Axis Bank offers a diverse range of credit cards across various categories. From movie lovers to frequent travellers, these credit cards have been designed to suit your requirements. A distinguishing feature of Axis credit cards is their EDGE REWARDS loyalty program.
Thanks to the option, you can earn umpteen Axis Bank credit card reward points. Furthermore, this program has been carefully crafted to ensure you benefit from using Axis Bank credit cards.
Simply use your card whenever possible and earn the maximum Axis Bank credit card reward points for each transaction you make. What’s more, you can redeem these points for e-vouchers and get a product of your choice based on the Axis Bank rewards catalogue.
Read on to understand more about the Axis credit card reward points and how to redeem them.
Get 4 Axis EDGE REWARD points on all transactions of ₹200
Note that these Axis Bank credit card reward points are not applicable to movies, wallet, fuel, and EMIs
Check the EDGE REWARDS catalogue to redeem Axis Bank credit card points
Simply pay a joining fee of ₹500 to enjoy its umpteen benefits
Earn 10 EDGE REWARD points on every spend of ₹200
Get 2X reward points for every transaction of ₹200 spent on retail shopping
Enjoy up to 5000 EDGE REWARD points on annual spends of ₹3 Lakhs in a calendar year
Pay a joining fee of ₹3,000 to avail its benefits
Get 1 EDGE REWARD point on all transactions of ₹100
Earn 20 reward points for all fuel spends of ₹100 at any IOCL outlets in India
Get up to 5 points for every online purchase of ₹100
Pay a joining fee of ₹500 to get the card
Get 2 EDGE REWARD points on all transactions worth ₹200
Redeem your points by checking the EDGE REWARD catalogue
Earn up to 5X EDGE REWARDS on all insurance spends with a maximum limit capped at ₹10,000
Pay a joining fee of ₹749 to enjoy its numerous benefits
Axis Bank Credit Cards |
EDGE REWARD POINTS |
IndianOil Axis Bank Credit Card |
1 Point for every ₹100 spent |
Axis Bank My Zone Credit Card |
4 Points for every ₹200 spent |
Axis Bank Privilege Credit Card |
10 Points for every ₹200 spent |
Axis Bank Select Credit Card |
10 Points for every ₹200 spent |
Samsung Axis Bank Signature Credit Card |
10 Points for every ₹100 spent on select partners |
Axis Bank Neo Credit Card |
1 Point for every ₹200 spent |
Axis Bank Reserve Credit Card |
50,000 Points on activation and card renewal |
Axis Bank AURA Credit Card |
2 Points for every ₹200 spent |
Axis Bank Freecharge Credit Card |
1 Point for every ₹200 spent |
Axis Bank Pride Platinum Credit Card |
4 Points for every ₹200 spent |
Axis Bank Pride Signature Credit Card |
4 Points for every ₹200 spent |
Axis Bank MY Zone Easy Credit Card |
4 Points for every ₹200 spent |
Card Name |
Points per ₹200 spent |
Axis Vistara Card |
2 CV points |
Axis Vistara Signature Card |
4 CV points |
Axis Vistara Infinite Card |
6 CV points |
You can easily check your Axis Bank credit card reward points by logging onto the net banking portal or checking your credit card statements. To check using net banking, all you have to do is log in to the Axis Bank app or portal using your credentials.
Then, click on the EDGE REWARD section and check how many reward points you have accumulated over a period. Alternatively, you can see the accrued reward points in your bank’s credit card statement generated every month.
Lastly, you can give a missed call to the Axis Bank toll-free number at 1800-419-6622 to get the status of your Axis Bank credit card reward points. You may also check the reward points balance by sending an SMS from your registered mobile number to 5676782.
You can conveniently redeem Axis Bank credit card reward points online and offline. Here are the various methods to redeem your Axis credit card reward points:
Internet Banking
Step 1: Log in to the online banking website of Axis Bank using your customer ID and your password
Step 2: Select EDGE Loyalty Rewards on the Account Summary page of the Axis Bank online banking site
Step 3: Select ‘Redeem now’ to visit the Rewards Catalogue after reading and accepting the given terms
Step 4: Choose the reward of your choice, add it to the basket, and then confirm the request to redeem the reward points
EDGE website
Step 1: Visit the EDGE website and log into your EDGE account
Step 2: Click on ‘Redeem Now’
Step 3: Choose the products from the rewards catalogue to redeem Axis Bank credit card reward points
Axis Bank Mobile App
Step 1: Download the Axis Bank Mobile app from the app store
Step 2: Go to the Rewards section and check your accumulated Axis Bank credit card reward points
Step 3: Click on redeem now
Step 4: Choose the product from the Rewards catalogue and confirm the redemption
Customer Care
You can call the Axis Bank credit card helpline numbers at 1860-419-5555 or 1860-500-5555 to redeem your rewards points offline. However, note that redemption happens according to the terms and conditions set by Axis Bank.
Also, you may get your reward based on the availability of a particular product, and redemption is also subject to restrictions set by the reward issuer or supplier.
You can accumulate reward points when you perform the following transactions:
Purchases on credit cards
Banking transactions
Upgrading and adding credit cards
Transactions with partner brands
Bonus points when you perform credit card transactions on your birthday
Transferring points from another Axis Bank customer
The rewards catalogue has umpteen products redeeming your Axis credit card reward points. Here are a few categories of products:
Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more
Smartphones, gadgets, accessories
Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges
E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.
Products for personal care and grooming, toys and games, back-to-school accessories for children, etc.
Electronic appliances
Travel offers
Fashion products
Home décor
Fitness and sports-related products
You can convert your Axis Bank reward points into flyer miles if you have a Club Vistara or an InterMiles card.
Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Simply call on the Axis Bank call centre (1860-419-5555 or 1860-500-5555) and mention details such as your name, Club Vistara ID, and the total EDGE REWARD points to be redeemed.
InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.
Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, known as the Axis Bank EDGE REWARDS program.
Under this facility, you can accumulate and redeem Axis Bank credit card points against various categories, as mentioned earlier.
Services Which Axis Bank Customers can Avail on the EDGE Loyalty Rewards Program Website
You can utilise the following services on the EDGE Loyalty Rewards program website:
Redemption Options
Rewards Catalogue / Recharge & Bookings / Partner Deals
Gifting Options
Reward delivery status
My EDGE transactions
History of your redemption transactions
Transfer My Points
My Wishlist
Download option for previous transactions
Know Where to Redeem Axis Bank EDGE REWARDS Points
The Axis Bank EDGE Loyalty Rewards program allows you to make redemptions for any of the following:
You can redeem various redemption deals on top electronics, home décor, online shopping, and much more. Simply redeem your accumulated credit card rewards points using the rewards catalogue.
All you have to do is select the category of reward and the specific reward point range available on the EDGE Loyalty Rewards website to redeem a product of your choice.
Book your favourite hotels, flight tickets, movie tickets, recharge mobiles and DTH, all in just a few simple steps. Plus, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service.
A noteworthy feature of this service is that you do not have to pay any charges during booking or recharge redemptions.
You can make redemptions using cash and points. The Points Plus Pay feature can be used based on your chosen service. Additionally, you can earn extra points when using an eligible Axis Bank credit card to redeem using Points Plus Pay.
Here are some general terms and conditions as stated on the official Axis Bank website concerning Axis Bank credit card rewards:
The rewards offered under the Axis Bank EDGE programs are at the bank’s discretion, and the program is subject to changes as per the policy of Axis Bank.
During a promotion, special offer, cashback or black-out period, the bank may choose to disallow the earning of EDGE REWARD points on already discounted transactions.
Purchases on add-on credit cards will accumulate EDGE REWARD points credited to the primary holder’s account. Note that only the primary account holder can redeem points.
Axis Bank EDGE REWARD points are valid for three years, starting from the day of the month on which the EDGE REWARD points are earned
Axis Bank EDGE REWARD points may also expire in case of no earn transaction on the EDGE REWARDS account for a period of 365 days.
Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account
Additionally, you can get details on various Axis Bank credit card types on Bajaj Markets.
Once your Axis Bank reward points reach 300 points, you can redeem them. You can choose from various redeeming offers that you can choose from as per your preference.
Axis Bank card reward points can be earned using your credit cards on all eligible transactions.
Being an Axis customer, you do not need to register for the EDGE Loyalty Rewards program. Just meet the required eligibility criteria, and you are good to go.
No, such a service is not available.
No, you can use only Axis Bank credit cards to redeem for Mobile and DTH recharges, travel, movies, music downloads and hotel bookings.
Axis Bank will levy no extra or additional charges; however, the necessary taxes will be incorporated into the points needed for points redemption.
Reward points are rounded off to the closest number of the purchase value. The value of the reward points is as per regulations of the Axis Bank for different product categories.
To know your Axis Bank reward point balance, log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.
As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and per the criteria set for each Axis Bank product’.
Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.