Credit cards have emerged as one of the most beneficial modes of payment in India and the Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard is among the top cards used in the country. Popular with both vendors and consumers alike, the Bajaj Finserv RBL Bank Platinum Plus First Year Free credit card has benefits for everybody.
Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard is a critical tool for making payments. Read below to learn more of the highlights of this card.
With low fees and interest rates, the card is affordable and accessible for everybody
The eligibility criteria for availing this card is very lenient, which means that the Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard benefits can be accessed by one and all
Complete waiver on joining fee of ₹999
The card enables contactless payments for transactions up to ₹5,000
While booking movie tickets through BookMyShow, you can avail 1+1 movie tickets
If you spend more than ₹1,00,000 in a year, the annual fee for the next year will be waived off
Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies
It is extremely easy to apply for the Bajaj Finserv RBL Bank Platinum Plus First Year Free Supercard online. Read below to learn the steps.
Step 1: Head to the website for Bajaj Markets and visit the Credit Cards section
Step 2: Select the Bajaj Finserv RBL Bank Platinum Plus FYF Supercard from among the various Bajaj Finserv RBL Bank Credit Cards listed on the site
Step 3: You only need to enter your mobile number and the OTP you receive on the number
Step 4: You will be contacted by a bank representative who will collect your documents and guide you along the verification process for the Bajaj Finserv RBL Bank Platinum Plus FYF Supercard
The Bajaj Finserv RBL Bank Platinum Plus First Year Free Supercard eligibility criteria is easy to meet and the documents asked for will not have you running from pillar to post, unlike with other credit cards.
The applicant has to be an Indian citizen
They must be aged between 21 and 70 years
The applicant must be able to demonstrate a steady source of income
Government issued ID proof
Proof of residence
Recent passport-sized photographs
** Additional documents might have to be submitted during the application process
Some of the Bajaj Finserv RBL Bank Platinum Plus First Year Free Supercard rewards you would be eligible for after using this card include:
For every ₹100 you spend online, you get 2 reward points. For every ₹100 you spend otherwise, you earn 1 reward point.
You can also avail a waiver of up to ₹100 each month on the fuel surcharge at any fuel station across India.
Note : Customers will not be given any reward points on the following spend categories - Education, Insurance, Utility, Wallet Load, Rental Payments, EMI Transactions and Fuel.
Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard features offer a range of benefits for users. Read on below to learn the advantages of availing this card.
All purchases above ₹2,500 can be converted into EMIs and repaid in a more leisurely manner.
If you make any cash withdrawals, you will not be charged interest for up to 50 days.
You can get complimentary access to eight airport lounges throughout the year.
When in urgent need of funds, you can also take a personal loan on your available cash limit through your Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard.
If you make a downpayment for any purchase at Bajaj Finserv partner stores, you can also get a 5% cashback on your payment.
Shopping with the Bajaj Finserv RBL Bank Platinum Plus one year free credit card, you can save up to ₹55,000 annually.
With the Bajaj Finserv RBL Bank Platinum Plus one year free SuperCard, you can get 1+1 movie tickets on platforms like BookMyShow, which means higher savings.
Considering the Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard benefits, you would assume the fees and charges of using it would be high too. It’s not! Read below to learn more about the fees and charges associated with the Bajaj Finserv RBL Bank Platinum Plus First Year Free Supercard.
Types of Fees |
Charges Applicable (in ₹) |
Annual Fee |
₹999 |
Reward Redemption Fees |
₹99 |
Card Replacement Fee |
₹200 |
Late Payment Fee |
|
Rental Transaction Charges |
1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant |
Cash Payment at RBL Branches |
₹100 (W.e.f. 1 st July ‘22) |
Merchant EMI Transaction Fee |
₹199 + GST |
GST |
18% |
Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.
Some of the credit cards offered by Bajaj Finserv RBL Bank that are similar to Bajaj Finserv RBL Bank Platinum Plus First Year Free credit card include:
Credit Card |
Best Use Case |
Fuel, Entertainment, and Shopping |
|
Entertainment and Shopping |
|
Fuel and Travelling |
While Bajaj Finserv RBL Bank has distinguished itself with its Supercard products, many other banks offer credit cards that enable users to live their best lives and make payments seamlessly. Read on to learn more about these.
Credit Card |
Major Highlight |
HDFC Bank Infinia Credit Card Metal Edition |
Unlimited international lounge access and free golf games |
SBI Aurum Credit Card |
Unlimited lounge access worldwide, domestic lounge access 4 times each quarter, 1 domestic spa access every quarter |
Standard Chartered Priority Visa Infinite Credit Card |
4 complimentary domestic airport lounge access, 5x rewards on international spends |
Priority Pass membership and an excellent rewards programme |
There is no fixed credit limit with the Bajaj Finserv RBL Bank PlatinumPlus FYF credit card, since it is decided as per the user’s credit profile and other financial details.
The Bajaj Finserv RBL Bank Platinum Plus First Year Free Card comes with attractive offers on movie tickets, fuel surcharge waivers, distinctive access to airport lounges, and so on.
Yes. This Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard is good to opt for as it has no joining fee and gives cardholders advantages like exclusive airport lounge access, fuel surcharge waivers, offer on movie tickets and reward points.