✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from RBL Bank now!


Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals, emergency advance and enjoy tons of other benefits like fuel surcharge waiver and more. 

Features & Benefits

  • Welcome gift

Get cashback worth Rs. 500 (On spends of Rs. 2000 in first 30 days & payment of joining fees)

  • Milestone bonus

Get cashback worth Rs. 1,000 on every spend of Rs. 1 Lakh in a year

  • Cashback on groceries

Get 5% cashback on grocery spends cashback (up to Rs. 250 per month)

  • Save big

Avail total benefits per annum Rs. 5,000+. Save even more with unique features like personal loan, cash access, and easy EMIs at no additional costs

  • Easy cash

Enjoy interest-free cash withdrawal for up to 50 days

  • Emergency advance

Get interest-free loan on cash limit for up to 90 days, once annually

  • EMI finance

Shop for durables, electronics, and much more and pay through easy EMIs* 
*Upcoming feature

Fees & Charges

Types of Fees

Charges Applicable

Joining fee

Rs. 499 (GST Applicable)

Annual fee

Rs. 499 (GST Applicable)

Add-on Card Fees


Foreign Currency Transaction**

3.5% (GST Applicable)

Cash Payment at branches

Rs 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch Effective 1st June’2018

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).

Fuel Transaction Charge

For transaction made at petrol pumps to purchase fuel^

1% +GST Surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of Rs. 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019.

T&C Apply

Cash Advance Transaction fee

2.5%+GST (min Rs. 100+GST) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum

Overdue Interest on Secured Credit Cards

2.5% (GST Applicable) per month or 30%+GST per annum

Overdue Penalty / Late Payment

Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST)

Over-limit Penalty

Rs. 600+GST

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)

Call-a-draft fee

2.5%+GST (min Rs. 300+GST) of the draft amount

Card Replacement (Lost / Stolen / Reissue / any other replacement)

Rs. 200 (GST Applicable)

Duplicate Statement Fee

Rs. 100 (GST Applicable)

Charge Slip Retrieval / Copy Fee

Rs. 100 (GST Applicable)

Outstation Cheque Fee

Rs. 100 (GST Applicable)

Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds

Rs. 500 (GST Applicable)

All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge