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Best Credit Card Offers in India in 2023

Credit cards are a favourite payment instrument among many users as they offer several privileges. You can use a variety of credit card offers to get discounts, cashback and other rewards. 

These credit card discounts and deals are valid on shopping, dining, travel, health, wellness, entertainment, and more. That’s not all. You may receive instant cashback even when you pay your credit card bill online via third-party websites. 

Such credit card bill payment offers are among the several benefits you get when you use these cashless instruments. Banks and financial institutions also provide the facility of converting purchase amounts into affordable EMIs. Such offers are called credit card EMIs and help you pay conveniently.

You can apply for credit cards of your preferred banks/NBFCs according to your needs and goals. Find the top selection of some of the best credit cards right here on Bajaj Markets.

Read on to know more about some of the top credit card offers in 2023.

Travel Offers

With the right credit card, you can explore the globe while saving money, be it for business or leisure. Some of the most exciting credit card offers are related to travel benefits you can enjoy. 

Travel offers vary across cards, so it is best for you to check the exact benefits before selecting a card. While some credit cards offer discounts on domestic and international flight tickets, others may provide cashback on dining. 

Here are some of the top credit card offers in the travel category:

Name of the credit card

Credit card offers on travel


  • 9 Club Vistara points on every transaction of ₹100 on Vistara flights

  • Low foreign currency mark-up charge of up to 1.99%

  • 2 Reward points on every international spend of ₹100

ICICI Bank MakeMyTrip Signature Credit Card

  • 40,000 reward points for travel spends

  • Holiday voucher worth ₹2,500 from MakeMyTrip

  • Complimentary lounge access at domestic and international airports

InterMiles HDFC Bank Platinum Credit Card

  • 3,000 InterMiles as a welcome bonus

  • Discount vouchers for flight bookings worth ₹500 in the first year

  • Hotel vouchers worth ₹1,000 in the first year

  • Additional 1,500 InterMiles on spends worth ₹3,000 during the first 30 days after card renewal


Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and travel companies involved.

Health and Wellness Offers

You can also enjoy credit card offers on essential spends linked to health and wellness. These include health-related expenses on medicines, hospitals, and more. As these costs can strain your budget, choosing the right credit card that offers exciting discounts is ideal.

Name of the credit card

Credit card offers related to health and wellness

Axis Bank AURA Credit Card

  • 4 free video consultations with doctors every month booked via Practo

  • 4 monthly interactive fitness sessions via Fitternity

  • Free Decathlon voucher of ₹750 as a welcome benefit

  • Up to ₹500 annual discounts on health check-ups



  • A smartwatch worth ₹5,999 as a welcome gift

  • 1-year FITPASS PRO membership

  • 1-year Netmeds membership

  • 10 reward points on transactions of ₹100 spent on pharmacies

YES Bank Wellness Plus Credit Card

  • Complimentary fitness sessions for a year

  • Annual preventive health check-ups

  • Unlimited consultations with specialists via app

  • 30 reward points for every transaction of ₹200 spent on pharmacies


Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Entertainment Offers

Whether you like watching movies or documentaries, enjoy OTT platforms, or like going to the theatre, these credit card offers are for you. You may even get complimentary ticket offers on select days. 

All you need to do is search for the right credit card offering you exciting entertainment discounts. Here are a few such credit card offers.

Name of the credit card

Credit card offers on entertainment

Axis Bank MY ZONE Credit Card

  • 100% discount on the second ticket when you book one via Paytm

  • Annual subscription to SonyLiv after the first credit card transaction within 30 days

Axis Bank NEO Credit Card

  • Up to 10% off on movie tickets booked via the BookMyShow platform

SBI ELITE Credit Card

  • Movie tickets worth ₹6,000 for free

          every year

  • Maximum discount of ₹250 applicable on each ticket


Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Grocery Offers

Grocery spends form a critical part of your monthly budget. Getting credit card payment offers on such expenses can help you save a significant amount. Here are some grocery-related offers from credit card issuers.

Name of the credit card

Credit card offers on grocery

Amazon Pay ICICI Bank Credit

  • 3% cashback on Amazon spends including grocery 

  • 2% cashback when using the card on Amazon Pay

Flipkart Axis Bank Credit Card

  • 1.5% cashback on all online and offline transactions, including grocery spends

  • 5% unlimited cashback on Myntra and Flipkart

  • 4% cashback on Swiggy and other merchant sites 

Nature’s Basket SBI Card Elite

  • Nature’s Basket gift voucher of ₹5,000 as a welcome bonus

  • 20 reward points on every ₹100 spend at Nature’s Basket


Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Dining Offers

Most credit card issuers offer exclusive dining deals for an enjoyable and enriching experience. So, look out for the best card for exciting deals with restaurant partners and enjoy eating out with your loved ones!

Here are a few dining offers from credit card issuers:

Name of the credit card

Credit card offers on dining

Yatra SBI Credit Card

6 reward points on every dining bill of ₹100

Axis MY ZONE Credit Card

40% discount on Swiggy food delivery

HDFC Diners Club Privilege Credit Card

2x reward points on weekend dining


Disclaimer: These credit card offers and discounts are subject to change as per the terms and conditions of the banks, financial institutions and partner companies involved.

Get details of various types of credit cards and their offers on Bajaj Markets and apply online with ease.

DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

FAQs on Credit Card Offers

✔️How can I check credit card offers?

You can check the latest credit card offers on the issuer’s website. You may find a separate section featuring credit card offers and discounts.


✔️What are the latest credit card offers?

Banks and financial institutions introduce new credit card offers and deals every few months. Some of the best credit card deals are related to air miles, discounts on hotel bookings, reward points on online shopping and discounts on dining with partnered brands.


✔️How can I get credit card offers?

You can get credit card offers by signing up for your chosen credit card and checking the latest offers, validity and applicable coupon code. 


✔️Can I get entertainment offers on my credit cards?

Yes, you can avail best credit card offers and deals on entertainment based on the credit card you use. Most popular credit card issuers, like ICICI, SBI, RBL and Axis Bank provide offers on movie ticket bookings and more.


✔️Is my credit card beneficial in making payments for educational courses?

Yes, banks do collaborate with educational platforms to provide discounts and promotional offers. These include full-time as well as short-term courses. You need to check with the issuer if such offers and discounts are available on a specific card. 


✔️Which credit card has the highest offers?

It is difficult to choose one specific card with maximum offers. Some of the top issuers with great credit card offers include SBI, Axis Bank, ICICI Bank, HDFC, etc.


✔️Where can I find credit card offers?

You can get information on credit card offers from the website or app of the issuer. You can also get a snapshot of deals and discounts of partner issuers on Bajaj Markets.


✔️What is a pre-approved credit card offer?

When you have a good CIBIL score or a prior relationship with a bank, you may get pre-approved credit card offers. These offers allow you to sign up for a new credit card much faster.