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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now!

What is the Axis Insta Easy Credit Card?

**Disclaimer: Axis Insta Easy Credit Card is not a Finserv MARKETS product. Offers would be from partner Banks/NBFCs only.

The Axis Bank Insta Easy credit card is a chip and PIN-enabled credit card. However, an important feature to note is that the Axis Insta Easy credit card is issued against your Axis Bank Fixed Deposit (FD). The card offers several enticing credit card benefits, including zero joining as well as annual fee. Information about how you can benefit from all the Insta Easy Credit card features, collect its reward points, and start the Axis Bank Insta Easy credit card apply online process is detailed below. You can also learn about Axis Bank Insta Easy credit card charges, Axis Bank credit card eligibility, Axis Bank Insta Easy credit card limit, and other frequently asked questions below.

Axis Insta Easy Credit Card Features and Benefits

  • Guaranteed Approval

Any Axis Bank customer who has an active FD with the bank amounting anywhere between ₹20,000-₹25 lakh will get guaranteed approval for the Axis Insta Easy credit card.

  • Free Credit for 50 Days

Pay no extra charges on purchases/transactions for upto 50 days as long as there is no outstanding on this Axis Bank credit card

  • Flexible Credit Limit

With the Axis Bank Insta Easy credit card, you can choose a flexible credit card limit for yourself which is as high as 80% of your FD value.

  • Cash Withdrawal Upto 100% of Credit Limit

If you wish to withdraw a large amount, you can withdraw 100% of your credit limit on your credit card.

  • Fuel Surcharge Waiver

Enjoy 1% fuel surcharge waiver on all fuel transactions amounting anywhere between ₹400-₹4,000 across India.

  • Dining Experience

With Axis ‘Dining Delight’, you can enjoy a minimum 15% off on delectable cuisines across partner restaurants.

  • Chip and Pin Security

The Axis Bank Insta Easy credit card is secured with a chip and PIN for ensuring security. The card has a platinum chip that cannot be duplicated. This helps protect your credit card against fraud, counterfeiting, and other malicious activities.

  • Convert to EMI

Transactions above ₹2,500 can be easily converted to instant Credit Card EMIs with your Insta Easy credit card.

Axis Insta Easy Card Fees and Charges

Below is a table about all the involved Axis Insta Easy credit card charges:

Joining Fee

Nil

Annual Fee/Renewal Fee

Nil

Late Payment Charges

  • ₹300: Nil

  • ₹301 to ₹500: ₹100

  • ₹501 to ₹1,000: ₹500

  • ₹1,001 to ₹10,000: ₹750

  • ₹10,001 to ₹25,000: ₹950

  • ₹25,001 to ₹50,000: ₹1,000

  • ₹50,001 and above: ₹1,200

 

Interest

2.5% per month

Cash withdrawal charges

2.5% (min ₹250)

Overlimit fee

3% of the overlimit amount

 

Axis Insta Easy Credit Card Rewards

The Axis Insta Easy credit card makes you eligible for Axis EDGE reward points apart from other 500+ credit card rewards and offers. Following is the value chart for Axis EDGE reward points on spends made with the Insta Easy Credit card:

6 points

On domestic spends for every ₹200

12 points

On international spends for every ₹200

100 points

On first online transaction

You can redeem your credit card reward points on the rewards and offers available in the EDGE Rewards catalogue.

Axis Insta Easy Credit Card Eligibility Criteria

To fulfil the Axis Bank Insta Easy credit card eligibility, the below-mentioned criteria must be satisfied:

  • The applicant must be minimum 18 years of age

  • The applicant needs to have an FD with Axis Bank

  • The FD amount must be between ₹20,000 to ₹25 lakh

Note: Auto-sweep FD, Tax-Saver FD, or any FD that is in the name of any trust, HUF, company, or society will not be eligible for this card.

What Documents are Required to Apply For Axis Bank Insta Easy Credit Card?

Since the credit card is issued against FD with Axis Bank, no additional documents are required. The same KYC information given at the time of opening the FD is used to issue the credit card.

Axis Insta Easy Credit Card Apply Process

The Axis Bank Insta Easy credit card apply online option is currently unavailable on the Finserv MARKETS website. However, you can apply for the Insta Easy Credit card by visiting the nearest Axis Bank branch. The option for Axis Bank Insta Easy credit card apply online is also available through Axis Bank’s official website.

Axis Insta Easy Credit Card Payment Options

For making the Axis Insta Easy credit card payment, you can use the following credit card payment options:

How To Reach Axis Insta Easy Credit Card Customer Care?

Any Insta Easy Credit card query can be directed to the Axis Bank credit card customer care. You can take the assistance of their online virtual interactive system — ‘Axis AHA! — or simply enter the query in the Axis Bank customer support page.

You can also call on the Axis Bank’s retail phone banking numbers 1860 419 5555 or 1860 500 5555.

About Axis Bank Credit Cards

Axis Bank Credit Cards at Bajaj MARKETS

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FAQs on Axis Insta Easy Credit Card

✔️What is Axis Bank Insta Easy Credit Card Limit?

 Since the Axis Bank Insta Easy Credit Card is issued against your Fixed Deposit with Axis Bank, the individual limit will vary from one cardholder to another. Ideally, you can choose a flexible credit limit which is up to 80% of your FD value.

✔️How to apply for the Axis Insta Easy Credit Card?

 Currently, you cannot apply for the Axis Insta Easy credit card at Finserv MARKETS. However, you can choose to apply offline for the card at your nearest Axis Bank branch or via the official Axis Bank website.