The Bajaj Finserv RBL Bank Value Plus SuperCard is a credit card that’s designed to help you save more on every spend. You get access to privileges like interest-free cash withdrawals from ATM and emergency advances. That’s not all. You also get to enjoy tons of other benefits like fuel surcharge waivers, annual fee waivers, and more.
Managing large ticket purchases is also very easy with the credit card. You can simply convert them into easy and affordable EMIs payable over a tenure of your choice. Getting easy and quick finance for your daily needs just got a whole lot easier with Bajaj Finserv RBL Bank ValuePlus SuperCard.
Going through the key highlights can help you get a better understanding of what the Bajaj Finserv RBL Bank Value Plus SuperCard offers. So, here’s a quick glimpse of some of the important highlights of the credit card.
10% cashback on fuel purchases (up to ₹250 per month)
Gift vouchers worth ₹1,000 on crossing spends of ₹1 Lakh in a year
Gift vouchers worth ₹500 against payment of the joining fee and spends of ₹2,000 in the first 30 days
Benefits worth over ₹6,200 in a year
Contactless payment of up to ₹5,000 at supported Point of Sale (POS) terminals
Waiver of the next year’s annual fee on spends of more than ₹50,000 in a year
Fuel surcharge waiver up to a maximum of ₹100 per month
Applying for the Bajaj Finserv RBL Bank Value Plus SuperCard is very simple and can be done online within just a few minutes. Simply follow the steps outlined below.
Visit the Bajaj Markets’ official website and make your way to the ‘Credit Card’ section.
Click on the ‘Apply Now’ button.
Fill in the required details.
Browse through the list of credit cards.
Select the Bajaj Finserv RBL Bank ValuePlus SuperCard.
Complete the application process by submitting the credit card application form along with the required documents.
Alternatively, you can also apply for the Bajaj Finserv RBL Bank ValuePlus SuperCard offline. For this, you would need to visit the nearest RBL Bank branch, fill out the application form, and submit the list of documents requested.
Before you apply for one, it is important to take a good look at the credit card eligibility criteria and the list of documents required for the Bajaj Finserv RBL Bank Value Plus SuperCard. This can help you be better prepared when applying for the card.
The applicant should be between 21 and 70 years of age.
The applicant must have access to a regular source of income.
The applicant residential address must be serviceable by the bank.
The applicant should have a good credit score of 750 or above.
The applicant should not have defaulted on your earlier payments.
Proof of Identity - Aadhaar card, driving licence or voter’s ID
Proof of Address - Latest bank statement, driving licence, voter’s ID or passport
Proof of Income - Latest Bank statements, ITR, or salary slips issued by your employer
Passport size photos
The Bajaj Finserv RBL Bank Value Plus SuperCard comes with a plethora of different offers. Here’s a quick look at a few of the noteworthy offers that the card comes with.
Cash back gift voucher worth ₹500 on payment of joining fees and spending ₹2,000 during the first 30 days
Cash back gift voucher worth ₹1,000 on spending ₹1,00,000 in a year
Waiver on fuel surcharge to the tune of ₹100 per month
Annual fee waiver on spending ₹50,000 in a year
There are many Bajaj Finserv RBL Bank Value Plus SuperCard features and benefits that are designed to not only make your purchases more hassle-free, but also more rewarding. Check out some of the different benefits and features that you get to enjoy down below.
You can make payments up to Rs. 5,000 using the ‘Tap & Pay’ feature on your card on all contactless Point of Sale machines across the country.
On crossing a milestone spend of ₹1 Lakh in a year, you stand to get a gift voucher worth ₹1,000.
On all fuel purchases, you get a cashback of about 10%, up to a maximum of ₹250 per month.
The Bajaj Finserv RBL Bank Value Plus SuperCard offers total benefits of ₹6,200+ each year.
For the first 50 days from the date of card activation, you get interest-free cash withdrawals up to your assigned credit limit.
You can easily convert your available cash limit into a personal loan for 3 months at a rate of just 1.16% per month, without any processing fees.
Now that you’ve seen the various Bajaj Finserv RBL Bank Value Plus SuperCard benefits and features, it's time to take a look at the charges levied on the card. This will help you determine whether the credit card is right for you. Here’s a list of charges applicable on this credit card.
Joining fees: ₹499 + GST
Annual fees: ₹499 + GST
Add-on card fees: NIL
Foreign currency transaction fees: 3.50% of the transaction value
Fee for cash payments at branches: ₹100 per transaction
Surcharge on purchase of train tickets: Up to 1.8% of the ticket amount + IRCTC service charge
Fuel transaction charge: 1% on fuel transaction value or ₹10, whichever is higher
Reward redemption fees: ₹99 + GST
Cash advance fees: 2.5% of the advance amount (Minimum ₹500)
Late payment fees:
Upto ₹100 - ₹0
₹100.01 to ₹500 - ₹100
₹500.01 to ₹5,000 - ₹500
₹5,000.01 to ₹10,000 - ₹750
₹10,000.01 to ₹25,000 - ₹900
₹25,000.01 to ₹50,000 - ₹1,000
₹Above ₹50,000 - ₹1,300
Overlimit penalty: ₹600
Finance charges: 3.99% per month (47.88% per annum)
Card replacement fees: NIL
Duplicate statement fees: NIL
Cheque return or dishonour / Auto-debit reversal fees: ₹500
Disclaimer: All the above charges are subject to change under any marketing programs. The cardmember shall be informed about the same.
Apart from the Bajaj Finserv RBL Bank Value Plus SuperCard, the bank also offers multiple other credit cards in the SuperCard range. Here’s a list of other SuperCards that the RBL Bank offers.
RBL Bank CA Supercard- For Chartered Accountants
RBL Bank Doctors Supercard- For Doctors
Bajaj Finserv RBL Bank Platinum Choice Supercard- For fuel, shopping & entertainment
Bajaj Finserv RBL Bank Platinum Choice FYF Supercard- For fuel, shopping & entertainment
Bajaj Finserv RBL Bank Platinum Plus Supercard- For fuel, shopping & entertainment
Bajaj Finserv RBL Bank Platinum Plus FYF Supercard- For fuel, shopping & entertainment
Bajaj Finserv RBL Bank Travel Easy Supercard- For travelling, shopping & entertainment
Bank World Plus Supercard- For fuel & travelling
The wide range of Bajaj Finserv RBL Bank ValuePlus credit card offers includes the gift vouchers amounting to ₹500 once the joining fee is paid, and ₹2,000 is spent within a month of the card issue date. You can also benefit from a 10% cashback offer on your fuel purchases. The annual fee for the second year is waived off if the spending crosses ₹50,000 annually.
When you carry out a purchase using your Bajaj Finserv RBL Bank ValuePlus SuperCard, you are awarded rewards in the form of gift vouchers and cashback. For example, you get 10% cashback on all your fuel purchases using this SuperCard.
There is no fixed credit limit assigned to the Bajaj Finserv RBL Bank ValuePlus SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit of the card depends on the creditworthiness of the card user.