If handsome cashbacks and exciting rewards are what you are looking for in a credit card, then the Citibank Cash Back Credit Card is the right choice for you. The card offers a wide variety of cashback on all your purchases, including those made on utility bill payments, movie tickets, and phone bill payments. The card also comes along with special EMI facilities for in-store purchases as well as online purchases.
Avail a 5% cashback on booking movie tickets or on payments of utility bills of any kind via Citi Billpay
Get a 0.5% cashback on any other type of purchases
Enjoy a discount on dining bills at all partner restaurants across the world
Accumulated rewards have no expiry date and can be redeemed anytime you want
To apply for a Citibank Cash Back Credit Card online, you must follow the steps mentioned below:
Step 1: Visit the Bajaj Markets official website to start your Citi Cash Back Credit Card application online process.
Step 2: Fill in the details on the application.
Step 3: Browse through the list of credit cards.
Step 4: Select the Citi Cash Back Card that suits your requirements.
Step 5: Proceed with the application process by submitting the credit card application form along with the requested documents.
You should be an Indian national above 18 years of age
You must have access to a regular source of income
You must have a good credit score
You must not have defaulted on your earlier payments
Identity Proof: A copy of your Aadhaar, driving licence, or voter’s ID, passport
Address Proof: A copy of your bank statement, driving licence, voter’s ID, or pension book, passport
Income Proof for Self-Employed Applicants: A copy of your ITR from the last 2 years, bank statements, etc.
Income Proof for Salaried Applicants: Latest copy of your payslips from the past 3 months issued by your employer, ITR from the past two years, etc.
Below is the gist of value points you can earn when transacting with Citi cashback credit card:
Cashback on movie tickets: 5%
Cashback on payment of telephone bills: 5%
Cashback on payment of other utility bills: 5%
Cashback on all other purchases: 0.5%
Tap and pay at merchant terminals without entering PIN: ₹2,000
Cashback directly credited to statement: ₹500 (multiples)
Cardholders can enjoy a 5% cashback when they use their card to settle any utility bills or splurge on movie tickets through Citi Billpay or Citibank online payments. On all other transactions, users can get up to 0.5% cashback.
All partner stores offer Citi Cash Back Card users with various discounts and benefits on all their purchases.
Cardholders can enjoy a discount on their dining bills at partner restaurants across the globe.
Along with various cashback offers and discounts, cardholders can also get instant loans on their Citibank Cash Back Credit Card.
Cardholders also receive privileges upon converting their shopping into easy EMIs, thereby reducing the burden of big-ticket purchases.
Cardholders can enjoy hassle-free redemption directly as a statement credit and in multiples of ₹500.
Cardholders can enjoy savings upto ₹3,600 annually with the Citi Cash Back card.
Citi Cash Back Credit Card Annual Fee
Citi Cash Back Credit Card Interest Rate
37.20% to 42% p.a
Citi Cash Back Credit Card Cheque Bounce Charge
₹500 per bounce
Citi Cash Back Credit Card Overlimit Charge
2.5% of the transaction value
Citi Cash Back Credit Card Late Payment Charge
Statement balance up to ₹2,000: NIL
Above ₹2,000 and up to ₹7,500: ₹600
Above ₹7,500 and up to ₹1,500: ₹950
Above ₹15,000: ₹1,300
Citibank Credit Card Customer Care can be reached on its toll-free helpline or through post or email. The easiest and quickest way to get your issues resolved is by calling the helpline number 1860 210 2484. International customers can call on +91 22 4955 2484 to reach Citi customer care.
Yes, by entering the requested information, customers can instantly procure their online statements from the official website.
Cardholder can avail of a 5% cashback on payment of utility bills of any kind via Citi Billpay
The annual charge on the Citi Cashback Credit Card is ₹500
The documents required are one passport size color photograph, a photo ID proof, address proof, and a consent form.
Yes, all Citi Cash Back Credit Card cardholders can enjoy complimentary lounge access across all airports.
The Interest charged on Citi Cash Back credit cards is 3.75% per month.
As the name suggests, the Citi Cash Back credit card provides handsome cashbacks on purchases made with the credit card. You can earn cashbacks on utility bill payments, telephone bill payments, movie ticket purchases, etc.