Citi Bank Rewards Credit Card

Overview

Citibank Rewards Credit Card is one of the best Credit Cards that you can apply for. With this credit card in your pocket, the list of benefits just won’t seem to end! Here are a few details about the popular Credit Card and its benefits.

How to Apply for Citibank Rewards Credit Card

You can apply for Citibank Rewards Credit Card by visiting the Finserv MARKETS website and following the steps given below:

  • Visit Finserv MARKETS

    Visit our website

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple Citibank Credit Cards

    Compare between the multiple options available

  • Make a choice

    Select the Citibank Credit Card

  • Submit your form

    And you're all set!

Key Highlights of Citibank Rewards Card

The Citibank Rewards Credit Card, as the name suggests, comes with a long list of rewards! Here are the key highlights:

  1. Instant Redemption – You can redeem your reward points instantly via SMS against all your purchases.
  2. Instant Loans – Avail Instant Loans on your Citi Rewards Card.
  3. Global Partner – Get exclusive deals & discounts across 90 countries worldwide.

Why choose Finserv MARKETS for Citibank Rewards Credit Card?

Rewards & Discounts

Get some of the best rewards on Citibank Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get Credit Cards packed with rewards and offers from your favourite brands.

One Platform, Many Cards

At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Stringent Security Measures

With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

Convert Purchases into EMIs

Purchases through any of the Citibank Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for a Citibank credit card online today.

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks and much more!

Documents Required

Documents Required for Salaried Employees
  • Proof of Identity
  • Proof of Address
  • Latest two salary slips
  • Id and Address proof documents (Valid Passport issued by Govt. of India, Driving License, Proof of possession of Aadhaar number (Aadhaar Card/ E-aadhaar), Voter's ID Card, Job Card issued by NREGA duly signed by an officer of the State Government).
Documents Required for Self-Employed Individuals
  • Proof of Identity
  • Proof of Address
  • Latest year ITR with audited financials and computation of income
  • Id and Address proof documents (Valid Passport issued by Govt. of India, Driving License, Proof of possession of Aadhaar number (Aadhaar Card/ E-aadhaar), Voter's ID Card, Job Card issued by NREGA duly signed by an officer of the State Government).

Features & Benefits

  • Get Rewards every time you shop

    Earn 10X Reward Points on spends at apparel and departmental stores with your Citi Rewards Credit Card. Earn 1 Point for every Rs 125 on all other purchases

  • Welcome Rewards

    Get 1,500 bonus points on your first spend made within 30 days of Rewards Card issue. Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

  • Earn Bonus Reward Points

    Get up to 300 bonus reward points on card purchases of Rs. 30,000 or more in a month.

  • Pay the easy way

    Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs2000*(within India), you don’t even need to use your Personal Identification Number (PIN).

  • Earn Points that never expire

    With your Citi Rewards Card, you can either redeem or keep collecting - your points never expire.

  • Do more with your Reward Points

    Get the most out of the most flexible rewards program. Enjoy amazing redemption options like instant redemption of reward points, air miles, cashbacks and discounts on premium merchandise.

Reward Points for Citi Rewards Credit Cards

Sr No

Reward Point

Reward Point Value

1

Get 1,500 bonus points on your first spend made within 30 days of card issuance

1500

2

Get 1,000 bonus points on your first spend of Rs.1000 made within 60 days of card issuance

1000

3

Earn 10 Reward Points for every Rs. 125 spent at apparel and department stores with your Citi Rewards Credit Card

10

4

Continue earning Reward Points at rate of 1 point for every Rs.125 on all other purchases

1

5

Get up to 2,500 points on your Rewards Card activation

2500

Fees & Charges for the Citi Rewards Credit Card

Title

Details

Annual Fee

Rs. 1,000 (waived off on spending Rs. 30,000 in the preceding year)

Cheque/ECS/ACH bounce charge

Rs. 500 per returned instrument

Extended Credit Charges

3.25% p.m. / 39% p.a.

Outstation Cheque Charge (based on the value of the cheque)

Up to Rs. 10,000 – Rs. 50 per cheque

Rs. 10,001 to Rs. 1,00,000 – Rs. 100 per cheque

Above Rs. 1,00,001 – Rs. 150 per cheque

Reissue of lost, stolen or damaged card

Rs. 100

Cash Advance Charges

2.5% on the billed amount withdrawn*, subject to a minimum of Rs. 500

Railway ticket booking surcharge

1.8% of the transaction value

Fuel transaction charge

1% of the transaction amount, subject to a minimum of Rs. 10. Waived at Indian Oil Corporation outlets for transactions on Citi EDCs (electronic data capture terminals)

Overlimit Charges

2.5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of Rs. 500

Late Payment Fee

NIL for statement balance up to Rs.1,000

Rs.450 for statement balance above Rs.1000 and up to Rs.5,000

Rs.700 for statement balance above Rs.5,000 and up to Rs.10,000

Rs.950 for statement balance above Rs.10,000

Offers available on Citibank Rewards Credit Card

Sr No

Offer

Offer Website

Offer Code

Validity

Value

1

15% cashback up to Rs. 15,000/- on TajSafeEscapes holiday packages every Saturday and Sunday during the offer period, using Citi Credit and Debit card.

MakeMyTrip

NA

Every Saturday and Sunday from 00:00 hrs on November 7th till 23:59 hrs on December 27th, 2020

Rs. 15,000

2

10% Additional Savings on Florshiem

Florsheim

CITIFLO

From 29th October 2020 (00.00 hrs) till 31st December 2020 (23.59 hrs)

Rs. 1000

4

21% instant savings on Bloomberg Quint

Bloomberg Quint

 BQCITI21

From 29th October 2020 (00.00 hrs) till 31st December 2020 (23.59 hrs)

Rs. 1000

6

50% instant savings up to Rs 150 on a minimum purchase of Rs 199

Practo

PRACTOCITI50

From 28th October 2020 (00.00 hrs) till 31st December 2020 (23.59 hrs)

Rs. 150

7

20% Instant Savings on Ferns and Petals

Ferns N Petals

FNPCITI20

From 28th October 2020 (00.00 hrs) till 31st December 2020 (23.59 hrs)

Rs. 500

10

Rs 250 Instant savings on Mochi shoes

Mochi Shoes

CITIMOCHI

From 29th October 2020 (00.00 hrs) till 31st December 2020 (23.59 hrs)

Rs. 1000

Customer Care Number for the Citibank Rewards Credit Card

You can call on Citibank Customer Care team helpline number 1860 210 2484 for any queries.

How to Pay Bills using the Citibank Rewards Credit Card?

From your Citibank account

Citibank Online (Standing Instruction)

With Citibank Online Credit Card payment option, you can easily set up a standing instruction to pay either minimum amount due or total amount due.

Citi Mobile

Citi Mobile is the easiest method to pay Citibank Credit Card from your Citibank Account. It’s extremely simple to pay using your mobile. All you need to do is visit m.citibank.co.in to pay your Credit Card bill using your mobile.

From your other Bank account

IMPS and NEFT (new)

With IMPS option, credit card bill payments can be easily made 24X7 (including holidays) from any of your bank accounts.

RTGS

Payments initiated by customers through RTGS prior to cut-off would be credited to the card account on the same day. Funds transfer request before 04:30 P.M on weekdays and working Saturdays are credited on the same day. Funds transfer request post 04:30 P.M on non-working days are credited on the following working day.

E-PAY

Citibank's E-Pay method allows you to pay your Credit Card bills online even if you don't have a Citibank banking account. This will usually take 2 working days (excluding Saturdays & Sundays).

ACH/ECS

Your funds are transferred from your account with other bank through a facility called the ACH (Automated Clearing House, earlier referred as ECS). You’re required to provide a signed mandate to Citibank authorizing the transfer of funds from your account with other bank.

Visa Money Transfer(VMT)

When you pay your Citibank Credit Card bill from a non-Citibank account, you can use Visa Money Transfer (VMT) option. Depending on the processing timelines of your bank, this will take up to 5 working days to get credited to your Citibank Credit Card.

Card payment from other bank website

Citibank Credit Card has been added as Utility Biller with other banks. This option allows you to pay when you login to Online Banking platform of your non-Citibank Bank account. This will normally take up to 3 working days (excluding Saturdays & Sundays) to get credited into your account.

How do you log into your Citibank Credit Card account

In case you have not registered for Citibank Credit Card NetBanking facility.

Follow the steps mentioned below for Citibank credit card login.

  • Go to Citibank login page

  • Enter User Id and Internet Password (IPIN)

  • In case you don’t have a User Id and Internet Password, click on “First Time User”

  • Click on “Login” to view your Citibank credit card account

How to stay safe online?

Below are a few tips and simple practical measures to stay safe online.

  • Do not select the option "autosave" on your browsers for storing your user name and password when you login to Citibank Online

  • Make sure your computer has the latest version of the anti-virus software. Download the updates of this software on a regular basis to protect your computer against new viruses

  • Get your computer updated with the latest versions of the browsers and operating system

  • Install a personal firewall and the latest anti-virus software on your computer. This will prevent unauthorized access to your system, particularly when they are linked through broadband connections, digital subscriber lines or cable modems. Update the anti-virus and firewall products with the latest versions on a regular basis

  • If you are using a shared computer, you should clear your browser's cache and history after each session so that your account information is removed

  • If you are using a Windows OS, ensure that File & Print sharing is disabled when you are online

  • Use an Internet browser that supports 128-bit encryption

  • Disable AutoComplete on your browser to prevent the browser from storing the password.

Manage all your Credit Card queries here

  • ✔️Is Citibank Rewards a good credit card?

    Yes, Citibank Rewards Credit Card is one of the best Credit Cards available in India.

  • ✔️Does Citi Rewards credit card have lounge access?

    Yes, all Citibank Reward Card holders get complementary airport lounge access.

  • ✔️Can I apply for a Citibank Credit Card Online?

    Yes, you can easily apply for the Citibank Credit Card online in a few simple steps.

  • ✔️Can a Citibank credit card be used within India and overseas?

    As per RBI circular dated January 15, 2020 on Enhancing Security of Card Transactions, all Citi Cards (both debit and credit) issued to customers including new, reissued, renewed or upgraded cards, will be enabled for Domestic ATM and Point of Sale (POS)/physical transactions only. The cards will be disabled for International and Online transactions.

    In addition, if customers have not used their existing card for international, online or ecommerce transactions in the last 3 years (including cards issued or new accounts opened during this period), usage for these purposes will be mandatorily disabled.

    Customers can enable/disable their card for International and Online transactions on Citibank online or on the Citi Mobile app. They can also set the domestic daily limit for ATM, POS and Online transactions.

  • ✔️Will my card be renewed automatically and when will I receive the renewed card?

    Your card will be active till the last day of the month of expiry. The existing card will be renewed automatically and dispatched 2 weeks prior to the expiry of the card. This is applicable for renewal of add-on cards as well.

    For example, if your card is due to expire in April 2017, the same will be active till April 30, 2017 and the renewed card will be dispatched around the second week of April. If the old card is valid through 04/17, then the renewal card will be valid from 05/17. On expiry, the existing card plastic will not be valid for usage.

    The renewed card will have the same card number, however the CVV and expiry date will differ. For security purpose, we request you to destroy the expired card plastic