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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Citibank now!

Citi Credit Card Net Banking

Citibank’s net banking service is an online facility offered by the bank. It helps you access your savings and credit card details anytime and anywhere. By completing the easy Citi credit card login process, you can check your available credit limit, make transactions, redeem reward points, and even make your credit card payment online.

If you are a Citi credit card holder who has not yet tapped into the potential of Citibank’s net banking facility, check out how you can register for this service today. Also, get to know the benefits of online Citibank net banking, the various services offered on this portal, and more.

 Citi Net Banking Services in India

Citibank provides the following facilities to its customers through the Citibank net banking portal:

  • Fund transfers across all Indian banks via RTGS (Real-Time Gross Settlement), NEFT (National Electronic Funds Transfer), and IMPS (Immediate Payment Service)

  • Utility bills and insurance premium payments to over 100+ registered billers in India

  • Home loan repayment

  • Access to personal loan details via the Citibank credit card login process

  • Preview of past transactions on your credit card

  • Access to credit card statements as old as 18 months

  • Access to CitiAlerts

  • One common Citi net banking login for all accounts

  • Spending pattern tracking using Spend Analyser

  • Option to edit and update your personal information

  • Option to order demand drafts and cheque books

  • Buying and selling of mutual funds via Citibank credit card login

 How Can a New User Register for Citi Credit Card Net Banking

Registering for the Citi net banking facility is extremely easy. If you are a new user, check out the steps listed below to see how you can register for this service today.

  • Step 1: Visit the Citibank online portal at the following link: online.citibank.co.in.

  • Step 2: Select ‘First Time User? Register Now’.

  • Step 3: Choose ‘Credit Card’ as your account type and enter the details as requested.

  • Step 4: Enter your 16-digit credit card number along with your CVV and date of birth in DD/MM/YYYY format.

  • Step 5: Accept the ‘Terms and Conditions’.

  • Step 6: Click on ‘Proceed’.

  • Step 7: Authenticate your account information with the OTP sent to you on your registered mobile number.

  • Step 8: Once the account information is authenticated, create a new User ID and re-enter the same.

  • Step 9: Click on the ‘Confirm & Proceed to Choose IPIN’ option to set your IPIN.

  • Step 10: Enter and re-enter the chosen IPIN.

  • Step 11: Click on ‘Confirm’ to complete the process.

Once the Citi credit card login formalities are complete, you can start using the Citibank netbanking services. You can also download the Citi netbanking app on your phone to access all your credit card related information.

 How to Login to Citi Net Banking

Here is what you need to do to complete the online Citibank net banking login process.

  • Step 1: Visit the Citibank online portal at the following link: online.citibank.co.in

  • Step 2: Click on the ‘Login’ option.

  • Step 3: Enter your user ID in the relevant field.

  • Step 4: Enter your IPIN in the relevant field.

  • Step 5: Click on ‘Login’ to complete the process.

 How to Reset Citi Credit Card PIN via Net Banking

In case you have forgotten your credit card PIN, or if you want to set a new PIN, you can follow the steps listed below:

  • Step 1: Login to your Citibank credit card netbanking account using the user ID and IPIN.

  • Step 2: Click on the credit card tab on the left-hand side.

  • Step 3: Click on ‘PIN-related’ on the left-hand side.

  • Step 4: Now, click on the ‘Credit Card PIN’ option

  • Step 5: Enter the new PIN twice and click on ‘Confirm’.

  • Step 6: The PIN of your Citibank credit card will be reset successfully.

 Benefits of Online Citi Net Banking

By registering for the Citi net banking online facility, you can enjoy several features and benefits. Check out the top advantages below.

1. You Can View Account Activity

You can use the Citi credit card netbanking facility to know more about the transactions made using your Citi credit card. You can also use it to get an insight into your spending pattern.

Furthermore, you can check the credit card statements for the last 18 months online. And you can even link multiple accounts to a single Citi netbanking login for easier access, as well as sign up for CitiAlerts.

 2. You Can Manage Your Account

You can access your account online and modify or update your personal details using the Citibank credit card login facility. This includes updating your personal information, such as the mailing address, contact number and e-mail correspondence.

You can also set up standing instructions as needed and sign up for eStatements or resolve queries using the Citi credit card netbanking facility.

 3. You Can Safely Operate Your Account

The Citi internet banking can be used to transfer funds, pay utility bills, home loan EMIs, insurance premiums, and a lot more. Also, to ensure you transact in a safe and secure environment, Citibank uses multi-factor authentication, extended validation (EV) SSL certificates, secure firewalls, and other advanced security features.

FAQs on Citi Credit Card Net Banking/Login

✔️How to login and pay my Citi credit card bill via net banking?

You can use the Citibank credit card login process to pay your credit card bill online through the net banking portal. Here are the steps you need to follow to settle your Citibank credit card bill via net banking.

  • Step 1: Use your credentials to complete the login process.

  • Step 2: Select the ‘Pay Credit Card Bill’ option under the' Credit Cards' section.

  • Step 3: Select the payment amount (either minimum or full) and the payment mode based on your preference.

  • Step 4: Click on ‘Submit’ to pay your bill online.

The amount stated will be deducted immediately, and the payment will be made against your outstanding Citi credit card bill.

✔️How to transfer funds via Citibank’s net banking?

You can transfer funds to any beneficiary’s bank account using the Citi internet banking portal. The different options of money transfer available include NEFT, RTGS and IMPS. Here is how you can transfer funds using each of these options:

Transfers via NEFT or RTGS

  • Step 1: Login to the Citi credit card netbanking portal with your credentials.

  • Step 2: Add the beneficiary details, such as account number and IFSC.

  • Step 3: Authorise the transfer using the 6-digit OTP sent to your registered mobile number.

Transfers via IMPS

  • Step 1: Use your credentials to complete the Citibank credit card login process.

  • Step 2: Add a payee by entering their bank account number and IFSC code.

  • Step 3: Select the' Transfer Funds' section under the ‘Banking’ section.

  • Step 4: Click on ‘To Other Bank Account’ and select ‘Make Payment Now’.

  • Step 5: Select ‘Immediate Transfer (IMPS)’.

  • Step 6: Select the transaction account for payment, enter the amount, and click on ‘Continue’.

  • Step 7: Accept the terms and conditions mentioned.

  • Step 8: Select ‘Confirm’ to transfer the funds.

✔️What are the transfer limits on Citibank’s internet banking portal?

The transfer limits depend on the mode of transfer initiated. Check out the details below.

  • UPI Transfer: Up to ₹1 Lakh per day per account

  • IMPS Transfer: Up to ₹5 Lakhs

  • NEFT Transfer: Up ₹75 Lakhs for Citigold Private Client and Citigold customers, and up to ₹25 Lakhs for others

  • RTGS Transfer: Up ₹75 Lakhs for Citigold Private Client and Citigold customers, and up to ₹25 Lakhs for others

✔️How to login if I forget my Citi credit card net banking password?

If you forget your Citi credit card net banking password, you can reset your IPIN using the ‘Forgot IPIN’ option on the online login page. Thereafter, you need to validate your request with an OTP sent to your registered number. Then, you can set a new net banking password and proceed.

✔️What if I forget the IPIN during the Citibank credit card login process?

If you forget your IPIN when you are logging into the Citibank credit card portal, don’t worry about it. You can simply ‘Forgot IPIN’ option on the login page. You then need to enter the details of your Citi credit card, like the 16-digit card number, the CVV, expiry date and more.

Then, you’ll receive an OTP to validate your request. After entering this OTP online, you can set a new IPIN and proceed with the Citi netbanking login.

✔️How to make payments using the Citi credit card net banking facility?

Citibank allows you to make fund transfers to accounts across all Indian banks using the following transfer options —

  • RTGS (Real-Time Gross Settlement)

  • NEFT (National Electronic Funds Transfer)

  • IMPS (Immediate Payment Service)

Once you complete the Citibank net banking login process, you can add the payee and choose a mode of payment to proceed with the fund transfer.

✔️How do I check my account balance using Citibank’s net banking?

Once the Citi credit card login process is done on the net banking portal, you can head to the ‘Credit Cards’ tab and select the credit card for which you want to view the account summary details.

✔️How to update customer details using Citibank’s net banking?

You need to follow the steps listed below to update your customer details using Citibank’s internet banking portal —

  1. Complete the Citibank credit card login process on the netbanking page.

  2. Choose ‘Contact Details’ under the banking tab.

  3. Then, select the ‘view/edit’ option and validate the request with the OTP sent to your registered mobile number.

  4. If the OTP is correct, you can update your details and save the changes made.