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What is a Citi Add-On Credit Card?

Credit cards help people be able to afford things that may not be possible otherwise. Many people use credit cards to support their financial needs. However, at times, the primary cardholder would like to share the benefit of their credit card with the family. For this reason, add-on or supplementary credit cards are perfect. Citibank has an interesting offer where primary cardholders have the option to get an ‘add-on’ credit card to their existing credit card. This further eases up the entire shopping experience to a great extent for several customers.

The Citibank add-on credit cards have a plethora of benefits and also help the cardholders earn a lot of reward points that can be used later on. These reward points can help many to avail great discounts in the future.

Citibank Issues Add-on Credit Cards for the Following Relations of the Primary Cardholder:

Primary Relations:

  • Spouse

  • Parents

  • Children (above 18 years of age)

  • Siblings (above 18 years of age)

Extended Relations:

  • Father-in-law

  • Mother-in-law

  • Son-in-law

  • Daughter-in-law

  • Brother-in-law (above 18 years of age)

  • Sister-in-law (above 18 years of age)

Citi Add-On Credit Card: Eligibility & Required Documents

To be eligible for the Citi bank add-on card, there are a few factors that are considered. While checking your eligibility, you would have to enter information about the following areas:


You would have to enter information about your employment, whether you’re a salaried individual, a business owner, a self-employed professional, an independent worker, a student, a retired individual, or a homemaker.


To be eligible for the Citi bank add-on credit card, you should be at least 18 years old.


If you are a primary cardholder of Citibank, you should allow the issuance of the Citi add-on credit card feature to your card. This will allow you to add a new Citi credit card to your existing account.

Further, while applying for the Citi add-on card, you have to submit a list of documents. It would help to keep the following set of documents ready to speed up the application process.

  • Copies of proof of date of birth (self-attested)

  • Passport-sized photo of the applicant

  • Accurately filled application form

  • Copies of Aadhar card/ Voter’s ID/ Passport/ Driving License that is self-attested

How to Apply for Citi Add-On Credit Card?

The process of applying for the Citi add-on card is quite simple and can be done easily. You can apply for the Citibank add-on card via two methods: Online or SMS.

Online Method

To apply for the Citi add-on credit card online, follow these 2 simple steps.

Step 1: Visit the application page and log in.

Step 2: Enter your details such as your name, primary credit card number, mobile number. After filling in these details, you will be contacted by a Citibank representative who will onboard you with the remaining process.

SMS Method

Apart from the online method, you can also apply for the Citi add-on credit card through SMS. To apply through SMS, follow these 2 steps:

Step 1: Type ADDON and send the message to 52484. Ensure to send this message from your registered mobile number.

Step 2: If you use Airtel/Vodafone/Aircel/Idea mobile networks, you can send ADDON to 9880752484.

Once you send the SMS, a Citibank representative will get in touch with you within 4 days. They will then request for the required documentation to complete the application process.

Citi Add-On Credit Card Limit

You can apply for up to 5 additional cards at no additional cost under certain terms and conditions. If you would like to add a few more Citi cards to your account over this limit, it is best to get in touch with a Citibank representative.

Features of Citi Add-On Credit Card

The Citibank add-on card comes along with many features and benefits. Let us have a look at them in detail.

  • Consolidated Statement

With a Citi add-on card, you will receive a single consolidated credit card statement for both your primary credit card and your Citibank add-on card.

  • Shared Credit Limit

The credit card limit allocated for your Citi add-on card will be shared with your primary card.

  • Worldwide Use

After availing a Citibank add-on card, you can use the card in India and anywhere abroad. This provides an enhanced shopping experience throughout the world.

  • Easy Expense Monitoring

Monitoring your expense that is made via transactions on your Citi add-on card is easy for all primary cardholders.

  • Waiver Benefits

On fuel surcharges, you can avail waiver benefits with the Citi add-on credit card.

  • Reward Points

As you make purchases on your Citi add-on credit card, you gain reward points that can be used to avail great discounts.

Fees & Charges on Citi Add-On Credit Card

The fees and charges that are applicable for the Citi add-on cards are exactly the same as that of the primary credit cards. So, you would not have to worry about extra fees or charges to be paid.

List of Citi Add-On Credit Cards

Here is a list of Citi add-on credit cards that you can avail for the primary cardholders as well as their family members

How to Track Citi Add-On Credit Card Status?

You can track your Citi add-on credit card status online by following these 4 steps:

Step 1: Go to Citibank’s Citi add-on credit card tracking webpage. Click on the “Credit Card” option in the menu bar.

Step 2: Then, click on the “Track Application Status” option. You will then be redirected to a new page.

Step 3: The next step is to enter your application reference number and your mobile number. Then, click on “submit”.

Step 4: Once you enter all of these details accurately, your application status would be shown as one of the following:

  • Approved

  • Disapproved

  • Dispatched

  • In progress

  • On-Hold


✔️How do I sign up for a Citibank add-on card?

You can sign up for a Citi add-on credit card through the online application method or by sending an “ADDON” by SMS to 52484.

✔️How do I activate my Citi card add-on?

You can activate your card by contacting customer care, by internet banking, or through the mobile app.

✔️Does Citibank have a supplementary card?

Yes, Citibank does have a supplementary card. You can avail of one by filling out an application form for the same.

✔️How many additional cards can I add on to my Citibank Credit Card without any additional charges?

You can add up to 5 additional cards with no additional charge.

✔️Can I use the Citibank Add-on Credit Card outside India?

Yes, you can use your Citibank Add-on Credit Card both in India and outside India.