HSBC Reward Points

HSBC Credit Card Reward Points

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HSBC Credit Card Reward Points in India

**Disclaimer: HSBC is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.

If you are looking to save more on your purchases, the HSBC credit card rewards program will not disappoint you. Each HSBC credit card is designed to make your transactions more rewarding. It allows you to earn points every time you use the credit card so that you can redeem them later against items of your choice. Read on to know about the HSBC credit card rewards program in detail.

How to Earn HSBC Credit Card Rewards?

You can earn HSBC credit card points every time you use your card to transact, both online and offline. As a result, you get to save more with every purchase. However, the number of points you will earn will depend on the type of card you own. Here is a list of HSBC credit cards and the rewards you can earn against each of them:

HSBC Credit Card Type

Reward Points

HSBC Classic Credit Card

1 point against every ₹250 spent on the card

HSBC Gold Credit Card

1 point against every ₹100 spent on the card

HSBC Smart Value Credit Card

1 point against every ₹100 spent on the card

HSBC Platinum Credit Card

2 points against every ₹150 spent on the card

HSBC Premier Credit Card

2 points against every ₹100 spent on the card

HSBC Reward Points Validity

HSBC credit card reward points come with validity. It is, therefore, important to redeem the reward points before they expire. However, do note that the validity of the points depends on the card type and is calculated on a rolling expiry basis. For Classic and Gold HSBC credit cards, the validity period is for 2 years. For Platinum, Premier and Signature HSBC credit cards the point validity is for 3 years.

How to Redeem HSBC Credit Card Reward Points?

Once you accumulate enough HSBC credit card reward points, you can redeem them against an exciting range of items, including lifestyle products, beauty items, gift vouchers, air miles, charitable donations, etc. The bank offers several online and offline methods for HSBC credit card reward points redemption. Here is how to go about it:

1) Redeem HSBC Reward Points Through the HSBC Rewards Catalogue

Go to the HSBC official website on www.hsbc.co.in and access the online HSBC reward points catalogue. For this, you must be registered for the HSBC Credit Card net banking service.

2) Redeem HSBC Reward Points Using the HSBC Credit Card Rewards Redemption Form

You can redeem HSBC credit card points through the rewards redemption form too. You can find the form on the official HSBC bank website. Once you have downloaded and filled the form with the details requested, you would need to send it to the below-mentioned address:

HSBC Card Products Division,

Post Bag Number 5080,

Chennai, Tamil Nadu- 600 028

3) Redeem HSBC Reward Points via PhoneBanking Service

You can call the HSBC PhoneBanking service on 1800 267 3456/ 1800 121 2208 and request the redemption of your HSBC credit card rewards through the IVR or by talking to a bank representative.

HSBC Credit Card Rewards Catalogue

The HSBC rewards catalogue lists out the different items against which you can redeem your credit card reward points. You can use the net banking service to browse through the items on the HSBC credit card reward point catalogue and select the items you want. Do note that the HSBC rewards program for Premier, Platinum, Gold and Classic cardholders are not applicable for Private Label and Co-branded credit cardholders. Also, to be eligible for certain products, your delivery pin code must be in a serviceable location. For more details in this regard, you can reach out to the HSBC PhoneBanking service.

Here are some of the rewards you can avail against your HSBC credit card:

Rewards

Points Required

Arrow e-gift Voucher worth ₹500

2000 points

Citizen Gift Voucher worth ₹500

2000 points

Amazon e-gift Voucher worth ₹1000

4900 points

Big Basket e-gift Voucher worth ₹1500

7400 points

Titan e-gift Voucher worth ₹1500

16700 points

How to Claim HSBC Rewards Points as Air Miles?

HSBC rewards redemption can also be done in the form of airline miles from InterMiles, British Airways and Singapore Airlines. To avail the offer, you would need to download and fill in the rewards redemption form, available on the website, and mail it to the address mentioned on the form. Alternatively, you can call the PhoneBanking number on 1800 267 3456/ 1800 121 2208 and request for HSBC credit card rewards redemption in the form of air miles.

Below is the conversion ratio of HSBC reward points to Air Miles:

Airlines/ Membership Programme

Conversion Ratio

InterMiles (For HSBC Premier Mastercard® Credit Card)

3 Reward Points = 2 InterMiles

InterMiles (For HSBC Makemytrip Platinum Credit Card)

4 Reward Points = 1 InterMile

InterMiles

2 Reward Points = 1 InterMile

Singapore Airlines (Classic, Gold, Platinum and Premier HSBC credit cards)

1 Reward Point = 1 Kris Flyer Mile

Singapore Airlines (For HSBC Makemytrip Platinum Credit Card)

2 Reward Point = 1 Krisflyer Mile

British Airways Executive Club (Classic, Gold, Platinum and Premier HSBC credit cards) 1 Reward Point = 1 Avios Mile

How to Redeem HSBC Rewards Points as Hotel Rewards?

Once you have accumulated enough HSBC credit card reward points you can redeem in the form of hotel rewards too. You can call the PhoneBanking number on 1800 267 3456/ 1800 121 2208 and request HSBC credit card rewards redemption in the form of hotel rewards.

Below is the conversion ratio of HSBC reward points to hotel rewards:

Hotels

Conversion Ratio

Taj Inner Circle (Classic, Gold, Platinum and Premier HSBC Credit Cards)

1000 Rewards Points = 1000 Taj Inner Circle Points

Taj Inner Circle (HSBC Makemytrip Platinum Credit Cards)

1000 Rewards Points = 500 Taj Inner Circle Points

Frequently Asked Questions

  • ✔️How do I use my HSBC credit card points?

    You can redeem your HSBC credit card reward points against lifestyle products, beauty items, gift vouchers, air miles, hotel rewards, charitable donations, etc.

  • ✔️Do HSBC credit card points expire?

    Yes, HSBC credit card points do expire. The validity of the reward points is calculated on a rolling expiry basis and depends on the type of card you own. For Classic and Gold HSBC credit cards, the validity period is for 2 years. For Platinum, Premier and Signature HSBC credit cards the point validity is for 3 years.

  • ✔️Can I transfer my HSBC credit card reward points to another person?

    No, you cannot transfer your HSBC credit card reward points to someone else.

  • ✔️How long does it take to redeem HSBC credit card reward points?

    It takes about three weeks, from the time of placing the redemption request, for HSBC to convert your points. E-vouchers, however, are sent to your registered mobile number and email within a week of placing the HSBC credit card reward points redemption request. Taj Inner Circle accounts too are credited within a week’s time.

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