Bajaj Finserv RBL Bank credit cards offer several benefits on purchases, shopping expenses, and entertainment spends. With a Bajaj Finserv RBL Bank add-on card, you can share the benefits of your primary Bajaj Finserv RBL Bank credit card with other members of your family too. This card can be obtained free of cost, so you can apply for one and pass it on as a unique gift for your spouse, children, parents or even siblings.
If you plan to apply for Bajaj Finserv RBL Bank credit card, rest assured that the process is simple and easy to follow. All you need to do is follow the steps listed below.
Step 1: Scan your Bajaj Finserv RBL Bank add-on card form and other required KYC documents.
Step 2: Send these copies to firstname.lastname@example.org from your registered e-mail address.
Step 3: You also need to mention the last 4 digits of your primary Bajaj Finserv RBL Bank credit card.
Before you apply for a Bajaj Finserv RBL Bank add-on card, you need to ensure that you are eligible for the same. In case you are, you need to submit the necessary paperwork as a part of your application. These details are given below.
Check out the eligibility criteria for an add-on Bajaj Finserv RBL Bank credit card.
You should be above 18 years of age.
You should be a family member of the primary cardholder (this includes spouse, parents, children, and siblings).
A Bajaj Finserv RBL Bank add-on card can only be issued if the primary cardholder requests for the same.
You need to submit the following documents when you apply for a Bajaj Finserv RBL Bank add-on card.
A duly filled and signed application form for the Bajaj Finserv RBL Bank add-on credit card
A proof of identity such as the following:
Voter ID card
A proof of address such as the following:
Voter ID card
Utility bills (such as telephone bills, electricity bills, etc.)
Bank account statement
A recent passport-size photograph
If you hold a Bajaj Finserv RBL Bank add-on credit card, you get to enjoy the same features and benefits that are provided to the primary cardholder. Let us take a look at the benefits that come with a Bajaj Finserv RBL Bank add-on card.
Bajaj Finserv RBL Bank add-on cards can be used to earn more points against purchases. These points are then added to the primary cardholder’s account, and they can be redeemed to get bigger and better rewards.
The total available credit is shared between the credit card and the add-on credit card. This means that purchases can be made using either of the cards, and the change in balance is reflected in both accounts. So, there is no risk of overspending on either card.
For example, say the credit limit on the primary card is ₹2 lakhs, and the Bajaj Finserv RBL Bank add-on credit card is used to purchase items worth ₹70,000. In this case, the remaining credit limit on the primary Bajaj Finserv RBL Bank credit card and the add-on card will be ₹1,30,000.
If you have a Bajaj Finserv RBL Bank credit card, you can opt to get up to 5 Bajaj Finserv RBL Bank add-on cards for different members of your family like your spouse, children, parents and siblings. This means that all your family members can enjoy credit card benefits.
Even if you have more than one credit card, you will be able to see all the spending in one place, thanks to a common purchase statement. At the end of the billing cycle, the primary credit cardholder gets a single card statement with the purchases listed there. This makes it extremely easy to keep track of all expenses and purchases.
The best part is that you can enjoy all of the above-mentioned benefits and features without having to pay any additional charges. No fee is charged for the Bajaj Finserv RBL Bank add-on credit card facility.
As you can see, a Bajaj Finserv RBL Bank add-on card has many benefits to offer. In case you or any of your family members need this facility, you can apply for a Bajaj Finserv RBL Bank add-on credit card easily online, from the comfort of your home. Keep in mind, though, that your add-on card should be treated with the same care and mindfulness as your primary card, since the spending limit on both the cards is linked.
Yes, you can generate a separate PIN for the Bajaj Finserv RBL Bank add-on credit card.
Yes, children of the primary cardholder can use the Bajaj Finserv RBL Bank add-on credit card, as long as they are over 18 years of age. If you are a student, you can apply for a student credit card too.
You can apply for a maximum of 5 Bajaj Finserv RBL Bank add-on cards against any primary RBL Bank credit card.
Family members of the primary holder of Bajaj Finserv RBL Bank credit cards are allowed to get the add-on card. This means if you are the primary cardholder, your spouse, children, siblings and parents are all eligible to get a Bajaj Finserv RBL Bank add-on credit card.