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What is an Axis Bank Ace Credit Card?

**Disclaimer: Axis Bank Ace Credit Card is not a Finserv MARKETS partner product. Offers would be from partner Banks/NBFCs only.

If you are looking for credit cards with the best cashback offers, you need to add the Axis Bank Ace credit card to your list. This Axis Bank credit card comes with a host of features and benefits, including accelerated cashbacks on all your spends. Continue reading to know more about the steps to apply for Axis Bank Ace credit card, your credit card eligibility, the documents required to apply for this credit card, and other frequently asked questions related to Axis Ace credit card. 

Axis Bank Ace Credit Card Benefits

Below is a gist of credit card features and benefits offered with the Axis Ace credit card: 

Unlimited Cashback

  • Get 5% cashback on bill payment (gas, electricity, internet etc), DTH and mobile recharge on Google Pay

  • Get 4% cashback on Ola, Zomato, and Swiggy

  • Get 2% cashback on all other merchants

  • No upper limit on cashback

Lounge Access

  • 4 complimentary lounge visit every year at select domestic airports

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver across all Indian petrol pumps

Dining Benefits

  • Get 20% off across 4,000+ partner restaurants in the country

Convert purchase to EMI

  • Convert transaction over ₹2,500 into easy EMIs


Axis Ace Credit Card Fees and Charges

The Axis Bank Ace credit card charges are listed below:

Joining Fee

₹499 (reversed if spends exceed ₹10,000 within 45 days of card issuance)

Annual Charges

₹499 from second year onward (waived if annual spends greater than ₹2,00,000)

Cash Payment


Late Payment Fee

Nil, if the total payment due is up to ₹100

  • ₹100, if the total payment due is between ₹101 and ₹300

  • ₹300, if the total payment due is between ₹301 and ₹1,000

  • ₹500, if the total payment due is between ₹1,001 and ₹5,000

  • ₹600, if the total payment due is between ₹5,001 and ₹10,000

  • ₹700, if the total payment due is ₹10,001 and above

Overlimit penalty

3% of the overlimit amount

Foreign Currency transaction charges


Outstanding Cheque




Balance enquiry charges



Axis Bank Ace Credit Card Reward Points

The Axis Ace credit card offers cashbacks and other credit card rewards for users such as 1% fuel surcharge waiver, 20% off on dining at partner restaurants, complimentary airport lounge access, and a host of cashback credit card offers on your spends. The credit card reward points accumulated on the Axis Ace card can be further used to redeem exciting offers.

Axis Ace Credit Card Eligibility Criteria and Document Required

Before going ahead with the Axis Ace credit card apply online procedure, you must check whether you satisfy the following credit card eligibility criteria stated by the bank:


Between 18-70 yrs


Resident of India


If you fulfil the above-mentioned criteria, you need to submit the following credit card documents at the time of your credit card application:

Identity Proof

Driving licence, Voter ID card, passport, Aadhaar card, PAN card


Telephone bill, driving licence, Voter ID card, passport, Aadhaar card

Other Documents

Coloured photographs, salary slips, Form 16, ITR


How to Apply for an Axis Ace Credit Card?

Currently, the Axis Bank Ace credit card apply option is not available on Finserv MARKETS. However, you can apply for an Axis Ace card on the official Axis Bank website or by visiting the nearest Axis Bank’s branch.

If you are an existing Axis Bank customer, you can log in to your Axis Bank credit card netbanking account to apply for the Axis Ace credit card. If you are a new user, you can follow the below-mentioned steps:

  1. Visit the official Axis Bank website.

  2. Type ‘Axis Ace credit card’ in the search tab.

  3. You will be redirected to the Ace card Axis Bank page. Click on the ‘Apply Now’ icon.

  4. If you are an existing Axis Bank user, continue the application procedure via netbanking. If you are a non-Axis Bank customer, click on the ‘New User’ option and continue with the application.

How to Reach Axis Ace Credit Card Customer Care?

In case you have any queries regarding the Axis Ace credit card application status, Axis Bank Ace credit card annual charges, Axis Ace credit card offers, Ace credit card eligibility criteria, or other credit card-related queries, you can contact the Axis Bank customer care online.

The bank’s official website offers virtual customer support where you can type your queries in the “How can we help” section or chat with Axis Bank’s virtual assistant, also known as ‘Axis AHA!”. You can also call on the Axis Bank customer care numbers 1860-500-5555 or 1860-419-5555 for assistance.

About Axis Bank Credit Cards

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FAQs on Axis Bank Ace Credit Card

✔️How to contact Axis Ace credit card customer care?

You can reach the Axis Bank customer care at 1860-419-5555 or 1860-500-5555. Alternatively, you can also ask for guidance on the “How can we help” section of the customer support page or chat with the Axis Bank’s virtual assistant ‘Axis AHA!’.

✔️What is the Axis Bank Ace credit card limit?

Axis Bank Ace credit card limit depends on your credit card eligibility. The Axis credit limit may vary from person to person depending on their annual income.

✔️Can I make the bill payments using Axis Bank Ace credit card?

Yes, you can make credit card bill payments with Axis Bank Ace credit card.