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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Citibank now!

Citi Credit Card Reward Points

Under the Citi Credit Card Rewards programme, reward points are offered to cardholders against eligible transactions as a bonus for using the Citibank credit card. A cardholder can earn rewards across categories such as travel, entertainment, fuel, food and dining, electronics and more using the Citi credit card. You can redeem Citi credit card points across top brands such as Make My Trip, Goibibo, Indigo Airlines, BookMyShow, Shopper Stop, Westside, and at select Indian oil outlets.

How to Earn Citi Card Rewards?

Citibank credit card reward points can be earned with every spend made using your card. These include spends made at retail outlets, shopping, purchases at departmental and grocery stores, buying movie tickets, paying telephone bills, and other utilities. Citi card rewards can also be accumulated when booking travel tickets, making international transactions, purchasing fuel, or paying hospital charges. Every reward point that you earn has an associated monetary value that can vary from one Citibank credit card to another.

Below is a gist of different Citi credit cards and the respective rewards you can earn by using them.

Card Type

Citi Card Rewards

Citi Rewards Card

  • On spends at apparel and department stores, get 10X Reward Points

  • For every ₹125 on all other purchases, get one point

  • On card spends of ₹30,000 or more in a month, get 300 bonus points

  • On your first spend made within 30 days of card issuance, get 1,500 bonus points

  • On your first spend of ₹1,000 made within 60 days of card issuance, get 1,000 bonus points

IndianOil Citi Credit Card

  • On ₹150 of fuel purchases at any authorised IndianOil outlets in the country, get 4 turbo points

  • On fuel purchase at authorised IndianOil outlets, get 1% fuel surcharge reversal

  • ₹1 (1 Turbo Point) worth of free fuel at authorised IndianOil outlets

  • On ₹150 spent at grocery and supermarkets, get 2 turbo points

  • On ₹150 spent elsewhere, get 1 turbo point

  • On your first spend within 30 days of card issuance, get 250 turbo points

Citi PremierMiles Credit Card

  • For every ₹100 spent on airline transactions, get 10 miles

  • Per ₹100 spent on flight tickets and hotel stays, get 10 miles

  • With your first spend worth ₹1,000 or more within 60 days of card issuance, get 10,000 miles

  • For every ₹100 spent on all other transactions, get 4 miles

  • Get complimentary lounge access at select airports across the country

  • 3,000 miles earned on card renewal

  • For every 2 miles transferred on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines, and Air India, get 1 frequent flyer air mile

Citi Cashback Card

  • On movie ticket purchases, get a 5% cashback

  • On all your telephone bill payments, get a 5% cashback

  • On all your utility bill payments made through Citibank Online Bill Pay, get a 5% cashback

  • On all other spends, get 0.5% cashback

 

How to Check Citi Credit Card Reward Point Balance

If you want to check your available Citi credit card reward point balance, you can do so via the following ways:

  • Log into Citibanbk credit card net banking account or Citi Mobile App and check the balance in the rewards section

  • Check your latest credit card statement to check available reward point balance

  • SMS “REWARDS XXXX” (where XXXX are the last 4 digits of your Citi card) from your registered mobile number and send it to 52484 for Airtel / Aircel / Idea / Vodafone subscribers. Other subscribers can send the SMS on +919880752484

  • Cardholders using Citi Rewards Credit Card, Citi Prestige Credit Card, Citi PremierMiles Credit Card, Platinum Credit Card or IndianOil Citi Titanium, can log in to Citi Online to check the balance. Just go to “Credit Cards Section” and click on “Redeem Rewards”

  • The rewards accumulated on First Citizen Citi Credit Card will be directly transferred to Shoppers Stop after each monthly billing cycle.

How to Redeem Citi Credit CardsReward Points

The earned and accumulated Citi bank credit card reward points can be redeemed using any of the three ways mentioned below:

1. Citibank website

  • Step 1: Use your credentials to log in to the Citibank online portal.

  • Step 2: On the left-hand panel, select the option that says ‘Redeem rewards’.

  • Step 3: Choose your Citibank credit card and redeem your points in the preferred form.

2. Citi Mobile App

  • Step 1: Use your credentials to log in to the Citi Mobile App.

  • Step 2: Choose your Citi Credit Card.

  • Step 3: Click on ‘Rewards’ and redeem your points in the preferred form.

3. Phone Helpline

You can contact the Citibank credit card helpline at +91 22 4955 2484 and request the customer care executive to initiate the process to redeem your Citi bank credit card reward points in your preferred form.

Make the most of Citi Credit Card Reward Points

You can redeem Citi bank credit card reward points as:

1) Gift Vouchers

You can redeem Citi credit card points as gift vouchers from various international and domestic brands. These gift vouchers can be availed across categories depending on the card type. The categories include apparel, accessories, apparel, books and entertainment, health and beauty, departmental stores, dining, hotels, and travel.

2) Cashback

Citi credit card rewards can also be converted to cashback. However, this advantage is available on some Citibank credit cards only. These include Citibank Rewards credit card, Citi Cashback card, and IndianOil Citibank credit card.

3) Air Miles Transfer

You can convert your Citibank credit card reward points into air miles too. The card-specific details on converting your rewards points into air miles are mentioned below:

Credit Card

Reward Point Redemption Rate

Airlines

Minimum Point Requirement

Citi Rewards Credit Card

0.75 miles

Air India and InterMiles

InterMiles (250 points)

Air India (100 points)

Citi PremierMiles Credit Card

2 miles

InterMiles, Air India, Singapore Airlines, British Airways, Thai Airways, Malaysian Airlines, Eva Air, Cathay Pacific, Etihad Airways, Virgin Atlantic, Qantas, Qatar Airways, Turkish Airlines, Flying Blue (Air France and KLM)

InterMiles (100 points)

Air India (100 points) Singapore Airlines (100 points), British Airways (100 points), Thai Airways (100 points), Malaysian Airlines (100 points), Eva Air (100 points), Cathay Pacific (100 points), Etihad Airways (100 points), Virgin Atlantic (100 points), Qantas (100 points), Qatar Airways (100 points)

IndianOil Citi Credit Card

0.75 miles

Air India and InterMiles

InterMiles (250 points)

Air India (100 points)

 

4) Online Shopping

You can redeem Citi card reward points by paying for products online. Depending on the type of card, you can use this advantage on sites such as BookMyShow, Yatra, Goibibo, etc.

5) Instant Rewards

Citi credit card reward points can be used for payments by swiping the credit card at partner outlets such as Shoppers Stop, Westside, etc. You can also pay using a combination of credit card cash and reward points.

6) Cash Rewards

Some Citi credit cards offer cash rewards, which can be redeemed to pay monthly bills, as a deposit into an interest-accruing account, and more.

Citi Credit Card Rewards Catalogue

The Citi Credit Card Rewards catalogue has a myriad of gift vouchers to offer from popular brands across categories such as accessories, apparel, to health, beauty, dining, travel, and entertainment, etc. Some of the popular list of brands in Citi rewards catalogue are:

Accessories

  • Titan

  • Hidesign

Apparel

  • Westside

  • Raymond

  • Lifestyle

Departmental Store

  • Croma

  • Amazon.in

 

Citi Credit Card Rewards Value

Each reward point that you earn on your Citibank credit card has an associated value, which varies from card to card. The Citi bank credit card reward points value in rupees for some of the top credit cards is mentioned below:

Citi Credit Card Reward Points (Value in Rupees)

Citi Rewards Card

  • 1 Reward Point = ₹0.30, which can be instantly redeemed at online shopping sites and retail outlets

  • 1 Reward Point = ₹0.25, which can be instantly redeemed at travel booking sites

IndianOil Citi Card

  • 1 Turbo Point = ₹0.30, which can be instantly redeemed at online shopping sites and retail outlets

  • 1 Turbo Point = ₹0.25, which can be instantly redeemed at travel booking sites

Citi PremierMiles Card

  • 1 Reward Point = ₹0.45, which can be instantly redeemed at travel booking sites

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FAQs about Citi Reward Points

✔️How can I redeem my Citibank reward points?

You can redeem your Citi credit card points by converting them into gift vouchers, air miles, using them to pay for online shopping, or by earning instant rewards by using them at partner outlets. The same can be done via Citibank website, Citi Mobile App, or by contacting Citibank’s customer care.

✔️Can I convert Citi reward points to miles?

 Yes, Citi credit card rewards can be converted into air miles. The advantage is available on several Citi credit cards such as Citi Rewards credit card, Citi PremierMiles credit card, IndianOil Citi credit card, etc.

✔️What is the value of 1 Citibank reward points?

 Each reward point is assigned a different value depending on the card type and the types of reward offered. Likewise, the redemption ratio of the accumulated reward points across categories also varies.

✔️Can we convert Citibank reward points to cash?

 Yes. You can convert Citi credit card reward points into cash rewards.

✔️Do Citi reward points expire?

 No. Citi bank credit card reward points do not expire. However, points earned via co-branded credit cards such as the First Citizen Citi Card may have an expiry, depending on the brand’s terms and conditions.