HSBC Credit Card Reward Points

If you are looking to save more on your purchases, the HSBC credit card rewards program will not disappoint you. Each HSBC credit card is designed to make your transactions more rewarding. It allows you to earn points every time you use the credit card so that you can redeem them later against items of your choice. Read on to know about the HSBC credit card rewards program in detail.

You can earn HSBC credit card points every time you use your card to transact, both online and offline. As a result, you get to save more with every purchase. However, the number of points you will earn will depend on the type of card you own. Here is a list of HSBC credit cards and the rewards you can earn against each of them:

HSBC credit card reward points come with validity. It is, therefore, important to redeem the reward points before they expire. However, do note that the validity of the points depends on the card type and is calculated on a rolling expiry basis. For Classic and Gold HSBC credit cards, the validity period is for 2 years. For Platinum, Premier and Signature HSBC credit cards the point validity is for 3 years.

Once you accumulate enough HSBC credit card reward points, you can redeem them against an exciting range of items, including lifestyle products, beauty items, gift vouchers, air miles, charitable donations, etc. The bank offers several online and offline methods for HSBC credit card reward points redemption. Here is how to go about it:

1) Redeem HSBC Reward Points Through the HSBC Rewards Catalogue

Go to the HSBC official website on www.hsbc.co.in and access the online HSBC reward points catalogue. For this, you must be registered for the HSBC Credit Card net banking service.

2) Redeem HSBC Reward Points Using the HSBC Credit Card Rewards Redemption Form

You can redeem HSBC credit card points through the rewards redemption form too. You can find the form on the official HSBC bank website. Once you have downloaded and filled the form with the details requested, you would need to send it to the below-mentioned address:

HSBC Card Products Division,

Post Bag Number 5080,

Chennai, Tamil Nadu- 600 028

3) Redeem HSBC Reward Points via PhoneBanking Service

You can call the HSBC PhoneBanking service on 1800 267 3456/ 1800 121 2208 and request the redemption of your HSBC credit card rewards through the IVR or by talking to a bank representative.

The HSBC rewards catalogue lists out the different items against which you can redeem your credit card reward points. You can use the net banking service to browse through the items on the HSBC credit card reward point catalogue and select the items you want. Do note that the HSBC rewards program for Premier, Platinum, Gold and Classic cardholders are not applicable for Private Label and Co-branded credit cardholders. Also, to be eligible for certain products, your delivery pin code must be in a serviceable location. For more details in this regard, you can reach out to the HSBC PhoneBanking service.

 

Here are some of the rewards you can avail against your HSBC credit card:

HSBC rewards redemption can also be done in the form of airline miles from InterMiles, British Airways and Singapore Airlines. To avail the offer, you would need to download and fill in the rewards redemption form, available on the website, and mail it to the address mentioned on the form. Alternatively, you can call the PhoneBanking number on 1800 267 3456/ 1800 121 2208 and request for HSBC credit card rewards redemption in the form of air miles.

 

Below is the conversion ratio of HSBC reward points to Air Miles:

Once you have accumulated enough HSBC credit card reward points you can redeem in the form of hotel rewards too. You can call the PhoneBanking number on 1800 267 3456/ 1800 121 2208 and request HSBC credit card rewards redemption in the form of hotel rewards.

 

Below is the conversion ratio of HSBC reward points to hotel rewards: