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How to Earn Axis Credit Card Reward Points

Axis Bank has created the ‘EDGE Loyalty Rewards Program’ for its credit card users, which is developed to offer rewards for every transaction that you make. Thus, you can earn Axis Bank credit card reward points on eligible transactions every time you shop with your Axis Bank credit card. On some cards, the bank offers Club Vistara points instead of EDGE rewards.

List of Axis Bank Credit Card and Respective EDGE Reward Points

Axis Bank Credit Cards

Points per ₹200 spent

Freecharge Cards

1 Point

Commercial Card

1 to 2 Points

Shopping Reward Card

2 Points

Neo Card

1 Point

Buzz Card

2 to 6 Points

Silver Cards

2 to 4 Points

Gold Cards

2 to 4 Points

Titanium Cards

2 to 8 Points

Pride Platinum Card

4 Points

My Zone Cards

4 Points

My Choice Card

4 Points

My Wings Card

4 Points

My Business Cards

4 Points

Platinum Card

4 Points

Pride Signature Card

8 Points

Signature Cards

10 to 20 Points

Infinite Reserve Card

10 to 20 Points

Privilege Credit Card

10 Points

Select Card

10 to 20 Points

Axis Pay Card

10 Points

Magnus Card

12 Points


List of Axis Bank Credit Card and Respective Vistara Reward Points

Card Name

Points per ₹200 spent

Axis Vistara Card

2 CV points

Axis Vistara Signature Card

4 CV points

Axis Vistara Infinite Card

6 CV points


How do I Redeem my Axis Bank Credit Card Points

You can conveniently redeem Axis Bank credit card points online as well as offline. Below listed are various methods to redeem your Axis Bank credit card reward points:

Different Ways to Redeem my Axis Bank Credit Card Reward Points Online

1. Via Internet Banking

  • Step 1: Login to the online banking website of Axis Bank using your customer ID and your password

  • Step 2: On the Account Summary page of the Axis Bank online banking site, you have to select EDGE Loyalty Rewards

  • Step 3: After thoroughly reading and accepting the given terms of Axis Bank credit card rewards, you should select ‘Redeem now’ to visit the Rewards Catalogue

  • Step 4: To redeem the reward points, you have to choose the reward of your choice, add it to the basket, and then confirm the request

2. Via EDGE website

  • Step 1: Visit the EDGE website and log into your EDGE account

  • Step 2: Click on ‘Redeem Now’

  • Step 3: Choose the products from the rewards catalogue to redeem Axis Bank Credit card rewards

3. Via Axis Bank Mobile App

  • Step 1: Download the Axis Bank Mobile app from the app store

  • Step 2: Go to the Rewards section. You will see your accumulated Axis Bank credit card reward points. Click on redeem now

  • Step 3: Choose the product from the Rewards catalogue and confirm the Axis Bank reward points redemption.

Different Ways to Redeem my Axis Bank Credit Card Reward Points Offline

1. Via Customer Care

Axis Bank credit card rewards redemption can be done offline by calling on the Axis EDGE helpline numbers: 1860-419-5555 or 1860-500-5555.

Note: The redemption of reward points is subject to the following:

  • Axis Bank approval and terms & conditions with regards to the reward

  • Availability of the reward at the time of redemption request.

  • Restrictions imposed by any supplier or issuer of the reward

What Kind of Transactions can be Made to Redeem Axis Bank Credit Card Reward Points

Axis Bank Credit Card users can accumulate reward points on the following transactions:

  • Credit Card purchase transactions

  • Banking transactions carried out by family members

  • Upgrade and addition of credit cards

  • Credit Card transactions with Partner Brands

  • Bonus Points - Bonus transactions are the one done on the your birthday

  • Transfer of Points from another Axis Bank customer

About Axis Bank Credit Card Reward Points Catalogue

The Axis Bank credit card rewards catalogue has a lot of products against which you can redeem with your credit card rewards. The categories include:

  • Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more

  • Electronic phones, gadgets, accessories,

  • Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges

  • E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.

  • Products for personal care and grooming, toys and games, back-to-school accessories for children, and more.

How to Convert Axis Bank Reward Points into Air Miles

You can also convert your Axis Bank card rewards into air miles if you possess a club Vistara card or intermiles card.

  • Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Just call on the Axis Bank call centre (1860-419-5555 or 1860-500-5555) and mention details such as your name, Club Vistara ID and the total EDGE REWARD points that are to be redeemed.

  • InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.

About Axis Bank EDGE Reward Points

Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, which is known as the Axis Bank EDGE REWARDS program. Under this facility, you can accrue and redeem Axis Bank credit card points against a host of categories.

Services Which Can be Availed by Axis Bank Customers on the EDGE Loyalty Rewards Program Website

You can utilise the following services on the EDGE Loyalty Rewards program website:

Redemption Options –

  • Rewards Catalogue / Recharge & Bookings / Partner Deals

  • Gifting Options

  • Reward delivery status

My EDGE transactions –

  • History of your redemption transactions.

  • Transfer My Points

  • My Wishlist

  • Download option for previous transactions 

Know Where to Redeem Axis Bank EDGE REWARDS points

The Axis Bank EDGE Loyalty Rewards program allows you to choose to make redemptions for any of the following -

Axis Bank Credit Card Rewards Catalogue / Store

You can redeem various types of redemption deals on top electronics, kids’ products, fashion, health and fitness, home décor, online shopping, dining and much more. You can conveniently redeem your accumulated credit card rewards points using the rewards catalogue by selecting the category of reward and the Axis Bank rewards points range available on the EDGE Loyalty Rewards website.

Recharges and Bookings

You can enjoy the privilege of making real-time redemptions using the Recharges & Booking section. You can book your favourite hotels, flight tickets, movie tickets, recharge mobiles and DTH all in just a few simple steps, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service. You do not have to pay any charges or any fee for Recharges & Booking redemptions

Points Plus Pay

You can always choose to make redemptions using cash as well as points. The Points Plus Pay feature can be used as per the type of service you choose. You can earn extra points if you use an eligible Axis Bank credit card to redeem using Points plus Pay.

  • Points plus Pay: Domestic / International Flight Tickets, Hotel Bookings, Movie Tickets, Mobile Recharge, DTH Recharge

  • Points Only: Music Downloads

Axis Bank Rewards Points Terms and Conditions

The following are some general terms and conditions as stated on the official Axis Bank website with regards to Axis Bank credit card rewards:

  • The rewards offered under the Axis Bank EDGE programs are under the bank’s discretion and the program is subject to changes as per the policy of Axis Bank Ltd

  • During a promotion, special offer, cash-back or black-out period, the bank may decide to disallow the earning of EDGE REWARD points on already discounted transactions.

  • Purchases on Add-on Credit Cards will accrue EDGE REWARD points which will be credited to the primary EDGE REWARDS relationship holder’s account. Only the primary account holder can redeem points.

  • Axis Bank EDGE REWARD points are valid for a period of three years, starting from the day of the month on which the EDGE REWARD points are earned

  • Axis Bank EDGE REWARD points will also expire in case of no earn transaction on the EDGE REWARDS account during a period of 365 days.

  • Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account

Some Eligible Cards for Axis Bank Rewards Programme

Axis My Zone Credit Card

  • 4 Axis EDGE Reward Points per ₹200 on all spends except movies, wallet, fuel, and EMIs.

Axis Neo Credit Card

  • With every ₹200 that you spend with your Axis NEO credit card, you earn 1 EDGE reward point.

Axis Select Credit Card

  • 10 EDGE REWARD points against every ₹200 spent on the card.

  • 2X reward points against every ₹200 spent on the card on retail shopping.

  • 5000 EDGE REWARD points on spend worth ₹3 lakhs in an anniversary year.

Axis Ace Credit Card

  • Get 5% cashback on bill payment (gas, electricity, internet etc), DTH and mobile recharge on Google Pay

  • Get 4% cashback on Ola, Zomato, and Swiggy

  • Get 2% cashback on all other merchants

Axis Buzz Credit Card

  • Earn 2x Reward points on a minimum spend of ₹200

  • Earn 3x reward points on online shopping

About Axis Bank Credit Cards

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FAQs on Axis Bank Credit Card Reward Points

✔️Are there any minimum points required to start redeeming my Axis Bank reward points?

Once your Axis Bank reward points reach 300 points, you have the option to redeem them. There are various redeeming offers that you can choose from as per your preferences.

✔️How can I earn reward points under the EDGE Loyalty Rewards Program?

Axis Bank card reward points can be earned using your credit card on all eligible transactions.

✔️How can customers register for the EDGE Loyalty Rewards program with Axis Bank?

Being an Axis customer, you do not need to register for the EDGE Loyalty Rewards program and just meet the eligibility criteria.

✔️Can rewards points be transferred from other bank credit cards to my Axis Bank credit card?

No, such a service is not available.

✔️Can I use credit cards of other banks to redeem for Recharge and Bookings sections?

No, you can use only Axis Bank credit cards to redeem for Mobile and DTH recharges, travel, movies, music downloads and hotel bookings.

✔️Is there any extra charge for the Recharge and Bookings transactions when redeem the points?

Axis Bank will levy no extra or additional charges, however the necessary taxes will be incorporated into the points that are needed for points redemption.

✔️How are reward points calculated under the Loyalty program by EDGE?

Reward points are rounded off to the closest number of the purchase value. The value of the reward points is as per regulations of the Axis Bank for different product categories.

✔️How do I redeem the points in my Axis Bank credit card?

You can easily redeem your reward points online via net banking, visiting the EDGE website or via the Axis Bank mobile app. You can also redeem Axis Bank card rewards offline by contacting customer care on the numbers 1860 419 5555 or 1860 500 5555.

✔️Where can I check my Axis Bank card reward points?

To know your Axis Bank reward point balance, you can log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.

✔️What value do Axis Bank reward points have?

As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and as per the criteria set for each Axis Bank product’. Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.