Axis Bank has created ‘EDGE Loyalty Rewards Program’ for its credit card customers which is designed to reward customers for every transaction that they make. Thus, you can earn Axis bank credit card reward points on eligible transactions every time you shop with your Axis credit card. On some cards, the bank offers Club Vistara points instead of EDGE rewards.
Axis Credit Cards |
Points per Rs 200 spent |
Freecharge Cards |
1 Point |
Commercial Card |
1-2 Points |
Shopping Reward Card |
2 Point |
Neo Card |
1 Point |
Buzz Card |
2-6 Points |
Silver Cards |
2-4 Points |
Gold Cards |
2-4 Points |
Titanium Cards |
2-8 Points |
Pride Platinum Card |
4 Points |
My Zone Cards |
4 Points |
My Choice Card |
4 Points |
My Wings Card |
4 Points |
My Business Cards |
4 Points |
Platinum Card |
4 Points |
Pride Signature Card |
8 Points |
Signature Cards |
10-20 Points |
Infinite Reserve Card |
10-20 Points |
Privilege Credit Card |
10 Points |
Select Card |
10-20 Points |
Axis Pay Card |
10 Points |
Magnus Card |
12 Points |
Card Name |
Points per Rs 200 spent |
Axis Vistara Card |
2 CV points |
Axis Vistara Signature Card |
4 CV points |
Axis Vistara Infinite Card |
6 CV points |
Customers can conveniently redeem Axis Bank credit card points online as well as offline. Below listed are various methods:
Login to the online banking site of Axis Bank using your customer ID and your password.
On the Account Summary page of the Axis Bank online banking site, customers have to select EDGE Loyalty Rewards.
After thoroughly reading and accepting the terms and conditions, customers should select ‘Redeem now’ to visit the Rewards Catalogue.
To redeem the reward points, customers have to choose the reward of their choice, add it to the basket, and then confirm the redemption request.
Visit the EDGE website and log into your EDGE account
Click on ‘Redeem Now’
Choose the products from the rewards catalogue to redeem Axis Credit card points
Download the Axis Mobile app from your app store
Go to the Rewards section. You will see your accumulated Axis credit card reward points. Click on redeem now.
Choose the product from the Rewards catalogue and confirm the Axis reward points redemption.
Axis Bank credit card rewards redemption can be done offline by calling on the Axis EDGE helpline numbers: 1860-419-5555 or 1860-500-5555.
Note: The redemption of reward points is subject to the following:
Axis Bank approval and terms & conditions with regards to the reward
Availability of the reward at the time of redemption request.
Restrictions imposed by any supplier or issuer of the reward.
Axis Bank Credit Card customers can earn the EDGE Loyalty Rewards points on the following transactions:
Credit Card purchase transactions
Banking transactions carried out by family members
Upgrade and addition of credit cards
Credit Card transactions with Partner Brands
Bonus Points - Bonus transactions are the one done on the customer’s birthday
Transfer of Points from another Axis Bank customer
The Axis Bank credit card rewards catalogue has a lot of products against which you can redeem your credit card rewards. The categories include:
Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more
Electronic phones, gadgets, accessories,
Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges
E vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.
Products for personal care and grooming, toys and games, back-to-school accessories for children, and more.
You can convert your Axis Bank credit card points into air miles if you possess a club Vistara card or intermiles card.
Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Just call on the Axis Bank call centre and mention details such as your name, Club Vistara ID and the total EDGE REWARD points to be redeemed.
InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.
The Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, which is known as the Axis EDGE REWARDS program. Under this facility, all Axis Bank customers can accrue and redeem Axis credit card points against a host of categories.
Axis Bank credit card customers can avail the following services on the EDGE Loyalty Rewards program website:
Redemption Options –
Rewards Catalogue / Recharge & Bookings / Partner Deals
Gifting Options
Reward delivery status
My EDGE transactions –
History of the customer’s redemption transactions.
Transfer My Points
My Wishlist
Download option for previous transactions done by the customer
The Axis Bank EDGE Loyalty Rewards program allows the Axis Bank Credit Card customers to choose to make redemptions for any of the following -
Customers can redeem various types of redemption deals on top electronics, kids’ products, fashion, health and fitness, home décor, online shopping, dining and much more. Customers wanting to redeem their accumulated credit card rewards points using the rewards catalogue can conveniently do so by selecting the category of reward and the rewards points range available on the EDGE Loyalty Rewards website.
Axis Bank credit card customers enjoy the privilege of making real-time redemptions using the Recharges & Booking section. Axis Bank Credit Card customers can book their favorite hotels, flight tickets, movie tickets, recharge mobiles and DTH all in just a few simple steps, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service. Axis Bank credit card customers do not have to pay any charges or any fee for Recharges & Booking redemptions
Customers can always choose to make redemptions using cash as well as points. The Points Plus Pay feature can be used by the customers as per the type of service they choose to avail. Customers can earn extra points if they use an eligible Axis Bank credit card to redeem using Points plus Pay.
Points plus Pay: Domestic / International Flight Tickets, Hotel Bookings, Movie Tickets, Mobile Recharge, DTH Recharge
Points Only: Music Downloads
Following are some general terms and conditions as stated on the official Axis Bank website with regards to Axis Bank credit card rewards:
The rewards offered under the Axis EDGE programs are under the bank’s discretion and the program is subject to changes as per the policy of Axis Bank Ltd
During a promotion, special offer, cash-back or black-out period, the bank may decide to disallow the earning of EDGE REWARD points on already discounted transactions.
Purchases on Add-on Credit Cards will accrue EDGE REWARD points which will be credited to the primary EDGE REWARDS relationship holder’s account. Only the primary account holder can redeem points.
Axis EDGE REWARD points are valid for a period of three years, starting from the day of the month on which the EDGE REWARD points are earned
Axis EDGE REWARD points will also expire in case of no earn transaction on the EDGE REWARDS account during a period of 365 days.
Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account
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Axis Bank reward points can be earned by using your Axis Bank credit card on all eligible transactions.
Redemptions can be started as soon as the customer accumulates a minimum of 300 rewards points either by logging on to edgerewards.axisbank.com, mobile banking, by contacting the customer care centre, online banking or at Axis Bank partner outlets.
Axis Bank customers do not have to register with a different process for the EDGE Loyalty Rewards program. They will have to just meet the eligibility criteria.
No, customers cannot make rewards points transfers from other bank accounts to their Axis Bank credit card accounts.
No, only Axis Bank credit cards can be used to make redemptions for DTH and Mobile recharges, Music Downloads, travel, movie and hotel bookings.
No. Additional charges will not be levied by Axis Bank and the applicable taxes will be included in the number of rewards points required to make the redemption.
Reward points calculation is done by rounding off the purchase value to the closest number. The value of the rewards points is decided as per Axis Bank’s regulations for different categories of products.
You can redeem your Axis Bank credit card reward points online via net banking, visiting the EDGE website or via the Axis mobile app. You can also redeem Axis Bank card rewards offline by contacting customer care on the numbers 1860 419 5555 or 1860 500 5555.
To know your Axis Bank reward point balance, you can log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.
As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and as per the criteria set for each Axis Bank product’. Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.