Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv RBL Bank Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals and emergency advances and enjoy tons of other benefits like fuel surcharge waiver and more.
5% cashback (up to ₹250 per month) on grocery spends
₹1,000 cashback against every spend worth ₹1 lakh in a year
Get ₹500 Gift Vouchers against the payment of the joining fee and spends worth ₹2,000 in first 30 days
In the second year for spending ₹50,000 get a fee reversal
Benefits worth over ₹5,000 in a year
Enjoy a convenient and contactless payment of up to ₹5,000
2 complimentary visit access to domestic airport lounges
1+1 free movie tickets on BookMyShow
To apply for an Bajaj Finserv RBL Bank ShopSmart credit card online, you would need to follow the steps mentioned below:
Step 1: Visit the Bajaj Markets official website to start your Bajaj Finserv RBL bank credit card application online process.
Step 2: Fill in the required Bajaj Finserv RBL Bank Credit Card application details.
Step 3: Browse through the list of Bajaj Finserv RBL Bank Credit Card options.
Step 4: Select the Bajaj Finserv RBL Bank ShopSmart credit card for yourself.
Step 5: Proceed with the Bajaj Finserv RBL Bank Credit Card Application process by submitting the credit card application form along with the requested documents.
Alternatively, you can apply for the Bajaj Finserv RBL Bank Credit Card Offline. For this, you would need to visit the nearest RBL Bank branch and place a request for a credit card. You would be required to fill out the application form and submit the list of documents requested. You can get in touch with Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard Customer Care for any queries or concerns.
You should be an Indian national
You have to be between 25 to 65 years of age
You must have access to a regular source of income
Your residential address must be serviceable by the bank
Your credit score should be 750 or above
You should not have defaulted in your earlier payments
When applying for the Bajaj Finserv RBL Bank ShopSmart SuperCard you would need to submit the following documents:
Proof of Identity: A copy of your Aadhaar, driving licence or voter’s ID.
Proof of Address: A copy of your bank statement, driving licence, voter’s ID or your pension book
Proof of Income: A copy of your bank statements, ITR and the payslips issued by your employer
PAN Card
Passport sized photos
The rewards you earn are some of the best Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard benefits:
Cashback of 5% on all grocery purchases
Enjoy yearly rewards of over ₹ 5,000
Get instant rewards when you shop online
Gift voucher worth ₹ 1,000 against spends worth ₹1,00,000 in a year
Gift Vouchers worth ₹500 against the joining fee
Fee reversal for the second year against spends worth ₹50,000 in a year
To redeem your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard offers and rewards, you first have to register yourself. Follow the steps given below:
Step 1: Visit the Bajaj Finserv RBL Bank official website to start your Bajaj Finserv RBL bank credit card registration process online.
Step 2: Enter your Card Details.
Step 3 : Verify the number by entering the OTP sent on your registered mobile number. Your Card will now be registered.
Once your credit card is registered, log in using your Login ID and password. View the offers available and redeem your rewards the way you want.
Lets us take a look at the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard features:
Get cashback gift voucher worth ₹500 (On spends of ₹2000 in first 30 days & payment of joining fees)
Get cashback gift voucher worth ₹1,000 on every spend of ₹1 lakh in a year
Get 5% cashback on grocery spends cashback (up to ₹250 per month)
Enjoy total benefits of ₹10,400+ per annum.
Enjoy interest-free cash withdrawal for up to 50 days by paying a minimal processing fee
Get an interest-free loan on the applicable cash limit for up to 3 months
Shop for durables, electronics, and much more and pay through easy EMIs
Types of Fees |
Charges Applicable |
Joining fee |
₹ 499 (GST Applicable) |
Annual fee |
₹ 499 (GST Applicable) |
Add-on Card Fees |
NIL |
Foreign Currency Transaction** |
3.5% (GST Applicable) |
Cash Payment at branches |
₹ 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch Effective 1st June’2018 |
Surcharge on Purchase / Cancellation of Train Tickets |
IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). |
Fuel Transaction Charge |
For transactions made at petrol pumps to purchase fuel^ 1% +GST Surcharge on Fuel transaction value or ₹ 10+GST, whichever is higher |
Reward Redemption Fees |
Reward redemption fee of ₹ 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
Cash Advance Transaction fee |
2.5%+GST (min ₹ 100+GST) of the cash amount |
Overdue Interest on extended Credit |
Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum |
Overdue Interest on Secured Credit Cards |
2.5% (GST Applicable) per month or 30%+GST per annum |
Overdue Penalty / Late Payment |
Fee 15%+GST of Total amount due (Min ₹50 + GST, Max ₹1000+GST) |
Over-limit Penalty |
₹600+GST |
Finance Charges (Retail Purchases and cash) |
APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
Call-a-draft fee |
2.5%+GST (min ₹300+GST) of the draft amount |
Card Replacement (Lost / Stolen / Reissue / any other replacement) |
NIL |
Duplicate Statement Fee |
NIL |
Charge Slip Retrieval / Copy Fee |
₹100 (GST Applicable) |
Outstation Cheque Fee |
₹100 (GST Applicable) |
Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds |
₹500 (GST Applicable) |
All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.
^ The surcharge is applicable on minimum fuel transactions of ₹ 500 and a maximum of ₹ 4000. The maximum surcharge waiver is ₹ 100 for Platinum SuperCards, ₹ 200 for World Plus SuperCard and ₹ 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross border charge
Credit Card |
Ideal For |
Bajaj Finserv RBL Bank CA Supercard is best suited for Chartered Accountants |
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Bajaj Finserv RBL Bank Platinum Choice Credit Card is best suited for Fuel, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Platinum Plus Credit Card is best suited for Fuel, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Travel Easy Credit Card is best suited for Travelling, Shopping & Entertainment |
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Bajaj Finserv RBL Bank Value Plus Credit Card is best suited for Fuel & Travelling |
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Bajaj Finserv RBL Bank World Prime Credit Card is best suited for Fuel, Shopping & Travelling |
There is no fixed credit limit assigned to the Bajaj Finserv RBL Bank Smart Shop SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit that is tied to a card depends on the creditworthiness of the card user.
Bajaj Finserv RBL Bank shopping credit card in terms of cashback that amounts to ₹1,000 on spending ₹1 lakh in a year. Bajaj Finserv RBL Bank shopping Credit card in terms of gift vouchers that amount to ₹1,000 on spending ₹1 lakh in a year.
A good card to have if you are a shopper, this Bajaj Finserv RBL Bank shopping credit card online, gives you several perks while shopping with cashback offers and discounts that help you save money on purchases.
There is an annual fee that you need to pay for the card, however, you can reverse these charges if your spending goes over ₹50,000 in a year.
You need to pay an annual fee of ₹499 + GST for your Bajaj Finserv RBL Bank SuperCard.
The membership fee/ joining fee for your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard is ₹499 + GST.