ICICI Coral credit card is tailored to meet the needs of frequent online shoppers. The card comes loaded with features such as reward points, cash back, and gift vouchers that not only make shopping a fun experience but also add up to significant savings in the long run. A customer can avail of this credit card either as a VISA or MasterCard version. Users become eligible for additional benefits such as lounge access, discounts on movie tickets and shopping, cashback on travel tickets, and much more.
Here are some of the most striking ICICI Coral Credit Card benefits:
Just follow these quick steps, and you’re done!
There are certain criteria that one must fulfil to be eligible for the ICICI Bank Coral Card. These parameters include your: age, occupation, location and income. The eligibility for ICICI Coral Credit Card is as follows:
Minimum Age - 23 years
Minimum Annual Salary - ₹5 lakhs or above
Identity proof: Aadhar card, pan card, voter id card, passport etc.
Address proof: Voter id card, Aadhar card, electricity bills, etc.
Income proof: Bank statements of the past 3 months, salary slips of the last 3 months, ITR proof for self-employed, etc.
ICICI Bank Coral contactless credit card is a customer favourite because of its extensive reward schemes. You get payback points for all the transactions made using the credit card.
If you spend ₹2 lakh a year, you can get 2000 reward points. However, you can get a maximum of 10,000 rewards for a single year.
You can get a fuel surcharge waiver if you use your Coral credit card on HPCL petrol pumps for transactions up to ₹4000.
ICICI bank's Coral credit card also provides you with complimentary access to an airport lounge every quarter. You also get complimentary access to the railway lounge every quarter.
If you are an InterMiles Coral credit card holder, then you get 1,200 additional JPMiles each year.
If you are an NRI Coral credit card holder, then you get 3 complimentary UBER vouchers worth ₹100.
Log into your account on the ICICI Bank website to check your balance after earning reward points. You can choose to use your points as currency and you can buy a variety of goods based on the number of points gained.
Stores including Pantaloons, Central, Big Bazaar and others have joined hands with PAYBACK. To redeem your PAYBACK points, simply ask to do so and swipe your PAYBACK card.
Any of the affiliated websites, including bookmyshow.com, futurebazaar.com, makemytrip.com, and others, offer online shopping. To redeem your points, choose "PAYBACK points" under the "Payment Option" and input your information.
You can exchange points for money and a point is equal to ₹0.25. Within 7 working days after you call the designated PAYBACK number, the money would be added to your credit card account. You can use the cash returned to settle open accounts, lowering the total amount owed.
ICICI Coral credit card benefits are many. We list some of them below-
Get a discount of 25% (upto ₹100) when you buy a minimum of 2 movie tickets on BookMyShow or at Inox. The offer can be availed twice in a month.
Payback points are a reward scheme for Coral credit cards. You can earn 2 payback points by making a transaction of ₹100 on all items except fuel. You also earn 1 payback point per ₹100 paid towards bill payment or insurance premium.
ICICI Bank Coral card benefits also include heavy discounts across major restaurants in 12 cities.
You can get attractive offers on services such as spas, hotel stays, massage spas, salons, etc.
If you spend more than ₹1.5 lakh using your Coral credit card in a year, the annual fee would be waived off.
Receive 2,000 bonus PAYBACK Points after spending ₹2 Lakhs in a calendar year and an additional 1,000 points for spending ₹1 Lakh more. A cap of 10,000 PAYBACK Points may be earned annually.
Using your ICICI Bank Coral Credit Card entitles you to discounts at posh hotels, lifestyle shops, hairdressers, spas, wine junctions, and other establishments. Please be aware that these benefits are offered by the network partner, such as Visa or Mastercard, and are subjected to their own terms and limitations.
Utilize your ICICI Bank Coral Credit Card to save more on gas. Receive a 1% fuel price waiver at any HPCL gas station nationwide for purchases up to ₹4,000.
We present all types of relevant fees and other ICICI Coral credit card charges that can be applied to your ICICI Bank Coral credit card.
Types of charges |
Amount |
Joining fee |
₹500 |
Annual fee |
₹500 |
Finance fee |
3.5% every month OR 42% annually |
Foreign currency mark-up fee |
3.5% |
Cash advance interest rate |
3.5% every month OR 42% annually |
Cash advance transaction charge |
2.5% (minimum amount starts from ₹300) |
Redemption charge |
₹99 |
Dial a draft transaction charge |
3% of the draft value (minimum value needs to be ₹300) |
Over limit fee |
2.5% on over the limit amount (minimum amount needs to be ₹500) |
Card replacement charge |
₹100 |
Late repayment of dues |
|
For all queries related to your ICICI Coral Credit card, you can reach the ICICI Bank credit card customer care:
Email: customer.care@icicibank.com
Phone: 1860 120 7777
Local call: 33667777 (prefix local area code)
ICICI Bank Coral credit card is one of the most sought-after credit cards that ICICI bank offers. It offers several valuable discounts to users, such as complimentary lounge access, cashback on each purchase, gift vouchers, heavy discounts on travel options, etc.
ICICI Bank Coral credit card benefits are as follows-
Payback points on each purchase over ₹100.
You can avail of quarterly access to domestic airports and railway lounges.
If you spend ₹1.5 lakh a year, the annual fee would be waived off.
You can also avail of discounts on movie ticket bookings through BookMyShow and INOX.
If you want to apply for a Coral credit card, then you need to pay ₹500 as a joining fee. You also have to pay ₹500 as annual charges.
You should apply for the ICICI coral credit card keeping in mind that because of its low PAYBACK %, this credit card is beneficial for its different shopping deals and rewards. You can get a number of advantages with the Coral Credit Card for a small fee. Your daily requirements are met with savings on dining, specials while shopping for groceries, gadgets, etc
You can apply for a Coral Credit Card by visiting ICICI Bank’s website/app.
The joining fee for the ICICI Bank Coral Credit Card is ₹199 plus GST
You simply have to make the payment with ICICI Bank Coral Credit Card to avail discounts at restaurants.