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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Please explore other available Credit card options by clicking on Apply Now

Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv RBL Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals and emergency advances and enjoy tons of other benefits like fuel surcharge waiver and more.

Key Highlights of the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

  • 5% cashback (up to ₹250 per month) on grocery spends

  • ₹1,000 cash back against every spend worth ₹1 Lakh in a year

  • Get ₹500 Gift Vouchers against the payment of the joining fee and spends worth ₹2,000 in first 30 days

  • In the second year for spending ₹50,000 get a fee reversal

  • Benefits worth over ₹5,000 in a year

  • Enjoy a convenient and contactless payment of up to ₹5,000

  • 2 complimentary visit access to domestic airport lounges

  • 1+1 free movie tickets on BookMyShow

How to Apply for a Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

To apply for an Bajaj Finserv RBL Bank ShopSmart credit card online, you would need to follow the steps mentioned below:

  • Step 1: Visit the Bajaj Markets official website to start your Bajaj Finserv RBL bank credit card application online process

  • Step 2: Fill in the required Bajaj Finserv RBL Bank Credit Card application details

  • Step 3: Browse through the list of Bajaj Finserv RBL Bank Credit Card options

  • Step 4: Select the Bajaj Finserv RBL Bank ShopSmart credit card for yourself

  • Step 5: Proceed with the Bajaj Finserv RBL Bank Credit Card Application process by submitting the credit card application form along with the requested documents

Alternatively, you can apply for the Bajaj Finserv RBL Bank Credit Card Offline. For this, you would need to visit the nearest RBL Bank branch and place a request for a credit card. You would be required to fill out the application form and submit the list of documents requested. You can get in touch with Bajaj Finserv RBL Platinum Bank ShopSmart SuperCard Customer Care for any queries or concerns.

Eligibility Criteria for the Bajaj Finserv RBL Bank ShopSmart SuperCard

1. The eligibility requirements for the Bajaj Finserv RBL Bank ShopSmart SuperCard are as follows:

  • You should be an Indian national

  • You have to be between 21 to 70 years of age

  • You must have access to a regular source of income

  • Your residential address must be serviceable by the bank

  • Your credit score should be 720 or above

  • You should not have defaulted in your earlier payments

2. Documents Required

When applying for the Bajaj Finserv RBL Bank ShopSmart SuperCard you would need to primarily submit the following documents:

  • Government issued ID proof

  • Proof of address

  • Recent passport sized photos

** Additional documents might have to be submitted during the application process

Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard Rewards

The rewards you earn are some of the best Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard benefits:

  • Cashback of 5% on all grocery purchases

  • Enjoy yearly rewards of over ₹5,000

  • Get instant rewards when you shop online

  • Gift voucher worth ₹1,000 against spends worth ₹1,00,000 in a year

  • Gift Vouchers worth ₹500 against the joining fee

  • Fee reversal for the second year against spends worth ₹50,000 in a year

Note: EMI transactions will not accrue base reward points and rental spends are not included in annual milestones. 

How to Redeem Rewards on Bajaj Finserv RBL Bank ShopSmart SuperCard

To redeem your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard offers and rewards, you first have to register yourself. Follow the steps given below:

  • Step 1: Visit the Bajaj Finserv RBL Bank official website to start your Bajaj Finserv RBL bank credit card registration process online

  • Step 2: Enter your Card Details

  • Step 3 : Verify the number by entering the OTP sent on your registered mobile number. Your Card will now be registered

Once your credit card is registered, log in using your Login ID and password. View the offers available and redeem your rewards the way you want.

Features & Benefits of the Bajaj Finserv RBL Bank ShopSmart SuperCard

Lets us take a look at the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard features:

  • Welcome Gift

Get cashback gift voucher worth ₹500 (On spends of ₹2000 in first 30 days & payment of joining fees)

  • Milestone Bonus

Get cashback gift voucher worth ₹1,000 on every spend of ₹1 Lakh in a year

  • Cashback on Groceries

Get 5% cashback on grocery spends cashback (up to ₹250 per month)

  • Save Big

Enjoy total benefits of ₹10,400+ per annum.

  • Easy Cash

Enjoy interest-free cash withdrawal for up to 50 days by paying a minimal processing fee

  • Cash Against Credit Card

Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by Bajaj Finserv RBL Bank as per their discretion and subject to its policies.

  • EMI Finance

Shop for durables, electronics, and much more and pay through easy EMIs

Fees & Charges on the Bajaj Finserv RBL Bank ShopSmart SuperCard

Types of Fees

Charges Applicable

Joining fee

₹499 (GST Applicable)

Annual fee

₹499 (GST Applicable)

Add-on Card Fees

NIL

Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

₹100 (W.e.f. 1st July ’22)

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Up to 1.8%+ GST of (ticket amount +IRCTC service charge).

Fuel Transaction Charge

For transactions made at petrol pumps to purchase fuel^

1-2.5% +GST Surcharge on Fuel transaction value or ₹ 10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of ₹99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019.

T&C Apply

Cash Withdrawal Transaction fee

2.5%+GST (min ₹500+GST) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum

Overdue Penalty / Late Payment

  • Up to ₹100 - Late payment fee is NIL

  • Above ₹100 - Late payment fee is 12.5% of total due amount. Maximum of ₹1,300

Over-limit Penalty

₹600+GST

Rental Transaction Charges

1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant 

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)

Card Replacement (Lost / Stolen / Reissue / any other replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval / Copy Fee

₹100 (GST Applicable)

Outstation Cheque Fee

₹100 (GST Applicable)

Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds

₹500 (GST Applicable)

Merchant EMI Transaction Fee

₹199 + GST

 

All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.

^ The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Platinum SuperCards, ₹200 for World Plus SuperCard and ₹150 for all other World SuperCards.

* Refer to IRCTC website for details

** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross border charge

 

Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.

Similar RBL Bank SuperCards Offered by Bajaj Finserv

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Ideal For

Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Platinum Choice Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Platinum Plus Supercard

Bajaj Finserv RBL Bank Platinum Plus Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Travel Easy Supercard

Bajaj Finserv RBL Bank Travel Easy Credit Card is best suited for Travelling, Shopping & Entertainment

Bajaj Finserv RBL Bank Value Plus Supercard

Bajaj Finserv RBL Bank Value Plus Credit Card is best suited for Fuel & Travelling

Bajaj Finserv RBL Bank World Prime Supercard

Bajaj Finserv RBL Bank World Prime Credit Card is best suited for Fuel, Shopping & Travelling

FAQs related to Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard

✔️What is the Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard credit limit?

There is no fixed credit limit assigned to the Bajaj Finserv RBL Bank Smart Shop SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit that is tied to a card depends on the creditworthiness of the card user.

 

✔️What are the different Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard offers?

Bajaj Finserv RBL Bank shopping credit card in terms of cashback that amounts to ₹1,000 on spending ₹1 Lakh in a year. Bajaj Finserv RBL Bank shopping Credit card in terms of gift vouchers that amount to ₹1,000 on spending ₹1 Lakh in a year.

✔️Is Bajaj Finserv Bajaj Finserv RBL Platinum ShopSmart SuperCard good?

A good card to have if you are a shopper, this Bajaj Finserv RBL Bank shopping credit card online, gives you several perks while shopping with cashback offers and discounts that help you save money on purchases.

 

✔️Is Bajaj Finserv RBL Bank super card lifetime free?

There is an annual fee that you need to pay for the card, however, you can reverse these charges if your spending goes over ₹50,000 in a year.

✔️What is the annual fee of Bajaj Finserv RBL Bank SuperCard?

You need to pay an annual fee of ₹499 + GST for your Bajaj Finserv RBL Bank SuperCard. 

 

✔️What is the membership fee for a Bajaj Finserv RBL Bank super card?

The membership fee/ joining fee for your Bajaj Finserv RBL Bank Platinum ShopSmart SuperCard is ₹499 + GST.