lower renewal premium on your car insurance policy.

  • Avoid Filing Small Claims

Bear inexpensive repair expenses out of pocket to secure your No Claim Bonus (NCB) reward.

  • Install Anti-Theft Devices in Your Tata Harrier

You can lower your Tata Harrier car insurance premium by installing anti-theft devices authorised by the Automotive Research Association of India (ARAI) in your four-wheeler.

  • Compare Car Insurance Premium Quotes Online

Always compare the car insurance premium quotes online that are offered by various insurance providers before you purchase the plan best suited for your needs.

Must-Know Tips to Maintain Your Tata Harrier

  • Regularly Inspect Car Tyres

Check the car tyres regularly for any damage, cuts, excessive wear and tear, or any missing/loose wheel nuts. Also, always maintain correct tyre pressure.

  • Check Car Battery

Regularly inspect the car battery for corrosion on terminals and keep the terminals dry.

  • Parking

Park your Tata car in covered, dry and well-ventilated premises.

  • Regular Cleaning

Wash your Tata vehicle thoroughly and frequently to protect it from corrosion.

Know the Maintenance Cost of Tata Harrier in India

The estimated Tata Harrier maintenance cost in India for three years is ₹39,570. The first and second servicing of your Harrier is free of cost. Below is the maintenance schedule and the cost applicable:

Tata Harrier Service Schedule


Free or Paid

Total Expenses*

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Sixth Service




*Disclaimer: These are indicative prices. The actual cost of maintenance of Tata Harrier may vary and change from time to time.

About Tata Harrier

The Tata Harrier is a stylish 5-seater compact SUV that has quickly become a market leader in its segment. The Harrier features a 2.0 L diesel engine and comes in both automatic and manual transmissions. With a claimed mileage of 17 kmpl, the Harrier is targeted at the budget-conscious, yet upwardly mobile consumer who wants their car to be the right blend of style and value-for-money.

Tata Harrier Specifications

The Tata Harrier offers a number of specifications that make it a unique proposition. Some of the key Tata Harrier specifications are:

Key Highlights

Tata Harrier


14.63-17.0 kmpl

Engine Capacity

1956 cc


6-Speed Manual, 6-Speed Automatic

Max Power

125 kW (170 PS) @ 3750 rpm

Max Torque

350 Nm@1750-2500

Fuel Type


Fuel Tank Capacity

50 litres

Seating Capacity


No. of Cylinder


Boot Space

425 litres

Ground Clearance (Unladen)

205 mm

Note: The actual specifications may vary depending on the Tata Harrier variant.

Tata Harrier On-Road Price Across Major Cities

The Tata Harrier on-road price constitutes the ex-showroom price, RTO registration, road tax and insurance amount. The on-road price differs from one city to another. Let’s take a look at the Tata Harrier on-road price across major cities:

City Name

Tata Harrier On-Road Price (XE-Base Model)


₹17.50 Lakh

New Delhi

₹17.10 Lakh


₹18.09 Lakh


₹16.43 Lakh


₹17.55 Lakh

Note: The actual on-road prices for different Tata Harrier variants are subject to change and can vary from time to time.

Tata Harrier Features

The Tata Harrier comes with a host of safety and entertainment features that provide all the creature comforts and make it a safe car to drive on Indian roads. These features are:


  • Power Steering

  • ABS

  • Power Windows

  • Driver Airbag

  • Air Conditioner

  • 4WD

  • Anti-Lock Braking System (ABS)

  • Alloy Wheels

Note: The actual features may vary depending on the Tata Harrier variant.

Bottom Line

Now that you know about the Tata Harrier variants, specifications, features, and on-road price, you can make an informed decision on the right vehicle that fits your budget and personal needs. Once you have zeroed in on the specific car of your choice, don't forget to buy car insurance and safeguard yourself and your co-passengers from any unfortunate events while driving on roads. You can choose a car insurance policy from Bajaj Markets that ensures own damage protection as well as third party protection. Moreover, you can enhance your financial protection by choosing from a variety of add-on covers that give added protection to the policyholder and add much-needed convenience to the car ownership experience.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Tata Harrier

The cost of Tata Harrier insurance depends on the type of variant, the age of the car, etc.

You will need copies of your car’s RC, policy documents, duly signed insurance form and repair bills, if claiming reimbursement. In case of car theft, a copy of the FIR might be required as well.

Your insurance policy covers engine damage only if it was caused due to an accident. Any mechanical failure in the engine or any damage caused due to wear and tear is not covered.

No. But it is highly recommended that you get add-ons as they increase the coverage of your insurance policy at a nominal price.

 Yes, the Tata Harrier gets climate control as standard on all its variants.

 The Tata Harrier gets new alloy wheels across all variants. The alloy wheels are attractive and add to the overall aesthetic appeal of the vehicle.

 Yes, the Harrier is very safe on Indian roads. This is primarily due to the range of safety features that you won’t find on other cars within the segments. The safety feature list includes Brake Disc Wiping, Six Airbags, and many more. Additionally, the car enjoys superior build quality and ranks high on Global NCAP safety ratings.

 No, you don’t have to buy comprehensive insurance as a mandate. Legally, you are mandated to purchase third-party insurance, however, you can buy car insurance from platforms like Bajaj Markets at a much lower cost. You can also purchase add-ons with your comprehensive plan to further protect yourself from financial liabilities.

 The premium rate for car insurance decreases by reducing the IDV of your Tata Harrier. You must always choose the correct IDV for your vehicle that is equal to the market value of the four-wheeler.

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