Bajaj Finserv RBL Bank SuperCard Loan

Your Bajaj Finserv RBL Bank SuperCard doesn’t just bring you a plethora of exciting deals and cashbacks, but also a steady cash reserve for times of need. With the Bajaj Finserv RBL Bank SuperCard loan facility, you can meet immediate fund requirements without applying for a separate personal loan. 

 

You can apply for the loan online with minimum paperwork and enjoy quick approvals. With the Emergency Advance facility, you can easily convert your credit limit into a personal loan and repay the same within 90 days. Not just that, with the Xpress Credit facility, you can avail of instant loans within your credit limit. You can choose from different tenure options and conveniently make your Bajaj Finserv RBL Bank SuperCard loan payments in easy EMIs. 

Eligibility for Credit Card Loan

Securing instant finance to meet your needs is easy, if you meet a basic eligibility checklist. To avail of a loan against your Bajaj Finserv RBL Bank SuperCard, you must fulfil the following conditions:

 

• You must have a strong credit history.

• You must have zero outstanding dues from previous credit card statements and loans.

How to Apply for a Loan Against Your Credit Card

Applying for a loan against your Bajaj Finserv RBL Bank SuperCard is easy. In fact, you can conveniently complete the application process from the comfort of your home. Depending on your funding needs, you can pick one of the following routes to avail of a loan against your Bajaj Finserv RBL Bank SuperCard:

1. Through the RBL Bank’s Official Website

You can apply for a loan against the Bajaj Finserv RBL Bank SuperCard via the bank’s net banking portal. Here’s how you can avail of an emergency advance personal loan against the card online:

 

• Go to the RBL Bank’s website.

• Login to your net banking account using your credentials.

• Navigate to the ‘Credit Card’ section and select the ‘Instant Loan’ option.

• Click the ‘Submit’ button after filling in all the requisite details.

2. RBL Bank's Mobile App

If you’re a registered mobile banking user, you can easily apply for a Bajaj Finserv RBL Bank SuperCard loan on the RBL Bank MyCard app. Here’s how you can avail of an instant loan via the bank’s m-banking app:

 

• Open the RBL Bank MyCard app on your smartphone. 

• Tap on the ‘Get Instant Cash’ option on the homepage.

• Review your pre-approved loan offer and tap on the ‘Unlock Now’ option. 

• Follow the instructions on the app to claim your loan offer. 

3. RBL Bank Credit Card Customer Care Number

If you need extra assistance with the loan process, you can always call the Bajaj Finserv RBL Bank SuperCard helpline. Here’s how you can apply for the loan via the customer care number:

 

• Call the Bajaj Finserv RBL Bank SuperCard customer care number at +91 2271190900.

• Wait for a customer service executive from the bank to get in touch and guide you through the process. 

Additionally, you can also clarify any doubts or queries you might have about your Bajaj Finserv RBL Bank SuperCard loan payments, tenures, interest rates, etc.

Benefits of a Credit Card Loan

Applying for a regular personal loan can be a long and tiring process. However, availing of a Bajaj Finserv RBL Bank SuperCard loan allows you to skip these hassles and enjoy a convenient access to funds during emergencies. Here’s an overview of the benefits you can enjoy with a Bajaj Finserv RBL Bank SuperCard loan:

 

• You can avail of the Emergency Advance feature and convert your credit limit into a personal loan for 3 months, paying a nominal rate of 1.16%/month. 

• You don’t need to submit any extra documents when applying for the loan.

• You can have access to instant funds with the Xpress Cash facility. 

• You can enjoy a quick and paperless money transfer facility. 

• You can convert the cost of the instant loan into manageable EMIs against low interest charges.

• You can choose a convenient repayment tenure to make your Bajaj Finserv RBL Bank SuperCard loan payments.

How to Repay the Credit Card Loan

If you’re wondering how to repay Bajaj Finserv RBL Bank SuperCard loan, you’ll be happy to know that the process is the same as any other loan. You can complete the loan repayment in easy EMIs, spread across a predetermined tenure. 

 

The EMIs for your loan will be charged to your monthly credit statement and must be cleared by the due date. In other words, you can check your credit card statement every month to ascertain your monthly instalments. 

 

Moreover, the funds sanctioned as a loan will also attract interest.  So, you will have to repay both the principal amount and interest charged on the principal sum. The interest rate applicable on your loan amount will be communicated to you before the loan is sanctioned.