Citi Cash Back Credit Card

If handsome cashbacks and exciting rewards are what you are looking for in a credit card, then the Citibank Cash Back Credit Card is the right choice for you. The card offers a wide variety of cashback on all your purchases, including those made on utility bill payments, movie tickets, and phone bill payments. The card also comes along with special EMI facilities for in-store purchases as well as online purchases.

Key Highlights of the Citi Cash Back Credit Card

• Avail a 5% cashback on booking movie tickets or on payments of utility bills of any kind via Citi Billpay

• Get a 0.5% cashback on any other type of purchases

• Enjoy a discount on dining bills at all partner restaurants across the world

• Accumulated rewards have no expiry date and can be redeemed anytime you want

How to Apply for Citi Cash Back Credit Card

To apply for a Citibank Cash Back Credit Card online, you must follow the steps mentioned below:

• Step 1: Visit the Bajaj Markets official website to start your Citi Cash Back Credit Card application online process.

• Step 2: Fill in the details on the application.

• Step 3: Browse through the list of credit cards.

• Step 4: Select the Citi Cash Back Card that suits your requirements.

• Step 5: Proceed with the application process by submitting the credit card application form along with the requested documents.

Eligibility Criteria and Documents Required for Citi Credit Card Application

Eligibility Criteria for Citi Cash Back Credit Card

• You should be an Indian national above 18 years of age

• You must have access to a regular source of income

• You must have a good credit score 

• You must not have defaulted on your earlier payments

Documents Required to apply for Citi Cash Back Card

• Identity Proof: A copy of your Aadhaar, driving licence, or voter’s ID, passport

• Address Proof: A copy of your bank statement, driving licence, voter’s ID, or pension book, passport

• Income Proof for Self-Employed Applicants: A copy of your ITR from the last 2 years, bank statements, etc.

• Income Proof for Salaried Applicants: Latest copy of your payslips from the past 3 months issued by your employer, ITR from the past two years, etc.

Citi Cashback Credit Card Rewards

Below is the gist of value points you can earn when transacting with Citi cashback credit card:

• Cashback on movie tickets: 5%

• Cashback on payment of telephone bills: 5%

• Cashback on payment of other utility bills: 5%

• Cashback on all other purchases: 0.5%

• Tap and pay at merchant terminals without entering PIN: ₹2,000

• Cashback directly credited to statement: ₹500 (multiples)

Features & Benefits of the Citi Cash Back Credit Card

• Cashbacks and Rewards

Cardholders can enjoy a 5% cashback when they use their card to settle any utility bills or splurge on movie tickets through Citi Billpay or Citibank online payments. On all other transactions, users can get up to 0.5% cashback.

• Shopping

All partner stores offer Citi Cash Back Card users with various discounts and benefits on all their purchases.

• Dining

Cardholders can enjoy a discount on their dining bills at partner restaurants across the globe.

• Loan

Along with various cashback offers and discounts, cardholders can also get instant loans on their Citibank Cash Back Credit Card.

• EMI

Cardholders also receive privileges upon converting their shopping into easy EMIs, thereby reducing the burden of big-ticket purchases.

• Redemption

Cardholders can enjoy hassle-free redemption directly as a statement credit and in multiples of ₹500.

• Annual Savings

Cardholders can enjoy savings upto ₹3,600 annually with the Citi Cash Back card.

Fees & Charges of Citi Cash Back Credit Card

Citi Cash Back Credit Card Customer Care

Citibank Credit Card Customer Care can be reached on its toll-free helpline or through post or email. The easiest and quickest way to get your issues resolved is by calling the helpline number 1860 210 2484. International customers can call on +91 22 4955 2484 to reach Citi customer care.

Similar Credit Cards Offered by CitiBank

• Citi Indian Oil Credit Card: Ideal for fuel, travel, and shopping

• Citi Premier Miles Credit Card: Ideal for Travel, Shopping, and Dining

• Citi Rewards Credit Card: Ideal for Travel, Shopping, and Dining