ICICI Coral credit card is tailored to meet the needs of frequent online shoppers. The card comes loaded with features, such as:
Reward points
Cashbacks
Gift vouchers
These features make shopping a fun experience and add up to significant savings in the long run. You can avail of this credit card either as a VISA or MasterCard version. As you apply for it, you become eligible for additional benefits, such as:
Lounge access
Discounts on movie tickets and shopping
Cashback on travel tickets
Here are some of the most striking ICICI Coral Credit Card benefits:
The card comes with an annual fee of ₹500
You get the exciting offer ‘Buy 1 and Get 1 Free’ at INOX Cinema
Get up to 15% discount on dining at selected restaurants
Get 2 PAYBACK points for every spend of ₹100
Complimentary visit to Airport and Railway lounges
Get BookMyShow complimentary tickets every month
At HPCL petrol stations, enjoy 1% surcharge waiver
The ICICI Coral credit card benefits are many. Some of these are listed below-
25% (up to ₹100) when you buy a minimum of 2 movie tickets on BookMyShow and at Inox.
Two complimentary tickets
Earn 2 PAYBACK points by making a transaction of ₹100 on all items except fuel
Earn 1 PAYBACK point per ₹100 paid towards bill payment, or insurance premium
Up to 15% discounts across major restaurants in 12 cities
Attractive offers on services such as spas, hotel stays, massage spas, salons, etc.
Access to railway and airport lounges
Annual fee waiver on a spend of more than ₹1.5 Lakhs
2,000 bonus PAYBACK Points after spending ₹2 Lakhs in a calendar year
An additional 1,000 points for spending ₹1 Lakh more
A yearly cap of 10,000 PAYBACK Points
Discounts at hotels, lifestyle shops, hairdressers, spas, and other establishments
1% fuel price waiver at any HPCL gas station nationwide for purchases up to ₹4,000
An extra layer of protection with card’s microchip
Secured with PIN
Enable 3D Secure to avail extra fraud protection
One must fulfil certain criteria to be eligible for the ICICI Bank Coral Card. These parameters include your: age, occupation, location and income. The ICICI Coral Credit Card eligibility is as follows:
Minimum Age - 23 years
Minimum Annual Salary - ₹5 lakhs or above
Identity proof: Aadhar card, pan card, voter id card, passport etc.
Address proof: Voter id card, Aadhar card, electricity bills, etc.
Income proof: Bank statements of the past 3 months, salary slips of the last 3 months, ITR proof for self-employed, etc.
You can redeem your ICICI Coral credit card reward points in the following ways:
Offline Shopping: PAYBACK collaborates with offline stores where you can swipe this card and redeem your points. These include
Central
Big Bazaar
Pantaloons, etc.
Online Shopping: You can also redeem your PAYBACK points by choosing the ICICI Bank Carol credit card from its partner websites like,
Make My Trip
Future Bazaar.com
Book My Show.com, etc.
Convert to Cash: You can convert PAYBACK points to cash also. Each PAYBACK point is equivalent to ₹0.25. The cash will be credited to your bank account within seven business days.
Gift: When you choose to buy products from the ICICI Bank website if you wish to redeem your reward points.
The following table shows how much you can save on an annual spend of ₹3,60,000 using an ICICI Coral credit card:
Annual card transactions of ₹3,60,000 |
Savings earned |
24 free movie tickets |
₹2,400 |
15% discounts on dining through ‘Culinary Treats’ |
₹3,600 |
Rewards on transactions worth ₹3,00,000 per year |
₹1,425 |
Rewards on achieving credit card Milestones |
₹750 |
Complimentary Airport Lounge access |
₹4,000 |
1% waiver on fuel surcharge |
₹600 |
Complimentary access to Railway Lounge |
₹2,000 |
Estimated savings |
₹11,175 |
Follow these quick steps to apply for the ICICI Bank Coral credit card.
Visit the ICICI website and click on ‘Products’. Select ‘Card’ and then ‘Credit Card’ from the drop-down menu.
Select your income as ‘greater than ₹5 Lakhs’.
Click on the ‘Apply Now’ button along with the ICICI Coral credit card image.
Fill out the application form and submit it when you are done.
You can check your application status online or by contacting bank authorities on the toll-free number.
You can also apply for the same by visiting your nearest bank branch and filling out the form.
For all queries related to your ICICI Coral Credit card, you can reach the ICICI Bank credit card customer care:
Email: customer.care@icicibank.com
Phone: 1860 120 7777
Local call: 33667777 (prefix local area code)
ICICI Bank Coral credit card is one of the most sought-after credit cards that ICICI bank offers. Enjoy discounts and offers ranging from cashback, lounge access, discounts on travel, gift vouchers, etc.
If you want to apply for a Coral credit card, then you need to pay ₹500 as a joining fee. You also have to pay ₹500 as annual charge.
You should apply for the ICICI coral credit card because of its low PAYBACK %. This credit card is also beneficial for its different shopping deals and rewards.
You can get a number of advantages with the Coral Credit Card for a small fee. Your daily requirements are met with savings on dining and specials while shopping for groceries, gadgets, etc.
The joining fee for the ICICI Bank Coral Credit Card is ₹500.
You simply have to make the payment with ICICI Bank Coral Credit Card to avail of discounts at restaurants.
The ICICI Coral credit card charges include a ₹500 joining fee and an annual fee each. Moreover, the bank has a monthly finance fee of 3.5% or 42% annually on availing card services. The cash advance interest rate is the same. They also charge a redemption fee of ₹99.