Overview
Getting easy and quick finance for your daily needs just got easy! The Bajaj Finserv Shop Smart SuperCard takes care of your credit requirements. Get privileges like interest-free cash withdrawals, emergency advance and enjoy tons of other benefits like fuel surcharge waiver and more.
Features & Benefits
- Welcome gift
Get cashback worth Rs. 500 (On spends of Rs. 2000 in first 30 days & payment of joining fees)
- Milestone bonus
Get cashback worth Rs. 1,000 on every spend of Rs. 1 Lakh in a year
- Cashback on groceries
Get 5% cashback on grocery spends cashback (up to Rs. 250 per month)
- Save big
Avail total benefits per annum Rs. 5,000+. Save even more with unique features like personal loan, cash access, and easy EMIs at no additional costs
- Easy cash
Enjoy interest-free cash withdrawal for up to 50 days
- Emergency advance
Get interest-free loan on cash limit for up to 90 days, once annually
- EMI finance
Shop for durables, electronics, and much more and pay through easy EMIs*
*Upcoming feature
Fees & Charges
Types of Fees |
Charges Applicable |
Joining fee |
Rs. 499 (GST Applicable) |
Annual fee |
Rs. 499 (GST Applicable) |
Add-on Card Fees |
NIL |
Foreign Currency Transaction** |
3.5% (GST Applicable) |
Cash Payment at branches |
Rs 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch Effective 1st June’2018 |
Surcharge on Purchase / Cancellation of Train Tickets |
IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). |
Fuel Transaction Charge |
For transaction made at petrol pumps to purchase fuel^ 1% +GST Surcharge on Fuel transaction value or Rs. 10+GST, whichever is higher |
Reward Redemption Fees |
Reward redemption fee of Rs. 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
Cash Advance Transaction fee |
2.5%+GST (min Rs. 100+GST) of the cash amount |
Overdue Interest on extended Credit |
Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum |
Overdue Interest on Secured Credit Cards |
2.5% (GST Applicable) per month or 30%+GST per annum |
Overdue Penalty / Late Payment |
Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST) |
Over-limit Penalty |
Rs. 600+GST |
Finance Charges (Retail Purchases and cash) |
APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
Call-a-draft fee |
2.5%+GST (min Rs. 300+GST) of the draft amount |
Card Replacement (Lost / Stolen / Reissue / any other replacement) |
Rs. 200 (GST Applicable) |
Duplicate Statement Fee |
Rs. 100 (GST Applicable) |
Charge Slip Retrieval / Copy Fee |
Rs. 100 (GST Applicable) |
Outstation Cheque Fee |
Rs. 100 (GST Applicable) |
Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds |
Rs. 500 (GST Applicable) |
All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge
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Happy Customers of Finserv MARKETS
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!
I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!