Of the several benefits that a credit card offers, reward points programs are often the most attractive ones. Reward points are points that can be earned and collected when you make purchases. Each reward point has an associated monetary value which varies from card to card. These accumulated points can be redeemed in the form of vouchers, gifts, air miles, etc.
Citibank credit cards too have programs that allow you to collect Citi card rewards.
Citi credit card reward points are offered by the Bank to its credit card users against eligible transactions as a reward for using their card. The Citi card reward points program is one of the highlights for consumers as it is offered against select credit cards and varies from one credit card variant to another.
Depending on the type of card, the CitiBank credit card rewards program is as follows-
Card Type |
Citi Card Rewards |
Citi Rewards Card |
• On spends at apparel and department stores get 10X Reward Points • For every INR 125 on all other purchases get one point • On card spends of INR 30,000 or more in a month get 300 bonus points • On your first spend made within 30 days of card issuance get 1,500 bonus points • On your first spend of INR 1000 made within 60 days of card issuance get 1,000 bonus points |
IndianOil Citi Credit Card |
• On INR 150 of fuel purchases at any authorized IndianOil outlets in the country get 4 turbo points • On fuel purchase at authorized IndianOil outlets get 1% fuel surcharge reversal • INR 1 (1 Turbo Point) worth of free fuel at authorized IndianOil outlets • On INR 150 worth spends at grocery and supermarkets get 2 turbo points • On INR 150 spent elsewhere get 1 turbo point • On your first spend within 30 days of card issuance get 250 turbo points |
Citi PremierMiles Credit Card |
• For every INR 100 spent on airline transactions get 10 miles • Per INR 100 spent on flight tickets and hotel stays get 10 miles • With your first spend worth INR 1,000 or more within 60 days of card issuance get 10,000 miles • 3,000 Miles earned on Card renewal • For every INR 100 spent on all other transactions get 4 miles • At select airports across the country get complimentary lounge access • For every 2 Miles transferred on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines and Air India, get 1 frequent flyer air mile |
Citi Cashback Card |
• On movie ticket purchases get 5% cashback • On all your telephone bill payments get 5% cashback • On all your utility bill payments made through Citibank Online Bill Pay get 5% cashback • On all other spends get 0.5% cashback |
Citi Bank credit card reward points can be earned with every spend made by you using your card. These include spends made at retail outlets, on shopping for apparel and accessories, for purchases at departmental and grocery stores, for buying movie tickets, paying telephone bills and other utilities. Citi card rewards can also be accumulated when booking travel tickets, making international transactions, purchasing fuel or paying hospital charges. However, it is important to remember that the type of card plays a decisive role in the type of purchases that can earn you rewards. Students can avail amazing benefits from Student Credit Cards.
The Citi credit card reward points earned and accumulated can be redeemed using any of the three methods mentioned below-
You can contact the customer helpline on +91 22 4955 2484 and request the customer care executive to initiate the process to redeem your Citi credit card reward points
The Citi Credit Card Rewards catalogue has a myriad of gift vouchers to offer, from popular brands across the categories of accessories, apparel, health and beauty, dining, travel, books and entertainment, etc. Take a look at all the brands you can shop from using your Citi credit card reward points in the table below-
|
Citi Rewards Credit Card |
IndianOil Citi Card |
Citi Corporate Credit Card |
Other Platinum Credit Cards |
Other Gold Credit Cards |
Citi PremierMiles Credit Cards |
Accessories |
Titan, Bata, Citizen, Hidesign, Nike, etc. |
Titan, Bata, Citizen, Hidesign, etc. |
Titan, Bata, Citizen, Hidesign, Nike, etc. |
Titan, Bata, Citizen, Hidesign and Perfume2order. |
Titan, Bata, Citizen and Hidesign. |
Jimmy Choo, Michael Kors, Giorgio Armani, Villeroy and Boch, Paul Smith and more. |
Apparels |
Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc. |
Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc. |
Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc. |
Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc. |
Lee, Arrow, Wrangler, Wills Lifestyle, The Bombay Store, Raymond, Benetton, Globus, etc. |
The Bombay Store, Emporio Armani, and Canali. |
Departmental Stores |
Shopper’s Stop, Megamart, Croma, Amazon.in, etc. |
Shopper’s Stop, Megamart, Croma, Amazon.in, etc. |
Shopper’s Stop, Megamart and Croma |
Shopper’s Stop, Megamart and Croma |
Shopper’s Stop, Megamart and Croma |
Croma, Amazon.in, etc. |
Health and Beauty |
The Body Shop products |
The Body Shop products |
The Body Shop products |
The Body Shop products |
The Body Shop products |
The Body Shop, Crabtree, Evelyn, etc. |
Hotels and Dining |
Mainland China, Costa Coffee, Pizza Hut, etc. |
Mainland China, Costa Coffee, Pizza Hut, etc. |
Mainland China and Café Coffee Day. |
Mainland China |
Mainland China |
|
Travel |
Cox and Kings, Samsonite, etc. |
VIP, Samsonite, etc. |
VIP and Samsonite |
Cox and Kings, Samsonite, etc. |
Cox and Kings, Samsonite, etc. |
|
Books and Entertainment |
|
|
|
|
|
Bose Soundlink Wireless Music System and Bose Companion 20 Multimedia Speaker System. |
You can redeem Citi credit card reward points in the form of-
Each reward point that you earn on your Citibank credit card has a value associated with it. These can be used to pay for services, purchase products online, etc. If you have a Citi Rewards Card, IndianOil Citi Credit Card and Citi PremierMiles Card, you could also transfer the reward points collected into the Frequent Flyer programs of partner airlines and hotels. You could also opt for Citi credit card reward points convert to cash using Universal Pay.
It is important to note that the Citi credit card reward points value varies from one card to the other. The Citi credit card reward points value in rupees for some of the top credit cards is mentioned below-
|
Citi credit card reward points value in rupees |
Citi Rewards Card |
• 1 Reward Point = 30p which can be instantly redeemed at online shopping sites and retail outlets 30p which can be instantly redeemed at online shopping sites and retail outlets • 1 Reward Point=25p which can be instantly redeemed at travel booking sites |
IndianOil Citi Card |
• 1 Turbo Point= 30p which can be instantly redeemed at online shopping sites and retail outlets • 1 Turbo Point= 25p which can be instantly redeemed at travel booking sites |
Citi PremierMiles Card |
• 1 reward point=45p which can be instantly redeemed at travel booking sites |
With so many benefits to avail, it is wise to earn and redeem Citi card points. To know about the available Citi credit card rewards against your card, you login to the Citi Mobile app or complete the Citi card rewards login on the online portal. Alternatively, to check Citi credit card reward points you could also send a message mentioning ‘REWARDS’ along with the last 4 digits of your card to 52484. If you are looking to get a credit card, the Finserv MARKETS platform is the best place to apply for a credit card.
You redeem Citi credit card points by converting them into gift vouchers, converting into air miles, using them to pay for online shopping, or by earning instant rewards on them by using them at partner outlets.
Citi credit card reward points value varies from one card to the other depending on the type of purchase. It is wise to take this into consideration when deciding how to redeem Citi card rewards.
Yes, Citi credit card rewards can be converted into air miles. The advantage is available on several Citi credit cards.