LOANS

INSURANCE

INVESTMENTS

CARDS

eCom

Discover

MY OFFERS

CUSTOMER PORTAL

ABOUT US

CONTACT US

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now!

What is the Axis Vistara Credit Card?

**Disclaimer: Axis Bank Vistara Credit Card is not a Bajaj Markets product. Offers would be from partner Banks/NBFCs only.

If you are a frequent flyer who travels for pleasure or business, the Axis Bank Vistara credit card is just the card for you. The credit card comes with exclusive privileges and credit card benefits for the cardholder. With every swipe you make with the card, you can add Club Vistara credit points to your account. To know all about the Axis Bank Vistara credit card benefits, steps to apply, rewards such as the Axis Bank Vistara credit card lounge access, and more, continue reading.

Key Highlights of the Axis Bank Vistara Credit Card

If you fly frequently and want to enjoy the benefits of free class upgrades, complimentary air tickets, and priority check-ins, then the Axis Bank Vistara Credit Card is the perfect choice for you.

With this credit card, you get:

  • Complimentary flight ticket vouchers as a welcome gesture.

  • Complimentary membership of Club Vistara.

  • Free access to lounges at selected airports within India.

  • Bonus CV points on completing milestone spends.

  • 6 Club Vistara points (CV) on every ₹200 spent using your card.

Axis Bank Vistara Credit Card Features and Benefits

After getting the Axis Vistara Credit Card, you become eligible to enjoy all the benefits mentioned hereunder. Check them out below: 

1.  Welcome Gift

As a grand gesture of welcoming you aboard, you are given a free business-class air ticket voucher. Moreover, you continue to get this benefit every time you renew your credit card.

2. Complimentary Membership of Club Vistara

On getting the Axis Bank Vistara Credit Card , you become a Base member of Club Vistara and enjoy a host of privileges that come with it. You can earn Club Vistara points (CV) and then redeem them to book free tickets, upgrade flights, and much more. Vistara’s frequent flyer programme gives a chance to earn higher rewards while booking from their website. With more CV points, you climb from the ‘Base’ tier to ‘Platinum’ and unlock premium benefits and privileges.

3. Accrue Points on Spending

On every ₹200 spent with your Axis Bank Vistara Credit Card , you score 6 Club Vistara points. You can flexibly redeem or utilise these CV points to get free air tickets or flight upgrades.

4. Additional Rewards on Reaching Milestones

If you spend ₹1,00,000 in one year with your Axis Vistara Credit Card, you get a bonus of 10,000 Club Vistara points. Further, on reaching annual milestones of ₹2,50,000, ₹5,00,000, ₹7,50,000 and ₹12,00,000, you get one complimentary business-class flight ticket for each milestone.

5. Lifestyle Privileges

With your Axis Vistara Credit Card, you get free access to the participating lounges at select airports in India. Using Axis Bank’s Extraordinary Weekends programme, you can explore and experience unique places around the world. Moreover, you get a discount of at least 20% on visiting a wide range of partner restaurants throughout India with the Dining Delights programme.

6. Insurance Benefits

Enjoy a safe travel experience with the following benefits:

  • Purchase protection insurance of up to ₹1 Lakh.

  • Cover of up to $300 for loss of travel documents.

  • Cover of up to $300 for loss or delay of your check-in bags.

  • Coverage of ₹2.5 crores on accidental death during air travel.

  • Lost credit card liability of up to 100% of your limit.

7. Convert Transactions into EMIs

While making any transaction of more than ₹2,500, you have the flexibility to convert it into a monthly instalment. This way, you can make big purchases into a series of affordable monthly payments.

Axis Bank Vistara Credit Card Eligibility and Documentation

Here is the Axis Bank Vistara Credit Card eligibility that an applicant must fulfil:

  • The applicant/primary cardholder must be within 18-70 years of age

  • He/She must be a citizen of India

  • He/She must have an annual income of ₹6,00,000

If the above-mentioned credit card eligibility is satisfied, the applicant can proceed to submit the following credit card documents to apply for Axis Bank Vistara Credit Card:

  • Copy of PAN card and Form 60

  • Latest payslip, IT return, Form 16

  • Copy of passport, driving licence, ration card, electricity or telephone bill.

What are the Axis Bank Vistara Credit Card Fees and Charges?

Below is a table providing details of the Axis Bank Vistara Credit Card fees and other charges:

Joining Fee

₹1,500

Annual Fee

₹1,500

Add-on credit card joining fee/annual Fee

Nil

Cash Withdrawal Charges

2.5% (Min. ₹500) of the Cash Amount

Late Payment Penalty

  • Lesser than ₹500: Nil

  • ₹501 to ₹5,000: ₹500

  • ₹5,001 to ₹10,000: ₹750

  • Greater than ₹10,000: ₹1200

Overlimit charges

2.5% of the over-limit amount (Min. ₹500)

Foreign Currency Transaction Value

3.5% of the value

Cash Payment Fee

₹100

Credit Card Replacement

Nil

Duplicate Statement

Waived

 

Similar Credit Cards Offered by Other Banks

There are credit cards similar to the Axis Bank Vistara Credit Card. Given below is a list of some of the popular credit cards that offer flying privileges:

Airline Credit Card

Annual Charges 

Features

RBL Bank World Safari Credit  Card

₹3,000

Milestone spends bring you  bonuses on your travel points

HDFC Diners Club Miles Credit Card

₹1,000

Rewards can be redeemed at leading Airline services. (Reward Point = 1 Air Mile)

Air India SBI Signature Credit Card

₹4,999

Flying Returns membership under the complimentary Air India Frequent Flyer program 

Kotak Indigo Ka-ching 6E Rewards Credit Card

₹700

On every ₹100 spent, you get 6E rewards

Citi PremierMiles Credit Card

₹3,000

Better reward redemption options and swift miles earning rate

 

Axis Bank Vistara Credit Card Rewards Programme 

 Axis Bank’s credit card makes you eligible for a number of privileges such as Axis Bank Vistara credit card lounge access, an upgrade on Axis Bank Vistara Credit Card flight offers, travel insurance, lifestyle benefits, and more. Apart from these perks, you also earn Club Vistara points every time you make any transaction using your Axis Vistara Credit Card. 

Here’s a short summary of credit card reward points that you would earn in a year with the Vistara Credit Card: 

Minimum Spend (per year)

Activation/Milestone Benefits

₹1,00,000 (within the first 90 days of the card’s issuance)

10,000 Bonus Club Vistara Points

₹5,00,000

1 Business Class flight ticket

₹2,50,000

1 Business Class flight ticket

₹12,00,000

1 Business Class flight ticket

₹7,50,000

1 Business Class flight ticket

 

*Note: Taxes and Surcharge apply.

How to Redeem Axis Bank Vistara Credit Card Reward Points

All the Club Vistara points that you have accumulated by using your Axis Bank Vistara Credit Card can be easily redeemed to book a free flight ticket.

All you have to do is follow the process stated below:

  • Step 1: Log into your Club Vistara account from Vistara’s website.

  • Step 2: Click on ‘Redeem Now’.

  • Step 3: Then click on ‘Redeem Flights’.

  • Step 4: Now select the flight you want to book a seat in and click ‘Next’.

  • Step 5: Review the flight details and proceed by selecting the ‘Next’ option.

  • Step 6: Enter the passenger details and click on ‘Next’.

  • Step 7: Select a payment method and fill in the details.

And you’re done! Claiming your Award Flight with an Axis Vistara Credit Card is that simple.

How to Apply for an Axis Bank Vistara Credit Card?

You can apply for the Axis Bank Vistara Credit Card either online or offline. 

If you wish to apply online, you could do so through the official website of Axis Bank. 

The steps to apply for the Axis Bank Vistara Credit Card online are given below:

  • Visit the official website of Axis Bank 

  • Click on the tab that says “Explore Products”

  • Select the “Cards” option 

  • Opt for “Credit Cards” 

  • Click on the “Apply Now” button. 

  • You will be asked if you are already an Axis Bank customer. If so, click on “Yes”. 

  • Enter details such as Customer ID, registered contact number, PAN and date of birth. 

  • The OTP will be sent to the number provided by you. 

  • Terms and conditions will be displayed on your screen. Agree to them and click on “Submit”. 

  • An authorised representative of the bank will call you on your phone and guide you with what you’ve to do next. 

If you are not a customer of the bank, you can apply for the Axis Bank Vistara Credit Card through the mode of FLASH Instant credit card processing. You will have to provide details like your name, PAN, mobile number, annual income, and pincode. Post the submission of these details, a representative of the bank will let you know what you need to do next. 

If you choose to apply for the Axis Bank Vistara Credit Card online, you can visit an Axis Bank branch that is closest to you and submit the application. Alternatively, you can also give a missed call on 1800 419 1508 to apply for the credit card.

How to Reach Axis Bank Vistara Credit Card Customer Care?

You can visit the Axis Bank credit card customer care support page online to address all your credit card-related queries and requests. You can also avail the help of Axis Bank’s virtual assistance system, ‘Axis AHA!’. You can also take the help of Axis Bank’s phone banking facility and call 1 860 419 5555 or 1860 500 5555.

FAQs on Axis Bank Vistara Credit Card

✔️What is the Axis Bank Vistara Credit Card limit?

The Axis Bank Vistara Credit Card limit differs from one cardholder to another and is decided at the time of credit card issuance depending on the applicant’s income eligibility and credit score.

 

✔️How to make Axis Bank Vistara Credit Card payments?

You can make the Axis Bank Vistara credit card payment online by availing the Axis Bank netbanking facility.

 

✔️Is there any interest-free period on the Axis Bank Vistara Credit Card?

Yes. For all the retail transactions you make using this card, you get to enjoy interest-free credit for up to 50 days.

 

✔️ Which tier of Club Vistara will I be eligible for with the Axis Vistara credit card?

After getting the Axis Vistara credit card, you start with the ‘Base’ tier Club Vistara Membership. However, with each payment, you earn more CV points that take you closer towards the Silver, Gold, and Platinum tiers.

 

✔️Will I get points for every Vistara booking made using this card?

No. You do not get any points for booking flight tickets under the Economy Lite class.

 

✔️What is the Axis Bank Vistara Credit Card limit?

The bank determines your Axis Vistara Credit Card limit at the time of issuing it. It is decided based on various factors like your age group, income, repayment history, CIBIL score, etc.

 

✔️ How to make payments with an Axis Bank Vistara Credit Card?

Using an Axis Bank Vistara credit card to make payments is very easy. Simply select the ‘Credit Card’ payment method and enter your card details to make the payment. You can also swipe the card at the POS of your favourite store.

✔️ I don’t have an account with Axis Bank. Can I apply for the Axis Bank Vistara Credit Card?

Yes. You can apply for the Axis Bank Vistara Card even if you do not have an account with Axis Bank. However, you must meet the following eligibility criteria to apply: (i) Aged 18 and above, (ii) A resident of India, and (iii) Have an annual income of ₹6 Lakhs.

 

✔️Can I transfer the free ticket to someone else?

Yes. The free ticket voucher can be voluntarily transferred to a nominee whose name has been updated in your Club Vistara Account. However, once the ticket is booked in your name, it cannot be transferred to someone else.

 

✔️ Is there any expiry date for a free air ticket voucher?

  • Yes. The validity of the free air ticket voucher is 6 months from the date on which it was issued. It is important to note that this validity cannot be extended.

✔️ What is Club Vistara Gold membership?

Club Vistara is a loyalty programme that is offered by Vistara Airlines to those who fly often with Vistara. The membership has various tiers that you can upgrade to, in order to enjoy added privileges. 

 

The Club Vistara Gold membership is one such upgrade that offers benefits such as quick accrual of reward points, priority check-in, lounge access, guaranteed reservation, allowance on additional 10 Kgs check-in luggage and so on. The Gold membership allows you to earn 10 tier points on every ₹100 you spend on reservations made with Air Vistara.

 

✔️ How to book a ticket with the Axis Bank Vistara Credit Card?

The ticket voucher can be redeemed to book a ticket online using the steps provided below:

  1. Login to your Club Vistara account and go to “My Vouchers”. 

  2. Click on the tab that says “Redeem Complimentary Vouchers” and select the Voucher that you wish to redeem. 

  3. Choose the flight that you desire and enter the details asked. 

  4. Your booking is now complete.