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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

Credit Card Offers

In India, credit cardholders get a lot of opportunities to avail credit card discounts and offers. These offers are given by card issuing agencies and institutions in various areas of lifestyle like shopping, dining, travel, health, wellness, entertainment, etc.  Generally, banks and  financial institutions also provide the facility of converting the monthly purchase amount into EMIs for the convenience of the cardholders.

Credit cardholders can also enjoy cash backs, free passes, discount offers, gift cards, vouchers, bonus points, etc., as credit card deals.

Best Credit Card Offers in India in 2022

The credit card offers are divided based on the benefit category. Customers can apply for credit cards in their preferred banks according to their needs and goals.

Shopping Offers

If you are a credit cardholder who is also a shopaholic, you would be delighted to know about the best credit card deals and offers that various banks offer online as well as in-store shopping. Banks like SBI, Axis, and Citibank collaborate with brands that contribute to the benefit of the cardholder. Some of the best credit cards offers on shopping are -

Offer Brand

Offer Details

Coupon Code

Offer Validity

Applicable On

John Jacobs

15% instant discount

CITI15

30th September 2022

Citi Credit & debit cards (exception - Citi Corporate card)

mCaffeine

20% instant savings + 10% cashback to mCaffeine account

MCCITI20

30th September 2022

Citi Credit & debit cards (exception - Citi Corporate card)

Ajio.com

Rs.500 instant discount on minimum transaction of Rs.2000

AJIOCITI500

30th September 2022

Citi Credit & debit cards (exception - Citi Corporate card)

Ajio Gold

Instant off UPTO Rs.2000. (Minimum transaction of Rs.5,000)

AGCITI

30th September 2022

Citi Credit & debit cards (exception - Citi Corporate card)

Satya Paul(website)

Instant 10% discount

SPCITI10

30th September 2022

Citi Credit & debit cards (exception - Citi Corporate card)

Tata CLiQ (online)

15% discount on weekend purchases. (Minimum purchase of Rs.1,500)

ICICWEEKEND

30th September 2022

ICICI credit cards(Exception - Amazon Pay Credit Card)

 

**Note - The credit card offers and discounts are subject to change with the terms and conditions of the banks and financial institutions.

Lifestyle Offers

 Apart from shopping, credit cardholders can also get to enjoy the best credit card deals and offers on lifestyle products from various top brands. Some of these offers are -

Offer Brand

Offer Details

Coupon Code

Offer Validity

Applicable On

HP Laptops

Cashback 5%  upto worth Rs. Rs. 4,000

(Minimum transaction - Rs.35,000)

(Non-EMI transactions)

NA

21st August 2022

CITI credit cards (Exception - CITI Corporate Credit Cards and Paytm Cobrand Card)

Blue Star Products*

Cashback of upto 10% on selected Blue Star products

(Minimum transaction - 20,000)

NA

30th September 2022

All SBI credit cards (Exception - SBI Corporate Credit Cards and Paytm Cobrand Card)

Boddess

Instant discount of 20%

(Minimum transaction- Rs.599)

BODS20CITI

30th September 2022

All CITI credit cards (Exception - CITI Corporate Credit Cards)

HP  Laptops

Cashback of up to 5% up to Rs.5,000 on selected HP laptop models

(Minimum transaction - Rs.35000) (EMI transactions)

NA

21st August 2022

All CITI credit cards (Exception - CITI Corporate Credit Cards and Paytm Cobrand Card)

Haier

Additional savings of 15% on EMI transactions

NA

30th September 2022

All CITI credit cards (Exception - CITI Corporate Credit Cards)

Vivo Products

Instant Rs.5,000 cashback on Vivo X80 series products

NA

30th August 2022

All CITI credit cards (Exception - CITI Corporate Credit Cards) 

ANGIE Homes

Discount of 5% on total purchases

ANHOAXIS5

14th August 2022

All Axis Bank credit cards and debit cards

 

**Note - The credit card offers and discounts are subject to change with the terms and conditions of the banks and financial institutions.

Travel Offers

Banks and financial institutions also have great credit card deals. These include everything, be it offers on flights or hotel bookings. Here are some of the most beneficial travel credit card offers cardholders rendered by various banks and financial institutions -

Offer Brand

Offer Details

Coupon Code

Offer Validity

Offer Applicable On

WelcomHeritage Hotels

15% off on hotel bookings, food&beverages,spa, etc

NA

15th September 2022

All ICICI debit and  credit cards. 

TravelPulse

50% discount on devices and other charges

NA

30th September 2022

All ICICI debit and  credit cards. 

Ease My Trip

Flat Rs.500 off on domestic flight bookings

EMTICICINEW

31st March 2023

All ICICI credit cards and debit cards. 

Bookings.com

Cashback of 10% on hotel bookings

NA

31st December 2022

All Citi credit and debit cards. 

Vistara Flights

10% cashback

(up to Rs. 1,000)

10%

16th January 2024

All ICICI credit and debit cards. 

 

**Note - The credit card offers and discounts are subject to change with the terms and conditions of the banks and financial institutions.

Dining Offers

Everybody likes to dine in a fancy place, but fancy places are often expensive and make a huge hole in your pocket. But with credit card promo offers, the cardholders can avail latest credit card deals and discounts.  

Offers Brand

Offer Details

Coupon Code

Offer Validity

Offer Applicable On

Zomato

Discounts on every order

NA

30th September 2022

All ICICI credit and debit cards.

Belgian Waffle

15% discount on food and beverages

NA

31st September 2022

All ICICI credit and debit cards.

 

**Note - The credit card offers and discounts are subject to change with the terms and conditions of the banks and financial institutions.

Health & Wellness offers

Apart from the luxury benefits, credit cardholders can also enjoy various credit card offers on essential items like health and wellness. This includes items related to medicines, hospitals, and other health requirements.

Offer Brand

Offer Details

Coupon Code

Offer Validity

Offer Applicable On

Apollo Pharmacy

Offers on medicines and health products

NA

15th February 2023

All ICICI Bank credit and debit cards

Poshvines

Instant savings on heath & wellness products

NA

30th September 2022

All CITI credit and debit cards. (Exception - Citi Corporate Cards)

Dr. Mohan’s Diabetes Specialities Centre Pvt Ltd

Instant discount of 10% on treatments

NA

30th November 2023

Axis Bank debit and credit cards

 

**Note - The credit card offers and discounts are subject to change with the terms and conditions of the banks and financial institutions.

Credit Card Bill Payment Offers 

There are various credit card offers and benefits that a cardholder can enjoy while making bill payments. These CC offers differ in banks and financial institutions, but some of the most amazing offers are -

  • Rewards and bonus points which you can redeem later

  • Prevention of credit card thefts.

  • Improved credit score.

  • Zero foreign transaction charges.

  • No link with current or savings account.

How to get Online Credit Card Offers in 2022

Credit cardholders get the opportunity of availing the latest credit card offers depending on the credit card they use. It is important to keep checking and be updated with the good credit card deals associated with your credit card -

  • Go to the official website of your credit card issuer and log in using your credentials

  • Go to the credit cards sections and click on ‘Offers and Deals’

  • Select the type of credit card you own

  • A list of all the offers and discounts associated with your credit card will be displayed on the screen

  • Remember to use the coupon code while making the payment to activate the offer

About Credit Cards

Credit Cards & Related to Credit Cards

Resource Centre

FAQs about Credit Card Offers

✔️How to check Credit Card Offers?

You can check the latest credit card offers on the website of the issuer institution. There is a separate section of credit card offers, and discounts which consist of all the details regarding the latest credit card offers applicable on the concerned credit card. Generally, cardholders also get notifications regarding all the new credit card deals they can avail of via their credit cards.

✔️What are the latest credit card offers?

Different banks and financial institutions introduce new credit card offers and deals every few months, depending on the market's current trends. Some of the best current credit card deals are - Amazon No Cost EMI, 20% discount on dining with partnered brands, 5% discount on shopping on Myntra,Flipkart,etc and much more.

 

✔️How can I get Credit Card Offers?

You can easily check and enjoy the latest credit card offers through the official portal of the credit card bank. You will be able to check the necessary details like validity, applicable cards, etc., from there. Generally, the coupon code is also mentioned along with the details which you can use while making the payment through your credit card.

✔️Can I get entertainment offers on my credit cards?

Yes, you can avail best CC offers and deals depending on the credit card you are using. Most of the popular credit card banks like HDFC, SBI, YES Bank, Kotak Mahindra, Axis, etc., provide discounts and offers on movie ticket bookings.

✔️Is my credit card beneficial in making payments for educational courses?

Yes, banks that issue credit cards also collaborate with various online educational platforms to provide discounts and promotional offers to cardholders. These include full-time as well as short-term courses.