ICICI Bank Coral Credit Card

ICICI Coral credit card is tailored to meet the needs of frequent online shoppers. The card comes loaded with features, such as:      

  • Reward points

  • Cashbacks

  • Gift vouchers

These features make shopping a fun experience and add up to significant savings in the long run. You can avail of this credit card either as a VISA or MasterCard version. As you apply for it, you become eligible for additional benefits, such as: 

  • Lounge access

  • Discounts on movie tickets and shopping

  • Cashback on travel tickets

Key Highlights of ICICI Coral Credit Card

Here are some of the most striking ICICI Coral Credit Card benefits:

  • The card comes with an annual fee of ₹500

  • You get the exciting offer ‘Buy 1 and Get 1 Free’ at INOX Cinema

  • Get up to 15% discount on dining at selected restaurants

  • Get 2 PAYBACK points for every spend of ₹100

  • Complimentary visit to Airport and Railway lounges

  • Get BookMyShow complimentary tickets every month

  • At HPCL petrol stations, enjoy 1% surcharge waiver

Features & Benefits of ICICI Coral Credit Card

The ICICI Coral credit card benefits are many. Some of these are listed below-

1. Movie Ticket Offers

  • 25% (up to ₹100) when you buy a minimum of 2 movie tickets on BookMyShow and at Inox. 

  • Two complimentary tickets

2. PAYBACK Points

  • Earn 2 PAYBACK points by making a transaction of ₹100 on all items except fuel 

  • Earn 1 PAYBACK point per ₹100 paid towards bill payment, or insurance premium

3. Dine-in Offers

  • Up to 15% discounts across major restaurants in 12 cities

4. Luxurious Service Benefits

  • Attractive offers on services such as spas, hotel stays, massage spas, salons, etc.

  • Access to railway and airport lounges

5. Fee Waiver

  • Annual fee waiver on a spend of more than ₹1.5 Lakhs 

6. Milestone Benefits

  • 2,000 bonus PAYBACK Points after spending ₹2 Lakhs in a calendar year 

  • An additional 1,000 points for spending ₹1 Lakh more 

  • A yearly cap of 10,000 PAYBACK Points 

7. Lifestyle Benefits

  • Discounts at hotels, lifestyle shops, hairdressers, spas, and other establishments 

8. Fuel Surcharge Waiver Benefits

  • 1% fuel price waiver at any HPCL gas station nationwide for purchases up to ₹4,000

9. Safe and Secure Payments

  • An extra layer of protection with card’s microchip 

  • Secured with PIN

  • Enable 3D Secure to avail extra fraud protection

Eligibility Criteria & Documents Required for ICICI Coral Credit Card

1. ICICI Coral Credit Card Eligibility Criteria:

One must fulfil certain criteria to be eligible for the ICICI Bank Coral Card. These parameters include your: age, occupation, location and income. The ICICI Coral Credit Card eligibility is as follows:

  • Minimum Age - 23 years

  • Minimum Annual Salary - ₹5 lakhs or above

2. Documents Required for ICICI Coral Credit Card:

  • Identity proof: Aadhar card, pan card, voter id card, passport etc.

  • Address proof: Voter id card, Aadhar card, electricity bills, etc.

  • Income proof: Bank statements of the past 3 months, salary slips of the last 3 months, ITR proof for self-employed, etc.

How to use ICICI Coral Credit Card Reward Points? 

You can redeem your ICICI Coral credit card reward points in the following ways:

Offline Shopping: PAYBACK collaborates with offline stores where you can swipe this card and redeem your points. These include

  • Central

  • Big Bazaar

  • Pantaloons, etc.

Online Shopping: You can also redeem your PAYBACK points by choosing the ICICI Bank Carol credit card from its partner websites like,

  • Make My Trip

  • Future

  • Book My, etc.

Convert to Cash: You can convert PAYBACK points to cash also. Each PAYBACK point is equivalent to ₹0.25. The cash will be credited to your bank account within seven business days.

Gift: When you choose to buy products from the ICICI Bank website if you wish to redeem your reward points.

Savings on ICICI Bank Coral Credit Card

The following table shows how much you can save on an annual spend of ₹3,60,000 using an ICICI Coral credit card:

Annual card transactions of ₹3,60,000

Savings earned

24 free movie tickets


15% discounts on dining through ‘Culinary Treats’


Rewards on transactions worth ₹3,00,000 per year


Rewards on achieving credit card Milestones


Complimentary Airport Lounge access


1% waiver on fuel surcharge


Complimentary access to Railway Lounge


Estimated savings



How to Apply for an ICICI Bank Coral Credit Card

Follow these quick steps to apply for the ICICI Bank Coral credit card.

  • Visit the ICICI website and click on ‘Products’. Select ‘Card’ and then ‘Credit Card’ from the drop-down menu. 

  • Select your income as ‘greater than ₹5 Lakhs’.

  • Click on the ‘Apply Now’ button along with the ICICI Coral credit card image.

  • Fill out the application form and submit it when you are done.

  • You can check your application status online or by contacting bank authorities on the toll-free number.

  • You can also apply for the same by visiting your nearest bank branch and filling out the form.

ICICI Bank Coral Credit Card Customer Care Number

For all queries related to your ICICI Coral Credit card, you can reach the ICICI Bank credit card customer care

  • Email:

  • Phone: 1860 120 7777

  • Local call: 33667777 (prefix local area code)

Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!

FAQs on ICICI Coral Credit Card

✔️Is the ICICI Coral Credit Card good?

ICICI Bank Coral credit card is one of the most sought-after credit cards that ICICI bank offers. Enjoy discounts and offers ranging from cashback, lounge access, discounts on travel, gift vouchers, etc.

✔️Is the ICICI Coral credit card free?

If you want to apply for a Coral credit card, then you need to pay ₹500 as a joining fee. You also have to pay ₹500 as annual charge.

✔️Why should I apply for an ICICI Coral Credit Card?

You should apply for the ICICI coral credit card because of its low PAYBACK %. This credit card is also beneficial for its different shopping deals and rewards. 


You can get a number of advantages with the Coral Credit Card for a small fee. Your daily requirements are met with savings on dining and specials while shopping for groceries, gadgets, etc.

✔️What is the joining fee for the ICICI Bank Coral Credit Card?

The joining fee for the ICICI Bank Coral Credit Card is ₹500. 

✔️Can I get a discount at restaurants if I use ICICI Bank Coral Credit Card?

You simply have to make the payment with ICICI Bank Coral Credit Card to avail of discounts at restaurants.

✔️What are the Fees & Charges on ICICI Coral Credit Card?

The ICICI Coral credit card charges include a ₹500 joining fee and an annual fee each. Moreover, the bank has a monthly finance fee of 3.5% or 42% annually on availing card services. The cash advance interest rate is the same. They also charge a redemption fee of ₹99.