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About Paytm SBI Credit Card

**Disclaimer: SBI Paytm Credit Card is not a Finserv MARKETS partner product. Offers would be from partner Banks/NBFCs only


The State Bank of India (SBI), in association with Paytm, has come up with the Paytm SBI credit card. A Paytm SBI cardholder can earn handsome rewards every time he/she makes payment with Paytm. Below listed are details about the Paytm SBI credit card eligibility, documents required, Paytm SBI credit card features, steps for Paytm SBI credit card online apply process, and other frequently asked questions.

Paytm SBI Credit Card Benefits and Features

  • Joining Benefits

Get complimentary Paytm First membership and earn benefits worth ₹75,000 as welcome offer.

  • Earn Cashback on Paytm Mall

Earn around 3% cashback on Movies and Travel on Paytm Mall. You can also earn upto 2% cashback on all other purchases made with the Paytm app and around 1% across other spends at offline and online stores.

  • Get Milestone Benefits on Retail Spends

If your spends exceed ₹1 lakh within one membership year, you are eligible to receive milestone benefits such as a complimentary Paytm First membership upon renewal.

  • Enjoy Fuel Surcharge Waiver

Enjoy 1% fuel surcharge waiver for each transaction between ₹500-₹3,000.

  • Be Insured Against Cyber-Fraud

SBI Pay Credit card holders are covered upto ₹1 lakh insurance against cyber-fraud or against any other type of fraudulent usage of their credit card.

  • Enjoy Balance Transfer on EMI

You can transfer the outstanding balance from other banks and credit cards to your Paytm SBI credit card. With the Flexipay facility, you can also convert your transactions into easy monthly instalments. Any spends above ₹2,500 can be converted into easy instalments within 30 days by availing the Flexipay facility.

  • Avail Easy Money Facility

If you are in urgent need of some extra cash, you can draw a draft or a cheque on your cash limit with the Paytm SBI credit card.

  • Global Acceptance

The Paytm SBI credit card is accepted across 24 million outlets worldwide as it is an international credit card.

  • Avail Add-On Cards

You can share all the Paytm SBI credit card benefits with your loved ones with the benefits of the add-on credit card facility.

What are the Paytm SBI Credit Card Fees and Charges?

Details about fees and other Paytm SBI credit card charges are as follows:

Joining Fee


Renewal Fee


Add-On Card Fee


Late Payment Charges

  • ₹0 to ₹500: Nil

  • ₹501 to ₹1000: ₹400

  • ₹1,001 to ₹10,000: ₹750

  • ₹10,001 to ₹25,000: ₹950

  • ₹25,001 to ₹50,000: ₹1,100

  • ₹50,001+: ₹1,300



Paytm SBI Credit Card Reward Points

The SBI Paytm credit card comes with a host of rewards. Upon joining, you can earn rewards upto ₹75,000 with complimentary Paytm membership. Moreover, upon reaching milestone spends of 1,00,000 in a calendar year, you can avail milestone credit card rewards such as complimentary Paytm First membership at renewal. Apart from that, you also become eligible for 3% cashback rewards on Paytm mall and 2% cashback on payments made with the Paytm app.

Paytm SBI Credit Card Eligibility Criteria and Documents Required

The following Paytm SBI credit card eligibility criteria needs to be fulfilled before starting the SBI Paytm credit card apply online process:

  • The applicant must be minimum 21 years of age

  • The applicant must be either salaried or self-employed

  • The applicant must have a minimum annual income of ₹1 Lakh

If the above-mentioned credit card eligibility criteria is met, the following credit card documents must be submitted to start the application process:

  • 2 passport-size, colour photos

  • PAN card

  • Aadhaar card

  • Salary slips, Bank statements for 3 months, ITR

How to Apply for Paytm SBI Credit Card?

At present, the Paytm SBI credit card apply online process is not available on the Finserv MARKETS website. However, you can apply for a Paytm SBI card offline by visiting your nearest SBI branch. You can also opt to apply for Paytm SBI credit card on the official SBI website after checking your credit card eligibility.

How to Reach Paytm SBI Credit Card Customer Care?


Manager - Customer Care Services,

SBI Cards & Payment Services Ltd.

DLF Infinity Towers, Tower C,

12th Floor, Block 2, Building 3,

DLF Cyber City, Gurgaon

Haryana 122 002.

  • The official SBI website also has a virtual interactive assistance system called ‘Ask ILA’ to address your queries.

About SBI Credit Cards

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Resource Centre

FAQs on Paytm SBI Credit Card

✔️How to check Paytm SBI Credit Card application status?

 You can track Paytm SBI credit card application status by visiting the official SBI website.Just follow these steps:

Step1: Go to the ‘Apply’ tab

Step 2: Click on ‘Track My Application’.

Step 3: Select the SBI credit card you have applied for to track its application status.

✔️What is the Paytm SBI Credit Card limit?

 The Paytm SBI credit card limit can range anywhere between ₹10,000-₹10 lakh depending on the applicant’s annual income.

✔️Can I make bill payments using the Paytm SBI Card?

 Yes, you can make bill payments using the Paytm SBI card.