Citi Credit Card Balance Check Online

How to Check Citi Credit Card Balance 

Citibank allows you to check your Citi credit card balance any time you want and from anywhere. Depending on your preference, you can place a request for your Citi credit card balance inquiry online or offline. The SMS number and customer care helplines you can contact are:

• Type “CARDBAL” and send SMS to 52484 or +91 98807 52484

• Call Citi Customer Care at 1860 210 2484 (for Indian residents) and +91 22 4955 2484 (for residents outside India)

There are 2 ways to check your Citi Credit Card Balance:

1. Online Methods to Check Your Citi Credit Card Balance:

• Citibank Netbanking Portal

• Citibank Mobile App

2. Offline Methods to Check Your Citi Credit Card Balance

• Citi credit card SMS

• Citi credit card customer care

• Citibank ATM

• Citibank Branch Visit

Let us understand these methods in detail:

Ways to Check Citi Credit Card Balance Online

1. Via Citibank Netbanking Portal

By registering to the Citibank credit card netbanking, you can easily check your credit card’s available and outstanding balance. Just follow the steps mentioned below:

• Log into your Citibank net banking account.

• Go to the ‘Credit Card’ tab.

• Click on ‘View Account Summary’ and check your credit card balance.

You can also use the e-statement facility available through internet banking to get a report with all your transaction details as well as check your available account balance. Your credit card statement is generated monthly and can be sent to your registered email address.

2. Citibank Mobile App

The Citi Mobile App can be used to get easy and quick access to credit card related information, including your credit card balance, from your phone. The service is available anytime and anywhere. You simply need to download the app from the App Store or the Play Store. Once downloaded, register for Citibank Mobile Banking. You can follow these steps after registration:

• Login to Citi Mobile App.

• Go to the accounts summary page.

• Click on ‘Credit card’.

Your total outstanding balance, minimum amount due, and other details, along with the payment due date, will be displayed on the screen.

Ways to Check Citi Credit Card Balance Offline

1. Via Citi Credit Card SMS Banking

You can check your Citi credit card balance by SMS as well. Just type “CARDBAL” followed by space and the last four digits of your credit card number and send an SMS to 52484 or 98807 52484. If you want to receive alerts, you can do so by visiting the nearest Citibank branch and getting your registered mobile number updated by submitting a duly filled and signed request form.

2. Via Citi Credit Card Customer Care

You can also check Citi credit card balance by calling the Citibank credit card customer care team on 1860 210 2484 (for callers from across India) or +91 22 4955 2484 (for callers from outside India) from your registered mobile number. Once you are connected, a customer care representative will take your request and provide you with details regarding your balance post verification.

3. Via Citibank ATM

If you are wondering how to check your Citi credit card balance offline from an ATM, the process is simple. All you need to do is visit the nearest Citibank ATM, insert your credit card, select ‘Account Summary’ and enter your four-digit Citi credit card PIN. Once validated, your available account balance will be displayed on the ATM screen.

4. Via Branch Visit

You could also visit the nearest Citibank branch and ask a bank representative to help you with the information regarding the balance on your Citi credit card.

Importance of Checking Citi Card Balance

By doing a regular Citi credit card balance check, you can:

• Plan your monthly budget

• Prevent interest charges and penalties from piling up by clearing your minimum dues on time

• Be aware of your available credit card limit and avoid going overboard with your spending

• Get an idea about your spending pattern

• Check and prevent any credit card fraud