Axis Bank has created the ‘EDGE Loyalty Rewards Program’ for its credit card users, which is developed to offer rewards for every transaction that you make. Thus, you can earn Axis Bank credit card reward points on eligible transactions every time you shop with your Axis Bank credit card. On some cards, the bank offers Club Vistara points instead of EDGE rewards.
Axis Bank Credit Cards |
Points per ₹200 spent |
Freecharge Cards |
1 Point |
Commercial Card |
1 to 2 Points |
Shopping Reward Card |
2 Points |
Neo Card |
1 Point |
Buzz Card |
2 to 6 Points |
Silver Cards |
2 to 4 Points |
Gold Cards |
2 to 4 Points |
Titanium Cards |
2 to 8 Points |
Pride Platinum Card |
4 Points |
My Zone Cards |
4 Points |
My Choice Card |
4 Points |
My Wings Card |
4 Points |
My Business Cards |
4 Points |
Platinum Card |
4 Points |
Pride Signature Card |
8 Points |
Signature Cards |
10 to 20 Points |
Infinite Reserve Card |
10 to 20 Points |
Privilege Credit Card |
10 Points |
Select Card |
10 to 20 Points |
Axis Pay Card |
10 Points |
Magnus Card |
12 Points |
Card Name |
Points per ₹200 spent |
Axis Vistara Card |
2 CV points |
Axis Vistara Signature Card |
4 CV points |
Axis Vistara Infinite Card |
6 CV points |
You can conveniently redeem Axis Bank credit card points online as well as offline. Below listed are various methods to redeem your Axis Bank credit card reward points:
1. Via Internet Banking
Step 1: Login to the online banking website of Axis Bank using your customer ID and your password
Step 2: On the Account Summary page of the Axis Bank online banking site, you have to select EDGE Loyalty Rewards
Step 3: After thoroughly reading and accepting the given terms of Axis Bank credit card rewards, you should select ‘Redeem now’ to visit the Rewards Catalogue
Step 4: To redeem the reward points, you have to choose the reward of your choice, add it to the basket, and then confirm the request
2. Via EDGE website
Step 1: Visit the EDGE website and log into your EDGE account
Step 2: Click on ‘Redeem Now’
Step 3: Choose the products from the rewards catalogue to redeem Axis Bank Credit card rewards
3. Via Axis Bank Mobile App
Step 1: Download the Axis Bank Mobile app from the app store
Step 2: Go to the Rewards section. You will see your accumulated Axis Bank credit card reward points. Click on redeem now
Step 3: Choose the product from the Rewards catalogue and confirm the Axis Bank reward points redemption.
1. Via Customer Care
Axis Bank credit card rewards redemption can be done offline by calling on the Axis EDGE helpline numbers: 1860-419-5555 or 1860-500-5555.
Note: The redemption of reward points is subject to the following:
Axis Bank approval and terms & conditions with regards to the reward
Availability of the reward at the time of redemption request.
Restrictions imposed by any supplier or issuer of the reward
Axis Bank Credit Card users can accumulate reward points on the following transactions:
Credit Card purchase transactions
Banking transactions carried out by family members
Upgrade and addition of credit cards
Credit Card transactions with Partner Brands
Bonus Points - Bonus transactions are the one done on the your birthday
Transfer of Points from another Axis Bank customer
The Axis Bank credit card rewards catalogue has a lot of products against which you can redeem with your credit card rewards. The categories include:
Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more
Electronic phones, gadgets, accessories,
Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges
E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.
Products for personal care and grooming, toys and games, back-to-school accessories for children, and more.
You can also convert your Axis Bank card rewards into air miles if you possess a club Vistara card or intermiles card.
Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Just call on the Axis Bank call centre (1860-419-5555 or 1860-500-5555) and mention details such as your name, Club Vistara ID and the total EDGE REWARD points that are to be redeemed.
InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.
Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, which is known as the Axis Bank EDGE REWARDS program. Under this facility, you can accrue and redeem Axis Bank credit card points against a host of categories.
You can utilise the following services on the EDGE Loyalty Rewards program website:
Rewards Catalogue / Recharge & Bookings / Partner Deals
Gifting Options
Reward delivery status
History of your redemption transactions.
Transfer My Points
My Wishlist
Download option for previous transactions
The Axis Bank EDGE Loyalty Rewards program allows you to choose to make redemptions for any of the following -
You can redeem various types of redemption deals on top electronics, kids’ products, fashion, health and fitness, home décor, online shopping, dining and much more. You can conveniently redeem your accumulated credit card rewards points using the rewards catalogue by selecting the category of reward and the Axis Bank rewards points range available on the EDGE Loyalty Rewards website.
You can enjoy the privilege of making real-time redemptions using the Recharges & Booking section. You can book your favourite hotels, flight tickets, movie tickets, recharge mobiles and DTH all in just a few simple steps, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service. You do not have to pay any charges or any fee for Recharges & Booking redemptions
You can always choose to make redemptions using cash as well as points. The Points Plus Pay feature can be used as per the type of service you choose. You can earn extra points if you use an eligible Axis Bank credit card to redeem using Points plus Pay.
Points plus Pay: Domestic / International Flight Tickets, Hotel Bookings, Movie Tickets, Mobile Recharge, DTH Recharge
Points Only: Music Downloads
The following are some general terms and conditions as stated on the official Axis Bank website with regards to Axis Bank credit card rewards:
The rewards offered under the Axis Bank EDGE programs are under the bank’s discretion and the program is subject to changes as per the policy of Axis Bank Ltd
During a promotion, special offer, cash-back or black-out period, the bank may decide to disallow the earning of EDGE REWARD points on already discounted transactions.
Purchases on Add-on Credit Cards will accrue EDGE REWARD points which will be credited to the primary EDGE REWARDS relationship holder’s account. Only the primary account holder can redeem points.
Axis Bank EDGE REWARD points are valid for a period of three years, starting from the day of the month on which the EDGE REWARD points are earned
Axis Bank EDGE REWARD points will also expire in case of no earn transaction on the EDGE REWARDS account during a period of 365 days.
Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account
4 Axis EDGE Reward Points per ₹200 on all spends except movies, wallet, fuel, and EMIs.
With every ₹200 that you spend with your Axis NEO credit card, you earn 1 EDGE reward point.
10 EDGE REWARD points against every ₹200 spent on the card.
2X reward points against every ₹200 spent on the card on retail shopping.
5000 EDGE REWARD points on spend worth ₹3 lakhs in an anniversary year.
Get 5% cashback on bill payment (gas, electricity, internet etc), DTH and mobile recharge on Google Pay
Get 4% cashback on Ola, Zomato, and Swiggy
Get 2% cashback on all other merchants
Earn 2x Reward points on a minimum spend of ₹200
Earn 3x reward points on online shopping
Once your Axis Bank reward points reach 300 points, you have the option to redeem them. There are various redeeming offers that you can choose from as per your preferences.
Axis Bank card reward points can be earned using your credit card on all eligible transactions.
Being an Axis customer, you do not need to register for the EDGE Loyalty Rewards program and just meet the eligibility criteria.
No, such a service is not available.
No, you can use only Axis Bank credit cards to redeem for Mobile and DTH recharges, travel, movies, music downloads and hotel bookings.
Axis Bank will levy no extra or additional charges, however the necessary taxes will be incorporated into the points that are needed for points redemption.
Reward points are rounded off to the closest number of the purchase value. The value of the reward points is as per regulations of the Axis Bank for different product categories.
You can easily redeem your reward points online via net banking, visiting the EDGE website or via the Axis Bank mobile app. You can also redeem Axis Bank card rewards offline by contacting customer care on the numbers 1860 419 5555 or 1860 500 5555.
To know your Axis Bank reward point balance, you can log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.
As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and as per the criteria set for each Axis Bank product’. Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.