ICICI Credit Card Block

ICICI Credit Cards Lost/ Block

Losing your Credit Card is dangerous for your hard-earned money and can also be extremely stressful. Thankfully, the ICICI Credit Card Block procedure is simple and quick and allows you to safeguard your savings from any fraudulent spending if you have lost/ misplaced your credit card. It would help if you got your ICICI Credit Card blocked in any of the following scenarios:

1. Your credit card was stolen

2. You receive a notification of a random transaction that you have not done

3. You want to discontinue your credit card

4. You want to opt for a new credit card

5. Yout credit card is stuck in the ATM

If you want to know how to block an ICICI Bank credit card, you can select any of the given online or offline methods.

Online methods to Block ICICI Credit Card

Try these online methods to block your ICICI Credit Card:

1. Internet Banking

The steps to be followed are:

• Visit https://www.icicibank.com/ and go to ‘login’

• Enter your user ID and password and click the ‘login’ button

• Now that you’re on the main page, select the ‘credit card’ tab

• You will be taken to a new page where you have the option to block credit card ICICI Bank

• The moment you raise your request, your credit card will be promptly blocked

• You can then apply for a new replacement card via net banking as well

2. Mobile Banking

The following steps can be completed on smartphone:

• Download the ICICI Mobile Banking application and log in to your bank account

• Select the ‘services’ button

• You will now see a new page on which you will click the ‘card services’ button

• Now, select the ‘block credit card’ option

• A new page will open where you must select the type of credit card you own along with your credit card number

• You will also have to provide a reason explaining why you seek to block your credit card

• After this, press the ‘submit’ button such that your credit card is blocked immediately

3. WhatsApp Banking

You can get your credit card blocked using Whatsapp as well.

• Save the number 8640086400 and send a “Hi” message on WhatsApp from your registered mobile number

• You will soon receive a Welcome message

• You can then reply by typing “Block”

• You will be asked to enter the Credit Card number

• When you enter the Card number, the card will be blocked soon
  

Offline methods to block ICICI Credit Card

If you are not very comfortable blocking your Credit Card online, you can follow the offline methods as well:

1. Visit a nearby Bank Branch

Follow the steps given below:

• Visit an ICICI Bank branch closest to you

• Get in touch with a bank executive and put in a request to block credit card

• You will soon receive a confirmation

• Once the card is successfully blocked, you can put in a request for a new credit card

2. Call the Customer Care

You also have the option to dial the ICICI credit card toll free number.

• Call on 1860 120 7777

• Speak to an ICICI bank customer care executive and request for blocking the credit card

• The customer care executive will first verify who they are speaking with

• Once you verify your identity your card will be blocked

• You can then put in a request for a replacement card

Getting a Replacement ICICI Bank Credit Card

You can apply for a replacement ICICI Bank credit card after you block the card you misplaced in the following ways:

• Calling customer care

• ICICI Net Banking

• Using the iMobile App

• Visiting the nearest ICICI Bank branch.

Things to Keep in Mind Before Blocking your ICICI Credit Card

Before blocking your ICICI Bank credit card, it is important to consider the following.

• Ensure you have cleared any outstanding balances on your ICICI Bank credit card.

• Consider redeeming the credit card reward points you have accumulated before blocking your credit card.

• Try to ensure that you don’t use your credit card right before initiating the blocking process.

• See whether there have been any fraudulent transactions on your credit card before blocking it.

• If you have any active equated monthly installments or EMIs on your credit card, settle them before blocking your card.