Apply for Citi Credit Card

Citi Credit Card

If you are looking to enjoy attractive discounts, cashback, air miles, and much more on your credit card, apply for a Citibank credit card now. Each of the shopping, lifestyle, travel and fuel credit cards offered by the bank is designed to make your experiences special and rewarding. Read on to explore more about these credit cards so that you can get yourself the right one without any further ado.

How to Apply for Citi Credit Cards

You can apply online for Citibank Credit Cards by visiting the Bajaj MARKETS website and following the steps given below:

• Step 1: Visit Bajaj MARKETS to check the range of Citibank credit cards available.

• Step 2: Enter a few of your details to ascertain your eligibility.

• Step 3: Check your offer and compare the multiple credit card options available.

• Step 4: Select the Citibank credit card that best matches your spending habits.

• Step 5: Submit your application and get approved. 

Along with the Citibank credit card online application methods, there is also the option to apply for a Citibank credit card offline by visiting your nearest Citibank branch. Do remember to carry all the valid documents as proof. A bank executive would help you select a suitable credit card. You can then fill in the application form, attach the requested documents, and submit the form at the branch.

Documents and Eligibility for Citi Credit Cards

The eligibility criteria you must meet and the documents you must submit to secure a Citibank credit card, are listed below:

Eligibility Criteria

• Age: Age between 23 and 60 years.

• Residence: A resident of India.

• Income: Monthly income of more than ₹25,000; however, the minimum income requirement may vary with the type of Citibank credit card selected.

• Credit Score: A good credit score, likely 750 and above.

Documents Required

• Proof of Identity- Passport, Driving License, PAN Card, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.

• Proof of Address- Passport, Driving License, Aadhaar Card, Voter's ID Card, Job Card issued by NREGA and duly signed by an officer of the State Government.

• Proof of Income- Latest two salary slips, ITR with audited financials and computation of income.

Do note that the documents required for Citibank credit card will vary depending on whether you are a salaried or a self employed individual.

Features and Benefits of Citi Credit Cards

Cashback Benefits

Enjoy 5% cashback on movie tickets and utility bill payments through Citi Billpay with the Citi Cashback Card. Also, get up to 0.5% cashback on all other transactions.

Dining Benefits

Savour mouth-watering cuisines at discounted rates, in India and abroad, with the Citi Cashback credit card.

Air Mile Benefits

With the Citi Premier Miles credit card, you can get 10 air miles on every ₹100 spent on airline transactions made at Premier Miles official website and hotel bookings made with select partners. You can redeem air miles against flight tickets, hotel bookings, car rentals, and taxi hire. Accumulated air miles never expire so they can be redeemed anytime in the future.

Get Rewards for Every Shopping

Earn 10X Reward Points on spending at apparel and departmental stores with the Citi Rewards Credit Card. Earn 1 Point for every ₹125 spent on all other purchases. With the Citibank Indian Oil credit card too, earn 2 Turbo Points for every ₹150 spent on groceries and at supermarkets, and 1 Turbo Point for every ₹100 spent on other categories

Earn Points that Never Expire

The points collected on Citi credit cards do not expire ever. So, you can keep collecting your reward points, worry-free, till you are ready to redeem them against special benefits.

Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions carried out at authorised Indian Oil outlets with the Citi IndianOil Credit Card.

Citi Credit Card Fees & Charges

The Citibank credit card fees and charges are mentioned below:

• Joining / Annual fees

Varies from card to card

• Cash advance fees

2.5% on the amount withdrawn, subject to a minimum of ₹500

• Late Payment Charges

NIL for statement balance up to ₹1,000

₹450 for statement balance above ₹1,000 and up to ₹5,000

₹700 for statement balance above ₹5,000 and up to ₹10,000

₹950 for statement balance above ₹10,000

• Over credit limit charge

2.5% of the amount (excluding fees, charges, and taxes) over the credit limit, subject to a minimum of ₹500

• Foreign currency transactions

3.50%

• Cash deposit at Citi branches

₹250 per deposit

• Returned Payment Charge

₹500 per returned payment

• Reissue of lost, stolen, or damaged card

₹100

Citi Credit Card Rewards Program and Offers

The Citibank credit card rewards program is designed to help you earn reward points and air miles against your purchases. These include rewards against spending on apparel, departmental stores, flights, grocery, fuel and at featured partner stores. Accumulated rewards and miles can be redeemed later for purchasing vouchers, availing discounts, etc.

Apart from rewards, you also get access to some of the latest Citibank credit card offers. These offers are available across a host of categories such as shopping, entertainment, electronics, home appliances, groceries, travel, food delivery, shopping, etc.

Why Get a Citi Credit Card from Bajaj MARKETS

Rewards & Discounts

Get some of the best rewards on Citibank Credit Cards on Bajaj MARKETS. Apply for Credit Cards online at Bajaj MARKETS and get one packed with rewards and offers from your favourite brands.

One Platform, Many Cards

At Bajaj MARKETS, we have just the right variety of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Stringent Security Measures

With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

Convert Purchases into EMIs

Purchases made through any of the Citibank Credit Cards available at Bajaj MARKETS can be converted into EMIs easily. Apply for a Citibank credit card online today.

Joining Benefits

Enjoy assured joining benefits on multiple Citibank credit cards available on Bajaj MARKETS. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback and much more!