Citibank allows you to check your Citi credit card balance any time you want and from anywhere. Depending on your preference, you can place a request for your Citi credit card balance inquiry online or offline. The SMS number and customer care helplines you can contact are:
Type “CARDBAL” and send SMS to 52484 or +91 98807 52484
Call Citi Customer Care at 1860 210 2484 (for Indian residents) and +91 22 4955 2484 (for residents outside India)
There are 2 ways to check your Citi Credit Card Balance:
1. Online Methods to Check Your Citi Credit Card Balance
Citibank Netbanking Portal
Citibank Mobile App
2. Offline Methods to Check Your Citi Credit Card Balance
Citi credit card SMS
Citi credit card customer care
Citibank ATM
Citibank Branch Visit
Let us understand these methods in detail:
By registering to the Citibank credit card netbanking, you can easily check your credit card’s available and outstanding balance. Just follow the steps mentioned below:
Log into your Citibank net banking account.
Go to the ‘Credit Card’ tab.
Click on ‘View Account Summary’ and check your credit card balance.
You can also use the e-statement facility available through internet banking to get a report with all your transaction details as well as check your available account balance. Your credit card statement is generated monthly and can be sent to your registered email address.
The Citi Mobile App can be used to get easy and quick access to credit card related information, including your credit card balance, from your phone. The service is available anytime and anywhere. You simply need to download the app from the App Store or the Play Store. Once downloaded, register for Citibank Mobile Banking. You can follow these steps after registration:
Login to Citi Mobile App.
Go to the accounts summary page.
Click on ‘Credit card’.
Your total outstanding balance, minimum amount due, and other details, along with the payment due date, will be displayed on the screen.
You can check your Citi credit card balance by SMS as well. Just type “CARDBAL” followed by space and the last four digits of your credit card number and send an SMS to 52484 or 98807 52484. If you want to receive alerts, you can do so by visiting the nearest Citibank branch and getting your registered mobile number updated by submitting a duly filled and signed request form.
You can also check Citi credit card balance by calling the Citibank credit card customer care team on 1860 210 2484 (for callers from across India) or +91 22 4955 2484 (for callers from outside India) from your registered mobile number. Once you are connected, a customer care representative will take your request and provide you with details regarding your balance post verification.
If you are wondering how to check your Citi credit card balance offline from an ATM, the process is simple. All you need to do is visit the nearest Citibank ATM, insert your credit card, select ‘Account Summary’ and enter your four-digit Citi credit card PIN. Once validated, your available account balance will be displayed on the ATM screen.
You could also visit the nearest Citibank branch and ask a bank representative to help you with the information regarding the balance on your Citi credit card.
By doing a regular Citi credit card balance check, you can:
Plan your monthly budget
Prevent interest charges and penalties from piling up by clearing your minimum dues on time
Be aware of your available credit card limit and avoid going overboard with your spending
Get an idea about your spending pattern
Check and prevent any credit card fraud
There is no Citibank missed call balance service for balance check. You can either send an SMS to 52484 or 98807 52484, with the text “CARDBAL” followed by space and the last four digits of your credit card number. Alternatively, you can call the CitiPhone Banking helpline on 1860 210 2484 (for callers from across India) or +91 22 4955 2484 (for callers from outside India) from your registered mobile number.
You can check your Citi credit card balance through an online or an offline mode. You can log in to net banking and view your account summary. You can do the same via the Citi Mobile App. You can also get in touch with the bank via customer care, SMS or also via a Citibank ATM.