Citi Credit Card Login

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What is Citi Credit Card Net Banking

Citi India net banking service is an online facility offered by the bank. The prompt and user-friendly portal helps you access your savings and credit card details anytime and anywhere. By completing the simple Citi credit card login process, you can check your available credit limit, make transactions, redeem reward points, and even make your credit card payment online, by being well within your comfort zone. 


If you are a Citi credit card holder who has not yet tapped into the potential of Citibank’s net banking facility, check out how you can register for this service today. Also, get to know the benefits of Citibank net banking, the various services offered on this portal, and more - banking was never this easy. 

Benefits of Citibank Net Banking

By registering for the Citi net banking facility, you can enjoy several features and benefits. Check out the top advantages below.

1. You Can View Account Activity

You can use the Citi credit card net banking facility to know more about the transactions made using your Citibank credit card. You can also use it to get an insight into your spending pattern.

Furthermore, you can check the credit card statements for the last 18 months online. And you can even link multiple accounts to a single Citi net banking account for easier access, as well as sign up for CitiAlerts.


2. You Can Manage Your Account

You can access your account online and modify or update your personal details using the Citibank credit card login facility. This includes updating your personal information, such as the mailing address, contact number and e-mail correspondence.

You can also set up standing instructions as needed and sign up for e-statements or resolve queries using the Citi credit card net banking facility.


3. You Can Safely Operate Your Account

Citi internet banking can be used to transfer funds, pay utility bills, home loan EMIs, insurance premiums, and a lot more. Also, to ensure you transact in a safe and secure environment, Citibank uses multi-factor authentication, extended validation (EV) SSL certificates, secure firewalls, and other advanced security features.

How Can a New User Register for Citi Credit Card Net Banking

Registering for  Citi net banking is extremely easy. If you are a new user, check out the steps listed below to see how you can register for this service today.


  • Step 1: Visit the Citibank online portal at the following link:

  • Step 2: Select ‘First Time User? Register Now’.

  • Step 3: Choose ‘Credit Card’ as your account type and enter the details as requested.

  • Step 4: Enter your 16-digit credit card number along with your CVV and date of birth in DD/MM/YYYY format.

  • Step 5: Accept the ‘Terms and Conditions’.

  • Step 6: Click on ‘Proceed’.

  • Step 7: Authenticate your account information with the OTP sent to you on your registered mobile number.

  • Step 8: Once the account information is authenticated, create a new User ID and re-enter the same.

  • Step 9: Click on the ‘Confirm & Proceed to Choose IPIN’ option to set your IPIN.

  • Step 10: Enter and re-enter the chosen IPIN.

  • Step 11: Click on ‘Confirm’ to complete the process.

Once the Citi credit card login formalities are complete, you can start using the Citibank netbanking services. You can also download the Citi net banking app on your phone to access all your credit card related information.

Citi Credit Card Net Banking Facilities

Citibank provides the following facilities through the Citibank net banking portal:


  • Fund transfers across all Indian banks via RTGS (Real-Time Gross Settlement), NEFT (National Electronic Funds Transfer), and IMPS (Immediate Payment Service)

  • Utility bills and insurance premium payments to over 100+ registered billers in India

  • Home loan repayment

  • Access to personal loan details via the Citibank credit card login process

  • Preview of past transactions on your credit card

  • Access to credit card statements as old as 18 months

  • Access to CitiAlerts

  • One common Citi net banking login for all accounts

  • Spending pattern tracking using Spend Analyser

  • Option to edit and update your personal information

  • Option to order demand drafts and cheque books

  • Buying and selling of mutual funds via Citibank credit card login

How to Login to Citibank Net Banking

Here is what you need to do to complete the online Citibank net banking login process.


  • Step 1: Visit the Citibank online portal at the following link: 

  • Step 2: Click on the ‘Login’ option.

  • Step 3: Enter your user ID in the relevant field.

  • Step 4: Enter your IPIN in the relevant field.

  • Step 5: Click on ‘Login’ to complete the process. 

How to Change Citibank Credit Card Net Banking Password

There can be a number of reasons or situations where you are required or you would prefer to change your Citibank credit card Net Banking password. Here are steps that you need to follow to change your Citi credit credit Net Banking password:


  • Visit the Citi credit card login page 

  • Click “Forgot IPIN”

  • Enter 16-digit credit card number, DOB, CVV

  • Click “Proceed” after accepting terms and conditions

  • An OTP would be sent your registered mobile number

  • Enter the OTP and click “Continue”

  • Now enter the new password

  • Re-enter and confirm new password

Your Citibank credit card Net Banking password is now changed. 


It is important that you choose the password which you can remember and it should not be guessed from your personal information. Do remember that the password that you choose is case-sensitive. It is also recommended to change the password regularly.

The password that you choose should fulfil the following criteria: 


  • Its length must be minimum of 6 characters and maximum of 50 characters

  • It should include numbers and alphabets 

  • It should contain, at least, one lower and one upper case alphabet

  • It cannot contain three identical or sequential characters, such as AAA, ABC, 111, 321 

  • Your User ID and password cannot be same 

FAQs on Citi Credit Card Net Banking/Login

  • ✔️How to login and pay my Citi credit card bill via net banking?

    You can use the Citibank credit card netbanking to pay your credit card bill online through the online portal. Here are the steps you need to follow to settle your Citibank credit card bill via net banking.

    • Step 1: Use your credentials to complete the login process.

    • Step 2: Select the ‘Pay Credit Card Bill’ option under the' Credit Cards' section.

    • Step 3: Select the payment amount (either minimum or full) and the payment mode based on your preference.

    • Step 4: Click on ‘Submit’ to pay your bill online.

    The amount stated will be deducted immediately, and the payment will be made against your outstanding Citi credit card bill.

  • ✔️How to transfer funds via Citi’s net banking?

    You can transfer funds to any beneficiary’s bank account using the Citi internet banking portal. The different options of money transfer available include NEFT, RTGS and IMPS. Here is how you can transfer funds using each of these options:

    Transfers via NEFT or RTGS

    • Step 1: Log in to the Citi credit card net banking portal with your credentials.

    • Step 2: Add the beneficiary details, such as account number and IFSC.

    • Step 3: Authorise the transfer using the 6-digit OTP sent to your registered mobile number.

    Transfers via IMPS

    • Step 1: Use your credentials to complete the Citibank credit card login process.

    • Step 2: Add a payee by entering their bank account number and IFSC code.

    • Step 3: Select the ‘Transfer Funds' section under the ‘Banking’ section.

    • Step 4: Click on ‘To Other Bank Account’ and select ‘Make Payment Now’.

    • Step 5: Select ‘Immediate Transfer (IMPS)’.

    • Step 6: Select the transaction account for payment, enter the amount, and click on ‘Continue’.

    • Step 7: Accept the terms and conditions mentioned.

    • Step 8: Select ‘Confirm’ to transfer the funds.

  • ✔️What are the transfer limits on Citibank internet banking India platform?

    The transfer limits depend on the mode of transfer initiated. Check out the details below.

    • UPI Transfer: Up to ₹1 Lakh per day per account

    • IMPS Transfer: Up to ₹5 Lakhs

    • NEFT Transfer: Up ₹75 Lakhs for Citigold Private Client and Citigold customers, and up to ₹25 Lakhs for others

    • RTGS Transfer: Up ₹75 Lakhs for Citigold Private Client and Citigold customers, and up to ₹25 Lakhs for others

  • ✔️What if I forget the IPIN during the Citi credit card login process?

    If you forget your IPIN when you are logging into the Citibank credit card portal, don’t worry about it. You can simply click on the ‘Forgot IPIN’ option on the login page. You then need to enter the details of your Citi credit card, like the 16-digit card number, the CVV, and expiry date.
    Then, you’ll receive an OTP to validate your request. After entering this OTP online, you can set a new IPIN and proceed with Citibank netbanking login.

  • ✔️How to make payments using the Citi credit card net banking facility?

    Citibank allows you to make fund transfers to accounts across all Indian banks using the following transfer options —

    • RTGS (Real-Time Gross Settlement)

    • NEFT (National Electronic Funds Transfer)

    • IMPS (Immediate Payment Service)
      Once you complete the Citibank net banking login process, you can add the payee and choose a mode of payment to proceed with the fund transfer.
  • ✔️ How do I check my account balance using Citi’s net banking?

    Once the Citi credit card login process is done on the net banking portal, you can head to the ‘Credit Cards’ tab and select the credit card for which you want to view the account summary details.

  • ✔️How to update customer details using Citi’s net banking?

    You need to follow the steps listed below to update your customer details using Citibank’s internet banking portal:

    1. Complete the Citibank credit card login process on the net banking page.

    2. Choose ‘Contact Details’ under the banking tab.

    3. Then, select the ‘view/edit’ option and validate the request with the OTP sent to your registered mobile number.

    4. If the OTP is correct, you can update your details and save the changes made.

  • ✔️What is IPIN in Citibank?

    The IPIN is an Internet Banking ID and password. This PIN is selected and provided by the bank for you to use the first time you log in to access your account.

  • ✔️I do not have a Citibank savings account. Can I make the payment online?

    Yes, you can. By using the E-Pay option by Citibank, you can pay your credit card bills even when you do not have a bank account.

  • ✔️How to Change Citi Credit Card Net Banking Password?

    To change the password of your Citi Credit Card Net Banking, you would have to visit the company website. Go to credit cards, and click on PIN. follow the given instructions and change your password easily.

  • ✔️What is the password for the Citibank Credit Card statement?

    Your Citibank credit card statement is available in PDF format and it can only be accessed after you enter a 9-character password. Your Citibank credit card statement password is the combination of the first four letters of your name, followed by your date of birth, followed by the first three letters of the month of your birth. 


    For example, if your name is Rahul Kumar, and your date of birth is 25/11/1985, then your Citibank credit card statement password will be RAHU25NOV, or rahu25nov.


    In case your account is registered in the name of your company, then instead of your name, you will have to choose the first four letters of your company’s name, and instead of your date of birth, you will have to choose the date of incorporation of your company.