Citi Credit Card Rewards

Of the several benefits that a credit card offers, reward points programs are often the most attractive ones. Reward points are points that can be earned and collected when you make purchases. Each reward point has an associated monetary value which varies from card to card. These accumulated points can be redeemed in the form of vouchers, gifts, air miles, etc.

Citibank credit cards too have programs that allow you to collect Citi card rewards.

What are Citibank Credit Card Rewards?

Citi credit card reward points are offered by the Bank to its credit card users against eligible transactions as a reward for using their card. The Citi card reward points program is one of the highlights for consumers as it is offered against select credit cards and varies from one credit card variant to another.

Depending on the type of card, the CitiBank credit card rewards program is as follows-

Card Type

Citi Card Rewards

Citi Rewards Card

•         On spends at apparel and department stores get 10X Reward Points

•         For every INR 125 on all other purchases get one point

•         On card spends of INR 30,000 or more in a month get 300 bonus points

•         On your first spend made within 30 days of card issuance get 1,500 bonus points

•         On your first spend of INR 1000 made within 60 days of card issuance get 1,000 bonus points

IndianOil Citi Credit Card

•         On INR 150 of fuel purchases at any authorized IndianOil outlets in the country get 4 turbo points

•         On fuel purchase at authorized IndianOil outlets get 1% fuel surcharge reversal

•         INR 1 (1 Turbo Point) worth of free fuel at authorized IndianOil outlets

•         On INR 150 worth spends at grocery and supermarkets get 2 turbo points

•         On INR 150 spent elsewhere get 1 turbo point

•         On your first spend within 30 days of card issuance get 250 turbo points

Citi PremierMiles Credit Card

•         For every INR 100 spent on airline transactions get 10 miles

•         Per INR 100 spent on flight tickets and hotel stays get 10 miles

•         With your first spend worth INR 1,000 or more within 60 days of card issuance get 10,000 miles

•         3,000 Miles earned on Card renewal

•         For every INR 100 spent on all other transactions get 4 miles

•         At select airports across the country get complimentary lounge access

•         For every 2 Miles transferred on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines and Air India, get 1 frequent flyer air mile

Citi Cashback Card

•         On movie ticket purchases get 5% cashback

•         On all your telephone bill payments get 5% cashback

•         On all your utility bill payments made through Citibank Online Bill Pay get 5% cashback

•         On all other spends get 0.5% cashback

How to earn reward points on Citi Credit Cards?

Citi Bank credit card reward points can be earned with every spend made by you using your card. These include spends made at retail outlets, on shopping for apparel and accessories, for purchases at departmental and grocery stores, for buying movie tickets, paying telephone bills and other utilities. Citi card rewards can also be accumulated when booking travel tickets, making international transactions, purchasing fuel or paying hospital charges. However, it is important to remember that the type of card plays a decisive role in the type of purchases that can earn you rewards. Students can avail amazing benefits from Student Credit Cards.

How to redeem reward points on Citi Credit Cards?

The Citi credit card reward points earned and accumulated can be redeemed using any of the three methods mentioned below-

1. CitiBank website-

  • Using your credentials login to the Citibank Online portal
  • On the left-hand panel, select the option that says ‘Redeem rewards’
  • Choose the Citibank credit card and redeem

2. Citi Mobile App-

  • Using your credentials login to the Citi Mobile App
  • Choose your Citi Credit Card
  • Click on Rewards and redeem

3. Phone Helpline-

You can contact the customer helpline on +91 22 4955 2484 and request the customer care executive to initiate the process to redeem your Citi credit card reward points

Citi Credit Card Rewards Catalog

The Citi Credit Card Rewards catalogue has a myriad of gift vouchers to offer, from popular brands across the categories of accessories, apparel, health and beauty, dining, travel, books and entertainment, etc. Take a look at all the brands you can shop from using your Citi credit card reward points in the table below-

 

Citi Rewards Credit Card

IndianOil Citi Card

Citi Corporate Credit Card

Other Platinum Credit Cards

Other Gold Credit Cards

Citi PremierMiles Credit Cards

Accessories

Titan, Bata, Citizen, Hidesign, Nike, etc.

Titan, Bata, Citizen, Hidesign, etc.

Titan, Bata, Citizen, Hidesign, Nike, etc.

Titan, Bata, Citizen, Hidesign and Perfume2order.

Titan, Bata, Citizen and Hidesign.

Jimmy Choo, Michael Kors, Giorgio Armani, Villeroy and Boch, Paul Smith and more.

Apparels

Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc.

Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc.

Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc.

Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc.

Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc.

The Bombay Store, Emporio Armani, and Canali.

Departmental Stores

Shopper’s Stop, Megamart, Croma, Amazon.in, etc.

Shopper’s Stop, Megamart, Croma, Amazon.in, etc.

Shopper’s Stop, Megamart and Croma

Shopper’s Stop, Megamart and Croma

Shopper’s Stop, Megamart and Croma

Croma, Amazon.in, etc.

Health and Beauty

The Body Shop products

The Body Shop products

The Body Shop products

The Body Shop products

The Body Shop products

The Body Shop, Crabtree, Evelyn, etc.

Hotels and Dining

Mainland China, Costa Coffee, Pizza Hut, etc.

Mainland China, Costa Coffee, Pizza Hut, etc.

Mainland China and Café Coffee Day.

Mainland China

Mainland China

 

Travel

Cox and Kings, Samsonite, etc.

VIP, Samsonite, etc.

VIP and Samsonite

Cox and Kings, Samsonite, etc.

Cox and Kings, Samsonite, etc.

 

Books and Entertainment

 

 

 

 

 

Bose Soundlink Wireless Music System and Bose Companion 20 Multimedia Speaker System.

How to make the most of Citi Credit Card Reward Points?

You can redeem Citi credit card reward points in the form of-

  1. Gift Vouchers- You can redeem Citi credit card points as gift vouchers from various international and domestic brands. These gift vouchers can be availed across categories depending on the card type. The categories include- apparel, accessories, apparel, books and entertainment, health and beauty, departmental stores, dining, hotels, and travel.
  1. Cashback or Miles Transfer- Citi credit card rewards can also be converted to cashbacks or miles. This advantage is available on some Citibank credit cards only. These include- Citibank Rewards Credit Card, Citi Cashback card, and IndianOil Citibank Credit Card.
  1. Online Shopping- You can redeem Citi card reward points by paying for products you shop online. Depending on the type of card, you can use this advantage on sites such as BookMyShow, Yatra, Goibibo, etc.
  1. Instant Rewards- Citi bank credit card reward points can be used to pay by swiping the credit card at partner outlets such as Shoppers Stop, Westside, etc. You can also pay using a combination of credit card cash and reward points.

Why Should You Not Be Losing Out on Citi Credit Card Rewards

Each reward point that you earn on your Citibank credit card has a value associated with it. These can be used to pay for services, purchase products online, etc. If you have a Citi Rewards Card, IndianOil Citi Credit Card and Citi PremierMiles Card, you could also transfer the reward points collected into the Frequent Flyer programs of partner airlines and hotels. You could also opt for Citi credit card reward points convert to cash using Universal Pay.

It is important to note that the Citi credit card reward points value varies from one card to the other. The Citi credit card reward points value in rupees for some of the top credit cards is mentioned below-

 

Citi credit card reward points value in rupees

Citi Rewards Card

•         1 Reward Point = 30p which can be instantly redeemed at online shopping sites and retail outlets 30p which can be instantly redeemed at online shopping sites and retail outlets

•         1 Reward Point=25p which can be instantly redeemed at travel booking sites

IndianOil Citi Card

•         1 Turbo Point= 30p which can be instantly redeemed at online shopping sites and retail outlets

•         1 Turbo Point= 25p which can be instantly redeemed at travel booking sites

Citi PremierMiles Card

•         1 reward point=45p which can be instantly redeemed at travel booking sites

With so many benefits to avail, it is wise to earn and redeem Citi card points. To know about the available Citi credit card rewards against your card, you login to the Citi Mobile app or complete the Citi card rewards login on the online portal. Alternatively, to check Citi credit card reward points you could also send a message mentioning ‘REWARDS’ along with the last 4 digits of your card to 52484. If you are looking to get a credit card, the Finserv MARKETS platform is the best place to apply for a credit card.

Frequently Asked Questions about Citi Credit Card Reward Points

  • ✔️How can I redeem my Citibank reward points?

    You redeem Citi credit card points by converting them into gift vouchers, converting into air miles, using them to pay for online shopping, or by earning instant rewards on them by using them at partner outlets.

  • ✔️How much are Citi points worth?

    Citi credit card reward points value varies from one card to the other depending on the type of purchase. It is wise to take this into consideration when deciding how to redeem Citi card rewards.

  • ✔️Can I convert Citi reward points to miles?

    Yes, Citi credit card rewards can be converted into air miles. The advantage is available on several Citi credit cards.