Citi PremierMiles Credit Card

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Citi PremierMiles Card

While credit cards have become an important payment tool across India, Citi PremierMiles card is the ideal card for those who travel frequently. PremierMiles offers great rewards, including an amazing air miles programme.

Key Highlights of Citi PremierMiles Card

The PremierMiles Credit Card highlights are numerous, but the best are listed below for your perusal. As a card aiming to offer the maximum travelling rewards, the Citi PremierMiles credit card does a fine job of ensuring that travelling is never an expensive proposition again.

  1. Every customer gets 10,000 welcome miles upon activating the card and if they spend ₹1,000 within 60 days of availing the card.

  2. Each time you renew your card, you are entitled to 3,000 bonus miles.

  3. While you can earn PremierMiles through every purchase, you get 10 miles for every time you spend ₹100 on airline-related transactions.

  4. For every ₹100 spent on other transactions, you earn 4 miles.

  5. No expiry date on the miles earned, which can be redeemed for flight tickets and even selected hotels.

The Citi PremierMiles card lets you earn rewards through literally every purchase you make, which can be further renewed to ease your travelling. If you are looking to start jet-setting at the earliest, read on below to learn how you can apply for this card which is a traveller’s best friend.

How to Apply for Citibank PremierMiles Credit Card

Applying for the CitiBank PremierMiles card is now easier than ever through Bajaj Markets, which facilitates easy application and availability of the card. Read below to learn the 5 steps you will need to complete to apply for a credit card.

  • Step 1: Head to the website for Bajaj Markets.

  • Step 2: Fill in a few basic details initially for the portal.

  • Step 3: Select the PremierMiles credit card from among the numerous Citi credit cards offered through the portal.

  • Step 4: Fill in all other details, including regarding your identity, address, income, etc.

  • Step 5: Submit the form after uploading the documents requested.

Eligibility & Documents Required to Apply for PremierMiles Card

Knowing whether you are eligible for the PremierMiles CitiBank credit card is an important step since you can begin planning your tours and trips soon after.

The eligibility criteria is quite simple to meet for:

  1. Individuals who are aged between 21 to 65 years.

  2. Indian residents or non-resident Indians.

  3. Both salaried and self-employed individuals can apply for the card, but the income criteria may differ from time to time.

Now that you know you are eligible for the PremierMiles credit card, make sure to gather the documents listed below before you start filling in your application. Read below to learn the documents you will need for your application.

Document Type

Permitted Documents

Proof of Address

Aadhaar Card, Voter ID, Passport, Utility Bills (Electricity/Telephone Bills), Ration Card, Passport

Proof of Identity

Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID, Ration Card

Proof of Income (for Salaried Individuals)

Pay Slips, Bank Statements from the last 6 months

Proof of Income (for Self-employed Individuals)

Balance Sheet, Recent ITR, Audited Profit and Loss Statement

Other Documents

Photographs of the individual along with the filled-out application form

CitiBank PremierMiles Credit Card Reward Points

Since the reward points offered by the CitiBank PremierMiles card are numerous, the most significant have been mentioned in a table below for your easy reference.

Reward Points

In Value

10,000 miles earned on spending ₹1,000 or more through PremierMiles card

10,000 miles

Card renewal offers 3,000 miles

3,000 miles

10 miles earned for every ₹100 spent on airline transactions

10 miles

The best part of the CitiBank PremierMiles credit card is that the miles earned can be redeemed across more than 100 airlines, both domestic and international. Additionally, there is no expiry date on the miles earned, which gives you a lot of freedom to plan your holiday.

Features & Benefits of Citi PremierMiles Credit Card

Aside from the excellent reward programmes offered by the CitiBank PremierMiles card, there are several other benefits you can avail from using this card. Read on below to learn about these features and benefits.

  1. With your PremierMiles credit card, you get discounts up to 20% at selected restaurants nationwide.

  2. You get complimentary access to airport lounges at selected domestic and international terminals. You can access this facility as many as 8 times per quarter.

  3. The card also offers Personal Accident Insurance cover of ₹1 crore in case of loss of life from air accidents.

Fees & Charges for Citi PremierMiles Credit Card

There are some fees and charges associated with the Citi PremierMiles Card that seem miniscule compared to the wide range of benefits and rewards you earn from the card.

Fee or Charge

Amount (in ₹)

Joining Fee

3,000 + GST

Annual Fee

3,000 (but complimentary for CitiGold customers who have the required Net Relationship Value with CitiBank)

Finance Charges

3.75% per month or 45% per annum

Fees for Late Payment

Nil for statement balance of up to ₹2,000, ₹100 for statement balance above that

Citi PremierMiles Card Bill Payment

Considering most transactions can be conducted digitally now, it is easier than ever to make bill payments for your Citi PremierMiles credit card. Depending on whether you have an account with CitiBank or a different bank, your payment methods will differ.

  1. If you have a CitiBank account, you can opt for standing instructions or use Citi Mobile to pay your Citi PremierMiles card bill.

  2. If you have an account with a different bank, you can opt for IMPS, NEFT, RTGS, E-pay, ACH/ECS, Visa Money, or using a card attached to your bank account.

Keep your Citi Premier Miles Credit Card Safe

Below are a few tips and simple practical measures to stay safe online.

  • Do not select the option "autosave" on your browsers for storing your user name and password when you login to Citibank Online

  • Make sure your computer has the latest version of the anti-virus software. Download the updates of this software on a regular basis to protect your computer against new viruses

  • Get your computer updated with the latest versions of the browsers and operating system

  • Install a personal firewall and the latest anti-virus software on your computer. This will prevent unauthorised access to your system, particularly when they are linked through broadband connections, digital subscriber lines or cable modems. Update the antivirus and firewall products with the latest versions on a regular basis

  • If you are using a shared computer, you should clear your browser's cache and history after each session so that your account information is removed

  • If you are using a Windows OS, ensure that File & Print sharing is disabled when you are online

  • Use an Internet browser that supports 128-bit encryption

  • Disable AutoComplete on your browser to prevent the browser from storing the password

Similar Credit Cards Offered by CitiBank

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Citi Indian Oil Credit Card

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Citi Rewards Credit Card

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FAQs about Citi PremierMiles Card

  • ✔️How do I apply for a PremierMiles credit card?

    You can apply for the PremierMiles card through the website of Bajaj MARKETS or visit the nearest CitiBank branch.

  • ✔️How do I use my Citi PremierMiles?

    Your accumulated Citi PremierMiles can be redeemed through the online portal or by contacting customer care. Alternatively, you can redeem it through payments to partner vendors.

  • ✔️How much is a Citi PremierMiles worth?

    The joining fee for the Citi PremierMiles credit card is ₹3,000 + GST.

  • ✔️What is the Citi PremierMiles card?

    The Citi PremierMiles card is a credit card with amazing offers on travelling, shopping, dining, and has a host of other benefits.

  • ✔️Do Citi PremierMiles expire?

    The air miles availed through Citi PremierMiles never expire.