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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now!

What is the Freecharge Axis Bank Credit?

**Disclaimer: Axis Bank Freecharge Credit Card is not a Finserv MARKETS partner product. Offers would be from partner Banks/NBFCs only

 

The Axis Bank Freecharge credit card is a virtual credit card. You can use this credit card to pay your monthly bills, expenses, and more and repay the amount in the next month. However, the card is made available only to select customers. To know more about the Freecharge Axis Bank credit card benefits, Freecharge credit card rewards, Freecharge credit card charges, and steps for online Freecharge credit card apply process, read below.

Axis Freecharge Credit Card Benefits and Features

You can enjoy the following credit card benefits on your Axis Freecharge Credit Card:

  • Virtual Credit Card

Since it is a virtual credit card, the Freecharge card eliminates the need to physically swipe it every time at merchant stores. You can simply make all your credit card transactions online with this credit card. Thus, there is no need to worry about misplacing or loss of credit card.

  • Welcome Gift Upon Card Activation

When you activate your virtual Freecharge credit card, you can avail gift vouchers on BookMyShow and Uber, among others. Customers are greeted with a ₹350 voucher on Uber and BookMyShow each upon securing the Axis Bank Freecharge credit card. These vouchers can be used within 30 days of issuance of your Axis Bank Freecharge credit card.

  • Earn EDGE Reward Points and Milestone Rewards

With every spend that you make with the Axis Freecharge credit card, you get a chance to earn handsome credit card reward points that you can redeem across 500+ options.

  • Cashbacks

Upon making transactions for monthly DTH bill, mobile bill, electricity bill, etc., with your Axis Bank credit card on the Freecharge app, you can earn cashback up to 5%. You can also use your Freecharge credit card on apps like Ola, Uber, and Shuttle and earn 2% cashback every time you commute. On every other spend that you make, you can earn up to 1% cashback. You should remember that you may not exceed cashback benefits of ₹150 each month.

  • Annual fee waiver

If you are applying for the Axis Bank Freecharge credit card, you will be required to pay ₹350 as an annual fee for the first year of holding the credit card. However, you can enjoy the benefits of annual fee waiver in subsequent year if you spend ₹50,000 or more of your credit card limit within the first year.

  • Dining out discounts

Other than all the features and benefits mentioned above, the Axis Bank Freecharge credit card also offers attractive discounts on restaurant dining. You can enjoy 20% off on your meals at all network restaurants participating with the bank in India.

Axis Freecharge Credit Card Fees and Charges

Issuance Fee

₹250 + GST

Annual Fee

₹250 + GST

Late Payment Charges

₹300: Nil

₹301 to ₹500: ₹100

₹501 to ₹1,000: ₹500

₹1,001 to ₹10,000: ₹500

₹10,001 to ₹25,000: ₹750

₹25,001 to ₹50,000: ₹1,000

₹50,001 and above: ₹1,000

Overlimit Charges

2.5% of overlimit charges (min ₹500)

Physical Card issuance Fee

₹250 + GST

Demand Draft

1% (Min ₹75)

Minimum Amount Due

5% of the Total Amount Due

 

Axis Freecharge Credit Card Reward Points

With the Axis Freecharge Credit Card, you can earn Milestone EDGE Reward points. The value distribution is as follows:

Spends between ₹2,000 and ₹4,999

100 EDGE Reward Points

Spends of ₹5,000 and above

350 EDGE Reward points

 

You can also earn handsome cashbacks every time you use the virtual credit card on the Freecharge app. Below is a brief summary of Freecharge Axis Bank credit card cashback:

Monthly bill payments with Freecharge app

Upto 5% cashback

Payment on Ola, Uber, Shuttle

Upto 2% cashback

Other spends

Upto 1% cashback

 

Axis Freecharge Credit Card Eligibility Criteria

To improve your credit card eligibility, you need to download the Freecharge app. The Axis Bank Freecharge Credit Card is an invite-only card. In case the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App in the ‘Credit Card’ section.

Axis Freecharge Credit Card Documents Required

In case you meet the eligibility for the Freecharge Axis Bank credit card, you must upload the following credit card documents to start the Axis Bank Freecharge credit card apply process:

Identity Proof

Aadhaar card, PAN card, Voter ID, etc.

Income Proof

Latest salary slips, bank statements, ITR,etc

Residential Proof:

Passport, electricity/telephone bills, Ration card, etc.

 

 

How to Apply for an Axis Freecharge Credit Card?

The Axis Bank Freecharge credit card apply option is currently not available on the Finserv MARKETS website. Since the Freecharge credit card is an invite-only card, you will see the apply options for it on the Freecharge app once you meet the eligibility criteria.

  1. Download the Freecharge app.

  2. Go to the ‘Credit Card’ section.

  3. In case you are eligible for the Freecharge Axis Bank credit card, you will see the banner on the Credit Card main page.

  4. Click on the image and follow the Axis Bank Freecharge credit card apply steps on the app.

How to Pay Axis Bank FreeCharge Credit Card Bills

You can pay your Axis Bank FreeCharge credit card bill using both online and offline methods of payment. There are a number of ways in which you can pay your Axis Bank FreeCharge credit card bill online. Here’s how:

  1. Axis Bank net banking facility

  2. Axis Bank mobile application

  3. If you’re using a different bank account than your own, you can pay your credit card bill through NEFT facility

  4. UPI-based payment apps like Google Pay and Paytm can be used to pay your credit card bill

  5. Auto debit facility offered by Axis Bank helps you pay off your bill seamlessly every month by deducting the bill amount from your bank account

  6. Cash payments at your nearest Axis Bank branch.

How to Reach Axis Freecharge Credit Card Customer Care?

You can reach the Axis Bank credit card customer care online as well as offline. The offline way to contact the Axis Bank customer care is by calling on the numbers:

1860 500 5555 and 1860 419 5555

You can also avail the Axis SMS banking facility by sending your query with the respective keyword on the SMS banking number. For example, if you wish to enquire about credit card balance, type ‘CARDBAL’ as the keyword or in case you have doubts about credit card payment, type ‘CCP’ as the keyword. You can send the respective queries with relevant keywords via SMS on the numbers 5616 1600 or +91 86910 00002 for instance assistance.

The online way to contact Axis Bank customer care is by taking the help of the bank’s virtual assistant on its website, which is ‘Axis AHA’.

About Axis Bank Credit Cards

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FAQs on Axis Freecharge Credit Card

✔️How to check Freecharge Axis Bank Credit Card application status?

 The Freecharge Axis Bank credit card application status can be checked online on the Freecharge app. Since it is an invite-only card, you can only apply for it if you receive the offer on the Freecharge app.

✔️What is the Axis Bank Freecharge Credit Card limit?

The credit card limit depends on your eligibility and your credit score. To view your Axis Bank Freecharge Credit Card limit, go to the ‘Credit card’ section on your Freecharge app.

✔️What are the joining and annual charges for Axis Bank Freecharge Credit Card?

The Axis Bank FreeCharge credit card comes at a joining fee of ₹350. There is no annual charge on  this credit card for the first year. From the second year onwards, the annual fee is ₹350.

✔️How can I check the cashback earned on any purchase made using Axis Bank Freecharge credit card?

You can check the total amount of cashback earned on transactions using your Axis Bank Freecharge credit card on your monthly credit card statement. If you hold an Axis Bank Freecharge credit card, you can also check your cashback via SMS each month.

✔️Is the Axis Bank Freecharge Credit Card equipped with contactless technology?

Yes, the Axis Bank Freecharge credit card is wifi enabled, allowing you to make a contactless transaction by just tapping your card on the point of sale terminal machine. This is in addition to the regular chip in your credit card that allows you to swipe the card.

✔️What is the welcome gift for the users of Freecharge Axis Bank Credit Card?

You can enjoy a welcome gift voucher of ₹350 from Uber and BookMyShow each after acquiring a Freecharge Axis Bank credit card.

✔️Is there any interest fee charge on Axis Bank Freecharge Card?

There is an interest rate of 1.50% per month on EMIs payable on the Axis Bank Freecharge credit card.