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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Citibank now!

Citi Credit Card Reward Points

Under the Citi Credit Card Rewards programme, reward points are offered to cardholders against eligible transactions as a bonus for using the Citibank credit card. You can earn Citi credit card rewards across categories such as travel, entertainment, fuel, food and dining, electronics and more. You can redeem Citi credit card reward points across top brands such as Make My Trip, Goibibo, Indigo Airlines, BookMyShow, Shopper Stop, Westside, and at select Indian oil outlets.

How to Earn Citi Card Rewards

Citibank credit card reward points can be earned with every spend you made using your Citi credit card. You just need to make payment by using your Citibank credit card. To check your accumulated Citi credit card rewards, follow the steps given below.

  • Step 1: Visit the website of Citibank and click on the rewards page

  • Step 2: Choose the credit card you have

  • Step 3: Click on the ‘Earn Rewards’ tab

  • Step 4: Now click on the ‘login’ option to login to your profile

  • Step 5: Enter your user ID and IPIN

  • Step 6: View reward points

You can also check your Citi credit card rewards by sending an SMS (REWARDS) to 52484 or +91 9880752484

List of Citi Credit Cards with Reward Benefits

Here is a list of different Citi credit cards and the respective rewards you can earn by using them.

 

Card Type

Citi Card Rewards

Citi Rewards  Credit Card

  • On spends at apparel and department stores, get 10X Reward Points

  • For every ₹125 on all other purchases, get one point

  • On card spends of ₹30,000 or more in a month, get 300 bonus points

  • On your first spend made within 30 days of card issuance, get 1,500 bonus points

  • On your first spend of ₹1,000 made within 60 days of card issuance, get 1,000 bonus points

IndianOil Citi Credit Card

  • On ₹150 of fuel purchases at any authorised IndianOil outlets in the country, get 4 turbo points

  • On fuel purchase at authorised IndianOil outlets, get 1% fuel surcharge reversal

  • ₹1 (1 Turbo Point) worth of free fuel at authorised IndianOil outlets

  • On ₹150 spent at grocery and supermarkets, get 2 turbo points

  • On ₹150 spent elsewhere, get 1 turbo point

  • On your first spend within 30 days of card issuance, get 250 turbo points

Citi PremierMiles Credit Card

  • For every ₹100 spent on airline transactions, get 10 miles

  • Per ₹100 spent on flight tickets and hotel stays, get 10 miles

  • With your first spend worth ₹1,000 or more within 60 days of card issuance, get 10,000 miles

  • For every ₹100 spent on all other transactions, get 4 miles

  • Get complimentary lounge access at select airports across the country

  • 3,000 miles earned on card renewal

  • For every 2 miles transferred on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines, and Air India, get 1 frequent flyer air mile

Citi Cashback Card

  • On movie ticket purchases, get a 5% cashback

  • On all your telephone bill payments, get a 5% cashback

  • On all your utility bill payments made through Citibank Online Bill Pay, get a 5% cashback

  • On all other spends, get 0.5% cashback

 

Citi Credit Card Rewards Redemption Rate

Credit Card

Reward Point Redemption Rate

Airlines

Minimum Point Requirement

Citi Rewards Credit Card

0.75 miles

Air India and InterMiles

  • InterMiles (250 points)
  • Air India (100 points)

Citi PremierMiles Credit Card

2 miles

InterMiles, Air India, Singapore Airlines, British Airways, Thai Airways, Malaysian Airlines, Eva Air, Cathay Pacific, Etihad Airways, Virgin Atlantic, Qantas, Qatar Airways, Turkish Airlines, Flying Blue (Air France and KLM)

  • InterMiles (100 points)
  • Air India (100 points) Singapore Airlines (100 points), British Airways (100 points), Thai Airways (100 points), Malaysian Airlines (100 points), Eva Air (100 points), Cathay Pacific (100 points), Etihad Airways (100 points), Virgin Atlantic (100 points), Qantas (100 points), Qatar Airways (100 points)

IndianOil Citi Credit Card

0.75 miles

Air India and InterMiles

  • InterMiles (250 points)
  • Air India (100 points)

 

How to Redeem Citi Credit Card Reward Points

The earned and accumulated Citibank credit card reward points can be redeemed using any of the three ways mentioned below:

1. Citi website

  • Step 1: Use your credentials to log in to the Citi online portal.

  • Step 2: On the left-hand panel, select the option that says ‘Redeem rewards’.

  • Step 3: Choose your Citi credit card and redeem your points in the preferred form.

2. Citi Mobile App

  • Step 1: Use your credentials to log in to the Citi Mobile App.

  • Step 2: Choose your Citi Credit Card.

  • Step 3: Click on ‘Rewards’ and redeem your points in the preferred form.

3. Phone Helpline

You can contact the Citibank credit card helpline at +91 22 4955 2484 and request the customer care executive to initiate the process to redeem your Citibank credit card reward points in your preferred form.

Citi Credit Card Rewards Catalogue

The Citi Credit Card Rewards catalogue has a myriad of gift vouchers to offer from popular brands across categories such as accessories, apparel, health, beauty, dining, travel, entertainment, etc. Some of the popular lists of brands in the Citi rewards catalogue are:

 

Accessories

  • Titan

  • Hidesign

Apparel

  • Westside

  • Raymond

  • Lifestyle

Departmental Store

  • Croma

  • Amazon.in

Health & Beauty

  • Body Shop

 

Make the most of Citi Credit Card Reward Points

You can redeem Citibank credit card reward points as:

1) Gift Vouchers

You can redeem Citibank credit card rewards as gift vouchers from various international and domestic brands. These gift vouchers can be availed across categories depending on the card type. The categories include apparel, accessories, apparel, books and entertainment, health and beauty, departmental stores, dining, hotels, and travel.

2) Cashback

Citi credit card rewards can also be converted to cashback. However, this advantage is available on select Citi credit cards only. 

3) Air Miles Transfer

You can convert your Citibank credit card reward points into air miles too. The card-specific details on converting your rewards points into air miles are mentioned below:

 

Credit Card

Reward Point Redemption Rate

Airlines

Minimum Point Requirement

Citi Rewards Credit Card

0.75 miles

Air India and InterMiles

  • InterMiles (250 points)

  • Air India (100 points)

Citi PremierMiles Credit Card

2 miles

InterMiles, Air India, Singapore Airlines, British Airways, Thai Airways, Malaysian Airlines, Eva Air, Cathay Pacific, Etihad Airways, Virgin Atlantic, Qantas, Qatar Airways, Turkish Airlines, Flying Blue (Air France and KLM)

  • InterMiles (100 points)

  • Air India (100 points) Singapore Airlines (100 points), British Airways (100 points), Thai Airways (100 points), Malaysian Airlines (100 points), Eva Air (100 points), Cathay Pacific (100 points), Etihad Airways (100 points), Virgin Atlantic (100 points), Qantas (100 points), Qatar Airways (100 points)

IndianOil Citi Credit Card

0.75 miles

Air India and InterMiles

  • InterMiles (250 points)

  • Air India (100 points)

 

4) Online Shopping

You can redeem Citi credit card rewards by paying for products online. Depending on the type of card, you can use this advantage on sites such as BookMyShow, Yatra, Goibibo, etc.

5) Instant Rewards

Citi credit card rewards can be used for payments by swiping the credit card at partner outlets such as Shoppers Stop, Westside, etc. You can also pay using a combination of credit card cash and reward points.

6) Cash Rewards

Some Citi credit cards offer cash rewards, which can be redeemed to pay monthly bills, as a deposit into an interest-accruing account, and more.

FAQs about Citi Credit Card

✔️ How can I redeem my Citi reward points?

You can redeem your Citi credit card rewards by converting them into gift vouchers, air miles, using them to pay for online shopping, or by earning instant rewards by using them at partner outlets. The same can be done via Citi website, Citi Mobile App, or by contacting Citibank’s customer care.

✔️Can I convert Citi reward points to air miles?

Yes, Citi credit card rewards can be converted into air miles. The advantage is available on several Citi credit cards such as Citi Rewards credit card, Citi PremierMiles credit card, IndianOil Citi credit card, etc.

✔️What is the value of 1 Citi reward point?

Each reward point is assigned a different value depending on the card type and the types of reward offered. Likewise, the redemption ratio of the accumulated reward points across categories also varies.

✔️Can we convert Citi reward points to cash?

Yes. You can convert Citibank credit card rewards into cash rewards.

✔️ Do Citi reward points expire?

No. Citibank credit card rewards do not expire. However, points earned via co-branded credit cards such as the First Citizen Citi Card may have an expiry, depending on the brand’s terms and conditions.

✔️Can the reward points on my different Citi credit cards be clubbed together to redeem a reward?

No. You can not club together different credit cards to redeem your rewards.

✔️ If I have discontinued the use of my Citi Credit Card and closed the same, can I redeem the reward points accumulated on it?

No. You cannot redeem the accumulated Citi credit card reward points if you have closed your Citi credit card.

✔️How to Check Citi Credit Card Reward Point Balance?

To check your available Citi credit card rewards’ balance, you can do so via the following ways:

  • Login to Citibanbk credit card net banking account or Citi Mobile App and check the balance in the rewards section

  • Check your latest credit card statement to check available reward point balance

  • SMS “REWARDS XXXX” (where XXXX are the last 4 digits of your Citi card) from your registered mobile number and send it to 52484 for Airtel / Aircel / Idea / Vodafone subscribers. Other subscribers can send the SMS on +919880752484

  • Cardholders using Citi Rewards Credit Card, Citi Prestige Credit Card, Citi PremierMiles Credit Card, Platinum Credit Card or IndianOil Citi Titanium, can log in to Citi Online to check the balance. Just go to “Credit Cards Section” and click on “Redeem Rewards”

  • The rewards accumulated on First Citizen Citi Credit Card will be directly transferred to Shoppers Stop after each monthly billing cycle.