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What is the Axis Vistara Credit Card?

**Disclaimer: Axis Bank Vistara Credit Card is not a Finserv MARKETS product. Offers would be from partner Banks/NBFCs only.

If you are a frequent flyer who travels for pleasure or business, the Axis Bank Vistara credit card is just the card for you. The credit card comes with exclusive privileges and credit card benefits for the cardholder. With every swipe you make with the card, you can add Club Vistara credit points to your account. To know all about the Axis Bank Vistara credit card benefits, steps to apply, rewards such as the Axis Bank Vistara credit card lounge access, and more, continue reading.

Axis Vistara Credit Card Benefits and Features

Availing this card makes you eligible to enjoy the following Axis Bank Vistara credit card benefits:

  • Complimentary Economy Tickets

As part of the joining benefit, you can enjoy complimentary economy ticket vouchers. You are also eligible for the voucher upon renewal of your credit card after a year.

  • Complimentary Vistara Membership

The welcome benefit also makes you eligible for a complimentary Club Vistara Membership. You can enjoy all the Club Vistara privileges with this credit card feature.

  • Lifestyle Privileges

Enjoy Axis Bank Vistara credit card lounge access at select airports in India with your Vistara credit card. With Axis Dining Delight, get upto 15% off across 5,000 restaurants in India and avail ‘Extraordinary Weekends by Axis’ as part of the lifestyle privileges with your Axis Vistara credit card.

  • Insurance Benefits

Travel without any worries with the Air Accident cover of ₹2.5 crore. You can purchase an international protection cover of up to $300 for loss of travel documents and loss/delay of check-in baggage. You can also avail lost card liability protection upto ₹3,00,000.

  • Reward Point Redemption

With every ₹200 that you spend with your Axis Vistara card, you can earn 2 Club Vistara points. Upon reaching the milestone, you can earn upto 3 economy class tickets along with the credit card reward points. These points can then be redeemed for flight upgrades and other rewards.

  • Convert Purchase to EMI

You can easily convert all your big purchases that are above ₹2,500 and convert them into easy credit card EMI.

What are the Axis Vistara Credit Card Fees and Charges?

Below is a table detailing the Axis Bank Vistara credit card fees and other charges:

Joining Fee


Annual Fee


Add-on credit card joining fee/annual Fee


Cash Withdrawal Charges

2.5% (Min. ₹500) of the Cash Amount

Late Payment Penalty

  • ₹300: Nil

  • ₹301 to ₹500: ₹100

  • ₹501 to ₹1,000: ₹500

  • ₹1,001 to ₹10,000: ₹500

  • ₹10,001 to ₹25,000: ₹750

  • ₹25,001 to ₹50,000: ₹1,000

  • ₹50,001: ₹1,000

Overlimit charges

2.5% of the over-limit amount (Min. ₹500)

Foreign Currency Transaction Value

3.5% of the value

Cash Payment Fee


Credit Card Replacement


Duplicate Statement



About Axis Vistara Rewards

When you get your Axis Bank’s credit card, you become eligible for a number of privileges such as Axis Bank Vistara credit card lounge access, upgrade on Axis Bank Vistara credit card flight offers, travel insurance, lifestyle benefits, and more. Besides these perks, you also earn Club Vistara points every time you make any transaction using your Axis Bank Vistara card. Below is a short summary of credit card reward points which you earn in a year with the Vistara credit card: 

Minimum Spend (per year)

Activation/Milestone Benefits


1,000 Bonus CV Points**


1 Economy Class ticket*


1 Economy Class ticket*


1 Economy Class ticket*


*Note: Taxes and Surcharge apply.

What is the Axis Vistara Credit Card Eligibility Criteria?

Here is the Axis Bank Vistara credit card eligibility that an applicant must fulfil:

  • The applicant/primary cardholder must be within 18-70 years of age

  • He/She must be a citizen of India

  • He/She must have an annual income of ₹6,00,000

If the above-mentioned credit card eligibility is satisfied, the applicant can proceed to submit the following credit card documents to apply for Axis Vistara credit card.

  • Copy of PAN card and Form 60

  • Latest payslip, IT return, Form 16

  • Copy of passport, driving licence, ration card, electricity or telephone bill

How to Apply for an Axis Vistara Credit Card?

The process to apply for Axis Vistara credit card is currently unavailable on the Finserv MARKETS website. If you wish to opt for the Axis Vistara credit card apply process offline, you can visit your nearest Axis Bank branch and submit the application. If you wish to apply for the card online, you can visit the online Axis Bank or Air Vistara website. Alternatively, you can also give a missed call on 1800 419 1508.

How to Reach Axis Vistara Credit Card Customer Care?

You can visit the Axis Bank credit card customer care support page online to address all your credit card-related queries and requests. You can also avail the help of Axis Bank’s virtual assistance system, ‘Axis AHA!’. You can also take the help of Axis Bank’s phone banking facility and call 1 860 419 5555 or 1860 500 5555.

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FAQs on Axis Bank Vistara Credit Card

✔️How do I redeem my Vistara Axis points?

Axis Vistara credit card reward points can be redeemed through your Axis Bank credit card netbanking or Club Vistara account.

✔️What is the Axis Bank Vistara credit card limit?

The Axis Bank Vistara credit card limit differs from one cardholder to another and is decided at the time of credit card issuance depending on the applicant’s income eligibility and credit score.

✔️How to make Axis Vistara credit card payments?

You can make the Axis Bank Vistara credit card payment online by availing the Axis Bank netbanking facility.