The credit card limit is the total funds available on your credit card that can be used for purchases. It is closely related to the outstanding balance, which is the amount that has been spent on the card. The more you spend on the card, the lesser is the available balance. As a result., it is important for you to know the credit card limit on your card so that you can use it to its fullest without the risk of overspending and paying an over-limit fee.
If you are a Citibank credit cardholder, you can check your credit card limit easily through online channels as well as through offline methods.
You can avail any one of the below-mentioned facilities to check your Citi card limit.
Using your net banking account, you can check your Citi credit card limit online. If you are registered for the service, all you need to do is follow the steps mentioned below and you will know your Citi card limit.
Once the request is processed, you will be able to view your credit card summary in detail, which will contain the details of your Citi credit card balance.
You can also check Citi credit card limit using your registered mobile number by sending an SMS in the format mentioned below-
Telecom Operators |
Send to |
Message format |
Vodafone / Aircel / Idea |
52484 |
'CARDBAL’ <space> <last 4 digits of credit card number> |
Other telecom users |
+919880752484 |
'CARDBAL’ <space> <last 4 digits of credit card number> |
You can also check credit card limits in real-time by calling the Citibank credit card helpline and connecting with a customer care executive. The numbers are-
1860 210 2484 (For people calling from across India)
+91 22 4955 2484 (For people calling from outside India)
Citibank credit card credit limit increase offer is a special pre-qualified offer that is offered to some eligible users based on the usage, card performance, and several other parameters. If the bank has found you eligible and has contacted you for the same, you can respond to the offer through any of the methods mentioned below-
No documents are required to be shared in case of such an offer. However, the final decision for Citi credit limit increase is taken by the bank after considering real-time credit checks and offer validity.
If you have not received an offer but wish to have more funds available on your card, you can also apply for Citibank credit card credit limit increase. To do so you would need to write an email to retail.dox.india@citi.com from your registered email ID requesting for the same, mentioning your credit card number, and attaching a copy of any of the self-attested documents listed below-
If not by email, you can place the Citi credit limit increase request by writing a letter mentioning your credit card number, signing it, attaching a copy of any of the self-attested documents listed above, and mailing it to the official Citibank address- Citibank N.A, Mail Room, Acropolis 9th floor, Dr. Radhakrishnan Salai, Mylapore, Chennai - 600 004.
There are multiple reasons to choose Finserv MARKETS to apply for Citibank Credit Cards:
Get some of the best rewards on Citibank Credit Cards on Finserv MARKETS. Apply for Credit Cards online at Finserv MARKETS and get Credit Cards packed with rewards and offers from your favourite brands. Students can avail the Student credit card for more deals and offers.
At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!
With cyber-crime a reality, your Credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!
Purchases through any of the Citibank Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for a Citibank credit card online today.
Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks and much more!
The Citi credit limit is the total funds available on your credit card that can be used for purchases. This limit is decided by the bank when the card is assigned to you. However, the bank may review your card performance and reach out to you with the Citi credit card increase limit offer.
You can check Citi credit card balance either through net banking online service, by sending an SMS to the bank or by calling the Citi credit card customer care and requesting the representation to check Citi credit card credit limit.
If the bank has reached out to you with an offer to increase Citi credit card limit, you can respond to it by calling the helpline, writing an email, sending an SMS, or by using the ‘Your Queries’ option in your account. You can also request for a Citi card limit increase sending your self attested documents by mail or post to Citibank, mentioning your credit card number.