Bajaj Finserv RBL Bank Value Plus Supercard

What is Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

The Bajaj Finserv RBL Bank Value Plus SuperCard is a credit card that’s designed to help you save more on every spend. You get access to privileges like interest-free cash withdrawals from ATM and emergency advances. That’s not all. You also get to enjoy tons of other benefits like fuel surcharge waivers, annual fee waivers, and more.

Managing large ticket purchases is also very easy with the credit card. You can simply convert them into easy and affordable EMIs payable over a tenure of your choice. Getting easy and quick finance for your daily needs just got a whole lot easier with Bajaj Finserv RBL Bank ValuePlus SuperCard. 

Key Highlights of the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

Going through the key highlights can help you get a better understanding of what the Bajaj Finserv RBL Bank Value Plus SuperCard offers. So, here’s a quick glimpse of some of the important highlights of the credit card. 

• 10% cashback on fuel purchases (up to ₹250 per month) 

• Gift vouchers worth ₹1,000 on crossing spends of ₹1 Lakh in a year

• Gift vouchers worth ₹500 against payment of the joining fee and spends of ₹2,000 in the first 30 days 

• Benefits worth over ₹6,200 in a year

• Contactless payment of up to ₹5,000 at supported Point of Sale (POS) terminals 

• Waiver of the next year’s annual fee on spends of more than ₹50,000 in a year 

• Fuel surcharge waiver up to a maximum of ₹100 per month

How to Apply for a Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

Applying for the Bajaj Finserv RBL Bank Value Plus SuperCard is very simple and can be done online within just a few minutes. Simply follow the steps outlined below.

• Visit the Bajaj Markets’ official website and make your way to the ‘Credit Card’ section.

• Click on the ‘Apply Now’ button.

• Fill in the required details.

• Browse through the list of credit cards.

• Select the Bajaj Finserv RBL Bank ValuePlus SuperCard.

• Complete the application process by submitting the credit card application form along with the required documents.

Alternatively, you can also apply for the Bajaj Finserv RBL Bank ValuePlus SuperCard offline. For this, you would need to visit the nearest RBL Bank branch, fill out the application form, and submit the list of documents requested.

Eligibility Criteria & Documents for the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

Before you apply for one, it is important to take a good look at the credit card eligibility criteria and the list of documents required for the Bajaj Finserv RBL Bank Value Plus SuperCard. This can help you be better prepared when applying for the card. 

Eligibility Criteria for the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

• The applicant should be between 21 and 70 years of age.

• The applicant must have access to a regular source of income.

• The applicant residential address must be serviceable by the bank.

• The applicant should have a good credit score of 750 or above.

• The applicant should not have defaulted on your earlier payments.

Documents Required for the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

• Proof of Identity - Aadhaar card, driving licence or voter’s ID

• Proof of Address - Latest bank statement, driving licence, voter’s ID or passport 

• Proof of Income - Latest Bank statements, ITR, or salary slips issued by your employer

• PAN Card

• Passport size photos

Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard Offers

The Bajaj Finserv RBL Bank Value Plus SuperCard comes with a plethora of different offers. Here’s a quick look at a few of the noteworthy offers that the card comes with. 

• Cash back gift voucher worth ₹500 on payment of joining fees and spending ₹2,000 during the first 30 days

• Cash back gift voucher worth ₹1,000 on spending ₹1,00,000 in a year 

• Waiver on fuel surcharge to the tune of ₹100 per month 

• Annual fee waiver on spending ₹50,000 in a year 

Features and Benefits of the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

There are many Bajaj Finserv RBL Bank Value Plus SuperCard features and benefits that are designed to not only make your purchases more hassle-free, but also more rewarding. Check out some of the different benefits and features that you get to enjoy down below. 

• Contactless Transactions

You can make payments up to Rs. 5,000 using the ‘Tap & Pay’ feature on your card on all contactless Point of Sale machines across the country.

• Milestone Bonus

On crossing a milestone spend of ₹1 Lakh in a year, you stand to get a gift voucher worth ₹1,000. 

• Cashback on Fuel Purchase

On all fuel purchases, you get a cashback of about 10%, up to a maximum of ₹250 per month.

• Save Big

The Bajaj Finserv RBL Bank Value Plus SuperCard offers total benefits of ₹6,200+ each year.

• Easy Cash

For the first 50 days from the date of card activation, you get interest-free cash withdrawals up to your assigned credit limit.

• Cash Against Credit Card

You can easily convert your available cash limit into a personal loan for 3 months at a rate of just 1.16% per month, without any processing fees. 

Fees & Charges on the Bajaj Finserv RBL Bank Platinum ValuePlus SuperCard

Now that you’ve seen the various Bajaj Finserv RBL Bank Value Plus SuperCard benefits and features, it's time to take a look at the charges levied on the card. This will help you determine whether the credit card is right for you. Here’s a list of charges applicable on this credit card. 

• Joining fees: ₹499 + GST

• Annual fees: ₹499 + GST

• Add-on card fees: NIL

• Foreign currency transaction fees: 3.50% of the transaction value

• Fee for cash payments at branches: ₹100 per transaction 

• Surcharge on purchase of train tickets: Up to 1.8% of the ticket amount + IRCTC service charge

• Fuel transaction charge: 1% on fuel transaction value or ₹10, whichever is higher

• Reward redemption fees: ₹99 + GST

• Cash advance fees: 2.5% of the advance amount (Minimum ₹500)

• Late payment fees:

  1. Upto ₹100 - ₹0

  2. ₹100.01 to ₹500 - ₹100

  3. ₹500.01 to ₹5,000 - ₹500

  4. ₹5,000.01 to ₹10,000 - ₹750

  5. ₹10,000.01 to ₹25,000 - ₹900

  6. ₹25,000.01 to ₹50,000 - ₹1,000

  7. ₹Above ₹50,000 - ₹1,300

• Overlimit penalty: ₹600

• Finance charges: 3.99% per month (47.88% per annum)

• Card replacement fees: NIL

• Duplicate statement fees: NIL 

• Cheque return or dishonour / Auto-debit reversal fees: ₹500

Disclaimer: All the above charges are subject to change under any marketing programs. The cardmember shall be informed about the same. 

Similar Bajaj Finserv RBL Bank Credit Cards

Apart from the Bajaj Finserv RBL Bank Value Plus SuperCard, the bank also offers multiple other credit cards in the SuperCard range. Here’s a list of other SuperCards that the Bajaj Finserv RBL Bank offers. 

• RBL Bank CA Supercard- For Chartered Accountants

• RBL Bank Doctors Supercard- For Doctors

• Bajaj Finserv RBL Bank Platinum Choice Supercard- For fuel, shopping & entertainment

• Bajaj Finserv RBL Bank Platinum Choice FYF Supercard- For fuel, shopping & entertainment

• Bajaj Finserv RBL Bank Platinum Plus Supercard- For fuel, shopping & entertainment

• Bajaj Finserv RBL Bank Platinum Plus FYF Supercard- For fuel, shopping & entertainment

• Bajaj Finserv RBL Bank Travel Easy Supercard- For travelling, shopping & entertainment

• RBL Bank World Plus Supercard- For fuel & travelling

• RBL Bank World Prime Supercard- For fuel, shopping & travelling