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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Please explore other available Credit card options by clicking on Apply Now

Bajaj Finserv RBL Bank Platinum ShopSmart Credit Card

Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv RBL Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals and emergency advances and enjoy tons of other benefits like fuel surcharge waiver and more.

Key Highlights of Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

  • 5% cashback (up to ₹250 per month) on grocery spends

  • ₹1,000 cashback against every spend worth ₹1 lakh in a year

  • Get ₹500 Gift Vouchers against the payment of the joining fee and spends worth ₹2,000 in first 30 days

  • In the second year for spending ₹50,000 get a fee reversal

  • Benefits worth over ₹5,000 in a year

  • Enjoy a convenient and contactless payment of up to ₹5,000

  • 2 complimentary visit access to domestic airport lounges

  • 1+1 free movie tickets on BookMyShow

How to Apply for a Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard?

To apply for an RBL Bank ShopSmart credit card online, you would need to follow the steps mentioned below:

  • Step 1: Visit the Bajaj MARKETS official website to start your Bajaj Finserv RBL bank credit card application online process.

  • Step 2: Fill in the required Bajaj Finserv RBL Bank Credit Card application details.

  • Step 3: Browse through the list of Bajaj Finserv RBL Bank Credit Card options.

  • Step 4: Select the Bajaj Finserv RBL Bank ShopSmart credit card for yourself.

  • Step 5: Proceed with the Bajaj Finserv RBL Bank Credit Card Application process by submitting the credit card application form along with the requested documents.

Alternatively, you can apply for the Bajaj Finserv RBL Bank Credit Card Offline. For this, you would need to visit the nearest RBL Bank branch and place a request for a credit card. You would be required to fill out the application form and submit the list of documents requested. You can get in touch with RBL Platinum ShopSmart SuperCard Customer Care for any queries or concerns.

Eligibility Criteria for Bajaj Finserv RBL Bank ShopSmart SuperCard

The eligibility requirements for the RBL ShopSmart SuperCard are as follows:

  • You should be an Indian national

  • You have to be between 25 to 65 years of age

  • You must have access to a regular source of income

  • Your residential address must be serviceable by the bank

  • Your credit score should be 750 or above

  • You should not have defaulted in your earlier payments

Documents Required

When applying for the RBL ShopSmart SuperCard you would need to submit the following documents:

  • Proof of Identity: A copy of your Aadhaar, driving licence or voter’s ID.

  • Proof of Address: A copy of your bank statement, driving licence, voter’s ID or your pension book

  • Proof of Income: A copy of your bank statements, ITR and the payslips issued by your employer

  • PAN Card

  • Passport sized photos

Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard Rewards

The rewards you earn are some of the best RBL Platinum ShopSmart SuperCard benefits:

  • Cashback of 5% on all grocery purchases

  • Enjoy yearly rewards of over ₹ 5,000

  • Get instant rewards when you shop online

  • Gift voucher worth ₹ 1,000 against spends worth ₹1,00,000 in a year

  • Gift Vouchers worth ₹500 against the joining fee

  • Fee reversal for the second year against spends worth ₹50,000 in a year

How To Redeem Rewards on Bajaj Finserv RBL Bank ShopSmart SuperCard

To redeem your RBL Platinum ShopSmart SuperCard offers and rewards, you first have to register yourself. Follow the steps given below:

  • Step 1: Visit the Bajaj Finserv RBL BANK official website to start your RBL bank credit card registration process online.

  • Step 2: Enter your Card Details.

  • Step 3 : Verify the number by entering the OTP sent on your registered mobile number. Your Card will now be registered.

Once your credit card is registered, log in using your Login ID and password. View the offers available and redeem your rewards the way you want.

Features & Benefits of Bajaj Finserv RBL Bank ShopSmart SuperCard

Lets us take a look at the RBL Platinum ShopSmart SuperCard features:

  • Welcome Gift

Get cashback gift voucher worth ₹500 (On spends of ₹2000 in first 30 days & payment of joining fees)

  • Milestone Bonus

Get cashback gift voucher worth ₹1,000 on every spend of ₹1 lakh in a year

  • Cashback on Groceries

Get 5% cashback on grocery spends cashback (up to ₹250 per month)

  • Save Big

Enjoy total benefits of ₹10,400+ per annum.

  • Easy Cash

Enjoy interest-free cash withdrawal for up to 50 days by paying a minimal processing fee

  • Emergency Advance

Get an interest-free loan on the applicable cash limit for up to 3 months

  • EMI Finance

Shop for durables, electronics, and much more and pay through easy EMIs

Fees & Charges on Bajaj Finserv RBL Bank ShopSmart SuperCard

Types of Fees

Charges Applicable

Joining fee

₹ 499 (GST Applicable)

Annual fee

₹ 499 (GST Applicable)

Add-on Card Fees

NIL

Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

₹ 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch Effective 1st June’2018

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).

Fuel Transaction Charge

For transactions made at petrol pumps to purchase fuel^

1% +GST Surcharge on Fuel transaction value or ₹ 10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of ₹ 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019.

T&C Apply

Cash Advance Transaction fee

2.5%+GST (min ₹ 100+GST) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum

Overdue Interest on Secured Credit Cards

2.5% (GST Applicable) per month or 30%+GST per annum

Overdue Penalty / Late Payment

Fee 15%+GST of Total amount due (Min ₹50 + GST, Max ₹1000+GST)

Over-limit Penalty

₹600+GST

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)

Call-a-draft fee

2.5%+GST (min ₹300+GST) of the draft amount

Card Replacement (Lost / Stolen / Reissue / any other replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval / Copy Fee

₹100 (GST Applicable)

Outstation Cheque Fee

₹100 (GST Applicable)

Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds

₹500 (GST Applicable)

 

All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.

^ The surcharge is applicable on minimum fuel transactions of ₹ 500 and a maximum of ₹ 4000. The maximum surcharge waiver is ₹ 100 for Platinum SuperCards, ₹ 200 for World Plus SuperCard and ₹ 150 for all other World SuperCards.

* Refer to IRCTC website for details

** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross border charge

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FAQs related to Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

✔️What is the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard credit limit?

There is no fixed credit limit assigned to the RBL Smart Shop SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit that is tied to a card depends on the creditworthiness of the card user.

✔️What are the different RBL Platinum ShopSmart SuperCard offers?

RBL shopping credit card in terms of cashback that amounts to ₹1,000 on spending ₹1 lakh in a year. Bajaj Finserv RBL Bank shopping Credit card in terms of gift vouchers that amount to ₹1,000 on spending ₹1 lakh in a year.

✔️Is Bajaj Finserv Bajaj Finserv RBL Platinum ShopSmart SuperCard good?

A good card to have if you are a shopper, this RBL shopping credit card online, gives you several perks while shopping with cashback offers and discounts that help you save money on purchases.

✔️Is RBL super card lifetime free?

There is an annual fee that you need to pay for the card, however, you can reverse these charges if your spending goes over ₹50,000 in a year. 

✔️What is the annual fee of Bajaj Finserv RBL Bank SuperCard?

You need to pay an annual fee of ₹499 + GST for your Bajaj Finserv RBL Bank SuperCard. 

✔️What is the membership fee for an RBL super card?

The membership fee/ joining fee for your RBL Platinum ShopSmart SuperCard is ₹499 + GST.