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Axis Credit Card Payment

Axis Bank Credit Cards are not only accepted worldwide but also provide a host of benefits tailored to your needs. As long as you clear their credit card bills at the end of the month, you can enjoy continued services and offers. Let’s see the various bill payment methods for Axis Bank Credit Cards.

Axis Bank Credit Card Online Payment

Axis Bank Credit Card Offline Payment

  • Netbanking

  • NEFT

  • IMPS

  • UPI

  • Billdesk

  • Auto debit

  • Cheque/ Draft

  • Cash

  • ATM


Axis Bank Credit Card Online Payment Methods

1. Net Banking

Axis Bank customers can avail the Axis credit card net banking facility any time of the day by following these steps:

  • Step 1:Go to your account and click on the ‘Credit Cards’ tab.

  • Step 2: Choose the relevant card and click on ‘Pay Now’.

  • Step 3: In the next step, choose the account and amount for the Axis bank credit card payment.

  • Step 4: Click on ‘Submit’.


NEFT is also a very simple and reliable Axis Bank credit card online bill payment option. 

Following is the process for Account-holders:

  • Step 1: Account holders can log in to their Axis credit card account.

  • Step 2: Next, go to the ‘pay bills’ tab and enter the amount.

  • Step 3: Finally, enter all the requested details for the NEFT option such as beneficiary name, beneficiary account number, IFSC code etc.

  • Step 4: Once all the details are submitted, click on ‘Make Payment’.

For Non-Axis bank account holders:

  • Step 1: Log in to the net banking account of your non-Axis bank net banking facility.

  • Step 2: Register the card for NEFT by entering the requested details and make payment.


Axis Bank credit card online payment can be made using the Immediate Payment Service (IMPS) by following these steps:

  • Step 1: Log in to your net banking portal.

  • Step 2: Go to the ‘funds transfer’ tab and click on IMPS.

  • Step 3: Next, add the card as the beneficiary and add the details along with the amount.

  • Step 4: Click on ‘submit’ to complete the Axis bank credit card bill payment process.

4. UPI

After registering for UPI service, users can follow these simple steps to pay their bills

  • Step 1: Go to your mobile banking app and click on the UPI tab.

  • Step 2: Create an ID and choose an account number to be linked to that ID.

  • Step 3: Next, go to the ‘pay’ tab and select the ‘send money’ option.

  • Step 4: Enter the required details and click on confirm to complete the Axis credit card payment.

5. BillDesk

  • Step 1:Go to the BillDesk portal on the official Axis Bank website.

  • Step 2: Enter the requested card details.

  • Step 3: Click on ‘pay now’ and enter the net banking information to make the Axis bank credit card payment.

6. Auto Debit

This facility can be used if you often forget to clear your bills on time. All you need to do is register for the auto-debit facility via netbanking or Axis mobile app by entering the required information. Upon successful verification, the amount will automatically get debited every month for your Axis credit card bill payment.

Axis Bank Credit Card Offline Payment Methods

1. Cheque/ Demand Draft

To make offline credit card payments, customers can make use of a demand draft or cheque. The credit card payment will be made as soon as the bank clears the cheque/ draft within 3-5 working days.

2. Cash

The quickest method to make a credit card payment offline is by paying cash. A customer has to visit the Axis Bank branch and deposit cash towards the Axis credit card payment. 

3. ATM

Customers can also visit an ATM to make Axis credit card payments offline. All they need to do is swipe the card, click on the ‘other services’ tab, and select the ‘bill payment’ option. Here they can enter the card number, amount, and ATM Card PIN to make the payment 

Axis Bank Credit Card Bill Payment for Non-Account Holders

It is to be noted that one does not need to necessarily have an account with Axis Bank to make your Axis Bank credit card payment. Some of the common ways to pay the bills for non-account holders are via NEFT, IMPS, UPI, Cash, and Cheque/ Demand Draft.

Processing Time for Axis Credit Card Bill Payments

Below listed are tentative timelines for the processing of Axis credit card bill payment via various modes:


Processing Time

Net Banking

Will be credited with 1 working day

Cheque/Demand Draft

1 working day for Axis bank cheques and 3-5 days for other banks

Mobile Banking

Will be instantly credited on the same day


Will be instantly credited on the same day


1-3 working days


Will be instantly credited on the same day

Auto Debit

Will be instantly credited on the same day


Will be instantly credited on the same day


Benefits of Paying Axis Credit Card payment on Time

Some of the benefits of making credit card payments on time include:

  • Avoiding late payment fees and high-interest rates calculated on the outstanding amount. 

  • Paying on time can also have a positive impact on the credit score of the cardholder and can result in the bank increasing your credit card limit in the future.

  • Timely payment ensures you do not have any accumulated debt with respect to your credit card. This helps avoid any potential debt trap.

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FAQs on Axis Bank Credit Card Payment

✔️What is the unbilled amount in Axis Credit Card?

Your Axis Credit Card bill statements summarise your credit activities. The transactions after the billing cycle are termed 'unbilled' and the unbilled amount will be due in your next statement.

✔️How do I pay my credit card bill using the Axis mobile app?

To make payments using a mobile app, follow these steps:

  1. Log in to the App using the MPIN and go to 'Pay Bills'.

  2. If the card account is not already added, click on 'Add New Biller'.

  3. Now select your Axis Bank Credit Card and click on 'Pay Bill'.

  4. Enter the details, and the amount to be paid and click on 'Pay Now' or 'Pay Later' as per your preference.

  5. Confirm the payment by entering the MPIN again.

✔️How can I know my Axis Bank Credit Card bill?

You can place a call to the Axis Bank customer care number-1860 419 5555, or you can call 1860 500 555. To see your balance on the credit card, you will have to send your credit card details. Upon verification, you will be able to see your balance and the balance statement.

✔️How can I pay my credit card bill by SMS?

  • You can quickly pay your outstanding credit card bill amount by sending an SMS from your registered mobile number, and the payment will be made towards your credit account.

  • The SMS payment facility is available for payments of ₹5,000 or below, with a daily payment limit of ₹5,000 towards the credit card.

  • The SMS Format is as follows:

“<CCP> space <last 6 digits of your Axis Bank Account number> space <Amount> space < last 4 digits of your Axis Bank Credit Card>”. You can send this SMS on 5676782.


✔️How can I pay my Axis Bank Credit Card bill?

You can make your Axis Bank Credit Card bill payment easily even if you do not have an Axis Bank savings account. There are plenty of offline as well as online modes of payment that you can choose from to clear your credit card dues such as net-banking, NEFT, IMPS, demand draft, cheque or cash.

✔️Are credit card payments done using Axis Bank net banking service secure?

With Axis Bank’s additional two-step authentication system of Netsecure, you can carry out payments via net-banking securely.

✔️Do I need to pay any extra charge if I pay my Axis Bank credit card bill through any of the online payment methods?

Besides NEFT or IMPS, you generally need not pay any extra charges for online Axis Bank credit card bill payments.

✔️Will I get any notification after my Axis Bank credit card payment is successfully made?

The bank informs you about successful credit card payment via SMS or mail on your registered mobile number and email ID.

✔️Do I have to submit any documents while opting for the Electronic Clearing Service for paying the dues on My Axis Bank credit card?

No, you need not submit any extra documents.

✔️How do I register for the Auto Debit facility with Axis Bank for the auto payment of my Axis Bank credit card bill?

You can register via net banking or the Axis Mobile app for the auto-debit facility for Axis Bank credit card bill payment.