✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now! Check Plans

The ex-showroom price of the Toyota Fortuner ranges between ₹30.72 Lakhs - ₹42.33 Lakhs. A car this expensive definitely requires a good car insurance plan to help you cover both expected and unexpected expenses. You can choose between two types of car insurance plans for your Toyota Fortuner in India - namely, third-party car insurance and comprehensive car insurance. Not only is it wise to get a third-party insurance to secure your vehicle against third-party liabilities, it is also legally mandated. 


Read on to know more about purchasing an insurance plan for your Toyota Fortuner.  

Toyota Fortuner Insurance Price for All Variants

Toyota Fortuner Variants

Toyota Fortuner Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium~
FY 2022-23
(effective 1st April 2022)

4x2 Petrol

₹30.72 Lakhs



4x2 AT Petrol

₹32.31 Lakhs



4x2 Diesel

₹33.22 Lakhs



4x2 AT Diesel

₹35.50 Lakhs



4x4 Diesel

₹35.88 Lakhs



Legender Diesel

₹38.60 Lakhs



4x4 AT Diesel

₹38.17 Lakhs



Legender 4x4 AT Diesel

₹42.33 Lakhs



Disclaimer: *The Toyota Fortuner ex-showroom prices are for Delhi and are subject to change based on the city.

~Third-party premium rates are indicative. The actual Toyota Fortuner insurance price that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Get Toyota Fortuner Insurance

Opt for Toyota Fortuner insurance at affordable prices with the following steps:


  • Step 1: Go to the 'car insurance premium calculator' page on Bajaj Markets.

  • Step 2: Fill in the car registration number and contact number.

  • Step 3: Enter the details required in the application form.

  • Step 4: Pick the car insurance plan that suits your requirements.

  • Step 5: Make a payment online.

  • Step 6: Your car insurance policy will be sent to your email ID.

How to Renew Toyota Fortuner Insurance Online

  • Step 1: Go to the ‘car insurance renewal’ page on your insurance provider’s website.

  • Step 2: Enter your registration number and contact number.

  • Step 3: Provide your previous car policy details.

  • Step 4: Check your insurance renewal premium.

  • Step 5: Make a payment online.

  • Step 6: Download your car insurance policy documents copy.

Why Does Your Toyota Fortuner Require Car Insurance?

The Toyota Fortuner is a high-end SUV that can be quite expensive to repair in case of an accident. The repair and replacement cost of a mid-range car comes out to be ₹1 Lakh - ₹2 Lakhs. Thus, you can only imagine the repair expenses of your Toyota Fortuner. To ensure you do not have to spend your savings on getting your vehicle back in shape, comprehensive insurance is crucial. Offering coverable against theft, natural calamities, third-party liabilities, and other perils, the Toyota Fortuner insurance safeguards against most risks on the road!


apply car insurance now

Which Should You Opt for: Comprehensive or Third-Party Car Insurance?

  • Third-Party Car Insurance

The third party insurance takes care of the basic obligations in case you have injured or damaged another person's property. Third-party Toyota Fortuner insurance is a basic plan that every individual needs to have to legally drive on the roads. Although the third-party cover secures against third-party liabilities, it fails to cover the damages caused to your own vehicle.

  • Comprehensive Car Insurance

A comprehensive insurance plan is a mixture of third-party cover and own damage cover. The Toyota Fortuner insurance plan offers complete coverage to you and your vehicle. Moreover, you shall find add-on covers that can be added to a comprehensive plan to enhance the protective layer. Even though the Fortuner third party insurance price is lower than comprehensive insurance, it doesn’t offer all-round coverage.

What’s Covered Under Car Insurance?

Third-party Toyota Fortuner insurance covers third-party damages, the death of the victim, bodily injuries, etc. Furthermore, comprehensive car insurance covers accidental damage, theft, third-party liabilities, natural calamities and numerous other risks.

What’s Not Covered Under Car Insurance?

The comprehensive Toyota Fortuner insurance doesn’t cover regular wear and tear of the vehicle, damages caused when the policy has expired, driving without a valid licence, etc.

Combine Toyota Fortuner Insurance with Add-on Covers

Add-on covers are additional features that can be added to your comprehensive car insurance plan to offer wider coverage. Following are the add-on covers available at Bajaj Markets for a car insurance plan:

  • Roadside Assistance Cover

The 24x7 roadside assistance cover helps a lot in case you are stuck in the middle of nowhere due to vehicle issues. This cover provides emergency fuel delivery, urgent car repair, cab services, towing, and other services.

  • Engine Protect Cover

We know how important it is to protect a car’s engine and the engine protect cover with the Toyota Fortuner insurance assures us of doing so. It covers engine damage due to lubricating oil leakage, water seepage, etc.

  • NCB Protection Cover

This add-on cover protects your No Claim Bonus even if you have made two claims in the year.

  • Zero Depreciation Cover

By combining zero depreciation coverwith Toyota Fortuner insurance, the insurer will bear your car’s depreciation charges when you file a claim.

Raise a Toyota Fortuner Insurance Claim

The following documents will be required when filing a claim:


  • Duly filled claim form

  • Policy papers

  • Driver’s licence

  • Registration Certificate (RC)

  • Original bills, in case of a reimbursement

  • A copy of the FIR, in case of theft

There are two types of Toyota Fortuner insurance claims:

  • Cashless Claim Under Car Insurance

Inform your insurer and provide the details of the damages caused to your vehicle. Get your car repaired at a network garage. Present all the required documents and the company shall directly settle the claim with the garage.

  • Reimbursement Claim Under Car Insurance

Intimate your insurer and provide the details of the damages caused to your vehicle. File an FIR in case of theft or third-party damage. Get the car repaired at a preferred garage and pay the repair bill. After submitting the documents and bill receipts, the insurer shall verify the details and reimburse the claim.

How to Lower Toyota Fortuner Insurance Premium

Go through these insider tips to avail a lucrative Toyota Fortuner car insurance cost:

  • Opt for Anti-Theft Devices

Installing ARAI (Automotive Research Association of India) approved anti-theft devices can go a long way in lowering your Toyota Fortuner insurance price.

  • Compare Quotes Online

It is recommended to compare insurance quotes online to avoid compromising on any insurance features.

  • Avoid Raising Small Claims

Filing too many insurance claims can result in a higher renewal premium and thus, you may choose to cover inexpensive claims.

  • Choose No Claim Bonus

You can be eligible for an additional reward on your Toyota Fortuner insurance renewal premium with the help of No Claim Bonus.

Maintain Your Toyota With These Tips!

  • Keep an Eye on Tyre Pressure

To avoid internal tyre issues or tyre bursts, make sure you always check the pressure of your tyres from time to time.

  • Take Care of Your Vehicle

Opting for regular maintenance of your Toyota Fortuner can increase the longevity of your four-wheeler and keep vehicular issues on the low.

  • Maintain the Battery

Ensure to keep your vehicle battery in shape for a smooth and trouble-free ride!

  • Check for Warning Lights

The dashboard of your four-wheeler may flash some warning signs in case of any trouble, so always check for such signs.

Learn the Toyota Fortuner Maintenance Cost

The estimated Toyota Fortuner service and maintenance cost for five years for the petrol variant is ₹26,500 - ₹27,000 and for the diesel variant is ₹31,500 - ₹32,000. You can avail the first service for free after completing 10,000 km. Here’s the Toyota Fortuner service schedule and the total expense:

  • Petrol

Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




  • Diesel

Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Disclaimer: These are indicative prices. The actual cost of maintenance of Toyota Fortuner may vary and change from time to time.

About the Toyota Fortuner

The Toyota Fortuner is another remarkable SUV that has enjoyed exceptional levels of popularity in India. Now in its latest avatar, the Fortuner is more aggressive-looking than ever. Yet, it is reliable and robust as always. A high Fortuner ground clearance of 225 millimetres combined with a 4x4 powertrain, allows the car to traverse deep sand pits, desert dunes, and shallow river streams with ease. Offered in both diesel and petrol engines, the Toyota Fortuner makes massive amounts of power, making the car perfect for cruising lazily down the highways.

Toyota Fortuner Specifications




  • Displacement - 2,694cc

  • Power - 166 PS @ 5,200 RPM

  • Torque - 245 Nm @ 4,000 RPM

  • Cylinders - 4


5-Speed Manual Transmission

6-Speed Intelligent Manual Transmission

6-Speed Automatic Transmission

Toyota Fortuner Mileage

10 km/litre

Toyota Fortuner Ground Clearance

225 mm

Turning Radius

5.8 meters

Toyota Fortuner Fuel Tank Capacity

80 litres

Boot Space

296 litres


Front - Ventilated discs

Rear - Discs

Wheels and Tyres

265/65 R17

265/60 R18

Toyota Fortuner Seating Capacity



On-Road Price

Toyota Fortuner price in Delhi

₹50.16 Lakhs

Toyota Fortuner price in Mumbai

₹51.01 Lakhs

Toyota Fortuner price in Bangalore

₹53.12 Lakhs

Toyota Fortuner price in Chennai

₹51.03 Lakhs

Toyota Fortuner price in Pune

₹51.01 Lakhs

The feature set of the Toyota Fortuner is matched only by a few other SUVs. Right from the aggressive front fascia to the fluid rear end of the car, almost every feature in this muscular SUV is unique. Check out a few of the key features of the Toyota Fortuner below:

  • Premium JBL Speaker System

The infotainment system of the Toyota Fortuner comes with 11 premium JBL speakers placed strategically throughout the car.

  • Driving Modes

You can select from three different driving modes based on your preference - Economy, Normal, and Sport.

  • Vehicle Stability Control (VSC)

This feature prevents the car from losing stability during hard braking or sharp turns.

Wrapping it up!

As you can see, the Toyota Fortuner is a feature-rich vehicle that is built for tough roads. You may already have this on your wishlist. When you realise your dream of purchasing this car, do remember to secure it with the right car insurance plan. All you need to do is head over to Bajaj Markets and get a comprehensive cover as needed.

Check Out Car Insurance Partners Available at Bajaj Markets

FAQs on Toyota Fortuner Insurance

The ground clearance offered by the Toyota Fortuner is 225 mm.

The Toyota Fortuner comes in two tyre sizes - 265/65 R17 and 265/60 R18.

The Toyota Fortuner is offered with both petrol and diesel engine options.

Certain variants of the Toyota Fortuner do come with a 6-Speed automatic transmission. 

The Toyota Fortuner has a fuel tank capacity of 80 litres.

Happy Customers of Bajaj Markets

Loan Offer
Download App
Credit Score