RBL Bank Monthly Treats Credit Card

RBL Monthly Treat Card

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About RBL Bank Monthly Treats Credit Card

**Disclaimer: The RBL Monthly Treats Credit Card is not a Finserv MARKETS partner product. The offers would be from partner banks/NBFCs only.

 

The RBL Monthly Treats Card is an excellent credit card offered by RBL Bank. As its name suggests, the card features a host of exciting monthly treats for those who opt for it. Spread across various categories of payments and purchases, the aforementioned treats and rewards have been designed to add value to the routine spends of the customers and make the experience of using the RBL Monthly Treats Credit Card more rewarding.

RBL Monthly Treats Credit Card Features and Benefits

The RBL Bank Monthly Treats Credit Card is packed with features and benefits that make it a great selection for customers who are looking for a credit card that carries rewards for transactions spanning different categories.

 

Here are some of the RBL Monthly Treats Credit Card benefits:

 

1. 10% cashback on the following portals. (up to Rs. 100 per month per category)

  • BookMyShow.com or application

  • Swiggy

2. 10% cashback on payments for groceries (up to Rs. 100 per month)

 

3. 10% cashback for monthly utility bill payments (up to Rs. 100 per month)

 

4. 2 reward points for every Rs. 100 spent on the purchase of products and services online

 

5. 1 reward point for Rs. 100 spent on all purchases offline, barring fuel payments

 

6. The waiver of the monthly fee of Rs. 75 if you spend more than Rs. 3,000 on your RBL Monthly Treats Card in a month

 

7. No limit on the number of transactions in a month

 

8. The posting of cashback earned by you in your RBL Monthly Treats Credit Card account within three days

 

9. The waiver of fuel surcharge across fuel stations (for transactions between Rs. 500 and Rs. 4000; maximum waiver of Rs. 100 per month)

 

10. The opportunity to earn cumulative treats to the tune of Rs. 6,000 per annum, including cashbacks and fuel surcharge waivers.

RBL Monthly Treats Credit Card Fees and Charges

Before applying for your RBL Monthly Treats Card, you must be aware of its fees and charges. The RBL Monthly Treats Card carries a monthly fee of Rs. 75 plus the applicable Goods and Services Tax.

However, in the event of you spending more than Rs. 3,000 on your RBL Monthly Treats Credit Card in a particular month, the monthly fee for that month shall be waived off.

In addition to the monthly fee on your RBL Monthly Treats Credit Card, the following charges are also levied on it.

Type of the charge

Quantum of the charge

Add-on card fee

Rs. 0

Finance Charges for Retail and Cash

Up to 3.99% per month

Fee for Cash advances

2.5% of the cash advance (minimum Rs. 500)

Over limit penalty

Rs. 600

Fee for cash payment at branches

Rs. 250 for each instance of cash deposit

Surcharge on railway ticket purchase or cancellation

IRCTC Service Charges plus Payment Gateway Transaction Charges (up to 1m8 per cent of the cost of the ticket plus the IRCTC service charges)

Charge for fuel payments

1% of the amount of the fuel payment

Foreign Currency Transactions

Up to 3.5% of the value of the transaction

RBL Monthly Treats Credit Card Rewards Points Programme

Not only does the Monthly Treats RBL Credit Card come loaded with treats in the form of cashbacks on online payments, this card also provides you with access to an excellent credit card rewards programme. The following table sheds light on the reward points you can earn with the usage of your RBL Monthly Treats Card.

Type of transaction

Reward points to be earned on the RBL Monthly Treats Card

Online Purchases

2 reward points on an expenditure of Rs. 100

Offline Purchases except payments for fuel

1 reward point on an expenditure of Rs. 100

RBL Monthly Treats Credit Card Eligibility

Before applying for the RBL Monthly Treats Card, you must ascertain whether you fulfill the credit card eligibility criteria. Here are the main points you should be mindful of vis-a-vis the RBL Monthly Treats Credit Card Eligibility.

Parameter

Eligibility Criteria for the RBL Monthly Treats Credit Card

Citizenship

Indian

Age

23 years to 60 years

Income

More than Rs. 25,000 per month

Occupation

Salaried individuals

Location

Your place of residence or work should fall within the list of the serviceable pincodes for the card

RBL Monthly Treats Credit Card Documents Required

Here is the list of the credit card documents that are required for your application for the RBL Monthly Treats Card.

1. Proof of Identity (one of the following)

  • PAN Card

  • Aadhaar Card

  • Driving License

  • Passport

2. Proof of Address (one of the following)

  • Voter Identity Card

  • Aadhaar Card

  • Passport

  • Ration Card

3. Proof of Income:

4. A copy of your PAN Card

5. Recent colour photographs

RBL Monthly Treats Credit Card Application Process

It is easy to apply for the RBL Bank Monthly Treats Credit Card. All you have to do is visit this page on the official website of the bank and click on 'Apply Now'. It is advisable to check whether you are eligible for the card before you proceed with the aforementioned application.

Kindly note that this card is not available on the Finserv MARKETS website. You can apply for it on the website of RBL Bank or through their branches.

RBL Monthly Treats Credit Card Customer Support

You can reach out to the RBL Bank Customer Support Team via the following modes.

  1. Call the RBL Bank Credit Card Helpline number: 022-62327777

  2. Email the support team at cardservices@rblbank.com

Frequently Asked Questions about the RBL Monthly Treats Credit Card:

  • ✔️What is the RBL Bank Monthly Treat Credit Card review?

    The RBL Monthly Treats Credit Card is an excellent card that comprises several rewards and treats on various categories of purchases and utility payments.

  • ✔️What is the RBL Monthly Treat Credit Card limit?

    The credit card limit that you can get with your RBL Monthly Treats Credit Card depends upon your monthly income.

  • ✔️Can I make bill payments using the RBL Monthly Treats Credit Card?

    Yes, you can pay your bills using the RBL Monthly Treats Card. You can also earn cashback on such payments.

  • ✔️How can I check the status of my application for the RBL Monthly Treat Card?

    You can check your RBL Monthly Treats Credit Card application status on the official website of RBL Bank. You must keep your application number handy to check this information.