RBL Value Plus SuperCard Features

Bajaj Finserv RBL Bank Value Plus Supercard

Great Savings | Interest-free personal loan | Easy EMI Facility

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Please explore other available Credit card options by clicking on Apply Now

Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

Getting easy and quick finance for your daily needs just got easy with Bajaj Finserv RBL ValuePlus SuperCard! The Bajaj Finserv RBL Value Plus Supercard takes care of your credit requirements. Get privileges like interest-free cash withdrawals, emergency advances, and enjoy tons of other benefits like fuel surcharge waiver and more.

Key Highlights of Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

  • 10% cashback (up to ₹250 per month) on fuel purchases.

  • Gift vouchers worth ₹1,000 on crossing the spend worth ₹1 lakh in a year.

  • ₹500 Gift vouchers as welcome gift against payment of the joining fee and spending worth ₹2,000 in the first 30 days.

  • Benefits worth over ₹6,200+ in a year.

  • Contactless payment of up to ₹5,000 at a time.

  • If the spendings cross ₹50,000 in a year, then the next year’s annual fee is waived off

  • Chance to benefit from the fuel surcharge waiver up to a maximum of ₹100 per month

How to Apply for a Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

To apply for an RBL Value Plus credit card online, you would need to follow the steps mentioned below:

  • Step 1: Visit the Bajaj MARKETS official website to start your RBL bank credit card application online process.

  • Step 2: Fill in the details required for Bajaj Finserv RBL Bank Credit Card.

  • Step 3: Browse through the list of credit cards.

  • Step 4: Select the Bajaj Finserv RBL Bank ValuePlus SuperCard for yourself.

  • Step 5: Proceed with the Bajaj Finserv RBL Bank ValuePlus SuperCard application process by submitting the credit card application form along with the requested documents.

Alternatively, you can apply for the Bajaj Finserv RBL Bank ValuePlus SuperCard Offline. For this, you would need to visit the nearest RBL Bank branch and place a request for a new credit card.

You would be required to fill out the application form and submit the list of documents requested.

Eligibility Criteria & Documents for Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

The eligibility requirements to apply for Bajaj Finserv RBL ValuePlus SuperCard are as follows:

  • You should be between 21 and 70 years of age.

  • You must have access to a regular source of income.

  • Your residential address must be serviceable by the bank.

  • You should have a good credit score of 750 or above.

  • You should not have defaulted on your earlier payments.

Documents Required to apply for Bajaj Finserv RBL ValuePlus SuperCard

When applying for the Bajaj Finserv RBL Value Plus Supercard, you would need to submit the below-mentioned documents:

  • Proof of Identity: This includes a copy of your Aadhaar, driving license or voter’s ID.

  • Proof of Address: Anyone document from- a copy of your bank statement, driving license, voter’s ID or your pension book

  • Proof of Income: A copy of your bank statements, ITR and the payslips issued by your employer

  • PAN Card

  • Passport size photos

Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard Rewards Points

The rewards you can earn on your Bajaj Finserv RBL Value Plus Supercard are listed below:

  • Cashback of 10% on fuel purchases.

  • Gift voucher worth ₹1,000 against spendings worth ₹1,00,000 in a year.

  • Fee reversal for the second year against spendings worth ₹50,000 in a year.

  • Get unlimited interest free cash withdrawals up to your billing period with a maximum period of 50 days, with a minimal processing fee of 2.5% (Minimum ₹500)

How to Redeem Reward Points of Bajaj Finserv RBL ValuePlus SuperCard

You can easily redeem your earned rewards points against hotel bookings, flight bookings, mobile recharge options, and product purchases, including high-end gadgets, electronics, etc.

You can redeem your reward points by visiting the website; the process is highly simplified. You need to follow the given steps to redeem your reward points of Bajaj Finserv RBL ValuePlus SuperCard:

  • Step 1: Login to the website using your username & password.

  • Step 2:You can choose from the different types of options available under the flights, stays and deals section. After selecting your option, you need to proceed with the payment.

  • Step 3:Next, choose the ‘Redeem Points’ option and select the number of points you wish to redeem.

  • Step 4:Once the process is initiated, you will receive an OTP on the registered mobile number. Once you enter the OTP, the transaction is completed.

Furthermore, if you are a first time user, you need to register your card; the process is straightforward and convenient.

Features and Benefits of Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

  • Welcome gift
    Get a cash back gift voucher worth ₹ 500 (On spends of ₹ 2000 during the first 30 days & payment of joining fees).

  • Milestone bonus
    Get gift vouchers worth ₹ 1,000 on every spend of ₹ 1 Lakh in a year.

  • Cashback on fuel purchase
    Get 10 % cashback on fuel purchases (up to ₹ 250 per month).

  • Save big
    Enjoy total benefits of ₹ 6,200+ per annum.

  • Easy cash
    Enjoy interest-free cash withdrawal for up to 50 days.

  • Cash against credit card
    Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies.

  • EMI finance
    Shop for electronics, durables, clothes, furniture and much more and pay through easy EMIs*

*Upcoming feature

Fees & Charges on Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard 

Types of Fees

Charges Applicable

Joining fee

₹ 499 (GST Applicable)

Annual fee

₹ 499 (GST Applicable)

Add-on Card Fees

NIL

Foreign Currency Transaction**

Up to 3.5% (GST Applicable)

Cash Payment at branches

₹100 (W.e.f. 1st July’22)

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).

Fuel Transaction Charge

For transactions made at petrol pumps to purchase fuel^

1% +GST Surcharge on Fuel transaction value or ₹ 10+GST, whichever is higher

Reward Redemption Fees

Reward redemption fee of ₹ 99 (GST Applicable) will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCard w.e.f. 1st June 2019.

T&C Apply

Cash Advance Transaction fee

2.5%+GST (min ₹ 100+GST) of the cash amount; Wef. 1st July 2020 : 2.5% (Min. ₹ 500) of the cash amount

Overdue Interest on extended Credit

Up to 3.99% (GST Applicable) per month or 47.88% (GST Applicable) per annum

Overdue Interest on Secured Credit Cards

2.5% (GST Applicable) per month or 30%+GST per annum

Overdue Penalty / Late Payment

  • Upto ₹100 - Late payment fee is ₹0
  • ₹100.01 - ₹500 - Late payment fee is ₹100
  • ₹500.01 - ₹5,000 - Late payment fee is ₹500
  • ₹5,000.01 - ₹10,000 - Late payment fee is ₹750
  • ₹10,000.01 - ₹25,000 - Late payment fee is ₹900
  • ₹25,000.01 - ₹50,000 - Late payment fee is ₹1,000
  • ₹Above ₹50,000 - Late payment fee is ₹1,300

Over-limit Penalty

₹ 600+GST

Finance Charges (Retail Purchases and cash)

APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)

Call-a-draft fee

2.5%+GST (min ₹300+GST) of the draft amount

Card Replacement (Lost / Stolen / Reissue / any other replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval / Copy Fee

₹ 100 (GST Applicable)

Outstation Cheque Fee

₹ 100 (GST Applicable)

Cheque Return / Dishonor Fee Auto debit Reversal-Bank Account out of funds

₹ 500 (GST Applicable)

All the above charges are subject to change under any marketing programs. The cardmember will be informed about the same.

^ The surcharge is applicable on minimum fuel transactions of ₹ 500 and a maximum of ₹ 4000.

* Refer to the IRCTC website for details

** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross border charge

Similar Credit Cards Offered by Bajaj Finserv RBL Bank

Credit Card

Ideal For

Bajaj Finserv RBL Bank CA Supercard

Bajaj Finserv RBL Bank CA Supercard is best suited for Chartered Accountants

Bajaj Finserv RBL Bank Doctors Supercard

Bajaj Finserv RBL Bank Doctors Supercard is best suited for Doctors

Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Platinum Choice Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Platinum Choice FYF Supercard

Bajaj Finserv RBL Bank Platinum Choice FYF Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Platinum Plus Supercard

Bajaj Finserv RBL Bank Platinum Plus Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Platinum Plus FYF Supercard

Bajaj Finserv RBL Bank Platinum Plus FYF Credit Card is best suited for Fuel, Shopping & Entertainment

Bajaj Finserv RBL Bank Travel Easy Supercard

Bajaj Finserv RBL Bank Travel Easy Credit Card is best suited for Traveling, Shopping & Entertainment

Bajaj Finserv RBL Bank World Plus Supercard

Bajaj Finserv RBL Bank World Plus Credit Card is best suited for Fuel & Traveling

Bajaj Finserv RBL Bank World Prime Supercard

Bajaj Finserv RBL Bank World Prime Credit Card is best suited for Fuel, Shopping & Traveling

FAQs of RBL Value Plus SuperCard

  • ✔️What are the different Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard offers?

    The wide range of RBL ValuePlus credit card offers includes the gift vouchers amounting to ₹500 once the joining fee is paid, and ₹2,000 is spent within a month of the card issue date. You can also benefit from a 10% cashback offer on your fuel purchases. The annual fee for the second year is waived off if the spending crosses ₹50,000 annually. 

  • ✔️How do you earn reward points using the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard?

    When you carry out a purchase using your RBL ValuePlus SuperCard, you are awarded rewards in the form of gift vouchers and cashback. For example, you get 10% cashback on all your fuel purchases using this SuperCard.

  • ✔️What is the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard credit limit?

    There is no fixed credit limit assigned to the RBL ValuePlus SuperCard. A credit limit will be tied to the card by a card issuer once the card is approved. The credit limit of the card depends on the creditworthiness of the card user.