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Citi Cashback Card

When it comes to being an all-rounder credit card, the Citi Cash Back credit card ranks on top! There are a wide variety of cashback offers on all your purchases with extra cashback on utility bill payments, movie tickets, and phone bill payments. The card also comes along with special EMI facilities for in-store purchases as well as online purchases.

Key Highlights of Citi Cashback Credit Card

  • Avail a 5% cashback on booking of movie tickets or on payments of utility bills of any kind via Citi Billpay

  • Get a 0.5% cashback on any other type of purchases, and

  • You can enjoy a discount on dining bills at all Citibank partner restaurants across the globe

How to Apply for Citi Cashback Credit Card

To apply for a Citi Cashback credit card online, you would need to follow the steps mentioned below:

· Step 1: Visit the Bajaj MARKETS official website to start your Citi Cashback credit card application online process.

· Step 2: Fill in the details on the application.

· Step 3: Browse through the list of credit cards.

· Step 4: Select the Citi Cashback credit card for yourself.

· Step 5: Proceed with the application process by submitting the credit card application form along with the requested documents.

Documents Required for Citi Cashback Credit Card

· Identity Proof: A copy of your Aadhaar, driving license, or voter’s ID.

· Address Proof: A copy of your bank statement, driving license, voter’s ID, or pension book

· Income Proof: A copy of your ITR (for self-employed individuals), and last 2 pay slips (for salaried employees) issued by your employer

Eligibility Criteria for Citi Cashback Credit Card

  • You should be an Indian national and above 18 years of age
  • You must have access to a regular source of income
  • You must have a good credit score and not have defaulted in your earlier payments

Features & Benefits of Citi Cashback Card

· Cashback

Cardholders can enjoy a 5% cashback when they use their card to settle any utility bills or splurge on movie tickets through Citi Billpay or Citibank online payments. On all other transactions, users can get up to 0.5% cashback.

· Shopping

All stores that have partnered with the bank offer users of the Citi Cashback Card various discounts and offer on all their purchases

· Dining

Users can enjoy a discount on their dining bills in restaurants across the globe

· Loan

Along with various cashback offers and discounts, cardholder can also get instant loans on their Citi Cashback Card


Cardholders also receive privileges on converting their shopping into easy EMIs to help them pay for their big-ticket purchases in easy installments

· Redemption

Users can enjoy a hassle-free redemption directly as a statement credit and in multiples of ₹500

Citi Cashback Credit Card Reward Points



Cashback on movie tickets


Cashback on payment of telephone bills


Cashback on payment of other utility bills


Cashback on all other purchases


Tap and pay at merchant terminals without entering PIN


Cashback directly credited to statement

₹500 (multiples)


Fees & Charges of Citi Cashback Credit Card



Annual Fees


Interest rate

37.20% - 42% p.a

Cheque bounce

₹500 per cheque

Outstation Cheque

Up to ₹10,000 – ₹50

10,001 – 1,00000 – ₹100

Above ₹1,00,000 – ₹150

Lost cheque


Railway booking surcharge

1.8% of the transaction amount


1% of the transaction amount

Over limit

2.5% of the transaction value

Late payment

NIL up to ₹1,000

₹1,000 and up to ₹5,000 –₹450

₹5,000 and up to ₹10,000 – ₹700

Above ₹10,000 – ₹950


Citi Cashback Credit Card Customer Care

You can get in touch with the Citibank Credit Card Customer Care team for any queries or concerns. The bank is known for its support system and highly efficient customer service team. Citibank Credit Card Customer Care can be reached on its toll-free helpline, through letters or emails. The easiest and quickest way to get your issues resolved is by calling the helpline number - 1860-210-2484.

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FAQ’s on Citi Cashback Card

✔️What are the documents required to be submitted while applying for a Citibank Cashback credit card?

The documents required are one passport size color photograph, a photo ID proof, address proof, and a consent form.

✔️Are online statements available for a Citi Cash Back credit card?

Yes, by entering the requested information, customers can instantly procure their online statements from the official website.

✔️Does the Citi Cash Back credit card offer rewards on utility spending?

Cardholder can avail of a 5% cashback on payment of utility bills of any kind via Citi Billpay

✔️What is the annual fee charged on this credit card?

The annual charge on the Citi Cashback Credit Card is ₹500

✔️Does Citibank Cash Back Credit Card have Lounge Access?

Yes, all the cardholders of the Citi Cashback Credit Card can enjoy complimentary lounge access across all airports.