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✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI Bank now!

SBI Card Statement

The SBI credit card statement is a detailed report of your expenses, which is shared by the State Bank of India (SBI) every month. It lists your credit card usage details for a particular billing cycle, which includes information about your transactions, the amount you paid in the previous month, your outstanding bill for the current month, the payment due date, and SBI credit card reward points, among others.

How to Check SBI Credit Card Bill Statement?

Check SBI Credit Card Statement Online

There are multiple ways through which you can check your SBI credit card statement online. The step-by-step process that you would have to follow for each of the methods are mentioned below.

 

1. Check SBI Card Statement through Netbanking

 

  • Using your user credentials, log in to your SBI card account.

  • Click on the ‘My Accounts’ option on the left-hand side of the homepage.

  • Click on the ‘Card Statements’.

  • Your last SBI credit card statement will appear on the screen. Post viewing it, you can also download it by clicking on the ‘Download’ option.

 

2. Check SBI Card Statement through SBI Credit Card Mobile App

 

  • Download the SBI Card mobile app from the Apple App Store or the Google Play Store.

  • Log into your account using your user credentials.

  • Click on the ‘My Account’ option.

  • Click on the ‘Card Statement’ option.

  • Select ‘View Statement’ and choose the billing cycle for which you want to view the SBI credit card statement online.

  • Your statement will appear on the screen. You can also download it by clicking on the ‘Download’ option.

 

3. Check SBI Card Statement through Chatbot ILA

 

  • Visit SBI Card’s official website.

  • Click on the ‘Ask ILA’ option to open the chat window.

  • Click on the ‘Statement’ option.

  • The chatbot will prompt you to log in using your SBI Card user credentials.

  • You can log into your account using your user ID and password or by entering your credit card number.

  • Once you’ve logged in, you will be able to access your SBI card online statement.

Check SBI Credit Card Statement Offline

If you’re an individual who prefers to get their SBI credit card monthly statement offline, then there are four different ways for you to do it. Here’s a quick look at each method and the step-by-step process that you would have to follow.

 

1. Get SBI Credit Card Statement Via SMS

 

  • Open the messaging app on your phone and type ‘DSTMT XXXX MM’ (XXXX represents the last four digits of your SBI credit card and MM represents the month for which you wish to get the statement for).

  • Send this message as an SMS to 5676791 from your registered mobile number.

 

2. Get SBI Credit Card Statement via Customer Care

 

  • Call the customer care of SBI card on either 1860 180 1290, 1860 500 1290, or <STD Code> 3902 0202.

  • Make a request for the SBI card statement to the customer care representative.

  • The representative will authenticate your identity by asking you a few questions.

  • Once your identity is authenticated, the customer care representative will provide you with the SBI credit card transaction statement for the time period that you require.

 

3. Get SBI Credit Card Statement Via Post

 

  • Make a request for a hard copy of your SBI card statement by sending a mail to the SBI Card registered office address.

  • Your statement will be sent to the registered address within 10 calendar days from the date of statement generation.

 

4. Get SBI Credit Card Statement by Visiting the Nearest Bank Branch

 

  • Visit the nearest SBI bank branch.

  • Request the bank official to provide you with the SBI card statement for the time period of your choice.

  • The bank official will verify your identity by requesting you to provide an identity proof.

  • Once your identity is verified, a copy of your credit card statement will be provided to you.

How to Download SBI Credit Card Statement Without Login

Alternatively, you can also view your SBI credit card statement online without having to log into your account. Here’s what you would have to do.

  • Visit the ‘SBI Card Online’ page at https://www.sbicard.com/creditcards/app/service/card-statement-page

  • Enter your 16-digit SBI credit card number, your date of birth, and the ‘CAPTCHA’ as displayed on the screen and click on ‘Proceed’.

  • Once your request is submitted, you will get an OTP on your registered mobile number.

  • Enter the OTP and click on ‘Continue’.

  • You will be redirected to a page where you can view or download your SBI credit card statement for the past 24 months in the PDF file format.

How to Understand your SBI Credit Card Monthly Statement

When you check your SBI credit card statement online, you might come across several terms. Knowing what they mean can help you understand your statement in a much better manner. Here are some of the more common terms and their meaning.

Total Amount Due

This is the total outstanding bill against your credit card at the end of a billing cycle. It includes the expenses of the current billing cycle as well as any amount that was pending from the previous billing cycles.

Minimum Amount Due

It is the minimum amount that you’re required to pay before the payment due date to keep your card active. The minimum due is usually around 2 to 5% of the total amount due.

Billing Cycle

The billing cycle is the period for which the statement is generated. All transactions made within one billing cycle have to be paid at the end of the cycle. Usually, the billing cycle for most credit cards is a month.

Payment Due Date

It is the date within which you’re supposed to pay your total amount due or the minimum amount due. Failing to pay within this due date can lead to penalties and even a temporary restriction on the usage of the card.

Interest-Free Period

It is the period of time from the transaction date to the payment due date. During this period, your purchases will not accrue any additional interest charges.

Credit Limit

It is the maximum amount of money up to which you can use your SBI credit card.

Transaction Summary

It contains details of all transactions, both debit and credit, made during a billing cycle.

SBI Credit Card e-Statement

The SBI credit card e-statement is a digital copy of your credit card statement for a particular billing cycle. It is safe and secure since it requires a password to access.

If you wish to avail the e-statement facility of SBI, you need to first register your email ID with the bank. Once registered, the bank would directly send you the SBI credit card statement via email every month.

Switch to SBI Credit Card e-Statement

If you’ve been receiving your SBI card statement as a physical copy, you can quickly and effortlessly switch to receiving e-statements by simply following any one of the below methods.

1. By Sending an Email

You can simply send an email from your registered email ID requesting the switch to SBI credit card e-statements.

2. By Calling the Customer Care

You can call the SBI credit card customer care on any one of the following numbers - 1860 180 1290, 1860 500 1290, or <STD Code> 3902 0202. And once you’re connected with a customer care representative, you can simply place a request for receiving SBI credit card e-statements.

3. By Sending an SMS

From your registered mobile number, simply type and send ‘ESR’ to 5676791 as an SMS to register yourself for receiving e-statements. Once you’re registered, all that you have to do is type ‘ESTMT’ followed by a space and the last four digits of your SBI Card and send it to 5676791 to view your SBI credit card e-statement.

4. By Chatting with ILA

You can also visit the SBI card website and register for SBI credit card e-statements by chatting with the ILA chatbot.

Benefits of SBI Credit Card Statement

Here’s a quick glimpse of some of the key benefits that you get to enjoy by checking your SBI card statement regularly.

  • You get to view all your credit card related information in one place.

  • You can keep a track of your expenses and budget your expenses more efficiently.

  • You can quickly spot and report discrepancies in your credit statement.

  • You can check and redeem your available credit card reward points.

  • You can get information about new products, offers, and news related to your credit card.

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FAQs

✔️How do I view or get my SBI credit card statement?

You can view your credit card statement online via SBI credit card net banking, SBI credit card mobile app or through Chatbot ILA. Offline, you can access your credit card statement via SMS, SBI credit card customer care, through post or by visiting the nearest bank branch. You can also register for the SBI credit card e-statement facility and have the credit card statement delivered to you through email.

✔️How do I view my SBI credit card statement online?

You can view your credit card statement online via SBI credit card net banking, SBI credit card mobile app or through Chatbot ILA. You would need to log into your account for the same. Once logged in you would find the statement in the ‘Card Statement’ tab under ‘My Account’.

✔️How can I download my SBI credit card statement?

You can instantly download the last 24 months’ statement in PDF format from the website sbicard.com. It is free of cost. Just follow these steps to download your statement.

  • Login to www.sbicard.com using the User ID and password.

  • Click on ‘View Statement’.

  • Select the billing cycle from the list of archived statements.

  • Click on ‘Download’.

✔️How can I download my SBI credit card statement without login?

In case you have not registered for net banking, you can still view/download your SBI credit card statement without login by following these steps.

  • Visit the ‘SBI Card Online’ page at https://www.sbicard.com/creditcards/app/service/card-statement-page

  • Enter your 16-digit SBI credit card number, date of birth, and the ‘CAPTCHA’ as displayed on the screen and click on ‘Proceed.

  • Once your request is submitted, you will get an OTP on your registered mobile number.

  • Enter the OTP and click on ‘Continue’.

  • You will be redirected to a page where you can view/download your SBI credit card statement for the past 24 months in PDF format.

✔️How many SBI Credit Card statements am I allowed to view after requesting e-statements?

You can view SBI credit card statements for the last 24 months.

✔️What is an SBI credit card statement?

It is a statement that contains details of all of the transactions that you’ve made using your SBI credit card during a specific month. In addition to the details of the transactions, it also has other information such as the total amount due, the minimum amount due, the payment due date, and the amount of reward points accumulated, among others.

✔️How can I open my SBI credit card statement PDF?

You would need to enter your SBI credit card statement password to access the PDF. Your password is a combination of your date of birth in DDMMYYYY format, followed by the last four digits of your card.