The IndusInd Bank Pinnacle Credit Card is designed to offer you a range of travel and lifestyle benefits. These include luxurious stays at premium properties, complimentary golf memberships, access to airport lounges (both domestic and overseas), gift vouchers and attractive rewards, etc.
So, if you are looking for a credit card that is extremely rewarding, the IndusInd Bank Pinnacle Credit Card is an ideal option. Read on to know the benefits and charges of this credit card.
Here are the fees and charges associated with the IndusInd Bank Pinnacle Credit Card.
Type of Charge |
Amount |
Joining fee |
₹14,999 |
Annual fee |
Nil |
Interest charge |
3.83% per month/ 46% per year |
Cash withdrawal charges |
2.5% of the withdrawal amount or ₹300, whichever is higher |
Add-on credit card fee |
Nil |
Late payment charges |
|
Over limit charges |
2.5% of the over-limit amount (minimum ₹500) |
Returned cheque charges |
₹250 |
Foreign currency mark-up |
3.5% |
Cash payment fee |
₹100 |
Re-issue/ Replacement of credit card |
₹100 |
Duplicate statement request charge (beyond the last 3 months) |
₹100 per statement |
Disclaimer: The above fees and charges are subject to change at the bank’s discretion.
To apply for the card, you should have a good credit score and a stable source of income. Here are the eligibility parameters to meet and the documents to submit before applying for the card:
You must be at least 21 years of age
Salaried individuals must earn a minimum of ₹10 Lakhs per annum
Self-employed individuals must earn a minimum of ₹12 Lakhs per annum
Identity Proof: PAN card, Aadhaar card, colour photograph, voter’s ID, driving licence or passport in the absence of an updated Aadhaar card
Income documents for salaried individuals:
Last 3 month’s bank statement
Last 3 month’s salary slip or other bank’s credit card details
Income documents for self-employed individuals:
Latest copy of ITR
Latest statement of any other bank’s credit card
Once you have evaluated the different IndusInd Bank credit card types and decided on the one for yourself, it is time to apply for the same. Please note that IndusInd Bank credit cards are not available on Bajaj Markets.
However, you can apply via the bank’s official website. Alternatively, you can apply offline by calling the IndusInd Bank credit card customer care or visiting your nearest IndusInd Bank branch.
If you are an Indian resident and have any queries or unresolved grievances concerning your IndusInd Bank credit card, you can contact the IndusInd Bank Credit Card customer care at 1860 267 7777. If you are an international customer, you can call credit card customer care at 022 4406 6666 or 022 4220 7777.
Here are a few credit cards that are similar to the IndusInd Bank Pinnacle Credit Card.
Credit Card |
Annual Fee (Excluding Taxes) |
Premium Highlight |
IndusInd Bank Legend Credit Card |
Nil |
Priority Pass program, discounted Forex markup, concierge service, insurance coverage of up to ₹25 Lakhs |
IndusInd Bank Platinum Master Credit Card |
Nil |
Gift cards from global brands, complimentary golf lessons, Total Protect and Air Accident cover |
IndusInd Bank Platinum Aura Edge |
Nil |
Access 600+ international airport lounge, concierge service, customisable rewards program |
Disclaimer: The charges are subject to change at the issuer’s discretion.
If you plan to get this credit card, all you have to do is check if you meet the eligibility terms. After that, submit the essential documents and apply for the card on Bajaj Markets hassle free.
The IndusInd Bank Pinnacle Credit Card limit is decided by the bank based on a number of factors, such as your credit history, credit score, income parameters, age, employment type, etc.
Here are the eligibility criteria that you must meet when applying for the IndusInd Bank Pinnacle Credit Card. You need to be at least 21 years old and earn a minimum of ₹10 Lakhs per annum if you are a salaried individual. As a self-employed individual, your total annual income needs to be ₹12 Lakhs per annum.
To apply for the IndusInd Bank Pinnacle Credit Card, you must have an annual income of at least ₹10 Lakhs if you are a salaried individual. Self-employed individuals must have an income of at least ₹12 Lakhs per annum.