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How to Earn Axis Credit Card Reward Points?

Axis Bank has created ‘EDGE Loyalty Rewards Program’ for its credit card customers which is designed to reward customers for every transaction that they make. Thus, you can earn Axis bank credit card reward points on eligible transactions every time you shop with your Axis credit card. On some cards, the bank offers Club Vistara points instead of EDGE rewards.

List of Axis Credit Card and Respective EDGE Reward Points

Axis Credit Cards

Points per Rs 200 spent

Freecharge Cards

1 Point

Commercial Card

1-2 Points

Shopping Reward Card

2 Point

Neo Card

1 Point

Buzz Card

2-6 Points

Silver Cards

2-4 Points

Gold Cards

2-4 Points

Titanium Cards

2-8 Points

Pride Platinum Card

4 Points

My Zone Cards

4 Points

My Choice Card

4 Points

My Wings Card

4 Points

My Business Cards

4 Points

Platinum Card

4 Points

Pride Signature Card

8 Points

Signature Cards

10-20 Points

Infinite Reserve Card

10-20 Points

Privilege Credit Card

10 Points

Select Card

10-20 Points

Axis Pay Card

10 Points

Magnus Card

12 Points

List of Axis Credit Card and Respective Vistara Reward Points

Card Name

Points per Rs 200 spent

Axis Vistara Card

2 CV points

Axis Vistara Signature Card

4 CV points

Axis Vistara Infinite Card

6 CV points

How to Redeem Axis Bank Credit Card Points?

Customers can conveniently redeem Axis Bank credit card points online as well as offline. Below listed are various methods:

Ways to Redeem Axis credit card reward points Online:

  • Via Internet Banking

  1. Login to the online banking site of Axis Bank using your customer ID and your password.

  2. On the Account Summary page of the Axis Bank online banking site, customers have to select EDGE Loyalty Rewards.

  3. After thoroughly reading and accepting the terms and conditions, customers should select ‘Redeem now’ to visit the Rewards Catalogue.

  4. To redeem the reward points, customers have to choose the reward of their choice, add it to the basket, and then confirm the redemption request.

  • Via EDGE website

  1. Visit the EDGE website and log into your EDGE account

  2. Click on ‘Redeem Now’

  3. Choose the products from the rewards catalogue to redeem Axis Credit card points

  • Via Axis Mobile App

  1. Download the Axis Mobile app from your app store

  2. Go to the Rewards section. You will see your accumulated Axis credit card reward points. Click on redeem now.

  3. Choose the product from the Rewards catalogue and confirm the Axis reward points redemption.

Ways to Redeem Axis credit card reward points Offline:

  • Via Customer Care:

Axis Bank credit card rewards redemption can be done offline by calling on the Axis EDGE helpline numbers: 1860-419-5555 or 1860-500-5555.

Note: The redemption of reward points is subject to the following:

  • Axis Bank approval and terms & conditions with regards to the reward

  • Availability of the reward at the time of redemption request.

  • Restrictions imposed by any supplier or issuer of the reward.

What Kind of Transactions can be Made to Redeem Axis Bank Credit Card Reward Points?

Axis Bank Credit Card customers can earn the EDGE Loyalty Rewards points on the following transactions:

  • Credit Card purchase transactions

  • Banking transactions carried out by family members

  • Upgrade and addition of credit cards

  • Credit Card transactions with Partner Brands

  • Bonus Points - Bonus transactions are the one done on the customer’s birthday

  • Transfer of Points from another Axis Bank customer

About Axis Credit Card Reward Points Catalogue

The Axis Bank credit card rewards catalogue has a lot of products against which you can redeem your credit card rewards. The categories include:

  • Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more

  • Electronic phones, gadgets, accessories,

  • Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges

  • E vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.

  • Products for personal care and grooming, toys and games, back-to-school accessories for children, and more.

How to Convert Axis Reward Points into Air Miles?

You can convert your Axis Bank credit card points into air miles if you possess a club Vistara card or intermiles card.

  • Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Just call on the Axis Bank call centre and mention details such as your name, Club Vistara ID and the total EDGE REWARD points to be redeemed.

  • InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.

What are Axis EDGE Reward Points?

The Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, which is known as the Axis EDGE REWARDS program. Under this facility, all Axis Bank customers can accrue and redeem Axis credit card points against a host of categories.

What Services can be Availed by Axis Bank Customers on the EDGE Loyalty Rewards Program Website?

Axis Bank credit card customers can avail the following services on the EDGE Loyalty Rewards program website:

Redemption Options –

  • Rewards Catalogue / Recharge & Bookings / Partner Deals

  • Gifting Options

  • Reward delivery status

My EDGE transactions –

  • History of the customer’s redemption transactions.

  • Transfer My Points

  • My Wishlist

  • Download option for previous transactions done by the customer

What can a Customer Redeem Axis Bank EDGE REWARDS points for?

The Axis Bank EDGE Loyalty Rewards program allows the Axis Bank Credit Card customers to choose to make redemptions for any of the following -

Axis Bank Credit Card Rewards Catalogue / Store:

Customers can redeem various types of redemption deals on top electronics, kids’ products, fashion, health and fitness, home décor, online shopping, dining and much more. Customers wanting to redeem their accumulated credit card rewards points using the rewards catalogue can conveniently do so by selecting the category of reward and the rewards points range available on the EDGE Loyalty Rewards website.

Recharges and Bookings:

Axis Bank credit card customers enjoy the privilege of making real-time redemptions using the Recharges & Booking section. Axis Bank Credit Card customers can book their favorite hotels, flight tickets, movie tickets, recharge mobiles and DTH all in just a few simple steps, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service. Axis Bank credit card customers do not have to pay any charges or any fee for Recharges & Booking redemptions

Points Plus Pay

Customers can always choose to make redemptions using cash as well as points. The Points Plus Pay feature can be used by the customers as per the type of service they choose to avail. Customers can earn extra points if they use an eligible Axis Bank credit card to redeem using Points plus Pay.

  • Points plus Pay: Domestic / International Flight Tickets, Hotel Bookings, Movie Tickets, Mobile Recharge, DTH Recharge

  • Points Only: Music Downloads

Axis Bank Rewards Points Terms and Conditions

Following are some general terms and conditions as stated on the official Axis Bank website with regards to Axis Bank credit card rewards:

  • The rewards offered under the Axis EDGE programs are under the bank’s discretion and the program is subject to changes as per the policy of Axis Bank Ltd

  • During a promotion, special offer, cash-back or black-out period, the bank may decide to disallow the earning of EDGE REWARD points on already discounted transactions.

  • Purchases on Add-on Credit Cards will accrue EDGE REWARD points which will be credited to the primary EDGE REWARDS relationship holder’s account. Only the primary account holder can redeem points.

  • Axis EDGE REWARD points are valid for a period of three years, starting from the day of the month on which the EDGE REWARD points are earned

  • Axis EDGE REWARD points will also expire in case of no earn transaction on the EDGE REWARDS account during a period of 365 days.

  • Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account

Some Eligible Cards for Axis Rewards Programme

Axis My Zone Credit Card

  • 4 Axis EDGE Reward Points per ₹200 on all spends except movies, wallet, fuel, and EMIs

Axis Neo Credit Card

  • With every ₹200 that you spend with your Axis NEO credit card, you earn 1 EDGE reward point.

Axis Select Credit Card

  • 10 EDGE REWARD points against every ₹200 spent on the card.

  • 2X reward points against every ₹200 spent on the card on retail shopping.

  • 5000 EDGE REWARD points on spend worth ₹3 lakhs in an anniversary year.


Axis Ace Credit Card

  • Get 5% cashback on bill payment (gas, electricity, internet etc), DTH and mobile recharge on Google Pay

  • Get 4% cashback on Ola, Zomato, and Swiggy

  • Get 2% cashback on all other merchants


Axis Buzz Credit Card

  • Earn 2x Reward points on a minimum spend of ₹200

  • Earn 3x reward points on online shopping

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FAQs on Axis Credit Card Reward Points

✔️How does a customer earn reward points under the EDGE Loyalty Rewards Program?

Axis Bank reward points can be earned by using your Axis Bank credit card on all eligible transactions.

✔️When can a customer start redeeming reward points?

Redemptions can be started as soon as the customer accumulates a minimum of 300 rewards points either by logging on to, mobile banking, by contacting the customer care centre, online banking or at Axis Bank partner outlets.

✔️How can customers register for the EDGE Loyalty Rewards program with Axis Bank?

Axis Bank customers do not have to register with a different process for the EDGE Loyalty Rewards program. They will have to just meet the eligibility criteria.

✔️Can a customer make rewards point transfers from other bank credit Card accounts to my Axis Bank credit card account?

No, customers cannot make rewards points transfers from other bank accounts to their Axis Bank credit card accounts.

✔️ Can customers use other bank credit cards to make redemptions under the Recharge and Bookings sections?

No, only Axis Bank credit cards can be used to make redemptions for DTH and Mobile recharges, Music Downloads, travel, movie and hotel bookings.

✔️Will Axis Bank charge any extra tax for Recharge and Bookings redemption transactions?

No. Additional charges will not be levied by Axis Bank and the applicable taxes will be included in the number of rewards points required to make the redemption.

✔️How are the number of rewards points calculated under the EDGE Loyalty Rewards program?

Reward points calculation is done by rounding off the purchase value to the closest number. The value of the rewards points is decided as per Axis Bank’s regulations for different categories of products.

✔️How can I redeem my Axis Bank credit card points?

You can redeem your Axis Bank credit card reward points online via net banking, visiting the EDGE website or via the Axis mobile app. You can also redeem Axis Bank card rewards offline by contacting customer care on the numbers 1860 419 5555 or 1860 500 5555.

✔️Where can I check my Axis Bank reward points?

To know your Axis Bank reward point balance, you can log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.

✔️What is the value of Axis Bank reward points?

As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and as per the criteria set for each Axis Bank product’. Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.