HDFC Credit Card Cash Withdrawal Charges - What is HDFC Credit Card Cash Withdrawal Limit?

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There could come a time when you may need cash on credit. In times like these, most would borrow the cash from a friend or family member. Thankfully, you need not do that anymore. You can use your HDFC Bank Credit Card to withdraw cash from an ATM closest to you. You can consider this loan with minimal fees and charges involved.

Credit Card Withdrawal Fee Charged by HDFC Bank

Here’s how the HDFC Bank charges withdrawal fees on credit cards:

2.5% or ₹500 (whichever is higher) on cash advance fee
1.99% to 3.49% on cash withdrawals (depending on credit card variant)

Disclaimer: Please note that all figures mentioned above are subject to change at the discretion of HDFC Bank.

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Are there any charges levied on HDFC Bank Credit Card cash withdrawals?

A cash withdrawal fee will be charged on each withdrawal transaction made through your HDFC Bank Credit Card. This fee is 2.5% of your withdrawal amount or ₹500, whichever is higher.

Can I transfer money from an HDFC Credit Card to a bank account?

No, you cannot make direct bank transfers using your credit card. However, you can add some money from your credit card account to a wallet account and then transfer this amount.

What is the charge if I withdraw cash from HDFC Credit Card?

You will be charged a cash withdrawal fee of 2.5% of withdrawal amount or ₹500, whichever is higher. You’ll also be charged interest from the date of the withdrawal. The rate of interest will generally vary depending on your credit card variant.