Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv RBL Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals and emergency advances and enjoy tons of other benefits like fuel surcharge waiver and more.
5% cashback (up to ₹250 per month) on grocery spends
₹1,000 cash back against every spend worth ₹1 Lakh in a year
Get ₹500 Gift Vouchers against the payment of the joining fee and spends worth ₹2,000 in first 30 days
In the second year for spending ₹50,000 get a fee reversal
Benefits worth over ₹5,000 in a year
Enjoy a convenient and contactless payment of up to ₹5,000
2 complimentary visit access to domestic airport lounges
1+1 free movie tickets on BookMyShow
To apply for an Bajaj Finserv RBL Bank ShopSmart credit card online, you would need to follow the steps mentioned below:
Step 1: Visit the Bajaj Markets official website to start your Bajaj Finserv RBL bank credit card application online process
Step 2: Fill in the required Bajaj Finserv RBL Bank Credit Card application details
Step 3: Browse through the list of Bajaj Finserv RBL Bank Credit Card options
Step 4: Select the Bajaj Finserv RBL Bank ShopSmart credit card for yourself
Step 5: Proceed with the Bajaj Finserv RBL Bank Credit Card Application process by submitting the credit card application form along with the requested documents
Alternatively, you can apply for the Bajaj Finserv RBL Bank Credit Card Offline. For this, you would need to visit the nearest RBL Bank branch and place a request for a credit card. You would be required to fill out the application form and submit the list of documents requested. You can get in touch with Bajaj Finserv RBL Platinum Bank ShopSmart SuperCard Customer Care for any queries or concerns.
You should be an Indian national
You have to be between 21 to 70 years of age
You must have access to a regular source of income
Your residential address must be serviceable by the bank
Your credit score should be 720 or above
You should not have defaulted in your earlier payments
When applying for the Bajaj Finserv RBL Bank ShopSmart SuperCard you would need to primarily submit the following documents:
Government issued ID proof
Proof of address
Recent passport sized photos
** Additional documents might have to be submitted during the application process
The rewards you earn are some of the best Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard benefits:
Cashback of 5% on all grocery purchases
Enjoy yearly rewards of over ₹5,000
Get instant rewards when you shop online
Gift voucher worth ₹1,000 against spends worth ₹1,00,000 in a year
Gift Vouchers worth ₹500 against the joining fee
Fee reversal for the second year against spends worth ₹50,000 in a year
Note: EMI transactions will not accrue base reward points and rental spends are not included in annual milestones.
To redeem your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard offers and rewards, you first have to register yourself. Follow the steps given below:
Step 1: Visit the Bajaj Finserv RBL Bank official website to start your Bajaj Finserv RBL bank credit card registration process online
Step 2: Enter your Card Details
Step 3 : Verify the number by entering the OTP sent on your registered mobile number. Your Card will now be registered
Once your credit card is registered, log in using your Login ID and password. View the offers available and redeem your rewards the way you want.
Lets us take a look at the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard features:
Get cashback gift voucher worth ₹500 (On spends of ₹2000 in first 30 days & payment of joining fees)
Get cashback gift voucher worth ₹1,000 on every spend of ₹1 Lakh in a year
Get 5% cashback on grocery spends cashback (up to ₹250 per month)
Enjoy total benefits of ₹10,400+ per annum.
Enjoy interest-free cash withdrawal for up to 50 days by paying a minimal processing fee
Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by Bajaj Finserv RBL Bank as per their discretion and subject to its policies.
Shop for durables, electronics, and much more and pay through easy EMIs
Types of Fees |
Charges Applicable |
Joining fee |
₹499 (GST Applicable) |
Annual fee |
₹499 (GST Applicable) |
Add-on Card Fees |
NIL |
Foreign Currency Transaction** |
3.5% (GST Applicable) |
Cash Payment at branches |
₹100 (W.e.f. 1st July ’22) |
Surcharge on Purchase / Cancellation of Train Tickets |
IRCTC Service charges * + Payment Gateway. Transaction charge [Up to 1.8%+ GST of (ticket amount +IRCTC service charge). |
Fuel Transaction Charge |
For transactions made at petrol pumps to purchase fuel^ 1-2.5% +GST Surcharge on Fuel transaction value or ₹ 10+GST, whichever is higher |
Reward Redemption Fees |
Reward redemption fee of ₹99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
Cash Withdrawal Transaction fee |
2.5%+GST (min ₹500+GST) of the cash amount |
Overdue Interest on extended Credit |
Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum |
Overdue Penalty / Late Payment |
|
Over-limit Penalty |
₹600+GST |
Rental Transaction Charges |
1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant |
Finance Charges (Retail Purchases and cash) |
APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
Card Replacement (Lost / Stolen / Reissue / any other replacement) |
NIL |
Duplicate Statement Fee |
NIL |
Charge Slip Retrieval / Copy Fee |
₹100 (GST Applicable) |
Outstation Cheque Fee |
₹100 (GST Applicable) |
Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds |
₹500 (GST Applicable) |
Merchant EMI Transaction Fee |
₹199 + GST |
All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.
^ The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Platinum SuperCards, ₹200 for World Plus SuperCard and ₹150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross border charge
Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.
Credit Card |
Ideal For |
Bajaj Finserv RBL Bank Platinum Choice Credit Card is best suited for Fuel, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Platinum Plus Credit Card is best suited for Fuel, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Travel Easy Credit Card is best suited for Travelling, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Value Plus Credit Card is best suited for Fuel & Travelling |
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Bajaj Finserv RBL Bank World Prime Credit Card is best suited for Fuel, Shopping & Travelling |
There is no fixed credit limit assigned to the Bajaj Finserv RBL Bank Smart Shop SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit that is tied to a card depends on the creditworthiness of the card user.
Bajaj Finserv RBL Bank shopping credit card in terms of cashback that amounts to ₹1,000 on spending ₹1 Lakh in a year. Bajaj Finserv RBL Bank shopping Credit card in terms of gift vouchers that amount to ₹1,000 on spending ₹1 Lakh in a year.
A good card to have if you are a shopper, this Bajaj Finserv RBL Bank shopping credit card online, gives you several perks while shopping with cashback offers and discounts that help you save money on purchases.
There is an annual fee that you need to pay for the card, however, you can reverse these charges if your spending goes over ₹50,000 in a year.
You need to pay an annual fee of ₹499 + GST for your Bajaj Finserv RBL Bank SuperCard.
The membership fee/ joining fee for your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard is ₹499 + GST.